scholarly journals Pengaruh Pendapatan Operasional terhadap Laba Bersih pada Bank Muamalat Indonesia Tbk. Periode 2015-2020

2021 ◽  
Vol 5 (2) ◽  
pp. 260-272
Author(s):  
Evita Septiani Jaenab ◽  
Ghina Fatimatuzzahro ◽  
Salsabila Gita Tsanya ◽  
R. Deden Adhianto
Keyword(s):  
Financial Services ◽  
Research Method ◽  
Linear Regression Analysis ◽  
Secondary Data ◽  
Financial Statements ◽  
Net Income ◽  
Simple Linear Regression ◽  
Operating Income ◽  
Independent Variables ◽  
Net Profit

This study aims to determine the effect of operating income on net income at Bank Muamalat Indonesia Tbk. The period 2015 to 2020. The research method used is an associative quantitative method using secondary data in the form of the financial statements of Bank Muamalat Indonesia which are publicly registered with the Financial Services Authority. Hypothesis testing using simple linear regression analysis through t-test with a view to knowing the effect of independent variables on the dependent variable. The results of this study that the Operating Income variable on Net Profit has a correlation value or relationship (R) of 0.856 (Very Strong), and the value of the Determination Coefficient or R Square of 0.732 in other words the effect is 73.2%, meaning that the X variable (Operational Income) has an effect on on the variable Y (Net Profit) at Bank Muamalat Indonesia Tbk. While the remaining 26.8% is determined by other variables not examined by researchers, namely Non-Operational Income.

ANALISIS RASIO PROFITABILITAS PADA PT. BANK PERKREDITAN RAKYAT RAGA DANA SEJAHTERA CABANG PADANG

2021 ◽  
Author(s):  
Andre Arisandi
Keyword(s):  
Balance Sheet ◽  
Secondary Data ◽  
Financial Statements ◽  
Net Income ◽  
Bank Profitability ◽  
Return On Equity ◽  
Operating Income ◽  
Profitability Analysis ◽  
Income Statement ◽  
Net Profit

This study was conducted to determine the level of profitability using the ratio of ROA (Return on Asset), ROE (Return on Equity), BOPO (Operating Expenses to Operating Income), and NPM (Net Profit Margin) to PT. BPR Raga Dana Sejahtera. The type of data used is secondary data obtained by the method of documentation taken from the published reports of BPR Raga Dana Sejahtera during the 2015-2019 period. This research was conducted using the 2015-2019 financial statements, namely the balance sheet and income statement. Based on the profitability analysis, it can be seen that ROA is in healthy condition and ROE is in less healthy condition. Then the bank's BOPO is in an inefficient position in managing operational costs to obtain operating income and the bank's NPM is said to be healthy in obtaining net income. The results showed that the level of bank profitability was quite stable and efficient in running company operations

scholarly journals Analisis Rasio Profitabilitas PT. Bank Perkreditan Rakyat Lengayang Cabang Surantih

2021 ◽  
Author(s):  
Annisa Aziza Syawia ◽  
Doni Marlius
Keyword(s):  
Data Analysis ◽  
Financial Services ◽  
Quantitative Data ◽  
Research Method ◽  
Quantitative Method ◽  
Secondary Data ◽  
Net Income ◽  
Analysis Method ◽  
Net Profit ◽  
Quantitative Data Analysis

The purpose of this study was to determine how the profitability ratio at PT. BPR Lengayang Cabang Surantih. The research method used is quantitative data analysis method, where this quantitative method analyzes the calculation of the Bank's profitability level. The type of data used is secondary data obtained from reports from the Financial Services Authority and BPR Publication Reports for the 2017-2019 period. The results of this study indicate that the level of ROA (1.5%) according to BI standards is still in the very good category, so that banks can operate properly in using and utilizing their assets to generate profits. The level of ROE (23%) indicates that the bank's ability to generate net income is unhealthy. While the NPM level (51%) is in the very poor category, banks are below the average rating of BI, so they have not operated well in generating net profit.

