scholarly journals SYARI'AH OPTIMIZATION OF BUSINESS THEORY IN PREVENTING RIBA PRACTICES IN MURABAHAH CONTRACT (Case Study at Muamalat Indonesian Bank)

2019 ◽  
Vol 4 (1) ◽  
pp. 563
Author(s):  
Saiful Muchlis
Keyword(s):  
Interest Rates ◽  
Phenomenological Approach ◽  
Analysis Techniques ◽  
Interview Method ◽  
Liability Management ◽  
Three Stages ◽  
Enterprise Theory ◽  
Research Show

This study aims to (1) determine the determination of the murabahah contract margin from the Asset / Liability Management Committee (ALCO) perspective, (2) know the Shari'ah Enterprise Theory (SET) approach in realizing the murabahah contract margin system in accordance with sharia principles. This research is a qualitative research using an interpretive paradigm with a phenomenological approach that takes the location of research at Bank Muamalat Indonesia. Data collection was carried out using the interview method with informants and some other secondary supporting data obtained from the entity's official website. The data management and analysis techniques are carried out through three stages, namely through data reduction, data presentation and conclusion drawing (verification).The results of the research show that the implementation of the Murabahah contract margin system at Bank Muamalat Indonesia is considered not to have fully implemented the sharia concepts and principles. This is because the ALCO Team is still based on the BI (Bank Indonesia) rate so that the determination of margins is still in accordance with the prevailing interest rates at Bank Indonesia. Thus, it can be said that Bank Muamalat still contains elements of usury because it makes BI interest rates as a material consideration in determining the applicable margin in Islamic banks. So that SET is considered able to realize the murabahah contract margin system because it contains the values of justice, truth, honesty, trustworthiness and accountability and is expected to complement or improve the margin system of the murabahah agreement to conform to the actual sharia principles.

scholarly journals METODE PENGASUHAN ANAK PASANGAN PERNIKAHAN DINI (STUDI KASUS TIGA KELUARGA PERNIKAHAN DINI DI KECAMATAN PONJONG KABUPATEN GUNUNGKIDUL DAERAH ISTIMEWA YOGYAKARTA)

2020 ◽  
Vol 16 (2) ◽  
pp. 166-179
Author(s):  
Siti Rofingah
Keyword(s):  
Government Policy ◽  
Case Study Research ◽  
Field Research ◽  
Research Field ◽  
Early Marriage ◽  
Data Presentation ◽  
Analysis Techniques ◽  
Minimum Age

Abstract This research was conducted with the aim of describing the childcare methods carried out by three early marriage families in Ponjong District, Gunungkidul Regency. The background of this research is the existence of government policy in Law Number 1 of 1974 article 7 paragraph (1) concerning Marriage which explains the minimum age limit for marriage so that the benefit of the household is achieved, but the phenomenon of early marriage is still happening in the District of Ponjong Regency Gunungkidul, even able to maintain the household and be able to carry out childcare duties at a young age if reviewed psychologically immature mentally, emotionally, psychologically and physically. This type of research is a qualitative research with a type of case study research (field research). Determination of informants by purposive sampling. The subjects of this study were three families of early marriage, children of early marriage partners (if they were able to provide information) and the Young Clerk of the Wonosari Religious Court Law. Then, the object of research is the method of parenting early marriage partners. Data collection techniques used were observation, interviews, and documentation. While the data analysis techniques used are data reduction, data presentation and conclusion making. The results showed that the methods carried out by early marriage couples included exemplary education methods, methods through habituation, education methods through advice and dialogue, as well as education methods through the awarding and punishment. The three early marriage families apply a number of collaborative methods for parenting. Keywords: childcare methods, early marriage.

scholarly journals PENGARUH KUALITAS DAN HARGA TERHADAP VOLUME PENJUALAN BERAS PREMIUM PERUM BULOG SUB DIVISI REGIONAL WILAYAH V KEDU

MEDIAGRO ◽  
2019 ◽  
Vol 14 (2) ◽  
Author(s):  
R. A. Mufidah ◽  
K. Budiraharjo ◽  
D. Sumarjo
Keyword(s):  
Linear Regression Analysis ◽  
Secondary Data ◽  
Multiple Linear Regression Analysis ◽  
Study Data ◽  
Primary Data ◽  
Sales Volume ◽  
Interview Method ◽  
Data Source ◽  
Research Show

The purpose of this research are to determine the factors that affect the volume of premium rice sales of Perum Bulog Sub Division Regional Region V Kedu and to know the effect of rice quality and price on it. Method that been used in this research is case study. Data collection used observation and interview method. Data source uses primary data and secondary data. Data analyze uses multiple linear regression analysis. The results of the research show that quality and price have simultaneous and partial effect on the sales volume of premium rice and both of them have same effect on sales volume of premium rice.Keywords: Premium rice, Bulog, quality and price, sales volume.

