scholarly journals Structural and functional differences between state-owned and private banks in Iran

2020 ◽  
Vol 18 (2) ◽  
pp. 51-74
Author(s):  
Amin Jaffari ◽  
Zahra Sohrabi Abad ◽  
Zahra Ghazinezhad
Keyword(s):  
Banking System ◽  
Structural Difference ◽  
Functional Difference ◽  
Private Banks ◽  
The Government ◽  
The Moment ◽  
And Function ◽  
Private Banking ◽  
Role And Function

Banks, as financial institutions, play the role of financial intermediaries: savings, investments, production, employment and growth in the national economy are affected by operations of banks. State-owned and private banks have a relatively similar role and function and the rules and regulations governing them are not very different, because the non-usury banking act was adopted at a time when there was no private bank in the banking system of the country and all acts and regulations governing banking operations were approved by the government’s banking vision. At the moment, banks are moving within the samelegal atmosphere. Hence, the question is whether private banks are taking the path that the government banking system has taken. Despite the similarities, these banks are sometimes subject to different rules and regulations in terms of how to establish, operate and dissolve. This structural difference has led to a functional difference and has often differentiated the ways in which resources are attracted and allocated and made the private banking system somewhat offset the deficiencies of the government banking system.

scholarly journals Optimizing the Clerics (Religious Scholars) Role in Actualizing Good Governance Concept

2018 ◽  
Vol 1 (1) ◽  
pp. 23-30
Author(s):  
M Muhammadong ◽  
St Habibah ◽  
Dalilul Falihin ◽  
Muhammad Adnan Hudain
Keyword(s):  
Development Process ◽  
Good Governance ◽  
Development Programs ◽  
City Development ◽  
Strategic Decisions ◽  
The Government ◽  
And Function ◽  
Role And Function ◽  
Descriptive Method

The purpose of this research is to describe the role of the clerics to actualize good governance concept in the development of Makassar City. Therefore, clerics are not merely issuing “fatwas” (religious advises) for the sake of society, but also, clerics can also play a role in development process. The method applied in this research is a descriptive method. While the approach applied is a qualitative method because the issues that are studied are phenomenological. The results show that the role of clerics is optimal in actualizing good governance concept in Makassar City development process. The role and function of the clerics can be represented as a community counselor in line with the government's role as servant and protector of society. Moreover, the policy taken by the government has been supported by all the clerics in actualizing development programs for the mutual good of the societies. In making strategic decisions, clerics sometimes contribute and suggestions to the government to improve social support of that decision

A Review on Role of Macro and Micro Banking Environment on Non-Performing Assets Management

2019 ◽  
pp. 281-294
Author(s):  
Biswajit Prasad Chhatoi ◽  
Sharada Prasad Sahoo
Keyword(s):  
Critical Role ◽  
Banking System ◽  
Financial Assets ◽  
Policy Changes ◽  
Public And Private ◽  
Private Banks ◽  
Specific Factors ◽  
And Function ◽  
Asset Creation

In a self-resilient economy, banking system assumes importance in imparting momentum to economic growth and prosperity through mobilization of financial assets. Performance of banks, irrespective of their nature and function, is germane to their asset creation and maintenance capacity. In a neo-liberal regime, radical policy changes have crept into loan mechanism, thereby subjecting the banks to efficiently recover the loans, which is a vital asset for any banking firm. In this context, the authors through intensive review of literature identified micro and macro banking factors responsible for productive NPA management. The macro banking factors refer to the economic environment whereas the micro banking factors refer to the bank and branch-specific factors. The authors identified the critical role of organizational structure, involvement of employees, and organizational efficiency in driving prudent NPA management. The authors have found that the efficiency in managing NPAs differ in public and private banks, which is attributed to involvement of employees.

scholarly journals Spatial Plan of Wisma Athletes as A Defense in The Era of The Covid-19 Pandemic

