Determinants of Non-Availing Health Insurance Policy in Rural Areas

GIS Business ◽  
2019 ◽  
Vol 14 (6) ◽  
pp. 263-271
Author(s):  
M.K. Durgamani ◽  
R.V. Suresh ◽  
M. Ganesan ◽  
R. Renuka ◽  
K Abirami
Keyword(s):  
Health Insurance ◽  
Family Income ◽  
Primary Data ◽  
Insurance Policy ◽  
Rural People ◽  
Educational Qualification ◽  
Monthly Family Income ◽  
Study Results ◽  
Significant Difference ◽  
Major Factors

Health insurance in India is a growing segment of India's economy. In India there is a lack of awareness regarding tools called health insurance. Unlike other segments, Health Insurance is a more complex business because of serious conflicts arising out of unavailability of data and information gap problems. Proper understanding of Indian Health situation and application of principles of insurance, keeping in view the social realities and national objectives, are important. Hence this study attempts to understand the factors that influence the rural people for availing or not availing health insurance policy. Objectives of the study are a) To study the factors influencing the rural people to avail health insurance policy b) To examine the determinants influencing the rural people not to avail health insurance policy c) To understand the association between demography of respondents (with respect to age, educational qualification and monthly family income) and determinants of availing health insurance policy. Null hypothesis was framed to test the association between demography of respondents (age, educational qualification and monthly family income) and the determinants of availing health insurance policy. Primary data was collected from 150 respondents identified by Stratified Random Sampling technique representing rural area of Thanjavore District using structured questionnaire. The data was processed and analysed using SPSS package Version 11 and various statistical tools like f-test and t-test were used for discussion. The study results revealed that educational qualification, age, and family income are the major factors which influence the rural people to avail health insurance policy; gender and marital status are the major factors which prevents the rural people of the study area to avail health insurance policy; Also there is significant difference between the demography of the respondents and the determinants of availing health insurance.

scholarly journals ANALISIS PENGENTASAN KEMISKINAN DALAM PRESPEKTIF PERAN GENDER DI PEDESAAN (Studi Kasus di Desa Kalangan Kec. Margomulyo Kab. Bojonegoro)

2014 ◽  
Vol 12 (2) ◽  
pp. 86
Author(s):  
Andriyan Pujimulyatama
Keyword(s):  
High School ◽  
Gender Roles ◽  
Junior High School ◽  
Family Income ◽  
Junior High ◽  
Primary Data ◽  
Poor Households ◽  
Significant Difference ◽  
The Family ◽  
And Gender

The objectives of this study were 1) to determine the characteristics of poor households in the village districts circles. Margomulyo Kab. Bojonegoro. 2) To determine the influence of age, education and gender roles to the family income. 3) To determine whether there is a significant difference in income after the role of gender in poor households. This study uses primary data obtained from questionnaires with 53 poor households. The analytical tool used is multiple regression with dummy variables and different test average. The results of 53 studies that poor households 23 respondents or 43% of elementary education (SD), 20 respondents or 38% had not compleceted elementary school (SD) and 10 respondents or 19% educated Junior High School (SMP). Types of jobs available 100 respondents 53% peasants’livelihood. Working hours in a day on average 7-9 hours. Wages earned Rp 20,000 to Rp 30,000 per day and for women workersor wives who work at Rp 20,000 to Rp 25,000 per day. Education elementary and junior high school education has no statistically significant effect on the family income of poor households, while age and gender roles have a statistically significant influence on the family income of poor households, if age is 1 (productive) it will add to the family income by Rp. 4683.643. Gender roles if the values is 1 (any gender roles) it will add to the family income by Rp. 24624.815. And there is a difference between family income existing gender roles and no gender roles.

scholarly journals Socio-Economic Factors and Knowledge Influencing Newborn Care Practices: Experience at Dhaka Shishu Hospital

2010 ◽  
Vol 4 (1) ◽  
pp. 17-20 ◽  
Author(s):  
Housne Ara Begum ◽  
Mohammad Faizul Haque Khan
Keyword(s):  
Family Income ◽  
Newborn Care ◽  
Neonatal Care ◽  
Demographic Variables ◽  
Primary Data ◽  
Economic Factors ◽  
Monthly Family Income ◽  
Knowledge And Practice ◽  
Care Practices ◽  
Socio Economic Factors

