scholarly journals FACTORS DETERMINING STUDENTS DECISION TO USE DIGITAL WALLETS

2021 ◽  
Vol 2 (1) ◽  
pp. 48
Author(s):  
Sharon Kumaratih Dewi Wardoyo ◽  
Tamariska Cimberly Lumawir ◽  
Regina Manopo

This study aims to find out what factors determine student decisions to use digital wallets. This study uses a qualitative approach to identify variables and a quantitative to classify variables into factors. This study took students studying in Indonesia as a sample, and 11 students underwent interviews and 309 students who became questionnaire respondents. After conducting the interview, 36 variables appear. Only 18 variables meet the value of communalities for further analysis to determine the factors determining the decision using the Exploratory Factor Analysis technique. The results of this study found that six factors determine the decision to use digital wallets by students, namely Primary Needs, Utilities Spending, Convenience, Education, E-Commerce, and Behavioral Shifting. The factor that most influences students' decisions to use digital wallets is the Primary Needs.   Keywords : Behavioral Shifting, College Student, Convenience, Digital Wallets, E-Commerce, Education, Primary Needs, Utilities Spending                    

2020 ◽  
Vol 12 (3) ◽  
pp. 793
Author(s):  
Mode Vasuaninchita ◽  
Varin Vongmanee ◽  
Wanchai Rattanawong

The Smart Cities (SCs) models currently widely employed are identical and inconsiderate of Economics Driven (ED), Local Context (LC), and Sustainability (St) factors. These are key factors to driving, constructing, and developing smart cities. This paper presents a process wherein “the Local Smart Sustain Cities Model (LSSCsM)” is combined and modeled with Exploratory Factor Analysis technique (EFA) to design a smart city that fits the local features of a given area. This particular process creates a Smart Cities Model (SCsM) that has unique sustainability and local context factors. This paper also presents the smart cities Priority Action Ranking (PAR) process using Fuzzy Logic Decision Making (FLDM) to evaluate the strengths and weaknesses of each smart city economics driver and characteristic and prioritize the direction planning of each factor and characteristic. The resulting smart cities model can then be used as the foundation of sustainable smart cities that avoid the pitfall of using incompatible smart cities models as the base and consequently failing, thus avoiding the extravagant costs associated with an unsuccessful project of such scale.


2014 ◽  
Vol 13 (5) ◽  
pp. 4482-4487
Author(s):  
Muhammad SalehMemon ◽  
Nasreen AnisGoraya ◽  
Bushra Fatima Ansari

Role of non- government organization in filling the gap of government was studied through a study conducted on Indus Resource Centre. Government gap is created when some areas are being deprived of Government efforts. The objectives of research were firstly; to analyze the role of IRC in filling the gap of Government and to find out at what extend IRC is effective in fulfilling the needs of rural people. Data was taken from the majority of beneficiaries of the IRC and it was analyzed through the exploratory factor analysis technique with the help of SPSS 16.The overall analysis of study reveals that IRC plays very important role in filling the gap and it is very effective in fulfilling the needs of rural people by providing education facilities, human right awareness, sustainable livelihood, health and disaster management.


2021 ◽  
Vol 117 (4) ◽  
pp. 1
Author(s):  
Maya AL-ABDALA ◽  
Afraa SALLOWM ◽  
Safwan ABOUASSAF

<p class="042abstractstekst">The objective of this research was to classify the determinant factors of irrigated vegetable problems and the amount of variance that is explained by each factor in Swaida Governorate/ Syria by using the Exploratory Factor Analysis. The research is based on the data which were collected through questionnaires that were obtained according to the opinions of farmers. It included questions about some of the social and economic characteristics of farmers, and the concerning problems related to irrigated agriculture by using multiple-choice questions (on a 3-point scale) during the 2019-2020 Based on a sample size of 92 farmers, representing 54.9 % of the studied statistical community, and distributed randomly within the areas of spread of irrigated vegetable cultivation.. The results showed the success of using the exploratory factor analysis technique, using the Principal components methodology and Varimax in classifying six factors with an initial eigenvalues greater than one for each, and these factors are: agricultural technological progress, agricultural employment, sale outlets, natural conditions, prices, production requirements. These factors explained (13.21 %, 12.65 %, 12.55 %, 11.12 %, 10.94 %, and 9.85 %) of the total variance respectively, and together explained 70.33 %.</p>


GeroPsych ◽  
2014 ◽  
Vol 27 (4) ◽  
pp. 171-179 ◽  
Author(s):  
Laurence M. Solberg ◽  
Lauren B. Solberg ◽  
Emily N. Peterson

Stress in caregivers may affect the healthcare recipients receive. We examined the impact of stress experienced by 45 adult caregivers of their elderly demented parents. The participants completed a 32-item questionnaire about the impact of experienced stress. The questionnaire also asked about interventions that might help to reduce the impact of stress. After exploratory factor analysis, we reduced the 32-item questionnaire to 13 items. Results indicated that caregivers experienced stress, anxiety, and sadness. Also, emotional, but not financial or professional, well-being was significantly impacted. There was no significant difference between the impact of caregiver stress on members from the sandwich generation and those from the nonsandwich generation. Meeting with a social worker for resource availability was identified most frequently as a potentially helpful intervention for coping with the impact of stress.