2021 ◽  
Vol 1 (2) ◽  
pp. 48-51
Author(s):  
Diva Miftachul Rahma ◽  
Firauz Ihsan F
Keyword(s):  
Narrative Analysis ◽  
Emergency Hospital ◽  
Related Part ◽  
The Government ◽  
And Function ◽  
Role Of The Government ◽  
Role And Function ◽  
Selection Of ◽  
Spatial Plan

In this era of the COVID-19 pandemic, there are many things that need to be watched out for and also need to be prepared. The role of the government as one of the leaders of a country needs to have a plan to overcome these problems. One of the efforts made by the government is to create a Covid-19 emergency hospital by converting the Kemayoran and Pademangan  Wisma Athletes. The selection of this athlete's home is considered to be able to accommodate patients affected by COVID-19. But not only that, every room in this emergency hospital is a shield for every patient. Each room in the athlete's house has its own role and function, not least as a means of defense for every patient, to support this, the use of descriptive and narrative analysis is to explain how the architectural layout in the athlete's house and also use narrative analysis techniques to focus on an idea that can be developed into a related part. From the results of this analysis, it is also expected to get results to provide new knowledge, about how patients in the athlete's house become a means of defense for themselves.  

scholarly journals Pembinaan dan Penyuluhan terhadap Kader tentang Pengelolaan Posyandu Di Posyandu Cempaka Putih Desa Kolot Kelurahan Linggasari Kecamatan Ciamis

2019 ◽  
Vol 2 (2) ◽  
pp. 114-118
Author(s):  
Lusi Lestari ◽  
Lia Purwaningsih ◽  
Rike Mulyani
Keyword(s):  
Health Services ◽  
Health Information ◽  
Community Service ◽  
Healthy Life ◽  
Good Potential ◽  
The Government ◽  
To Come ◽  
And Function ◽  
Role And Function

IHC is one form of community-sourced health efforts (UKBM) managed from, by, for and with the community, to empower the community and provide facilities for the community to obtain basic health services. Efforts to improve the role and function of IHC are not merely the responsibility of the government, but all components in the community, including cadres. The role of cadres in the implementation of IHC is very large because in addition to being a provider of health information to the community to come to the IHC and carry out clean and healthy life behaviors. Linggasari is one of the villages in Ciamis Sub-District, Ciamis Regency, which has good potential about the existence of IHC. The number of IHC in Linggasari Village are 8 units. Cempaka Putih is one of the IHC in Linggasari Village. The IHC is still in progress, which requires assistance. Based on the situation, it is necessary to have assistance for the development of it by conducting community service, namely through fostering and counseling cadres on the management of IHC that is carried out from November 27, 2017 to January 03, 2018.

scholarly journals Prospek Madrasah Swasta “Analisis Peran dan Fungsi Yayasan Pendidikan”

2020 ◽  
Vol 18 (3) ◽  
pp. 257
Author(s):  
Imran Siregar
Keyword(s):  
Educational Institutions ◽  
Administrative Guidance ◽  
Institutional Management ◽  
Control Functions ◽  
Institutional Organization ◽  
Education Personnel ◽  
The Government ◽  
And Function ◽  
Role And Function