scholarly journals ANALISIS RASIO PROFITABILITAS PT. BANK PERKREDITAN RAKYAT JORONG KAMPUNG TANGAH PARIAMAN CABANG PADANG

2019 ◽  
Author(s):  
Rossi Putri Andanis ◽  
jhon fernos
Keyword(s):  
Data Analysis ◽  
Financial Services ◽  
Research Method ◽  
Secondary Data ◽  
Net Income ◽  
Qualitative And Quantitative

The purpose of this study was to find out how the profitability rasio PT. BPR Jorong Kampung Tangah Cabang Padang. The research method used is the method of data analysis qualitative and quantitative. The tipe of data used is secondary data obtained from Financial Services Authority’s Report and rural bank (BPR) publication reports for thr period 2015 – 2017. The results of this study indicate that the bank ROA level is still in an unhealthy position. ROE level also shows bank in unhealthy condition in generating net income, in the BOPO position has decreased but according to BI BOPO standards are still in the good category. While the bank NPM level has increased, which means the bank is said to be well at generating net income.

scholarly journals PENGARUH BIAYA CORPORATE SOCIAL RESPONSIBILITY TERHADAP LABA BERSIH PERUSAHAAN PADA PT. UNITED TRACTOR, Tbk

2017 ◽  
Vol 12 (2) ◽  
Author(s):  
Jessica Wajongkere ◽  
Lintje Kalangi ◽  
Robert Lambey
Keyword(s):  
Corporate Social Responsibility ◽  
Social Responsibility ◽  
Local Community ◽  
Linear Regression Analysis ◽  
Secondary Data ◽  
Business Community ◽  
Net Income ◽  
Net Profit ◽  
Independent Variable ◽  
Corporate Social

Corporate Social Responsibility is a continuing commitment by the business community to act ethically and contribute to the economic development of the local community and the wider community, along with the improvement of the living standards of workers and their families (Wibisono 2007). The purpose of this study is to determine the influence of CSR costs on the company’s of net profit on PT. United Tractor, Tbk. This research uses simple linear regression analysis method. The type of data used is quantitative data obtained from secondary data. The results showed that there is no influence between the two variables (corporate social responsibility cost to net income of the company). Based on t-test, t-table> t-count (3,182> -2,074) and significant 0,130 where this value> 0,05 meaning there is no influence between independent variable to dependent variable.Keywords: Cost of Corporate Social Responsibility, Net income

scholarly journals PENGARUH INFLASI DAN KURS TERHADAP UJRAH DALAM PEMBIAYAAN MUSYARAKAH MUTANAQISAH PADA PT. BANK MUAMALAT INDONESIA, TBK CABANG PEMATANGSIANTAR

2015 ◽  
Vol 1 (1) ◽  
pp. 86
Author(s):  
Nuri Aslami
Keyword(s):  
Regression Analysis ◽  
Exchange Rate ◽  
Linear Regression Analysis ◽  
Field Research ◽  
Secondary Data ◽  
Financial Statements ◽  
Multiple Linear Regression Analysis ◽  
Independent Variables ◽  
Qualitative Approaches ◽  
Independent Variable

<p>This study aims to determine how the effects of inflation and exchange rate against <em>ujrah</em>, <em>musyarakah</em>, <em>mutanaqisah</em> PT Bank Muamalat Indonesia, Tbk Branch Pematang Siantar. This research is a field research using quantitative and qualitative approaches. The data used are secondary data, ie., data obtained from the Central Statistics Agency report, Report of Bank Indonesia, and the financial statements of PT Bank Muamalat Indonesia, Tbk Branch Pematang Siantar. The data were processed using SPSS 16. The analysis used is multiple linear regression analysis. The results showed that the inflation and the exchange rate (the independent variable) affects <em>ujrah</em> in <em>Musharaka</em>h financing <em>mutanaqisah</em> (dependent variable). The independent variables in this study could explain the change by 3.4% and the rest (96.6%) is explained by other variables beyond the variables used. Partially, the level of significant 5% and t <sub>table</sub> of 2034, inflation and exchange rate does not significantly affect the <em>Musharakah</em> financing <em>ujrah</em> <em>mutanaqisah</em>. This is demonstrated by the t <sub>value</sub> inflation of 0. 489 and t<sub>exchange</sub> rate of 0899.</p>

scholarly journals Pengaruh Non Performing Loan Dan Biaya Oprasional Pendapatan Operasional Terhadap Laba Bersih

