scholarly journals PENGARUH FINANCING TO DEPOSIT RATIO (FDR), NON PERFORMING FINANCING (NPF) DAN BIAYA OPERASIONAL PENDAPATAN OPERASIONAL (BOPO) TERHADAP PROFITABILITAS PADA BRI SYARIAH PERIODE 2011-2018

account ◽  
2020 ◽  
Vol 7 (1) ◽  
Author(s):  
Gledis Angrayni Mustari ◽  
Efriyanto Iyan ◽  
Nedsal Sixpria
Keyword(s):  
Linear Regression ◽  
Multiple Linear Regression ◽  
Annual Report ◽  
Descriptive Statistics ◽  
Quantitative Approach ◽  
Independent Variables ◽  
Significant Negative Effect ◽  
Negative Effect

PENGARUH FINANCING TO DEPOSIT RATIO (FDR), NON PERFORMING FINANCING (NPF) DAN BIAYA OPERASIONAL PENDAPATAN OPERASIONAL (BOPO) TERHADAP PROFITABILITAS PADA BRI SYARIAH PERIODE 2011-2018 Gledis Angrayni [email protected]@gmail.comNedsal [email protected] Program Studi Keuangan dan Perbankan Syariah Politeknik Negeri Jakarta  ABSTRACTThe purpose of this research is to examine the influence of FDR, NPF and BOPO to Profitability that measure with ROA. The approach used in this research is quantitative approach. The object of this research is PT BRISyariah, Tbk. The research used quarterly period annual report of PT BRISyariah Tbk since 2011-2018 and data from OJK. The data analyzed by multiple linear regression and completed by a classic assumption and descriptive statistics. Hypotheses test used t-statistic and f-statistic at level significance 5%. The result has shown that FDR and NPF variables has no effect significant to ROA. While BOPO has a significant negative effect to ROA. The value of coefficient determination showed that the result is 82% of the variation of the dependent variable can be explained by the independent variables in the model. While the reduce 18% is explained by other causes that are not included in the model. Keywords: FDR, NPF, BOPO, Profitability (ROA) ABSTRAKPenelitian ini bertujuan untuk menguji pengaruh FDR, NPF dan BOPO terhadap Profitabilitas yang diukur dengan ROA. Pendekatan penelitian ini yaitu menggunakan pendekatan kuantitatif. Objek penelitian ini adalah PT BRISyariah, Tbk. Dengan menggunakan data laporan keuangan triwulan periode 2011-2018 dan data dari Otoritas Jasa Keuangan. Teknik analisis data yang digunakan adalah regresi linier berganda dilengkapi uji asumsi klasik dan statistik deskriptif. Hipotesis diuji menggunakan uji t dan uji f dengan tingkat signifikansi 5%. Hasil penelitian ini menyatakan bahwa FDR dan NPF tidak berpengaruh signifikan terhadap ROA. Sedangkan BOPO berpengaruh negatif signifikan terhadap ROA. Sementara secara bersama-sama FDR, NPF dan BOPO berpengaruh signifikan terhadap ROA. Nilai dari koefisien determinasi menunjukan hasil sebesar 82%, yang berarti sebesar 82% dari variasi variabel terikat bisa dijelaskan oleh variabel bebas dalam model tersebut, sedangkan sisanya sebesar18% dipengaruhi oleh faktor lain yang tidak dimasukan ke dalam model penelitian.Kata kunci: FDR, NPF, BOPO, Profitabilitas (ROA)

scholarly journals Dampak Bank Specific Variables Pada Rasio Non Performing Loan Dalam Sistem Perbankan Indonesia

2016 ◽  
Vol 8 (3) ◽  
Author(s):  
Anita Carolina ◽  
Muhammad Madyan
Keyword(s):  
Linear Regression ◽  
Multiple Linear Regression ◽  
Credit Rating ◽  
Multiple Linear Regression Model ◽  
Sampling Technique ◽  
Total Sample ◽  
Partial Regression Coefficient ◽  
Significance Level ◽  
Significant Negative Effect ◽  
Negative Effect