AbstractThis paper is based on research results that describe the role and function of foundations in fostering madrasas. His findings indicate that the weakening of the role and function of foundations in fostering madrasas, especially in their control functions, results in the existence of madrasas that are unable to compete with educational institutions at the same level as their surroundings. The transfer of control functions by the foundation to a madrasah head indicates that the management process has not been fully developed as a collaborative process between the foundation, the head, and the madrasah committee. The government itself has only played a role at the level of administrative guidance for madrasah institutions and has not yet touched on the aspect of foundations as the owner of madrasah institutions. Therefore, steps are needed to increase the role of foundations in fostering madrasas through strengthening institutional management, strengthening human resources for teaching and education personnel as well as adequate infrastructure to drive the pace of madrasah institutional organization. Supported and strengthened by refreshing mutual agreement in carrying out the vision and mission of madrasah management to achieve shared goals. The knot point, among others, lies in the leadership of the foundation and the head of the madrasa which is strengthened by empowerment support by the government.AbstrakTulisan ini bersumber dari hasil penelitian yang menggambarkan peran dan fungsi yayasan dalam membina madrasah. Temuannya menunjukkan bahwa dengan melemahnya peran dan fungsi yayasan dalam membina madrasah, khususnya pada fungsi pengendalian, berakibat pada eksistensi madrasah yang tidak mampu berkompetisi dengan lembaga pendidikan setingkat di sekitarnya. Penyerahan fungsi pengendalian oleh yayasan pada seorang kepala madrasah, mengindikasikan bahwa proses manajemen belum sepenuhnya dibangun sebagai suatu proses kerjasama antara yayasan, kepala dan komite madrasah. Pihak pemerintah sendiri baru berperan pada tataran pembinaan administratif kelembagaan madrasah dan belum menyentuh pada aspek yayasan sebagai pemilik kelembagaan madrasah. Oleh karena itu diperlukan langkah peningkatan peran yayasan dalam membina madrasah melalui penguatan manajemen kelembagaan, penguatan SDM tenaga pendidik dan tenaga kependidikan serta sarana prasarana yang memadai untuk menggerakkan lajunya organisasi kelembagaan madrasah. Didukung dan diperkuat dengan penyegaran kembali kesepakatan bersama dalam mengemban visi misi pengelolaan madrasah untuk mencapai tujuan bersama yang dinginkan. Titik simpulnya antara lain ada pada kepemimpinan yayasan dan kepala madrasah yang diperkuat dengan dukungan pemberdayaan oleh pemerintah.

scholarly journals Peranan Kelompok Bimbingan Ibadah Haji ( KBIH) Dalam Mencetak Kemandirian Jamaah Calon Haji

2019 ◽  
Vol 10 (1) ◽  
pp. 126-143
Author(s):  
Abd Wahid
Keyword(s):  
Print Quality ◽  
Holy Land ◽  
Good Management ◽  
The Government ◽  
Management Functions ◽  
And Function ◽  
Role And Function ◽  
Good Preparation

The Hajj Guidance Group (KBIH) was established with the aim of accompanying jama'ah in carrying out the pilgrimage to the mabrur pilgrimage. In carrying out the guidance of the Hajj on KBIH, it is of course necessary to apply good management functions, so that the guidance process can run well and effectively according to the desired program, so that the presence of KBIH is able to deliver and print quality and independent pilgrims. The government through the ministry of religion provides space for the community to hold pilgrimage guidance. In this context the existence and role of KBIH is very strategic, so it needs good preparation in its implementation. The role and function of KBIH in organizing the Hajj is to prepare pilgrims through manasik guidance so that Jama'ah can be independently knowledgeable in carrying out the Hajj in the holy land. KBIH volunteered to prepare the pilgrims to carry out a series of Hajj rituals independently according to the Shari'ah so that they could achieve the goals desired by each congregation, namely the title of Mabrur Hajj.

scholarly journals Peran dan Fungsi Litbang dalam Mendukung Sistem Inovasi Daerah Provinsi Jambi (Role And Function Of Research And Depelovment Board To Provide SIDa In Jambi Provincial)

2019 ◽  
Vol 19 (1) ◽  
pp. 191
Author(s):  
Sayid Syekh
Keyword(s):  
Innovation System ◽  
Regional Innovation System ◽  
Private Institutions ◽  
Research Institutions ◽  
Regional Innovation ◽  
The Government ◽  
And Function ◽  
Role And Function ◽  
Coordination Team

