scholarly journals The Effect of Mudharabah Financing, Musyarakah Financing and Ijarah Rent on Profitability in Islamic Banking 2015-2019

2021 ◽  
Vol 17 (1) ◽  
pp. 16-30
Author(s):  
Yesi Oktavia ◽  
Nana Diana

This study aims to determine the effect of Mudharabah Financing, Musharaka Financing and Ijarah Rental either partially or collectively on the level of profitability at PT. Bank Indonesia Syariah, Tbk. The research method used in this research is descriptive and verification methods with a quantitative approach. This study uses a multiple linear regression analysis model, using four classical assumptions, namely normality, multicollinearity, autocorrelation and heteroscedasticity. Based on the results of research using multiple regression analysis, for Mudharabah Financing, it is concluded that Mudharabah Financing (X1) has no significant effect on the level of Profitability Level (Y). Furthermore, for Musharaka Financing, it is concluded that Musharaka Financing (X2) has a positive and significant effect on the level of profitability. Then for the Ijarah Rental, it is concluded that the Ijarah Rental (X3) has no significant effect on the Profitability Level (Y). Then the conclusion is that Mudharabah Financing (X1) and Ijarah Rental (X3) have no significant effect on the Profitability Level (Y), while Musyarakah Financing has a significant effect on the Profitability Level (Y). Penelitian ini bertujuan untuk mengetahui pengaruh Pembiayaan Mudharabah, Pembiayaan Musyarakah dan Sewa Ijarah baik secara parsial maupun kolektif terhadap tingkat profitabilitas pada PT. Bank Indonesia Syariah, Tbk. Metode penelitian yang digunakan dalam penelitian ini adalah metode deskriptif dan verifikatif dengan pendekatan kuantitatif. Penelitian ini menggunakan model analisis regresi linier berganda dengan menggunakan empat asumsi klasik yaitu normalitas, multikolinieritas, autokorelasi dan heteroskedastisitas. Berdasarkan hasil penelitian dengan menggunakan analisis regresi berganda, untuk Pembiayaan Mudharabah dapat disimpulkan Pembiayaan Mudharabah (X1) tidak berpengaruh signifikan terhadap tingkat Tingkat Profitabilitas (Y). Selanjutnya untuk Pembiayaan Musyarakah, dapat disimpulkan Pembiayaan Musyarakah (X2) berpengaruh positif dan signifikan terhadap tingkat profitabilitas. Kemudian untuk Sewa Ijarah disimpulkan bahwa Sewa Ijarah (X3) tidak berpengaruh signifikan terhadap Tingkat Profitabilitas (Y). Maka kesimpulannya adalah Pembiayaan Mudharabah (X1) dan Sewa Ijarah (X3) tidak berpengaruh signifikan terhadap Tingkat Profitabilitas (Y), sedangkan Pembiayaan Musyarakah berpengaruh signifikan terhadap Tingkat Profitabilitas (Y).

2018 ◽  
Vol 3 (1) ◽  
pp. 10
Author(s):  
Murdani Benbuleuen

The purpose of this study is to analyze the factors that affect consumer demand for eggs in Tambon Baroh Village, Sub-district of Dewantara, North Aceh District The research method used is quantitative method with multiple linear regression analysis model. The results of this study indicate that simultaneously the price of eggs (X1), tempe price (X2), income (X3), the number of dependents (X4) and appetite (D) have a significant effect on the demand of eggs in Tambon Baroh Village, Dewantara Subdistrict North Aceh district because the sig value of 0.000 is smaller than the alpha value of 0.05. Partially only the price of eggs (0.000 <0,05), tempe price (0,010 <0,05) and the dependent amount (0,015 <0,05) have a significant effect on demand of chicken egg because the value of sig t is smaller than alpha 0.05. While the income (0,413> 0,05) and the taste (0,399> 0,05) had no significant effect on the demand of chicken egg in Tambon Baroh Village, Dewantara District, North Aceh Regency because the sig t value is greater than alpha 0,05.


2019 ◽  
Vol 7 (1) ◽  
Author(s):  
Dr. Hotma Napitupulu

<p><em>This research is intended to examine the effect of price and product quality on customer satisfaction both partially and simultaneously at PT Sophie Paris Indonesia, Pondok Gede branch. The research method used is descriptive and verification research methods. Data was collected using the questionnaire method, and data analysis used was multiple linear regression analysis. The results showed that price, product quality and customer satisfaction.<br /><br /></em></p>


2019 ◽  
Vol 2 (1) ◽  
pp. 62-72
Author(s):  
Intan Maizah Ela Yani ◽  
Myrna Sofia ◽  
Nurhasanah Nurhasanah