scholarly journals EVALUASI KEGAGALAN START UP BISNIS

2020 ◽  
Vol 18 (2) ◽  
pp. 166
Author(s):  
William Henadad Laluyan ◽  
Liliana Dewi
Keyword(s):  
Structured Interview ◽  
Validity And Reliability ◽  
Interview Method ◽  
Start Up ◽  
Food And Beverage ◽  
Medium Enterprise ◽  
The Subject ◽  
Managerial Experience ◽  
Research Show

Lahap is a small and medium enterprise that runs engaged in food and beverage field that began to established since 2016. The type of product offered is abon. Lahap produces abon cakalang that has its own uniqueness because the abon cakalang is not available in Surabaya Lahap fish to replace with deho fish. For 12 months the sale target has never been achieved that become a negative thing for Lahap company. The purpose of this research was to evaluate the factors that cause the failure of Lahap business. The determination of data sources on the subject is determined by certain considerations, facilitators, and expert lecturers who have got experience in the food and beverage field. The method that is used is the descriptive qualitative method by using a semi-structured interview method. Then the data is tested by using validity and reliability test. The results of the research show that less competent in managerial, experience from the owner, motivation from the owner, planning that is done and resources that cause the company failed.

scholarly journals Political Dynamics of Candidate Recruitment: A Case Study of Nasdem Party in Pilkada of North Sumatera in 2018

2019 ◽  
Vol 6 (3) ◽  
pp. 1026
Author(s):  
Fifi Silfita ◽  
Humaizi Humaizi ◽  
Abdul Kadir
Keyword(s):  
Democratic Party ◽  
Selection Process ◽  
Interview Method ◽  
Political Dynamics ◽  
Winning Team ◽  
Political Recruitment ◽  
Selection Principles ◽  
Large Party

This study aims to explain how the political dynamics in National Democratic party or Partai Nasional Demokrat (Nasdem) in the selection process of the candidates for the governor-deputy governor in pilkada of North Sumatera in 2018, and to explain what factors that affect the decision in that process. This study employed qualitative method. The location of this research was at the office of the regional representative council (RRC) of Nasdem party of North Sumatera. The technique of data collection was by using the interview method. The informants were the chairperson of the regional representative council and the chair of the winning team for the general election of the Nasdem party. The results of this study indicate that the candidcay in political recruitment or selection conducted by the RRC of Nasdem party of North Sumatera province uses an inclusive model. The determination of selectorate utilized exclusive model. The determination of where the candidate selection used centralistic pattern or model. The decision making procedure for determining the candidates was by using candidate pattern with more democratic selection principles. The factors behind the RRC of Nasdem party of North Sumatera province in supporting Eramas as the candidates of the governor-deputy governor of North Sumatera for 2018-2023 period are influenced by the strength of the large party and also the choice of the profit and loss vote in 2019 even though they had a process or mechanism in the party internal system.

scholarly journals MODEL PENGEMBANGAN KURIKULUM MULTIKULTURAL

2019 ◽  
Vol 5 (2) ◽  
pp. 39-53
Author(s):  
Tri Wahyudi Ramdhan
Keyword(s):  
Curriculum Development ◽  
Program Planning ◽  
Curriculum Planning ◽  
Learning Activities ◽  
Analysis Model ◽  
Interactive Analysis ◽  
Three Stages ◽  
Depth Interviews ◽  
Research Show

This research discuss about curriculum development of multicultural. The discussions about curriculum development are very diverse which consists of elements (1) planning;  (2) implementation (3) evaluation.  But in this research, not all elements of curriculum development are a concern, but will only be focused on the curriculum planning element done by SMA 1 Kediri.  This research uses a qualitative approach to the type of case study.  Whereas in collecting data using participatory observation, in-depth interviews and documentation.  And the data collected was analyzed using an interactive analysis model.  The results of this research show that curriculum planning in SMA 1 uses a parallel model through three stages, namely (1) strategic planning, (2) program planning and (3) planning of learning activities by producing products containing multicultural dimensions through processes that also contain dimensions  multicultural

scholarly journals Un modèle mensuel du secteur financier au Canada

2009 ◽  
Vol 52 (2) ◽  
pp. 169-184 ◽  
Author(s):  
Paul Masson ◽  
Kevin Clinton
Keyword(s):  
Interest Rates ◽  
Mortgage Loan ◽  
Annual Data ◽  
Dynamic Adjustment ◽  
Monthly Data ◽  
The Public ◽  
Liability Management ◽  
Conventional Models ◽  
Observation Period

Abstract In this article we describe preliminary estimates of a model of the Canadian financial system. At the present time, the model explains the behaviour of the authorities, the chartered banks, the public, and the trust and mortgage loan companies. The variables explained include monetary aggregates, several interest rates, and the major assets of the chartered banks and of the trust and mortgage loan companies. The model differs from existing Canadian models in that we use monthly data rather than quarterly or annual data. We think the shorter observation period permits the econometric estimates to capture the dynamic adjustment processes more accurately. In particular, the mean lags implied by our equations tend to be considerably shorter than those in existing models. Another difference with conventional models is the larger influence given to asset and liability management of the chartered banks in the determination of short-term interest rates. The model is intended primarily for forecasting, and results are presented which indicate its usefulness in that regard.

