scholarly journals Analisa Kelayakan Kredit Usaha Rakyat(KUR) dengan Menggunakan Metode Analityc Hirarcy Process (AHP)

Author(s):  
Retno Diah Untari ◽  
Rahmat W. Sembiring ◽  
Irfan Sudahri Damanik

KUR is a general, individual, selective loan that aims to develop or improve a viable micro business, which is served by the Bank Sumut unit and given in rupiah. Determine the best value alternative that is worthy of receiving credit using the Analytical Hierarchy Process (AHP) method with predetermined criteria. Development tools that are used floartart with the Borland Alphi 7 programming language and microsoft access database. The basic concept of the weighted Analytical Hierarchy Process (AHP) method of performance rating in each alternative on all scales of the AHP method requires the process of normalizing the decision matrix to a scale that can be compared with all available alternative ratings. The criteria used in this method are the five criteria of the existing criteria in the calculation process of each criterion to get the best alternative results that deserve credit.

Author(s):  
Arga Fondra Oksaping

Land valuation is a set of processes to determine the value of land plot. In conducting land valuation, it is necessary to considering the factors that affect values of land which caused land values in each region to be different. In order to objective land valuation, it is necessary to analyze the magnitude of factors that influencing the value of land. The Analytical Hierarchy Process (AHP) method is used in this study to analyzing the magnitude value of land in Grogol Sub-district,  Sukoharjo District. Factors used are field distance to CBD, field distance to road, field distance to river, field distance to health facilities, field distance to educational facilities, and land use. The data used in this study were obtined from Sukoharjo Land Office, which is the data of sale and purchase transaction in Grogol Sub-district, Sukoharjo District, totaling 178 data from January to December 2016. Transaction data and factors influence land value are analyzed by Regression Method to obtain the best value model in Grogol Subdistrict, Sukoharjo District.


Author(s):  
Nuri Latifa Efrata ◽  
Jijon Raphita Sagala

<p>The company sets policies in granting credit, among others, sets the Standard for accepting or rejecting credit risk, namely determining who has the right to receive credit that has fulfilled the five C requirements, what is the character of the customer, capacity to repay credit, the ability of capital owned by the customer (capital), collateral owned by the customer to bear credit risk (collateral) and the customer's financial condition (condition). Decisions are reached after consideration is made by choosing one possible choice. Decisions are categorized as feasible and not feasible. The criteria set by the company in applying for credit are personality, advances, abilities, guarantees, conditions. With the AHP method, from the criteria determined the intensity of the importance / priority scale on the criteria. After doing the calculation process, the credit decision was obtained from the ranking of the AHP method: 0.258652 (feasible), 0.2569579 (feasible), 0.2445319 (not feasible), 0.2398582 (not feasible).</p>


2019 ◽  
Vol 5 (2) ◽  
pp. 25-39
Author(s):  
Luluk Suryani ◽  
Raditya Faisal Waliulu ◽  
Ery Murniyasih

Usaha Kecil Menengah (UKM) adalah salah satu penggerak perekonomian suatu daerah, termasuk Kota Sorong. UKM di Kota Sorong belum berkembang secara optimal. Ada beberapa penyebab diantaranya adalah mengenai finansial, lokasi, bahan baku dan lain-lain. Untuk menyelesaikan permasalah tersebut peneliti terdorong untuk melakukan pengembangan Aplikasi yang dapat membantu menentukan prioritas UKM yang sesuai dengan kondisi pelaku usaha. Pada penelitian ini akan digunakan metode Analitycal Hierarchy Process (AHP), untuk pengambilan keputusannya. Metode AHP dipilih karena mampu menyeleksi dan menentukan alternatif terbaik dari sejumlah alternatif yang tersedia. Dalam hal ini alternatif yang dimaksudkan yaitu UKM terbaik yang dapat dipilih oleh pelaku usaha sesuai dengan kriteria yang telah ditentukan. Penelitian dilakukan dengan mencari nilai bobot untuk setiap atribut, kemudian dilakukan proses perankingan yang akan menentukan alternatif yang optimal, yaitu UKM. Aplikasi Sistem Pendukung Keputusan yang dikembangkan berbasis Android, dimana pengguna akan mudah menggunakannya sewaktu-waktu jika terjadi perubahan bobot pada kriteria atau intensitas.  Hasil akhir menunjukkan bahwa metode AHP berhasil diterapkan pada Aplikasi Penentuan Prioritas Pengembangan UKM.


