Pengaruh Pengetahuan Keuangan, Teman Sebaya, dan Parental Income terhadap Perilaku Keuangan dengan Self-Control sebagai Moderasi

Abstract : Analyzing the effect of financial knowledge, friends of the same age, and parental income on financial behavior with self-control as a moderating variable is the purpose of this research. Quantitative research is a type of research used in this study. The research sample was determined by purposive sampling technique totaling 100 students. Data analysis techniques used Structural Equation Modeling (SEM). Data collection techniques used were test and questionnaires. The result of this research is that financial knowledge can’t significantly influence financial behavior of students. Peer pressure, parental income, and self control have a significant on student financial behavior. Self control cann’t moderate financial knowledge on financial behavior, but it can moderate peer moderation on financial behavior. Self control does not moderate parental income on student financial behavior.

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TINGKAT LITERASI KEUANGAN DAN FINANCIAL TECHNOLOGY PADA PELAKU USAHA MIKRO, KECIL, DAN MENENGAH (UMKM) KABUPATEN KUNINGAN

JIMFE (Jurnal Ilmiah Manajemen Fakultas Ekonomi) ◽

10.34203/jimfe.v5i2.1485 ◽

2020 ◽

Vol 5 (2) ◽

pp. 97-108

Author(s):

Amir Hamzah ◽

Dadang Suhardi

Keyword(s):

Financial Literacy ◽

Random Sampling ◽

Structural Equation ◽

Sampling Technique ◽

Financial Knowledge ◽

Financial Behavior ◽

Equation Modeling ◽

Analysis Method ◽

Positive Effect ◽

Financial Technology

The purpose of this study is to examine the level of financial literacy and financial technology of SMEs in Kuningan Regency. The sample of this study were 250 SMEs. Sampling is done by Probability sampling with proportional random sampling technique. The data analysis method with Structural Equation Modeling (SEM). From the results of the study it was found that financial attitude has positive effect on financial technology, financial behavior has positive effect on financial technology, financial knowledge has positive effect on financial technology, financial technology has positive effect on financial inclusion.Thus, in order to achieve the level of financial literacy and financial technology in SMEs increases, SMEs must pay attention to the level of financial attitude, financial behavior, financial knowledge, financial technology so that SMEs financial inclusion also increases.

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Analysis of Investment Decisions at BMT Latansa Gontor Ponorogo

Li Falah : Jurnal Studi Ekonomi dan Bisnis Islam ◽

10.31332/lifalah.v6i2.3427 ◽

2022 ◽

Vol 6 (2) ◽

pp. 66

Author(s):

Apriliana Ika Kusumanisita ◽

Lathiefa Rusli ◽

Raditya Iqbal Anugrah

Keyword(s):

Structural Equation ◽

Research Method ◽

Quantitative Research ◽

Reasoned Action ◽

Investment Decisions ◽

Equation Modeling ◽

Product Knowledge ◽

Analysis Techniques ◽

System Product ◽

Investment Intentions

This study aims to examine customer decisions in investing in BMT. The theory used to predict customer decisions in investing is the theory of reasoned action. The research method used is quantitative research with data analysis techniques Structural Equation Modeling (SEM). The results showed that the sharia system, product knowledge, religiosity, attitudes, risk perception, image, and investment intentions affected investment decisions.

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Self-efficacy as a moderator in the relationship between peer pressure and family smoking, and adolescent cigarette smoking behavior

Asian Social Science ◽

10.5539/ass.v11n28p84 ◽

2015 ◽

Vol 11 (28) ◽

pp. 84

Author(s):

SAMIRA GOLESTAN ◽

Haslinda Binti Abdullah

Keyword(s):

Cigarette Smoking ◽

Self Efficacy ◽

Structural Equation ◽

Quantitative Research ◽

Smoking Behavior ◽

Peer Pressure ◽

Smoking Habits ◽

Equation Modeling ◽

Policy Makers ◽

The Relationship

This paper examines the relationship between the environmental factors of peer pressure and family smoking (parents’ smoking and siblings’ smoking), and adolescent cigarette smoking habits in Kerman (as a big province in Iran). In addition, in terms of the afore-mentioned behavior, the moderating role of self-efficacy on the link of peer pressure and family smoking is studied. A quantitative research method was used for this purpose. The sample included 300 adolescents between the ages of 15 and 18 as current smokers. Self-administered questionnaires were used to collect the data which were then analyzed using AMOS Software and running Structural Equation Modeling (SEM). The results showed positive significant relationship between peer pressure plus family smoking (parents’ smoking and siblings’ smoking), and adolescent cigarette smoking. The relevant findings and results revealed that self-efficacy has a considerable moderating effect on the relationship between cigarette smoking behavior, and peer pressure and family smoking. The results of the present study can contribute to the literature and have significant implications for practitioners and policy makers to prevent adolescents in Iran from developing smoking habits.