The purpose of development is to create a prosperous society. This goal is inseparable from the role of Research and Depelovment Board in the development process. This research raises the issue of the role of the Balitbangda and the strengthening of the Regional Innovation System (SIDa) of Jambi Province. Data is collected by interview, observation and documentation. Then the data is analyzed using the triungulation method. The result is the Balitbangda is the secretariat for strengthening the Regional Innovation System of Jambi Province. The steps taken in the formation of the Coordination Team are by establishing the Jambi Province Regional Innovation System Socialization Team and conducting socialization. collaboration with the research institutions and Universities. Cooperating with industry. Strengthening the Regional Innovation System is realized will not run smoothly without close coordination between related parties, both those under the coordination of the government and private institutions and universities / research institutions. The Balitbangda's support in strengthening the Regional Innovation System (SIDa) of Jambi Province is by implementing Kelitbangan based on the needs of the industry and the community.

scholarly journals Public lending to private hedge funds is inefficient, unstable, unconstitutional and unanimously disagreeable

2016 ◽  
Vol 5 (2) ◽  
pp. 40-49
Author(s):  
Sankarshan Acharya
Keyword(s):  
Moral Hazard ◽  
Central Bank ◽  
Hedge Funds ◽  
Banking System ◽  
Central Banking ◽  
Bank Loans ◽  
Public Funds ◽  
Private Banks ◽  
The Government ◽  
Private Banking

Public funds include federally insured deposits held under the custody of private banks, central bank loans and taxpayer funds. The principal finding of this paper is that lending such public funds through a private banking system to private hedge funds allied with the banks is inefficient, unstable, fundamentally unfair (unconstitutional) and unanimously disagreeable. This finding is akin to the unanimously agreeable safe central banking policy (Acharya, 1991-2016) which, in dynamic general equilibrium, (a) eliminates federal guarantee of bank deposits, (b) offers every business enterprise and household an option to keep in the central bank any part of its deposits it wants to be held absolutely safely, (c) completely deregulates all private banks without any privilege to rob public or private wealth like too-big-to-fail or too-big-to-be-jailed status or the power of market making and clearing. Safe central banking is the only way to make private banks responsible to hold sufficient capital to attract uninsured private deposits like the trading houses currently do. The private banks will then have complete freedom to lend their uninsured deposits to private hedge funds. The Volker Rule (NYT, January 30, 2010), incorporated in the Dodd-Frank Act of 2010, is an infeasible and unworkable band-aid for the moral-hazard driven systemic robbery of wealth creators wrought by the government-ordained private banking custody of public funds. The established systemic moral-hazard problem can be efficiently and constitutionally resolved only through unanimously agreeable safe central banking. Current proposals on overhauling of Fannie and Freddie made by various pundits of systemic robbery amount to a gargantuan amount of public lending to private hedge funds and, hence, inefficient, unstable, unconstitutional and unanimously disagreeable.

scholarly journals Implementasi Sistem Komputerisasi Haji Terpadu (Siskohat) dalam Transparansi Informasi kepada Calon Jemaah Haji

2016 ◽  
Vol 1 (2) ◽  
pp. 102-120
Author(s):  
Herni Yuliani ◽  
Ahmad Sarbini ◽  
Herman Herman
Keyword(s):  
Relevant Information ◽  
Main Role ◽  
Information Transparency ◽  
Government Institutions ◽  
The Government ◽  
And Function ◽  
Role And Function ◽  
Descriptive Method

