scholarly journals Reimagining Viet Nam’s Microfinance Sector: Recommendations for Institutional and Legal Reforms

2021 ◽  
Author(s):  
Ron Bevacqua ◽  
Duong (Sophie) Nguyen ◽  
Don Lambert
Keyword(s):  
Regulatory Reform ◽  
Regional Level ◽  
Financial Inclusion ◽  
Viet Nam ◽  
Legal Reforms ◽  
Considerable Support

Viet Nam’s new National Financial Inclusion Strategy issued on 22 January 2020, sets out targets for promoting financial inclusion by 2025. Achieving these targets requires considerable support from the microfinance sector as well as other stakeholders in the finance sector. This paper emphasizes the need to prioritize regulatory reform for microfinance development. Otherwise, the microfinance sector in Viet Nam could remain nonprofit rather commercial—making it difficult for the sector to attract wholesale funding. Aside from helping achieve the National Financial Inclusion Strategy, regulatory reform in the microfinance sector can also enable Viet Nam to become more active, prominent, and competitive on a regional level along with its neighbors in Asia.

scholarly journals An Investigation into the Perceptions of Veterinarians towards Calf Welfare in New Zealand

Animals ◽  
2021 ◽  
Vol 11 (2) ◽  
pp. 421
Author(s):  
Ria van Dyke ◽  
Amy Miele ◽  
Melanie Connor
Keyword(s):  
Mixed Methods ◽  
New Zealand ◽  
Bos Taurus ◽  
Regulatory Reform ◽  
Regulatory Regime ◽  
Production Chain ◽  
Nationwide Study ◽  
Animal Welfare Science ◽  
Legislative Amendments ◽  
Considerable Support

Despite recent legislative amendments to address areas of highest risk to the welfare of calves (Bos taurus) in New Zealand, there are prevailing concerns that animal welfare science knowledge has not been adopted in practice. As a part of a larger, nationwide study investigating the perceptions of veterinarians towards calf welfare, the aim of the current work was to investigate the perceptions of veterinarians towards the level of welfare protection afforded to young “bobby” calves in New Zealand. This study also explored concerns for welfare compromise and identified barriers to welfare-related change for calves more generally. An electronic mixed-methods survey was completed by 104 veterinarians registered with the Veterinary Council of New Zealand. The findings revealed that veterinarians strongly disagreed with the specifications of certain calf welfare regulations. Veterinarians also identified areas at highest risk of calf welfare compromise across the production chain and barriers to welfare-related change. These findings demonstrate considerable support among veterinarians for improving the level of welfare protection afforded to calves. Given the discrepancies that exist between the current regulatory regime and veterinary perspectives, the knowledge gained from this study can be used in support of regulatory reform to strengthen calf welfare in practice and policy in New Zealand.

BANKING ON THE AFRICAN CONTINENT

2021 ◽  
pp. 100-108
Author(s):  
Codjo G. Nouchet ◽  
Keyword(s):  
Regional Level ◽  
Financial Inclusion ◽  
African Continent ◽  
Banking Services ◽  
Low Level ◽  
Wide Range

The article examines the structure of the banking services market on the African continent. It analyzes the principal reasons for the low level of banking services on the continent and the proposed solutions for the financial inclusion of a large part of the population. The topic was researched at the regional level with the involvement of a wide range of sources.

Analysis Of Perception Of Rural People Towards Socio-Economic Impact Of Financial Inclusion – A Case Study Analysis

GIS Business ◽  
2020 ◽  
Vol 15 (1) ◽  
pp. 278-291
Author(s):  
Dr. Parasharam. A. Patil ◽  
Dr. R. A. Sathish
Keyword(s):  
Economic Impact ◽  
Financial Institutions ◽  
Low Income ◽  
Policy Development ◽  
Regulatory Reform ◽  
Financial Inclusion ◽  
Rural People ◽  
Low Income Families ◽  
The Government ◽  
Socio Economic Impact

The governments of India and other developing countries have made Financial Inclusion a priority – evidenced by policy development, regulatory reform and new funding vehicles. The government of India has set a target of reaching full inclusion by 2015. These objectives will be achieved through financial instruments, such as micro credit, which has achieved positive results, helping thousands of the world’s poor to lift themselves out of poverty. This paper examines the socio-economic impact of financial inclusion on rural people in Goa.   It is now well understood that financial inclusion helps the poor in more viable and profitable way by providing them ability to do business with banks and other financial institutions. The provision of uncomplicated, small, affordable products can help bring low-income families into the formal financial sector. Taking into account their seasonal inflow of income from agricultural operations, migration from one place to another, and seasonal and irregular work availability and income, the existing financial system needs to be designed to suit their requirements. Mainstream financial institutions such as banks have an important role to play in this effort, not as a social obligation, but as a pure business proposition.  

scholarly journals Determinants and Impacts of Financial Literacy in Cambodia and Viet Nam