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The Influence of Competence, Cooperation and Organizational Climate on Employee Performance With Work Motivation as a Mediation Variable (Study on the Food and Agriculture Office Clump of Merauke Regency)

Technium Social Sciences Journal ◽

10.47577/tssj.v27i1.5200 ◽

2022 ◽

Vol 27 ◽

pp. 556-578

Author(s):

Terisius Andreas Kasman Rimbayana ◽

Anita Erari ◽

Siti Aisyah

Keyword(s):

Organizational Climate ◽

Structural Equation ◽

Quantitative Research ◽

Work Motivation ◽

Employee Performance ◽

Sampling Technique ◽

Civil Servants ◽

Equation Modeling ◽

Research Approach ◽

Food And Agriculture

The purpose of the study was to determine the effect of competence, cooperation, and organizational climate on employee performance mediated by work motivation (a study in the food and agriculture office clump work unit in Merauke Regency). The research uses a quantitative research approach. The sampling technique used purposive sampling method. The research sample as many as 117 employees were selected from Civil Servants (PNS) as structural or implementing officials, not as Field Agricultural Extension Officers (PPL) or civil servants who were not on duty in the unit. The data comes from the answers to the questionnaire according to the employee's perception. The results of the questionnaire were tabulated and analyzed using Structural Equation Modeling (SEM) using the SmartPLS application. The results of the analysis prove that competence has a significant effect on performance, competence has an effect on work motivation, and motivation mediates the influence of competence on employee performance. Cooperation has no effect on performance, but has an effect on motivation and work motivation mediates the effect of cooperation on employee performance. Organizational climate does not affect employee performance but organizational climate affects work motivation and work motivation mediates the relationship between organizational climate and employee performance. Motivation has a significant effect on performance. The results of the study have implications for competence and motivation that need to be improved in order to improve employee performance. Motivation variable affects performance by 48.6% and competence affects performance by 28.2%. Increasing work motivation can be done by increasing cooperation and organizational climate.

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Faktor-faktor yang Mempengaruhi Financial Behavior

Jurnal Manajemen Bisnis dan Kewirausahaan ◽

10.24912/jmbk.v5i5.13291 ◽

2021 ◽

Vol 5 (5) ◽

pp. 494

Author(s):

Paula Elicia ◽

Indra Widjaja

Keyword(s):

Structural Equation Modeling ◽

Structural Equation ◽

Parental Influence ◽

Total Sample ◽

Financial Knowledge ◽

Financial Behavior ◽

Equation Modeling ◽

Convenience Sampling ◽

Processing Techniques ◽

The Impact

There are many factors that can affect individual life sustainability, both in short term and long term. One of the factors is decision to manage finance. The ability to manage the finance is not only to get sufficient income, but also the ability to manage finances more wisely and appropriately. The purpose of this research is to analyze the impact of Parental Influence, Financial Knowledge, Financial Attitude and Income on Financial Behavior. The population of this research is the clients of Bank BCA in Jakarta; who have earned income and have graduated with at least an S1 degree. The total sample is 298 respondents, were selected using convenience sampling method and data processing techniques used are taken from Structural Equation Modeling (SEM), that is supported by SmartPLS.3.3.2 program. The result of this study reveals that Parental Influence and Income has no significance influence on Financial Behavior; while Financial Knowledge and Financial Attitude do have a significance influence on Financial Behavior. Terdapat banyak faktor yang dapat mempengaruhi kelangsungan hidup individu, baik dalam jangka pendek maupun jangka panjang. Salah satu faktor diantaranya adalah keputusan dalam mengatur keuangan. Kemampuan dalam mengatur keuangan bukan hanya pada kemampuan untuk mendapatkan pendapatan yang cukup, melainkan juga kemampuan untuk mengelola keuangan secara bijak dan tepat. Tujuan penelitian ini adalah untuk menganalisa pengaruh Parental Influence, Financial Knowledge, Financial Attitude dan Income terhadap Financial Behavior. Populasi penelitian ini adalah nasabah dari Bank BCA di Jakarta yang sudah mempunyai penghasilan dan mempunyai tingkat pendidikan minimal S1. Sampel yang mencapai jumlah total 298 responden dipilih menggunakan metode convenience sampling. Teknik pengolahan data menggunakan Structural Equation Modeling (SEM) yang didukung oleh program SmartPLS.3.3.2. Hasil penelitian ini mengungkapkan bahwa Parental Influence dan Income tidak berpengaruh terhadap Financial Behavior; sedangkan Financial Knowledge dan Financial Attitude berpengaruh terhadap Financial Behavior.