scholarly journals PENGARUH KOMPENSASI DAN MOTIVASI TERHADAP KINERJA KARYAWAN KANTOR ESTATE (Studi Kasus Pada PT. Daria Dharma Pratama Air Berau Estate)

2020 ◽  
Vol 8 (1) ◽  
pp. 47-53
Author(s):  
Merta Kusuma ◽  
Sri Ekowati ◽  
Ipan Wahyudi
Keyword(s):  
Regression Coefficient ◽  
Employee Performance ◽  
Sampling Technique ◽  
Coefficient Of Determination ◽  
Linear Regression Coefficient ◽  
Analysis Techniques ◽  
Causative Factors ◽  
Independent Variable

Merta Kusuma, Sri Ekowati, Ipan Wahyudi; This study aimed to determineThe Effect of Compensation and Motivation toward Employees’ Performanceof Estate Office (A Case Study on PT. Daria Dharma Pratama Air Berau Estate). The population of this study were 40 employees of PT. Daria Dharma Pratama Air BerauEstate. The sampling technique of this study was saturated sampling where all the population was 40 employees. The data collection method was a questionnaire. The data analysis techniques of this research used multiple linear regression, coefficient of determination, and hypothesis testing.The results of the study known that the compensation variable has a significant effect toward the performance of Employees at the Estate Office of PT. Daria Dharma Pratama Air Berau estate. It is seen from a significant value of 0.000 less than 0.05. Motivation is influential because a significant value of 0.002 is smaller than 0.05. The coefficient of determination of R square is 0.698. This means that the Employees’ performance of the Estate Office is 69.8% by the independent variable namely compensation and motivation. While 100-69.8%= 30.2%) are influenced by other causative factors not examined in this study. Keywords: Compensation, Motivation, and Employee Performance.

scholarly journals Implementation of Islamic Values in The Employees Recruitment Process

2021 ◽  
Vol 5 (2) ◽  
pp. 156-163
Author(s):  
Sri Budi Cantika Yuli
Keyword(s):  
Data Analysis ◽  
Qualitative Method ◽  
Qualitative Data ◽  
Phenomenological Approach ◽  
Recruitment Process ◽  
Data Presentation ◽  
Analysis Techniques ◽  
University Leaders ◽  
Islamic Values

This study aimed at determining the implementation of Islamic values in the recruitment process (Case Study at University of Muhammadiyah Malang-UMM). This research applied qualitative method through a phenomenological approach. The informants of this study were (1) University Leaders; (2) Employees. Further, the data collected were analyzed using qualitative data analysis techniques, namely: Data Reduction, Data Presentation, and Conclusion Drawing. The results of this study indicated that the recruitment process at UMM: 1) in accordance with Islamic values sourced from the Qur'an and Hadith; 2) UMM leaders have accomplished the mandate that was showed in selecting employees and establishing the law fairly according to Q.S. An Nisa [4]: 58 and Q.S. Al Maidah [5]: 8. UMM Leaders appoint the most worthy and appropriate employees as in Q.S. An Nisaa [4]: 59; 4) UMM leaders choose employees of the highest quality selectively in accordance with the words of the Prophet Muhammad in HR. Baihaqi; 5) UMM Leaders choose capable and trustworthy employees according to Q.S. Al Anfaal [8]: 27.

scholarly journals Living Teologi Tradisi Tolak Bala Bepapas pada Masyarakat Desa Parit Setia Kecamatan Jawai Kabupaten Sambas Kalimantan Barat

2021 ◽  
Vol 1 (3) ◽  
pp. 260-285
Author(s):  
Revi Madriani
Keyword(s):  
Cultural Identity ◽  
Field Research ◽  
Phenomenological Approach ◽  
Islamic Theology ◽  
Traditional Leader ◽  
Differences Of Opinion ◽  
The Subject ◽  
Definition Of ◽  
Research Show

This study examines Islam that lives in the Parit Setia community. In the Parit Setia community there is a tradition tolak bala Bepapas. The purpose of this research is to answer the problems that are the subject of discussion: 1) Definition of the tradition tolak bala Bepapas; 2) Understanding the community's theology of the tradition tolak bala Bepapas; and 3) The values contained in the tradition tolak bala Bepapas. This research is a field research, with a phenomenological approach, qualitative methods, and living theology as a knife of analysis. The findings in this research show that: First, historically the tradition tolak bala Bepapas is a tradition that resulted from a mixture of culture and religion. Tradition is carried out as an effort to avoid all forms of danger, which is symbolized through leaves and is led by a traditional leader (pak Labbai). Second, this tradition has long been rooted so that it is considered sacred. Even though there are differences of opinion in responding to it, this tradition still exists today as a cultural identity of society. Third, the determination of religious values contained in this tradition is based on the principles of tawhid, which substantially have values for relating to nature, maintaining friendship, asking for salvation and as a form of gratitude to Allah SWT. Observing all the findings in the field, it is not an exaggeration to conclude that this tradition is a living Islam (living Islamic theology) in the Parit Setia community.

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