This study aims to determine the effect of training, work discipline and organizational culture on the organizational commitment of employees of PT. PLN (Persero) Tanjungpinang Area. The research method used is descriptive statistical method with a quantitative approach. Data collection techniques are carried out by observation and questionnaire. The number of research samples used was 74 respondents. Analysis of the data used is multiple linear regression analysis, hypothesis testing in the form of T test and F test and analysis of the coefficient of determination. The research conducted resulted in training having a significant effect on the organizational commitment of employees of PT. PLN (Persero) Tanjungpinang Area because the value of t arithmetic> t table or 23,057> 1,994 and the significance value produced 0,000 <0,05. Work Discipline has a significant effect on the organizational commitment of employees of PT. PLN (Persero) Tanjungpinang Area because the value of t count> ttable or 2.649> 1.994 and the significance value produced 0.010 <0.05. Organizational culture does not affect the organizational commitment of employees of PT. PLN (Persero) Tanjungpinang Area because the value of t count <t table or -1.424> 1.994 and the significance value produced is 0.159> 0.05.


2017 ◽  
Vol 3 (2) ◽  
pp. 201-212
Author(s):  
Taufik Tri Nur Hidayat ◽  
Chalil Chalil ◽  
Maskuri Sutomo

The purpose of this study is to simultaneously and partially determine and analyze the effect of accessibility and destination image toward the revisit to Tambing Lake. The variables of this research are accessibility (X1) and destination image (X2). While the dependent variable is the revisit (Y). This study used the research method of causal descriptive, with the sample size of 70 people. The sampling of this research used incidental sampling technique. The data analysis method in this research used multiple linear regression analysis method. The results showed that: 1). Accessibility and destination image simultaneously have significant effect on the revisit to Tambing Lake; 2). Accessibility partially have significant effect on the revisit to Tambing Lake; 3). Destination image partially have significant effect on the revisit to Tambing Lake. Tujuan penelitian ini adalah untuk mengetahui dan menganalisis pengaruh variabel aksesibilitas dan citra destinasi secara simultan dan parsial terhadap niat berkunjung kembali ke Telaga Tambing. Variabel penelitian ini yaitu aksesibilitas (X1) dan citra destinasi (X2). Sedangkan variabel dependen yaitu niat berkunjung kembali (Y). Metode penelitian yang digunakan adalah metode deskriptif kausal dengan jumlah sampel 70 orang. Bentuk pengambilan sampel menggunakan teknik insidental sampling. Metode analisis data yang digunakan dalam penelitian ini adalah metode analisis regresi linear berganda. Hasil penelitian menunjukan bahwa: 1). Aksesibilitas dan citra destinasi secara simultan (serempak) berpengaruh signifikan terhadap niat berkunjung kembali ke Telaga Tambing; 2). aksesibilitas secara parsial berpengaruh signifikan terhadap niat berkunjung kembali ke Telaga Tambing; 3). citra destinasi secara parsial berpengaruh signifikan terhadap niat berkunjung kembali ke Telaga Tambing.


2020 ◽  
Vol 7 (1) ◽  
pp. 24-32
Author(s):  
Iman Sidik Nusannas

The study was to determine the effect of Store Image and Service Quality on Consumer Buying Interest at a famous bakery at Purwakarta. The datas taken from respondents that was questionnaired to 96 respondents with Non Probability Sampling techniques. The research method used is descriptive method which is a method that is done by collecting, presenting and analyzing data so as to provide a clear enough picture of the object under study. This study uses a multiple linear regression analysis model with the help of IBM SPSS 21 program. The results of this study indicate that the variables of Store Image and Service Quality have a positive and significant effect on Consumer Interest in a famous bakery at  Purwakarta.


2020 ◽  
Vol 4 (2) ◽  
pp. 63
Author(s):  
Rita Widjaja ◽  
Eddy Supriyatna

This research aims to determine the effect of training, work dicipline and organization communication toward employee performance. The sample used in the study amounted to 158 employees. The research method uses multiple linear regression analysis with the help of managing data using SPSS version 22 software. The results of this study indicate that training, organization communication partially have a significant effect on the employee performance, and work dicipline partially haven’t a significant effect on the employee performances. And training, work dicipline, organization communication a simultaneously have a significant effect on the employees Performances.


