scholarly journals Pengaruh Tingkat Penghimpunan Dan Penyaluran Dana Terhadap Rentabilitas (Studi pada Bank Perkreditan Rakyat Siliwangi Tasikmalaya)

2019 ◽  
Author(s):  
Tedi Rustendi

The influence of deposit and lending activities on rentability is research problem that want to answer. This research used case study approach of descriptive analysis, and based on data in range five years. Result of hypothesis testing at 95% confidance interval shown that variability value of rentability can explained by variability value of deposit and lending activities.

2020 ◽  
Vol 3 (1) ◽  
Author(s):  
Siti Maimunah Binti Mohd Rijal ◽  
Rukiah Muhammad Ali

This article examined the problem to reduce divorces outside the court. The Malaysian government has established sanctions for the perpetrators. This research was conducted employing a case study approach with descriptive-analysis method. The results showed that the implementation of divorce sanctions outside the Syariah Subordinate Court of Selangor was less effective in reducing divorces. The high number of divorce cases were found in the country of Selangor, increasing by 71.8% of cases from 2012 to 2017. However, the cases in the West Gombak Syariah Subordinate Court has decreased slightly between 2015 and 2017, indicated by only a few cases were registered. Two factors influenced the implementation of divorce sanctions outside the Syariah Subordinate Court. First, the Selangor Islamic Family Law has regulated the divorce law outside the court in a detailed and clear. Still, the socialization for the public was lacking, and the society took this rule seriously so that the sanction implementation for divorce cases outside the court became a legal solution. Second, the high number of divorce cases found outside the court required a legal policy to impose a legal sanction on the perpetrators. Abstrak: Artikel ini mengkaji masalah untuk mengurangi talak di luar Mahkamah, pemerintah Malaysia telah menetapkan sanksi bagi pelaku. Penelitian ini dilakukan dengan pendekatan studi kasus dengan metode deskriptif-analisis. Hasil penelitian menunjukkan bahwa: Pelaksanaan sanksi talak di luar Mahkamah Rendah Syariah Selangor masih kurang efektif dalam mengurangi perceraian. Kasus perceraian ditemukan cukup banyak di negeri Selangor sebanyak 71.8% kasus meningkat dari tegang waktu tahun 2012 hingga 2017 namun kisaran kasus di Mahkamah Rendah Syariah Gombak Barat agak sudah sedikit menurun dari tahun 2015 hingga 2017 hanya ditemukan beberapa kasus yang terdaftar. Faktor-faktor yang mempengaruhi pelaksanaan sanksi talak di luar Mahkamah Rendah Syariah Selangor ada dua. Pertama, Enakmen Hukum Keluarga Islam Negeri Selangor telah diatur hukum perceraian di luar mahkamah secara rinci dan jelas, namun masyarakat masih kurang sosialisasi dan mengambil berat terhadap aturan ini sehingga penerapan sanksi atas kasus talak di luar mahkamah muncul sebagai solusi hukumnya. Kedua, banyaknya temuan kasus talak di luar mahkamah mengharuskan adanya kebijakan hukum berupa penjatuhan sanksi hukum bagi pelakunya. Kata Kunci: Efektivitas, Sanksi, Talak, Luar Mahkamah


2020 ◽  
Vol 6 (12) ◽  
pp. 2498
Author(s):  
Annisa Dinar Rahman ◽  
Siti Inayahtul Faizah

This study aims to determine the welfare of employees at the Amil Zakat Agency and the Amil Zakat Institution in Surabaya if it is reviewed through the perspective of maqashid sharia. This study uses a qualitative case study approach with descriptive analysis techniques through interviews, documents, and direct observation. The scope of this research focuses on employees of the Amil Zakat Agency and the Amil Zakat Institution. The results of this study are economic conditions in terms of income received by employees of the Amil Zakat Agency and the Amil Zakat Institution are sufficient. This economic situation can be seen from the amount of income received per month, fulfillment of needs, and assets owned. Fulfillment of welfare for employees at the Amil Zakat Agency and the Amil Zakat Institution can be said to be prosperous. This welfare can be seen from the maqashid sharia indicator used in this study, which is maintaining religion, nurturing the soul, nurturing the logics, raising offspring, and maintaining wealth, both the Amil Zakat Agency and the Amil Zakat Institution have received and benefited from the facilities provided by the institution , such as the existence of health benefits (BPJS).Keywords: Employee welfare, Maqashid Syariah, Amil Zakat Agency, Amil Zakat Institution