Reducing maternal and neonatal mortality remains a big challenge for a developing country likeBangladesh. Mothers’ knowledge in neonatal care plays an important role in bringing down themortality as well as morbidity. This study was conducted in Dhaka Shishu Hospital during theperiod of December 2007 to February 2008 and was based on primary data collected on socioeconomicstatus, knowledge and practice of mothers of neonates attending the hospital. A total of 400 motherswere interviewed. More than fifty percent mothers had an appropriate knowledge on feeding neonates,hand washing before handling neonates, care of eye, care of umbilicus and they were practicing aswell. Where as less than fifty percent mothers had appropriate knowledge on keeping neonateswarm, cutting hair, bathing, vaccination, oil massage and their practice rate also commensuratewell with their knowledge level. Majority of the mothers were in the age group of 21-25 years,having completed primary education or passed SSC exam. They were house wives living in an urbanarea, with a monthly family income of 3000-7000 taka. Statistically significant association wasfound between socio demographic variables and knowledge and practices on neonatal care of themothers.Ibrahim Med. Coll. J. 2010; 4(1): 17-20Key words: Socio-economic factors; knowledge and practices; neonatal careDOI: 10.3329/imcj.v4i1.5930

scholarly journals Comparative analysis of drivers to BIM adoption among AEC firms in developing countries

2020 ◽  
Vol 18 (6) ◽  
pp. 1425-1447 ◽  
Author(s):  
Solomon Olusola Babatunde ◽  
Damilola Ekundayo ◽  
Adedayo Opeyemi Adekunle ◽  
Wasiu Bello
Keyword(s):  
Developing Countries ◽  
Factor Analysis ◽  
Structural Engineering ◽  
Facility Management ◽  
Primary Data ◽  
Content Type ◽  
Significant Difference ◽  
Building Information ◽  
Major Factors ◽  
Competitive Nature

Purpose Building information modelling (BIM) adoption is vital to the productivity and competitive nature of the construction sector. However, BIM adoptions have not been generally embraced by many architecture, engineering and construction (AEC) firms, particularly in developing countries. Moreover, studies that investigate the important drivers to BIM adoptions among construction professionals through quantitative approach are limited. The purpose of this study is to address the aforementioned gap. Design/methodology/approach This study involves a literature review, a pilot study and a questionnaire survey. The primary data were carried out using structured questionnaires distributed to four different BIM adopter AEC firms. These comprised architectural firms, facility management firms, quantity surveying firms and structural engineering firms in Lagos, Nigeria. Data obtained were analysed using mean score, standard deviation, Kruskal–Wallis test and factor analysis. Findings The study identified 23 drivers to BIM adoption, and the relative importance of the identified drivers was gauged from each selected BIM adopter AEC firm category. The result of the Kruskal–Wallis test showed that there is no statistically significant difference in the perceptions of the four selected AEC firms in the mean ranking of the identified 23 drivers to BIM adoption. The findings from factor analysis categorized the identified drivers into two major factors to include cost and time savings, improved communication, and BIM awareness and government supports. Practical implications The study empirically identifies important drivers to BIM adoption that will be useful for construction stakeholders to formulate strategies to adopt the full implementation of BIM in the AEC firms of Nigeria and other developing countries. Also, this study is important as it identifies, analyses and compares the drivers to BIM adoptions from four different AEC firms, thereby providing robust and more reliable findings. Originality/value The study findings will provide information to policymakers and construction stakeholders to make policy recommendations that are capable of positively influencing the widespread adoption of BIM in AEC firms in particular and the construction industry at large. This study is important because the studies that comparatively and empirically analyzed BIM drivers in AEC firms are rare, particularly in developing countries. Hence, this study could be used to benchmark future studies in developing countries.