2021 ◽  
Vol 10 (1) ◽  
Author(s):  
R. Kaaviya ◽  
V. Devadas

Abstract Background The urban water system is the worst hit in global climate change. Water resilience is the system’s ability to retaliate and recover from various water-related disruptions. The present study aims to delineate the water resilience zones in Chennai city, Tamil Nadu, India, by effectively integrating the geographic information system, remote sensing, and analytical hierarchy process (AHP). Methods The methodology incorporated 15 vital factors. A multi-criteria decision analysis technique was adopted to assign a weight to each parameter using the AHP. A pairwise decision matrix was constructed, parameter’s relative importance and the consistency ratio were established. Integration of all maps by weighted overlay analysis technique depicted water resilience intensities of five different classes. Results Very low, low and moderate water resilience areas accounted for more than three-fourth of the study area. Area Under Curve score (80.12%) depicted the accuracy of the developed model. Sensitivity analysis determined the significance of the parameters in the delineation. The logical structural approach can be employed in other parts of India or elsewhere with modifications. Conclusion This study is novel in its approach by holistically analyzing water resilience by integrating disruptions related to flood, drought and the city's water infrastructure system's adequacy and efficiency. Researchers and planners can effectively use the study results to ensure resilience as a new perspective on effective water resource management and climate change mitigation. It becomes a decision aid mechanism identifying where the system is vulnerable to potential water-related risks for employing resilience measures.


2019 ◽  
Vol 21 (3) ◽  
pp. 259-265
Author(s):  
Meinarini Catur Utami

Abstract:  An electronic wallet is an electronic service to store the data of the payment instrument, such as a payment instrument using the card and/or electronic money, which can also accommodate the funds, to make the payment. The number of similar applications of electronic wallets available in Indonesia leads to confusion of which applications offer many advantages, easy to use and guaranteed transaction security. By using the Analytical Hierarchy Process (AHP) method to conduct research on three popular electronic wallet applications in Indonesia, especially among students, Dana, Go-Pay, and LinkAja. These three electronic wallet applications compare based on pre-defined criteria and sub criteria to be decided by the AHP calculation where Go-Pay is the best E-wallet Application for students to use


2021 ◽  
Vol 12 (1) ◽  
pp. 77-90
Author(s):  
Loneli Costaner ◽  
Guntoro Guntoro ◽  
Febrizal Alfarasy

Sekolah khoiru ummah merupakan salah satu lembaga yang selalu berhubungan dengan tenaga pendidik sebagai aktor pertama dan tenaga kependidikan sebagai support organisasi. Permasalahan terjadi ketika harus menyeleksi calon tenaga pendidik, dimana banyaknya pelamar membuat proses penyeleksian dalam menentukan alternatif  terbaik yang dilakukan masih dengan cara menimbang setiap skor secara manual diatas kertas. Kondisi tersebut terjadi kendala sulitnya untuk memutuskan calon tenaga pendidik yang sesuai kebutuhan dikarenakan harus menimbang dengan prasaan, kemudian proses keputusan juga masih lambat karena harus bermusyarawah yang cukup panjang dari personalia, kepala sekolah hingga yayasan demi konsistensi keputusan tepat untuk dipilih. Dengan demikian persoalan ini dibutuhkan suatu solusi proses keputusan yang relevan dan cepat dengan analisis metode Analytical hierarchy  process (AHP) dengan kriteria kelengkapan adminitrasi pelamar, ujian tertulis, penilaian personality, wawancara dan micro teaching. Sedangkan sampel data alternatif ada tiga pelamar yang akan dianalisis dengan metode  AHP. Data nilai awal masukan didapatkan melalui quisioner perbandingan yang dinilai oleh personalia, kepala sekolah dan Yayasan dengan konsistensi kriteria 0.08 dimana nilai ini falid karena sesuai dengan kaedah konsistensi standar Thomas l.Saaty yaitu konsisten nilai < 0.1. Pengujian ini dilakukan dengan langkah perhitungan consisten indek dan index random yang terdapat pada tahapan AHP kepada nilai masukan nilai tabel matrik perbandingan dari data alternatif. Hasil pengujian dengan nilai konsistensi seluruh data baik kriteria dan alternatif mendapatkan keputusan tebaik  rekomendasi dengan nilai tertinggi didapatkan oleh Husen ahmad dengan nilai 0.729, kedua Sikin al hafidz dengan nilai 0.163 dan Sulaiman akhbar dengan nilai 0.109.   Abstract  The khoiru ummah school is one of the institutions that is always in touch with educators as the first actors and educational staff as organizational support. The problem occurs when it comes to selecting prospective teaching staff, where many applicants make a selection process in determining the best alternative which is still done by weighing each score manually on paper. In this condition, there is an obstacle in the difficulty of deciding the candidate for educators who are suitable for their needs because they have to weigh carefully, then the decision process is also still slow because they have to have a long discussion from personnel, principals to foundations for consistency in the right decision to be chosen. Thus, this problem requires a solution for the decision process that is relevant and fast by analyzing the Analytical Hierarchy Process (AHP) method with the criteria for completeness of applicant administration, written examinations, personality assessments, interviews and micro teaching. Meanwhile, the sample of alternative data were three applicants who were analyzed using the AHP method. Initial input value data were obtained through comparative questionnaires assessed by personnel, principals and foundations with the consistency of the criterion of 0.08 where this value was falid because it was in accordance with Thomas L.aaty's standard consistency principle, which was consistent with a value of <0.1. This test is carried out by calculating the consisten index and random index contained in the AHP stage to the input values ​​of the comparison matrix table values ​​from alternative data. The results of the test with the consistency value of all data, both criteria and alternatives, get the best recommendation with the highest value obtained by Husen Ahmad with a value of 0.729, both Sikin al Hafidz with a value of 0.163 and Sulaiman akhbar with a value of 0.109.