2015 ◽  
Vol 36 (4) ◽  
pp. 247-257 ◽  
Author(s):  
Gayatri Kotbagi ◽  
Laurence Kern ◽  
Lucia Romo ◽  
Ramesh Pathare

Abstract. Physical exercise when done excessively may have negative consequences on physical and psychological wellbeing. There exist many scales to measure this phenomenon. The purpose of this article is to create a scale measuring the problematic practice of physical exercise (PPPE Scale) by combining two assessment tools already existing in the field of exercise dependency but anchored in different approaches (EDS-R and EDQ). This research consists of three studies carried out on three independent sample populations. The first study (N = 341) tested the construct validity (exploratory factor analysis); the second study (N = 195) tested the structural validity (confirmatory factor analysis) and the third study (N = 104) tested the convergent validity (correlations) of the preliminary version of the PPPE scale. Exploratory factor analysis identified six distinct dimensions associated with exercise dependency. Furthermore, confirmatory factor analysis validated a second order model consisting of 25 items with six dimensions and four sub-dimensions. The convergent validity of this scale with other constructs (GLTEQ, EAT26, and The Big Five Inventory [BFI]) is satisfactory. The preliminary version of the PPPE must be administered to a large population to refine its psychometric properties and develop scoring norms.


2019 ◽  
Vol 40 (3) ◽  
pp. 127-133 ◽  
Author(s):  
Laura K. Johnson ◽  
Rachel A. Plouffe ◽  
Donald H. Saklofske

Abstract. The Dark Triad is a constellation of three antisocial personality traits: Machiavellianism, narcissism, and psychopathy. Recently, researchers have introduced a “Dark Tetrad” that includes subclinical sadism, although others suggest considerable overlap between psychopathy and sadism. To clarify the position of sadism within the Dark Triad, an online study was conducted with 615 university students. Exploratory factor analysis revealed that a six-factor solution fit the data best, representing Machiavellianism, psychopathy, physical sadism, verbal sadism, narcissism, and vicarious sadism. Furthermore, convergent validity was supported through sadism’s correlations with the HEXACO personality traits. The results support sadism’s inclusion within the Dark Tetrad as a unique construct but with some conceptual overlap with psychopathy.


2010 ◽  
Vol 26 (2) ◽  
pp. 116-121 ◽  
Author(s):  
Fawzi S. Daoud ◽  
Amjed A. Abojedi

This study investigates the equivalent factorial structure of the Brief Symptom Inventory (BSI) in clinical and nonclinical Jordanian populations, using both exploratory factor analysis (EFA) and confirmatory factor analysis (CFA). The 53-item checklist was administered to 647 nonclinical participants and 315 clinical participants. Eight factors emerged from the exploratory factor analysis (EFA) for the nonclinical sample, and six factors emerged for the clinical sample. When tested by parallel analysis (PA) and confirmatory factor analysis (CFA), the results reflected a unidimensional factorial structure in both samples. Furthermore, multigroup CFA showed invariance between clinical and nonclinical unidimensional models, which lends further support to the evidence of the unidimensionality of the BSI. The study suggests that the BSI is a potentially useful measure of general psychological distress in clinical and nonclinical population. Ideas for further research are recommended.


Methodology ◽  
2019 ◽  
Vol 15 (Supplement 1) ◽  
pp. 43-60 ◽  
Author(s):  
Florian Scharf ◽  
Steffen Nestler

Abstract. It is challenging to apply exploratory factor analysis (EFA) to event-related potential (ERP) data because such data are characterized by substantial temporal overlap (i.e., large cross-loadings) between the factors, and, because researchers are typically interested in the results of subsequent analyses (e.g., experimental condition effects on the level of the factor scores). In this context, relatively small deviations in the estimated factor solution from the unknown ground truth may result in substantially biased estimates of condition effects (rotation bias). Thus, in order to apply EFA to ERP data researchers need rotation methods that are able to both recover perfect simple structure where it exists and to tolerate substantial cross-loadings between the factors where appropriate. We had two aims in the present paper. First, to extend previous research, we wanted to better understand the behavior of the rotation bias for typical ERP data. To this end, we compared the performance of a variety of factor rotation methods under conditions of varying amounts of temporal overlap between the factors. Second, we wanted to investigate whether the recently proposed component loss rotation is better able to decrease the bias than traditional simple structure rotation. The results showed that no single rotation method was generally superior across all conditions. Component loss rotation showed the best all-round performance across the investigated conditions. We conclude that Component loss rotation is a suitable alternative to simple structure rotation. We discuss this result in the light of recently proposed sparse factor analysis approaches.


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