scholarly journals MILLENNIAL PERCEPTION TOWARDS THE PURCHASE DECISIONS OF GREEN PRODUCTS –A DESCRIPTIVE STUDY

2021 ◽  
Vol 9 (6) ◽  
pp. 149-157
Author(s):  
K. Vasuki ◽  
SHOBA ◽  
Balaji V.
Keyword(s):  
Secondary Data ◽  
Environmentally Friendly ◽  
Primary Data ◽  
Purchase Decisions ◽  
Green Products ◽  
Study Region ◽  
Daily Newspapers ◽  
Study Results ◽  
Significant Difference ◽  
Chennai City

The study is executed to assess the millennial perception towards the purchase decisions of green products in Chennai city. The study used both primary and secondary data. The secondary data obtained through research articles, magazines, and daily newspapers. The primary data was gathered from the millennial that are purchasing the green products in Chennai city. The sample size of the study is 591. A simple convenience sampling method was used. The study found that the factors i.e., Environmentally Friendly, Environmental Responsibility, Healthy, Natural products, and environmentally protection, and Social Appeal significantly influenced green products’ purchase decisions among the millennial in the study region. The study also originates that there is significant difference among the age group of concerning the purchase decisions of green products certain aspects like Environmentally friendly, and Healthy. The study results also exhibited that the male and female millennial have similar perception on purchase of green products in the study region.

scholarly journals Attitudes Towards Learning English Among The Aliya Madrasah Students in Bangladesh

2021 ◽  
Vol 11 (2) ◽  
Author(s):  
Abu Rashed Md Mahbuber Rahman ◽  
Ilyana Jalaluddin ◽  
Zalina Mohd Kasim ◽  
Ramiza Darmi
Keyword(s):  
Family Income ◽  
Education Level ◽  
Demographic Profiles ◽  
Monthly Family Income ◽  
Significant Difference ◽  
Students Attitudes ◽  
Behavioral Attitudes ◽  
Parents Education ◽  
Learning English ◽  
Attitudes Towards Learning

Affective variables such as attitude, autonomy, motivation, self-esteem, and anxiety are crucial among the factors that contribute to learning a second/foreign language. Among them, one of the most important factors in inspiring learners to learn a language is their attitudes towards learning. The purpose of this study was to examine the cognitive, emotional as well as behavioral attitudes of Bangladeshi Aliya madrasah students towards learning English. The study also explored the differences in their attitudes towards learning English based on demographic profiles, that is, their gender, their parents’ monthly family income, and their parents’ education level. Data were obtained via questionnaire surveys and they were analyzed quantitatively using descriptive statistics, independent T-test, and one-way ANOVA. The results revealed that the participants demonstrated highly positive cognitive, emotional, and behavioral attitudes towards learning English. The analysis also showed that there was a statistically significant difference in the students’ attitudes towards learning English based on their parents’ monthly family income and their parents’ education level. However, the results presented no significant difference in the students’ attitudes towards learning English in relation to gender. This finding may help teachers to improve their classroom preparation by understanding their students’ attitudes better and making the learning activities easier for them. Moreover, it may inform the students’ attitudes to the authorities and policymakers responsible for devising policy for madrasah education, planning curriculum and designing materials for the madrasah students.

scholarly journals Aliya madrasah students’ motivation for learning English in Bangladesh

2021 ◽  
Vol 17 (1) ◽  
pp. 70-84
Author(s):  
Abu Rashed Md. Mahbuber Rahman ◽  
Ilyana Jalaluddin ◽  
Zalina Mohd Kasim ◽  
Ramiza Darmi
Keyword(s):  
Family Income ◽  
Education Level ◽  
Statistical Tool ◽  
Monthly Family Income ◽  
Motivation For Learning ◽  
Significant Difference ◽  
Integrative Motivation ◽  
Level Of Motivation ◽  
Parents Education ◽  
Learning English

The purpose of the study was to investigate the factors and level of motivation for learning English among Aliya madrasah students in Bangladesh. The study also explored to find out the differences in students’ motivation for learning English as L2 based on the gender of the students, parents’ education level, and monthly family income of their parents. The data for this study was collected via a questionnaire survey among 300 participants selected through a simple random method from six Aliya madrasahs. The Adapted Attitude Motivation Test Battery (AMTB) questionnaire of Gardner (1985, 2004) was employed in this study. The data for this study was analysed quantitatively such as descriptive statistics, independent sample T-test, and one-way ANOVA using (SPSS) version 25 as a statistical tool. The results showed that most of the students were instrumentally motivated for learning English than integrative motivation and their motivation level was high. The analysis also showed that there was a statistically significant difference in their motivation for learning English based on their parents' monthly family income, and their parents' education level. However, the result revealed no significant difference in their motivation for learning English with regard to gender. On the basis of the results, the implications were discussed concerning students’ motivation for learning English