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Pengaruh Financial Attitude, Financial Behavior, Financial Knowledge, dan Risk Tolerance terhadap Financial Satisfaction

Jurnal Manajerial Dan Kewirausahaan ◽

10.24912/jmk.v2i3.9575 ◽

2020 ◽

Vol 2 (3) ◽

pp. 631

Author(s):

Olivia Sandra Wijaya ◽

Ary Satria Pamungkas

Keyword(s):

Structural Equation Modeling ◽

Structural Equation ◽

Positive Influence ◽

Risk Tolerance ◽

Financial Knowledge ◽

Financial Behavior ◽

Equation Modeling ◽

Financial Satisfaction ◽

Probability Sampling ◽

Analysis Technique

The purpose of this study is to examine the effect of Financial Attitude, Financial Behavior, Financial Knowledge and Risk Tolerance on Financial Satisfaction. The sample in this study is all residents who already have income or income in the Jakarta area. The sample was chosen by the non-probability sampling method, amounting to 190 respondents by distributing questionnaires online. The data analysis technique used is Structural Equation Modeling (SEM) which is assisted with the assistance of the Smart-PLS program.3.3.2. The results of this study are that there is a positive influence of Financial Attitude on Financial Satisfaction, there is a positive influence of Financial Behavior on Financial Satisfaction, and there is a positive influence of Financial Knowledge on Financial Satisfaction. While the results obtained in this study indicate there is no effect of Risk Tolerance on Financial Satisfaction. Tujuan dari penelitian ini adalah untuk meneliti mengetahui pengaruh Financial Attitude, Financial Behavior, Financial Knowledge dan Risk Tolerance terhadap Financial Satisfaction. Sampel pada penelitian ini adalah seluruh penduduk yang sudah memiliki pendapatan atau penghasilan di wilayah Jakarta. Sampel dipilih dengan metode non-probability sampling yang berjumlah 190 responden dengan penyebaran kuesioner secara online. Teknis analisis data digunakan adalah Structural Equation Modeling (SEM) yang dibantu dengan bantuan program Smart-PLS.3.3.2. Hasil dari penelitian ini adalah terdapat pengaruh positif Financial Attitude terhadap Financial Satisfaction, terdapat pengaruh positif Financial Behavior terhadap Financial Satisfaction, dan terdapat pengaruh positif Financial Knowledge terhadap Financial Satisfaction. Sedangkan hasil yang didapat pada penelitian ini menunjukkan tidak terdapat pengaruh Risk Tolerance terhadap Financial Satisfaction.

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PENGARUH PERCEIVED QUALITY DAN BRAND IMAGE TERHADAP BRAND LOYALTY DAN BRAND EQUITY

E-Jurnal Manajemen Universitas Udayana ◽

10.24843/ejmunud.2019.v08.i04.p09 ◽

2019 ◽

Vol 8 (4) ◽

pp. 2125

Author(s):

Gusti Bagus Yopi Brangsinga ◽

Tjok Gde Raka Sukawati

Keyword(s):

Brand Equity ◽

Brand Loyalty ◽

Structural Equation ◽

Brand Image ◽

Sampling Technique ◽

Population Data ◽

Perceived Quality ◽

Equation Modeling ◽

Analysis Techniques

The purpose of this study was to determine the effect of perceived quality and brand image on brand loyalty and brand equity. This research is in the form of associative and carried out on consumers of Samsung Galaxy mobile phones. The sample in this study amounted to 112 people taken using purposive sampling sampling technique, namely the technique of determining the sample with certain considerations that are considered to represent the population. Data analysis techniques are carried out using Structural Equation Modeling (SEM) with the AMOS 16.00 program. The results of this study indicate that all hypotheses are accepted. Perceived quality and brand image have a positive and significant effect on brand equity. This means that good perceived quality and brand image will form a good brand equity for the company. Perceived quality and brand image have a positive and significant effect on brand loyalty. When the perceived quality of consumers towards good brands and the resulting brand image is good, consumers will develop brand loyalty. Then brand loyalty has a positive and significant effect on brand equity. With the brand loyalty of consumers it will add to the positive value that the brand has and will add to the brand equity of the brand and company.