2021 ◽  
Vol 3 (1) ◽  
pp. 1
Author(s):  
Isa Saleh

ABSTRACTThis study aims to identify the management of the use of space, identify infrastructure and planning, and determine the maintenance of assets in the Al Irsyad College Foundation in Surabaya. The research used qualitative descriptive method with case study approach. The object of research in this study is the Al Irsyad College Foundation in Surabaya. The informant of this research was the deputy chairman of takmir, the infrastructure section at all levels of the school, and the board of the Surabaya Al Irsyad College Foundation. The process of collecting data used observation, interviews, and documentation. Data analysis used qualitative descriptive analysis to describe and to classify the facts or characteristics factually and accurately for providing a clear or accurate picture of the phenomenon were being investigated. Research findings show that the process of spatial use is in accordance with needs. Procurement of infrastructure is adjusted to the needs of each level. Maintenance of infrastructure assets has been carried out when there is damage or complaints from the school.Penelitian ini bertujuan untuk mengidentifikasi manajemen pemanfaatan ruangan, mengidentifikasi sarana prasarana dan perencanaannya, dan mengetahui perawatan aset di kompleks Yayasan Perguruan Al-Irsyad Surabaya. Metode penelitian menggunakan metode deskriptif kualitatif dengan pendekatan studi kasus. Objek penelitian dalam penelitian ini ialah Yayasan Perguruan Al-Irsyad Surabaya. Informan penelitian ini merupakan wakil ketua takmir, bagian sarana prasarana di semua jenjang sekolah, dan pengurus yayasan. Proses pengumpulan data menggunakan observasi, wawancara, dan dokumentasi. Analisis data menggunakan analisis deskriptif kualitatif yang berusaha mendeskripsikan fenomena dengan melukiskan dan mengklasifikasi fakta atau karakteristik tersebut secara faktual dan cermat untuk memberikan gambaran yang jelas atau akurat tentang fenomena. Hasil penelitian menunjukkan bahwa proses pemanfaatan ruang sudah sesuai dengan kebutuhan. Pengadaan sarana prasarana disesuaikan dengan kebutuhan masing-masing jenjang. Pemeliharaan pada aset sarana prasarana telah di lakukan ketika ada kerusakan atau keluhan dari pihak sekolah.


SMART ◽  
2021 ◽  
Vol 7 (2) ◽  
pp. 170-183
Author(s):  
Dwi Martiningsih ◽  
Arif Zamhari

The management of zakat is dynamic dealing with the socio-political context in a country, including Indonesia. Zakat regulation  change from UU/38/1999 to UU/23/2011 pratically require adaptation from the role of zakat institutions in Indonesia. Zakat management institution in the community such as NU-Care LAZISNU and LAZISMU as zakat management institutions with civil society-based in programs and activities certainly cannot be separated from these regulatory changes. The regulation change was responded by changing its role as a zakat management institution. This article aims to describe the activities of NU-Care LAZISNU and LAZISMU and their position in responding zakat law. This research uses a case study approach and is designed in the form of a descriptive analysis to reveal field findings. The results of this research reveal that changes in national zakat management bring opportunities as well as challenges for zakat management institutions, both government zakat institutions and non-government zakat institutions. NU-care LAZISNU and LAZISMU build some adjustments by modernizing their institutions. These two civil society-based zakat institutions carry out various strategies in collecting, distributing and empowering zakat, infaq, and sedekah.


Author(s):  
Fernandito Dikky Marsetyo ◽  
Nurhadi Nurhadi

This article examines the implementation of the inclusive education policy to provide educational services for children with disabilities. Using a conceptual framework concerning disability and social inclusion, and isomorphic mimicry and capability, this article aims to explain Wonosobo District Government's capability in implementing inclusive education policy. This article is based on a qualitative study, using a case study approach with descriptive analysis. We argue that Wonosobo District Government's capability to implement inclusive education policy is in a weak or limited position (weak capability). This is a depiction of isomorphic mimicry, where the inclusive education policy in Wonosobo District seems to be functional. As its implication, children with disabilities are vulnerable to being excluded from obtaining inclusive education services.


Author(s):  
Bachtiar Akob

The research analyzed the efforts conducted in the domain of historical learning in a university, especially related to how the past memory influences the recent multicultural discourses. The method used in this research is qualitative descriptive analysis with case study approach. The research was divided into three parts: (1) collecting data, (2) analyzing data, and (3) reporting the results of the research. Subjects of the research were selected by using purposive sampling technique; they were the 4th semester students up to the 6th semester students of the History Education Department in Samudra University Langsa Aceh. The research resulted findings that conceptually the students had understood about the concept of multicultural. Nevertheless, multicultural discourse had not touched the context of locality. Historical learning was designed to develop and expand the students’ multicultural discourse. The design of historical learning contains the learning strategy of ENACT, consisting of six stages: apperception, exploration, narrowing, analyzing, creating and teaching. Historical learning forms the students’ multiculturalism discourse, built from a historical understanding and the dynamics of Acehnese society. The students viewed that multicultural is a social condition, formed from historical process. Conflict understood by students as the dynamics which is inseparable from a multicultural society. However, the students considered that conflict caused many endless problems, therefore, the students’ multicultural discourse tended to lead to peace condition. Keywords: Historical Learning, ENACT, Multicultural.