592 Objective vs. Subjective Sleep Data in Early Childhood: Implications for Health Disparities Research

SLEEP ◽  
2021 ◽  
Vol 44 (Supplement_2) ◽  
pp. A233-A233
Author(s):  
Olivia Cicalese ◽  
Ariel Williamson ◽  
Jodi Mindell ◽  
Lisa Meltzer
Keyword(s):  
Sleep Duration ◽  
Family Income ◽  
Sleep Onset ◽  
Sleep Onset Latency ◽  
Poverty Level ◽  
Wake Time ◽  
Child Sleep ◽  
Diary Data ◽  
Study Results ◽  
Significant Difference

Abstract Introduction Given limited psychometric research with families of lower socioeconomic status (SES) and/or non-White backgrounds, this study explored the feasibility of and discrepancies between actigraphy and maternal-reported nightly child sleep in preschoolers of lower-SES and primarily Black backgrounds. Methods Twenty-seven children (Mage=3.3 years, SD = 1.2 years; 59.3% girls; 85.2% Black; 100% family income <125% of the US poverty level) were asked to wear an actigraph for 14 days while mothers completed telephone-based sleep diaries. Bedtime, wake time, nighttime sleep duration, nap duration, and 24-hour sleep duration were collected by both measures. Paired t-tests examined actigraphic versus mother-reported child sleep. Results Twenty-six percent of dyads (n=7) were excluded due to insufficient data (1-hour difference between measures on >50% of nights). There were no significant demographic differences between dyads with and without discrepant data. Diary-derived sleep onset was calculated by adding caregiver-reported bedtime and caregiver-reported sleep onset latency. There was no significant difference between actigraphy-derived sleep onset (M=10:20PM, SD=69min) and diary-derived sleep onset (M=9:59PM, SD=51min). Average actigraphy sleep offset (M=7:27 AM, SD=62 min) was 42 minutes earlier than diary-derived wake time (M=8:09 AM, SD=84 min), p<.05. Actigraphy-estimated nighttime (M=8.38 hours, SD=.80) and 24-hour sleep duration (M=9.31 hours, SD=1.13) were 0.92 and 0.85 hours shorter, respectively, than diary-derived nighttime (M=9.30 hours, SD=1.07) and total sleep duration (M=10.16 hours, SD=1.17), p<.005. There were no significant differences in average nap duration. The primary mother-reported barrier in completing diaries was limited awareness of child sleep due to work schedules. Conclusion Study results highlight some of the challenges of collecting and scoring actigraphy and diary data in preschoolers of lower-income backgrounds, in particular missing diary data and discrepancies between actigraphy and diaries. These findings suggest a need to incorporate both subjective parental report and objective measurement of child sleep in clinical and research contexts, as well determine ways to enhance feasibility and scoring procedures. Support (if any) K23HD094905 (AAW)

scholarly journals The Availability and Efficiency of Health Insurance to Expatriates: Empirical Findings from Saudi Arabia

2018 ◽  
Vol 11 (3) ◽  
pp. 58
Author(s):  
Hashem Abdullah AlNemer
Keyword(s):  
Saudi Arabia ◽  
Health Insurance ◽  
Qualitative Methodology ◽  
Financial Burden ◽  
High Growth ◽  
Insurance Market ◽  
Primary Data ◽  
Insurance Policy ◽  
Insurance Sector