2019 ◽  
Vol 2 (1) ◽  
pp. 135
Author(s):  
Oda Wida ◽  
Heikal Muhammad Zakaria Hakim ◽  
Syamsul Huda
Keyword(s):  
Financial Services ◽  
Net Income ◽  
F Test ◽  
Independent Variables ◽  
Determination Coefficient ◽  
Net Profit ◽  
Conventional Banks ◽  
Income Opportunity

<p><em>The purpose of this study was to analyze the effect of Operational Income Opportunity (BOPO), Non Performing Loans (NPL) on Net Income of 10 conventional banks that have the highest assets according to the Financial Services Authority (OJK) in 2017. The results showed that Non Performing Loan does not have a significant effect on net income, BOPO has an effect on net income. Based on the results of Determination Coefficient Analysis, the independent variables can explain the effect on Net Profit of 55.5%, while the remainder is explained by other variables not explained in this study. Based on the results of the F test, the independent variables simultaneously have a significant effect on Net Profit.</em></p><p> </p>

scholarly journals DETERMINANT MODELS AFFECTING FINANCIAL PERFORMANCE AND STOCK RETURN COMPANIES REGISTERED IN INDONESIA STOCK EXCHANGE

2021 ◽  
Vol 19 (4) ◽  
pp. 905-924
Author(s):  
Sudarno Sudarno ◽  
◽  
Suyono Suyono ◽  
Yusrizal Yusrizal ◽  
Johannes Tambunan ◽  
...  
Keyword(s):  
Stock Returns ◽  
Stock Return ◽  
Stock Exchange ◽  
Linear Regression Analysis ◽  
Secondary Data ◽  
Predictive Ability ◽  
Multiple Linear Regression Analysis ◽  
Capital Adequacy ◽  
Operating Income ◽  
Independent Variables

This research aims to analyze the effect of Capital Adequacy Ratio (CAR), Operating Expenses to Operating Income Ratio (BOPO), Loan to Deposits Ratio (LDR), Net Interest Margin (NIM), and Non-Performing Loan Ratio (NPL) variables on ROA and Stock Return of Banks That Listed in the Indonesia Stock Exchange. The population in this research is all banks listed on the Indonesia Stock Exchange. At the same time, the samples are 30 companies. The sampling uses the purposive sampling method. Secondary data was obtained in the Indonesia Stock Exchange and Yahoo! Finance. The independent variables used are CAR, BOPO, LDR, NIM, and NPL. The data analysis technique used is multiple linear regression analysis by SmartPLS software. This research indicates that the LDR, NIM, and NPL variables have a significant effect on ROA. The CAR, BOPO, and NPL variables have a significant effect on Stock Return. The predictive ability of the independent variables (CAR, BOPO, LDR, NIM, and NPL) on ROA is 59.5%, as indicated by the value of Adjusted R Square is 59.5%, while the remaining is 40.5% influenced by other variables not included in this research. The independent variables (CAR, BOPO, NIM, and NPL) on Stock Returns have 13.3% of Adjusted R Square while the remaining is 86.7% influenced by other variables.

scholarly journals Pengaruh Efisiensi Modal Kerja Terhadap Rentabilitas Ekonomi Pada Koperasi Telatang Mandiri Kecamatan Merapi Barat Kabupaten Lahat

2020 ◽  
Vol 9 (1) ◽  
pp. 33-44
Author(s):  
Darwin Kesuma
Keyword(s):  
Research Method ◽  
Linear Regression Analysis ◽  
Strong Relationship ◽  
Financial Statements ◽  
Coefficient Of Determination ◽  
Simple Linear Regression ◽  
Working Capital ◽  
Working Capital Management ◽  
Capital Efficiency