2019 ◽  
Vol 12 (1) ◽  
pp. 19 ◽  
Author(s):  
Peter Morgan ◽  
Long Trinh
Keyword(s):  
General Education ◽  
Low Income ◽  
Financial Literacy ◽  
Educational Level ◽  
Occupational Status ◽  
Financial Inclusion ◽  
Viet Nam ◽  
Savings Behavior ◽  
Education Levels ◽  
Main Determinants

Our paper extends the literature on the determinants and impacts of financial literacy by conducting the OECD/INFE survey in two relatively low-income Asian economies—Cambodia and Viet Nam—and analyzing the determinants of financial literacy and the effects of financial literacy on savings and financial inclusion. Generally, our study corroborates the findings of studies of other countries, but uncovers some differences as well. The main determinants of financial literacy are found to be educational level, income, age, and occupational status. Both financial literacy and general education levels are found to be positively and significantly related to savings behavior and financial inclusion, and these results generally hold even when correcting for possible endogeneity of financial literacy.

scholarly journals INCOME INEQUALITY AND REGIONAL INDEX OF FINANCIAL INCLUSION FOR ISLAMIC BANK IN INDONESIA

2019 ◽  
Vol 11 (1) ◽  
Author(s):  
Prastowo Prastowo ◽  
Diyah Putriani
Keyword(s):  
Income Inequality ◽  
Low Income ◽  
Poverty Alleviation ◽  
Regional Level ◽  
Financial Inclusion ◽  
Islamic Banking ◽  
Islamic Banks ◽  
Limited Access ◽  
Income Household ◽  
Regional Index

This research is proposed to measure financial inclusion index in 2 dimensions (2D-FII) in Indonesia Islamic banks. This research contributes on the measurement 2D-FII in regional level in Indonesia. The result shows that value of FII in Islamic banking in Indonesia is still low. Previous works show one of the determinant on increasing inequality in any country is a limited access to financial sector, especially for low income household (Akimov, Wijeweera, and Dollery 2006; Kenourgios and Samitas 2007; Levine 2003; D. Park and Shin 2015).  In other words, low level of FII in Indonesia perhaps is caused by inequality of income. Therefore, this research recommends policymaker to have more concern on poverty alleviation program and open new Islamic banks branches in the regional level.

scholarly journals Does digital finance benefit the income of rural residents? A case study on China

2021 ◽  
Vol 5 (4) ◽  
pp. 664-688
Author(s):  
Tinghui Li ◽  
◽  
Jiehua Ma
Keyword(s):  
Financial Development ◽  
Industrial Structure ◽  
Education Level ◽  
Regional Level ◽  
Financial Inclusion ◽  
Rural Residents ◽  
Data Set ◽  
Development Level ◽  
The Impact ◽  
Structure Education

<abstract> <p>Rural residents' income is one of the core issues of rural economic development, and digital financial inclusion is one of the important influencing factors of rural residents' income. Especially under the background of the implementation of digital financial technology, the relationship between the two has become more complex. Based on the panel data set of 1624 counties in Chinese mainland in the past 2014–2019 years, the paper uses panel regression models to study the impact of digital financial inclusion on rural residents' income. Further, by analyzing the industrial structure, education level and financial development level, the following conclusions are drawn. First, digital financial inclusion significantly promotes the increase of rural residents' income, but there are differences in regional level and different quantiles of rural residents' income. At the regional level, the promotion of control effect at the provincial level is stronger than that at the county level; in different quantiles of residents' income, with the increase of residents' income quantile, the promoting effect is gradually enhanced. Second, the heterogeneous impact of digital financial inclusion on rural residents' income is reflected in three aspects: regional development, education level and financial development level. Third, industrial structure, education level and financial development level will enhance the promotion effect of digital financial inclusion on rural residents' income, but there are significant differences in the intensity of the regulatory effect of the three variables.</p> </abstract>

THE PARTICULAR STRUCTURAL TRAITS OF THE MIGRATION CATHOLIC COMMUNITY IN THE SOUTHERN VIETNAM

2010 ◽  
Vol 13 (3) ◽  
pp. 5-20
Author(s):  
Loc Duc Nguyen
Keyword(s):  
Historical Context ◽  
Residential Area ◽  
Religious Community ◽  
Viet Nam ◽  
Religious Organization ◽  
Religious Activities ◽  
Economic Activities ◽  
Southern Vietnam ◽  
Kinship Structure ◽  
Structural Traits

The Vietnamese Catholic community is not only a religious community but also a traditional village with relationships based on kinship and/or sharing the same residential area, similar economic activities, and religious activities. In this essay, we are interested in examining migrating Catholic communities which were shaped and reshaped within the historical context of Viet Nam war in 1954. They were established after the migration of millions of Catholics from Northern to Southern Viet Nam immediately after Geneva Agreement in 1954. Therefore, by examining the particular structural traits of the emigration Catholic Communities we attempt to reconstruct the reproducing process of village structure based on the communities’ triple structure: kinship structure, governmental structure and religious organization.

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