2018 ◽  
Vol 2 (2) ◽  
pp. 210
Author(s):  
Novi Purnama Dewi ◽  
Mohammad Yudi Mahadianto ◽  
Mardi Mardi

AbstractThis research was conducted on the KPP Pratama Cirebon in the period 2014-2016. This research aims to test the influence of the inflation rate, the number of registered taxpayers and publishing letters against the forced acceptance of the income tax. The research method used is the method of descriptive with the quantitative approach. The sample used as many as 35 of the data selected by the method of saturated samples.  The statistical test used was multiple linear regression analysis, classical assumptions, test hypotheses and coefficients of determination. The research used SPSS statistics version 23 for windows. The results of this research show the inflation rate, the number of registered taxpayers and publishing the letter had no effect against the forced acceptance of the income tax.Keywords:  Inflation; Forced publication; Receipt of income tax. AbstrakPenelitian  inu  dilakukan  pada  KPP  Pratama  Cirebon  pada  periode  2014-2016. Penelitian  ini bertujuan untuk menguji pengaruh tingkat inflasi, jumlah wajib pajak terdaftar dan penerbitan surat paksa terhadap penerimaan pajak penghasilan. Metode yang digunakan adalah metode deskriptif dengan pendekatan kuantitatif. Sampel yang diguanakan sebanyak 35 data yag dipilih dengan metode sampel jenuh. Pengujian statistik yang digunakan adalah analisis regresi linear berganda, uji asumsi klasik, uji hipotesis dan koefisien determinasi. Penelitian ini menggunakan bantuan program SPSS versi statistics 23 for windows. Hasil penelitian ini menunjukkan tingkat inflasi, jumlah wajib pajak terdaftar dan penerbitan surat paksa tidak berpengaruh terhadap penerimaan pajak penghasilan. katakunci : Inflasi.; Penerbitan surat paksa; Penerimaan Pajak Penghasilan.


2019 ◽  
Vol 3 (1) ◽  
pp. 1
Author(s):  
Hareastoma Hareastoma

This study aims to analyze the patterns of Muslim consumption behaviors in the Ramadhan month around Jambi. A multiple linear regression analysis model is used to see the factors influencing the consumption behaviors. The finding shows that cultural and religiosity variables are the dominant factors influencing the pattern of Muslim consumption behaviors in the Ramadhan month. From the statistic results of SPSS verse 22, it was found the coefficient of determination (adjusted R2) obtained at 0.164. (16.4%). It reflects that 16.4% of consumption patterns influencing by the Cultural, Social, Religiusity and Psychology variables while the remaining 83.6% consumption patterns are influenced by unnecessary variables in this research.


2017 ◽  
Vol 5 (1) ◽  
pp. 129
Author(s):  
Azizah Maulina Erzad ◽  
Afrizal Maulana Erzad

<em>This research aimed to analyze the significance effect of financial ratios toward sharia stock return on companies listed in Jakarta Islamic Index (JII) either simultaneously or partially. Sample in this study is 12 (twelve) companies listed in Jakarta Islamic Index (JII) period of 2011-2015. The analysis model in this study using multiple linear regression analysis model and analysis techniques to test the hypothesis using the F test, t test, and R<sup>2</sup> test. The results of testing hypothesis and discussion is Return On Asset (ROA), Debt To Equity Ratio (DER), and Earning Per Share (EPS) simultaneously have significant effect toward sharia stock return. Earning Per Share (EPS) partially have positive and no significant effect toward sharia stock return, Return On Asset (ROA)  partially have positive and significant effect toward sharia stock return, and Debt To Equity Ratio (DER) partially have negative and significant effect toward sharia stock return.</em>


2020 ◽  
Vol 1 (1) ◽  
pp. 17-40
Author(s):  
Muhammad Nur ◽  
Masdar Masud ◽  
Mursalim Mursalim

Penelitian ini bertujuan untuk menganalisis dan mengkaji pengaruh kualitas pelayanan, sanksi perpajakan, kecerdasan interpersonal dan reward terhadap keputusan rasional wajib pajak dengan status prioritas pada Kantor Pelayanan Pajak Pratama Makassar Barat. Metode penelitian yang digunakan dalam penelitian ini adalah Analisis deskriptif. jumlah sampel sebanyak 67 responden. Berdasarkan hasil analisis regresi linier berganda. Hasil penelitian ini menemukan bahwa kualitas pelayanan, kecerdasan interpersonal dan reward berpengaruh positif dan signifikan terhadap keputusan rasional wajib dengan dengan status prioritas sedangkan Sanksi perpajakan berpengaruh positif namun tidak signifikan terhadap keputusan wajib pajak dengan status prioritas. This study aims to analyze and examine the effect of service quality, tax sanctions, interpersonal intelligence and reward on rational decisions of taxpayers with priority status at the West Makassar Pratama Tax Office. The research method used in this research is descriptive analysis. the number of samples was 67 respondents. Based on the results of multiple linear regression analysis. The results of this study found that service quality, interpersonal intelligence and reward had a positive and significant effect on mandatory rational decisions with priority status while tax sanctions had a positive but not significant effect on taxpayer decisions with priority status.


Sign in / Sign up

Export Citation Format

Share Document