Author(s):  
Ilham Pramuja Nasution ◽  
Arjon Samuel Sitio

The budget allocation of a village fund is very important and take big effect to village progress Because the office to distribute the tax result for village development. But, that allocation is not accurately. Therefore there was design a system to support a decision a budget allocation of village funds by using an Analytical Hierarchy Process (AHP) method. This research done to the make-easy an office village in budgeting is the allocation of village funds. An method of Analytical Hierarchy Process (AHP) is one of a method known as important as the highest level. An AHP method is look for the best alternative


2020 ◽  
Vol 9 (1) ◽  
pp. 57
Author(s):  
Rudianto Rudianto ◽  
Andik Isdianto

Lokasi Batam sangat strategis karena terletak di rute perdagangan internasional dan terletak di pusat segitiga pertumbuhan Indonesia-Malaysia-Singapura (IMS-GT). Mempertimbangkan meningkatnya permintaan lahan di Pulau Batam, Pemerintah Kota Batam telah memperluas area melalui proses reklamasi untuk kawasan industri dan komersial lainnya. Proses reklamasi secara signifikan berdampak pada penurunan kualitas lingkungan di Pulau Batam. Kondisi kerusakan akan semakin parah sehingga akan menyebabkan buruknya kualitas perairan akibat pencemaran perairan pesisir dan laut. Salah satu area reklamasi adalah Tering bay. Reklamasi teluk Tering saat ini dalam kondisi dengan kualitas air yang sangat buruk. Tujuan dari penelitian ini adalah mempelajari pengelolaan kawasan teluk Tering yang berkelanjutan, mengingat reklamasi merupakan kegiatan yang menjadi kebutuhan masyarakat.Metode yang digunakan dalam penelitian ini menggunakan metode Partial Least Square (PLS) dan Analytical Hierarchy Process (AHP). PLS digunakan untuk menentukan ada tidaknya hubungan antara variabel laten dalam reklamasi pantai, serta membentuk model konstruktif. Sementara itu, metode AHP berguna untuk menentukan skala prioritas penanganan pengelolaan kawasan reklamasi pesisir yang berkelanjutan. Hasil penelitian menunjukkan bahwa untuk mencapai reklamasi berkelanjutan diperlukan pengelolaan yang baik. Manajemen meliputi: peningkatan peran masyarakat, pemerintah daerah, sektor swasta dan pengetatan peraturan. Namun, manajemen harus memperhatikan proses erosi dan abrasi dengan mempertimbangkan bahwa wilayah ini memiliki gelombang laut yang cukup kuat. Abstract Batam's location is very strategic as it lies on international trade routes and is located in the center of Indonesia-Malaysia-Singapore (IMS-GT) growth triangle. Considering the increasing land demand in Batam Island, Batam City government has expanded the area through reclamation process for industrial and other commercial area. Reclamation process has significantly impacted the deterioration of environmental quality in Batam Island. The condition of the damage will become more severe so that it will cause the poor quality of waters due to pollution of coastal and marine waters. One of the reclaimed areas is Tering bay. The reclamation of the Tering bay is currently under conditions with very poor water quality. The purpose of this research  is to study the management of Tering bay area which is sustainable, considering the reclamation is an activity that become the society need.The method used in this research using Partial Least Square (PLS) and Analytical Hierarchy Process (AHP) method. PLS is used to determine whether or not there is a relationship between latent variables in coastal reclamation, as well as forming a constructive model. Meanwhile, AHP method is useful to determine the priority scale of handling management of coastal reclamation area sustainable.The results show that to achieve sustainable reclamation requires good management. The management includes: increased role of community, local government, private sector and tightening of rules. However, the management should pay attention  to the process of erosion and abrasion with  considering that this region has a strong enough sea waves.  


Jurnal Teknik ◽  
2017 ◽  
Vol 6 (2) ◽  
Author(s):  
Rahma Farah Nungrum

Abstrack Good University Governance is needed by all higher education institutions that want to compete in producing good quality colleges. One of them is STT PLN which has a vision of realization of modern universities, independent and superior in the field of energy and electricity. To achieve good management governance, an objective, accountable and transparen,t assessment is required in recommending a lecturer to occupy a structural position. The process of determining attribute criteria, sub criteria and alternatives using the input of expert respondents in the form of questionnaires are processed by using statistical methods Cochran Q Test to obtain the decision attributes used in the study. While the analytical techniques in determining the priority weight of the alternative that will be done, using Analytical Hierarchy Process (AHP) method approach with data processing tool using Expert Choice software. Keywords : Good University Governance, Lecturers, structural positions, Cochran Q Test, Analytical Hierarchy Process (AHP)


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