2021 ◽  
Vol 20 (1) ◽  
pp. 18-24
Author(s):  
I Gede Gian Saputra

The digitization of tourism village amidst limited human resource capabilities is a challenge for Sayan Village, Ubud, Bali. This study aims to analyze the form of digitization of Sayan tourism villages in the new normal era. It was designed with a qualitative descriptive analysis method using a case study approach. In addition to in-depth interviews and focus group discussions, 102 respondents were successfully obtained after distributing questionnaires to support the results that have been carried out. The results of the study revealed that the form of digitization was limited in marketing the product. Social media applications such as Facebook, Instagram, Youtube and Google were the digital tools that dominated the form of digitization done by the managers of Sayan Tourism Village. However, Sayan Tourism Village have very positive efforts in starting digitization through the collaboration with the Godevi as the marketplace of tourism village.


2019 ◽  
Author(s):  
Fariha Azalea

Argumentation plays an important role in the development of science which is not just finding and presenting facts, but building arguments and considering them, and debating various explanations about phenomena. The research aimed to capture the consistency of argument by students on socioscientific issues of cloning. Students have chosen purposively with the subject of 170 high school students from three high schools in Bandung City, West Java, Indonesia. This research uses a case study approach with a descriptive analysis to analyze student test results of argumentation. The consistency of argument consists of claims and reasons itself. The result shows the pattern of agreeing and disagree about cloning in 3 topics; 1) human, 2) animal for Qurban purposes, 3) extinct animals. The higher consistency showed disagree in topics 1&2 about 56,47% and consistency of reason for each topic are 1)religion 40%, 2) religion 57,6% and 3) science 83,5%. Then, the consistency of agreeing for all topics is 2,35% and disagree is 14,71%. This provides that, consistency in argumentation between topics of cloning is based on the context of phenomena, which is greatly influenced by science, religion, and social norms. It needs to be implemented to improved students argumentation in schools.


2020 ◽  
Vol 7 (1) ◽  
pp. 151
Author(s):  
Ita Miftahul Janah ◽  
Sunan Fanani

The background of this research is the growth and development of the Islamic economy in Indonesia these days. It can be seen from the number of Islamic Financial Institutions that have emerged lately and offered products that are free of usury. Thus, citizens’ perceptions of Islamic banks and conventional banks are the same. Meanwhile, to carry out its operations, sharia financial institutions must follow Islamic law (Sharia law), which are regulated in the DSN-MUI Fatwa and supervised by the Sharia Supervisory Board. From the phenomenon above, the writer wants to raise the theme of sharia compliance in sharia financial institutions namely musyarakah financing in Islamic Rural Banks. This study uses qualitative descriptive analysis, a case study approach. The object of this research is the Islamic rural bank (BPRS) Amanah Sejahtera Gresik. To examine the compliance of the musyarakah contract, the author uses the Fatwa of the National Sharia Council of the Indonesian Ulema Council (DSN-MUI Fatwa) No.08/DSN-MUI/IV/2000 as its reference. The results show that the BPRS Amanah Sejahtera Gresik has been operating the Musyarakah Financing following the applicable DSN-MUI Fatwa rules. In addition to that, besides seeking profits, BPRS also preaches Islamic economics. From the sharia principles that have been carried out by the BPRS, the purpose of maqashid sharia is fulfilled.Keywords: Sharia Compliance, Musyarakah, BPRS Amanah Sejahtera, DSN-MUI Fatwa, Maqashid Sharia.


2021 ◽  
Vol 21 (2) ◽  
pp. 568
Author(s):  
Yayat Rahmat Hidayat ◽  
Selva Nur Fadhilah ◽  
Shakila Charisya Tsania

Islamic property developers are currently starting to offer housing with the sharia financing model. One of them is Nuansa Alam Setiabudi Clove who sells his house using an istishna contract, does not use bank financing, without confiscation, and fines. The payment methods used are cash and cash in stages. In its implementation, there are cases where the buyer does not make payments in succession within the agreed time frame at the time of the contract, which results in losses to the developer. The purpose of this study is to analyze the implementation and solution to the problem of buying and selling Islamic properties with the cash payment method in stages. This research is a qualitative study using a case study approach. The data analysis technique used descriptive analysis method. The results of the study found that the contract construction made by the developer needs to be improved and added, namely in Article 5 concerning Late Payment, Article 7 concerning Contract Cancellation and Compensation, and Article 8 concerning Dispute Resolution, to avoid losses caused by a bankless sales system, without confiscation, and without penalty.


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