FINANCIAL DEVELOPMENT DAN PENGARUHNYA PADA PENGELUARAN KONSUMSI RUMAH TANGGA DI WILAYAH INDONESIA BAGIAN TIMUR
<p><em>This paper empirically investigates the relationship between financial development and household consumption expenditure</em><em> at Eastern Indonesia Region.</em><em> Panel data regression models are applied to consumption expenditure data as dependent variables, savings and consumer loans from the household sector as independent variables. </em><em>T</em><em>he results of this research suggest that financial development in</em><em> Eastern Indonesia Region </em><em>have a significant impact on </em><em>household consumption expenditure. Savings have a significant positive effect on increasing household consumption expenditure, meanwhile consumer loans have a significant negative effect on increasing household consumption expenditure.</em></p><p><strong><em>Keywords</em></strong><strong><em>: </em></strong><em>household sector, saving, loans, consumption expenditure</em></p>