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Indikator Kualitas Audit: Persepsi Auditor Muslim

JURNAL AKUNTANSI DAN KEUANGAN ISLAM ◽

10.35836/jakis.v7i1.70 ◽

2019 ◽

Vol 7 (1) ◽

pp. 5-22

Author(s):

Etika Rosy ◽

M Asmeldi Firman ◽

Ahmad Tarmidzi Lubis

Keyword(s):

Structural Equation ◽

Quantitative Research ◽

Audit Quality ◽

Sampling Technique ◽

Partial Least Square ◽

Least Square ◽

Equation Modeling ◽

Analysis Tool ◽

The Public ◽

Data Collection Technique

This research aims to examine indicators that affect audit quality according to Muslim auditors. The object of this research is the Public Accounting Firm (KAP) in Jakarta and Depok. The data collection technique used questionnaire model with random sampling technique of auditors from 11 KAP. The research method is quantitative research and the data analysis tool used Structural Equation Modeling (SEM) approach to Partial Least Square (PLS). The results of this study indicate that integrity has a significant effect on audit quality, while the caliph & sincerity, piety & fear of Allah SWT, truth and working perfectly and responsibly to Allah SWT does not affect audit quality.

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Faktor-faktor yang Mempengaruhi Finance Behavior Angkatan Kerja di Jakarta

Jurnal Manajemen Bisnis dan Kewirausahaan ◽

10.24912/jmbk.v5i2.11225 ◽

2021 ◽

Vol 5 (2) ◽

pp. 167

Author(s):

Claudia Rara Anggitha

Keyword(s):

Locus Of Control ◽

Structural Equation ◽

Sampling Method ◽

Work Force ◽

Financial Knowledge ◽

Financial Behavior ◽

Equation Modeling ◽

Level Of Education ◽

Convenience Sampling ◽

Processing Techniques

The purpose of this research is to analyze the influence of Level of Education, Financial Experience, Financial Attitude, Financial Knowledge and Locus of Control on Financial Behavior. The subjects of this research are work force in Jakarta. Sample was selected using convenience sampling method amounted to 100 respondents. Data processing techniques using structural equation modeling what helped by SmartPLS.3.0 program. The result of this study reveals that Level of Education, Financial Experience, Financial Attitude and Financial Knowledge do affect significantly on Financial Behavior, while Locus of Control does not affect significantly on Financial Behavior. Tujuan dari penelitian ini adalah untuk menganalisis adanya pengaruh Tingkat Pendidikan, Pengalaman Keuangan, Sikap Keuangan, Pengetahuan Keuangan dan Lokus Kendali terhadap Perilaku Keuangan. Subjek penelitian ini adalah angkatan kerja di Jakarta. Sampel dipilih menggunakan metode convenience sampling berjumlah 100 responden. Teknik pengolahan data menggunakan pemodelan persamaan struktural yang dibantu oleh program SmartPLS.3.0. Hasil penelitian ini menunjukkan bahwa Tingkat Pendidikan, Pengalaman Keuangan, Sikap Keuangan, Pengetahuan Keuangan berpengaruh secara signifikan terhadap Perilaku Keuangan, sedangkan Lokus Kendali tidak berpengaruh signifikan terhadap Perilaku Keuangan.

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Pengaruh Financial Attitude, Financial Knowledge, Dan Financial Behavior Terhadap Financial Technology Literacy

Jurnal Manajerial Dan Kewirausahaan ◽

10.24912/jmk.v2i2.7930 ◽

2020 ◽

Vol 2 (2) ◽

pp. 371

Author(s):

Jefrie Jefrie ◽

Hendra Wiyanto

Keyword(s):

Structural Equation Modeling ◽

Structural Equation ◽

Sampling Method ◽

Financial Knowledge ◽

Financial Behavior ◽

Technology Literacy ◽

Equation Modeling ◽

Probability Sampling ◽

Analysis Technique ◽

Financial Technology

The purpose of this research is to analyze the effect of Financial Attitude, Financial Knowledge, and Financial Behavior toward Financial Technology Literacy. The sample of this research were Go-Pay users in West Jakarta. The sample was selected using a non-probability sampling method amounted to 250 respondents by distributing questionnaire via online through the Google form section. The data analysis technique used is structural equation modeling that helped by Smart-PLS version 3.0 program. The results of this research reveals that Financial Attitude, Financial Knowledge, and Financial Behavior have effects towards Financial Technology Literacy on Go-Pay users in West Jakarta. Tujuan dari penelitian ini adalah untuk menguji pengaruh Financial Attitude, Financial Knowledge, dan Financial Behavior terhadap Financial Technology Literacy. Sampel pada penelitian ini adalah pengguna Go-Pay di Jakarta Barat. Sampel dipilih dengan menggunakan metode non probability sampling yang berjumlah sebanyak 250 responden dengan menyebarkan kuesioner secara online dengan bantuan Google form. Teknik analisis data yang digunakan adalah structural equation modeling yang dibantu dengan bantuan program Smart-PLS versi 3.0. Hasil yang didapat pada penelitian ini menunjukkan bahwa terdapat pengaruh Financial Attitude, Financial Knowledge, dan Financial Behavior terhadap Financial Technology Literacy pada pengguna Go-Pay di Jakarta Barat.

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