Telatang Mandiri Cooperative West Merapi Lahat Regency is one of the new cooperatives. In maintaining its business for the welfare of its members, Telatang Mandiri Cooperative West Merapi Lahat Regency has economic rentability problem, where the ratio of economic profitability from 2011 to 2015 always decreases. One of the  cause is the inefficient of working capital management. Therefore, the research was conducted with the aim to find out how the effect of working capital efficiency on the achievement of economic profitability in the Cooperative Telatang Mandiri West Merapi Lahat regency. The research method used in this research is simple linear regression analysis. Sources of data used in this study are the financial statements recorded by the Telatang Mandiri Cooperative West Merapi Lahat Regency period 2011-2015. Based on the research results obtained regression equation Y = 0,008 + 0,919X + e. The correlation coefficient obtained r = 0.977 which has a very strong relationship, this is supported by the analysis of coefficient of determination of 95.4% and the rest of 4.6% influenced by other factors. Also supported by t test obtained t calculate 7,861> t table 2,353 which mean working capital efficiency have an effect on signifikan to economic profitability. Based on the research, it can be concluded that there is a positive and significant effect of working capital efficiency on economic profitability in Telatang Mandiri Cooperative West Merapi Lahat Regency.

scholarly journals ANALISIS LIKUIDITAS DAN PROFITABILITAS PT. BANK PERKREDITAN RAKYAT LENGAYANG

2021 ◽  
Author(s):  
Suci Rahmadani ◽  
Yosep Eka Putra
Keyword(s):  
Financial Services ◽  
Quantitative Data ◽  
Research Method ◽  
Secondary Data ◽  
Financial Statements ◽  
Short Term ◽  
Qualitative And Quantitative ◽  
A Value ◽  
Quantitative Data Analysis ◽  
Data Analysis Methods

The purpose of this study is to determine how the ratio of liquidity and profitability at PT.Bank Perkreditan Lengayang. The research method used is qualitative and quantitative data analysis methods. Qualitative methods are methods that explain the data under study during the study. while the quantitative method is to analyze the development of a bank's financial statements. and the type of data used, namely secondary data obtained from reports of financial services authorities, as well as rural bank publication reports for 2016-2020. To measure the soundness level of a bank, two ratios are used, namely the liquidity ratio (in the form of CR, QR and LDR) and the ratio of profitability (in the form of ROA, ROE, BOPO and NPM). The results of this study indicate that the level of the bank's liquidity ratio is in a healthy position because the bank is able to pay back its short-term obligations. The company's profitability ratio from 2016-2020 shows a value that fluctuates every year, but is still in a healthy position.

scholarly journals Influence of Inflation on Poverty in Bima City

2020 ◽  
Vol 1 (3) ◽  
pp. 88-92
Author(s):  
Junaidin Junaidin ◽  
Puji Muniarty
Keyword(s):  
Linear Regression Analysis ◽  
Secondary Data ◽  
Simple Linear Regression ◽  
Simple Correlation ◽  
Independent Variables ◽  
The Past ◽  
Comprehensive Picture ◽  
Independent Variable ◽  
The Relationship ◽  
The City

Inflation and poverty are important indicators in the economy, the pace and growth are always strived to be low and stable so as not to cause macroeconomic diseases which will later have an impact on instability on the economy. This study aims to analyze the effect of independent variables on the dependent variable. The independent variable in this study is inflation while the dependent variable is poverty in the City of Bima in the period 2013-2018. The sample in this study is in the form of inflation and poverty data for the past 6 years, namely from 2013 to 2018. The data used in this study are in the form of a list of tables regarding inflation and poverty for 6 years obtained from the Office of the Statistics Indonesia (BPS) office in Bima City.  The data used are secondary data and the method used is simple linear regression analysis, simple correlation coefficient, simple linear determination and t-test (2 parties) using SPSS Version 20.0 to get a comprehensive picture of the relationship between one variable with another variable. The results showed that inflation had no effect and was not significant on poverty in Bima City.

Sign in / Sign up

Export Citation Format

Share Document