Penelitian ini berfokus untuk mengetahui peran dan fungsi Siskohat, program Siskohat dan sosialisasi yang dilakukan oleh Siskohat dalam memberikan transparansi informasi kepada calon jemaah haji. Metode yang digunakan dalam penelitian adalah metode deskriptif. Hasil penelitian menunjukan bahwa peran Siskohat yang utama adalah sebagai pemberi informasi. Implementasi Siskohat dapat dilihat dari layanan program yang dijalankan oleh Siskohat sehingga mengsilkan informasi yang relavan sesuai dengan kebutuhan jemaah haji. Selain itu, hasil penelitian ini memperlihatkan proses transparansi yang dilakukan oleh Siskohat yang berada dibawah lembaga pemerintahan itu berarti menunjukan usaha dari pemerintah dalam upaya memberikan pelayanan optimal bagi masyarakat khusnya dalam hal ini adalah jemaah haji. This study focuses on knowing the role and function of Siskohat, the Siskohat program and the socialization carried out by Siskohat in providing information transparency to prospective pilgrims. The method used in the research is descriptive method. The results show that the main role of Siskohat is as a provider of information. The implementation of Siskohat can be seen from the program services run by Siskohat so as to produce relevant information in accordance with the needs of pilgrims. In addition, the results of this study show that the transparency process carried out by Siskohat which is under government institutions means showing the efforts of the government in an effort to provide optimal services for the community especially in this case is the pilgrims.

Identifikasi Peran dan Strategi Pelabuhan Bebas Sabang

2020 ◽  
Vol 4 (3) ◽  
pp. 167-178
Author(s):  
Zurayna Sari
Keyword(s):  
Economic Development ◽  
Descriptive Analysis ◽  
Regional Growth ◽  
Maintenance Strategy ◽  
Regional Economic ◽  
Growth Center ◽  
Free Port ◽  
And Function ◽  
Role And Function

ABSTRAKPelabuhan berperan sebagai fasilitas penunjang pusat pertumbuhan regional dalam proses pembangunan ekonomi wilayah. Pelabuhan Bebas Sabang diarahkan sebagai pusat pertumbuhan ekonomi regional dan diharapkan dapat meningkatkan perekonomian Kawasan Sabang. Permasalahan yang dihadapi Pelabuhan Bebas Sabang adalah belum optimalnya peran dan fungsi Pelabuhan Bebas Sabang dalam menunjang perekonomian wilayah. Penelitian ini bertujuan untuk mengetahui peran Pelabuhan Bebas Sabang dalam mendorong perkembangan perekonomian Kawasan Sabang. Lingkup materi yang dibahas mencakup peran-peran Pelabuhan Bebas Sabang, menentukan potensi dan masalah serta upaya-upaya peningkatan peran Pelabuhan Bebas Sabang. Metode analisis yang dilakukan adalah analisis deskriptif dengan pendekatan analisis data kualitatif dan kuantitatif. Alat analisis yang digunakan adalah analisis SWOT IFAS-EFAS. Hasil analisis menunjukkan dalam kurun waktu 4 (empat) tahun terakhir dari tahun 2010-2013, Pelabuhan Bebas Sabang belum optimal dalam menjalankan perannya, sehingga membutuhkan strategi pengembangan dengan pendekatan Agressive Maintenance Strategy (strategi perbaikan agresif), yaitu strategi konsolidasi internal dengan memperbaiki faktor-faktor kelemahan untuk memaksimalkan pemanfaatan peluang.Kata kunci: Pengelolaan, SWOT IFAS-EFAS, WilayahABSTRACTPort was supporting facility of regional growth center in the process of regional economic development. Sabang free port was directed as the center of regional economic growth and expected to raise the economy of sabang. Problems faced by sabang free port was yet optimal role and function in supporting the economy of the region. This study aimed to determine the role of sabang free port in supporting the economic development of sabang. The covered material scope included roles of sabang free port, determining the potentials and problems and efforts of increasing the role of sabang free port. The method of analysis was descriptive analysis with qualitative and quantitative approach. The analytical tool used was the swot ifas-efas analysis. The analysis results showed in the period of 4 (four) years from 2010 until 2013, sabang free port was not optimal in carrying out its role yet, so it requires development strategies with agressive maintenance strategy approach, which is internal consolidation strategy by improving vulnerability factors to maximize the utilization of opportunities.Keywords:, Management, Regional, SWOT IFAS-EFAS

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