Health Insurance represents the largest sectors among all types of insurance in Saudi Arabia with a Gross Written Premiums of 51% of the whole insurance market in Saudi Arabia. The high growth of health insurance sector in Saudi Arabia was driven by the obligation mandated by the Ministry of Health "MOH" and Council of Cooperative Health Insurance "CCHI" for expatriates and their families living in Saudi Arabia to have their health insurance, affected mid of 2014. However, the regulations didn’t specify the types and quality of health insurance used. The regulations also didn’t take into consideration the salaries of the expatriates which might affect their financial positions in case of policy cancelation. No studies have been conducted on the Saudi Arabian health insurance market to explore the efficiency and quality of expatriates’ health insurance policy. This paper attempts to fill the gap. The main aim of this study was to explore the availability and efficiency of health care system to expatriates. The quality of health insurance policy relies on the selections made by the employers. The research used qualitative methodology for collection of primary data. A total of 324 responds were received and considered usable for the research. The results were astonishing that most of the participants have their own health insurance policy, however not all service are available to them. Most of the participants clarified that their health insurance policy, did not cover of most of the risk they encountered, it did not cover the medical treatment expenses, as well as the surgery and operation expenses. Such results will put financial burden on expatriates in case their health insurance claims been canceled.

scholarly journals Constraints Associated With Pesticide Safety Measures Adoption Among Users In Oil Palm Farms In Edo, Delta And Ondo States, Nigeria

1970 ◽  
Vol 10 (5) ◽  
pp. 610-617
Author(s):  
J.I. Osabuohien ◽  
F.E. Omoregbee
Keyword(s):  
Oil Palm ◽  
Sampling Technique ◽  
Hazardous Substances ◽  
Primary Data ◽  
Safety Measures ◽  
Multi Stage ◽  
Study Results ◽  
Significant Difference ◽  
Pesticide Safety ◽  
Precautionary Measures

Safety of farmers is basic to the realization of food security and agricultural transformation in developing countries globally. Most farming activities predispose farmers, non-farmers and farming communities to health hazards because some users of these hazardous substances deliberately refuse to observe necessary precautionary measures. This study assessed constraints associated with pesticide safety measures adoption among users of pesticides in oil palm farms in Edo, Delta and Ondo States. A multi-stage sampling technique was used to select 268 respondents. Questionnaire was used to collect primary data analyzed for this study using frequency counts, percentages, and means while Kruskal-Wallis test was used to examine the relationships between the response and predictor variables of the study. Results showed that about 95% of the respondents adopted the 28 identified pesticide safety measures. Nine constraints to pesticide users’ adoption of pesticide safety measures were identified by respondents. Inconveniences of personal protective clothing on users (=2.28), some pesticide safety measures are dangerous to man ( =2.16), and lack of money to buy protective equipment ( =2.05) were found to be serious constraints to adoption of safety measures. There was a significant difference in constraints to adoption among pesticide users in oil palm farms in the surveyed States (H= 9.524, P<0.05). It is recommended that safety measures should be included in agricultural messages disseminated to farmers especially those that use pesticides. Key Words: Constraints, Pesticide, Safety Measures, Oil Palm, Adoption

scholarly journals Satisfaction Level of Health Insured and Financial Profitability of Health Insurance Companies from Health Insurance Product

2019 ◽  
Vol 2 (4) ◽  
pp. 17-20
Author(s):  
Mahnoor Surahio ◽  
Preh Bhatti ◽  
Vinesh Kumar Kumar ◽  
Rashid Qureshi
Keyword(s):  
Health Insurance ◽  
Sample Size ◽  
Insurance Companies ◽  
Primary Data ◽  
Satisfaction Level ◽  
Significant Difference ◽  
Insurance Product ◽  
Health Insurance Companies ◽  
Financial Profitability

The research is focused on finding whether the insurance companies are providing health insurance to their clients are enough to meet their expectations or the employees are bound to pay the premium for availing the employer-based   health insurance. Another part of the study is focused on finding the financial profitability of health insurance companies particularly, from the health insurance product they are offering to their clients. The premium these companies charging are enough to generate the profitability of health insurance companies or there is not any significant impact on their profitability from this product. It is obvious that a sick employee would be less interested in his or her work and the ratio of absenteeism will increase. The main purpose is to evaluate if providing health insurance is a profitable activity for both sides. This research was conducted through primary data; the data has been collected with the help of adopted questionnaire and a sample size is of 70 respondents. It is found from the research that employees are moderately satisfied with employer-based insurance facility and there is not any significant difference between premium paid and utilized. So, insurance companies are earning less from health insurance product.

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