Conventional banks are vulnerable to non-performing loans, because the credit is the main source income of a bank. Credit risk may still occur, even though the bank's management has made efforts based credit rating 5C. The purpose of this study was to determine how much influence the variable CAR, LAR, NIM, and ROE against Non-Performing Loans (NPL) in the banking companies listed on BEI. The sampling technique used is purposive sampling with criteria: (1) a conventional commercial bank listed on the BEI 2009-2013 period, (2) the bank that issued the annual financial statements in a row in the period from 2009 to 2013, and (3) bank which has a data completeness NPL, CAR, LAR, NIM, and ROE in the period 2009-2013. Data obtained from the annual report of each bank in 2009-2013. There are a total sample of 29 banks. The analysis technique used is multiple linear regression and hypothesis testing using t-statistic to test the partial regression coefficient and F-statistic to test the effect simultaneously with a significance level of 0.05. Before being tested by multiple linear regression, first performed classical assumption of normality test data. The results showed that there were no deviations from the classical assumption test. This indicates that the available data is normal or eligible to be used as a multiple linear regression model. From the analysis, CAR and ROE have significant negative effect on the NPL and LAR have not significant negative effect on the NPL, while variable NIM have significant positive effect on the NPL.

scholarly journals Pengaruh Time Budged Pressure Dan Skeptisisme Profesional Auditor Terhadap Kualitas Audit

2019 ◽  
Vol 1 (4) ◽  
pp. 1933-1948
Author(s):  
Miranty Eka Oktavia ◽  
Herlina Helmy
Keyword(s):  
Data Analysis ◽  
Linear Regression ◽  
Multiple Linear Regression ◽  
Sampling Method ◽  
Audit Quality ◽  
Primary Data ◽  
Significant Negative Effect ◽  
Analysis Technique ◽  
West Sumatra ◽  
Negative Effect

The research aims to know the: Influence of time budged pressure and skepticism of auditors to audit quality. The population in this research were Inspectorate of West Sumatra Provinc. The sample is determined by total sampling method, that all apparaturs of Inspektorate of West Sumatera Province. The data used in this research is primary data. This research used quetionnaires instrument as much as 32 respondents. Data analysis technique used is multiple linear regression. The result showed that: (1) Time budged pressure has significant negative effect on audit quality, where the tcount  -2,268 < ttable  2,048407 at sig 0,031 < α 0,05, (2) skepticism didn’t significant effect on audit quality, the tcount 0,442 < ttable  2,048407 in sig 0,662 > α 0,05.         

scholarly journals PENGARUH NON PERFORMING LOAN (NPL) DAN LOAN TO DEPOSIT RATIO (LDR) TERHADAP RETURN ON ASSET (ROA) PADA PERUSAHAAN PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA

2020 ◽  
pp. 220-230
Author(s):  
Randi Siregar ◽  
Sabeth Sembiring
Keyword(s):  
Linear Regression ◽  
Multiple Linear Regression ◽  
Quantitative Research ◽  
Negative Impact ◽  
Coefficient Of Determination ◽  
Regression Analyses ◽  
Independent Variables ◽  
Significant Negative Impact ◽  
Negative Effect ◽  
Positive Effect

The purpose of this research was conducted to know the influence of: (1) Simultaneous Non Performing Loan and Loan to Deposit Ratio against Return On Asset, (2) Partial Non-Performing Loan against Return On Asset and (3) partial Loan to Deposit against Return On Asset Corporate Banking the Go Public period 2010 – 2012.The research uses quantitative research plans. The research subject is a banking company that go public from 2014 – 2016 and the objects are Non Performing Loan, Loan to Deposit Ratio and Return On Asset.Data collected using documentation methods and analyzed with multiple linear regression analyses. The results showed that (1) Non Performing Loan and Loan to Deposit Ratio simultaneously had significant effect on Return On Asset.(2) Non Performing Loan partially negative effect on Return On Asset, (3) Loan to Deposit Ratio positively affects the Return On Asset of the banking company listed on the Indonesia Stock Exchange.The value of the coefficient of determination (adjusted R2) of 0.323 or 32.3%, this translates to 32.3% of ROA variations that can be explained by variations of independent variables of the NPL and LDR.The remaining 67.7% is explained by other reasons outside of the regression model.Based on the results of multiple linear regression analyses indicating that the NPL has a significant negative impact on ROA, LDR has a significant and positive effect on Roa, NPL and LDR.

scholarly journals FAKTOR-FAKTOR YANG MEMPENGARUHI PENURUNAN POPULASI TERNAK KAMBING PERANAKAN ETAWA (Studi Kasus pada Kelompok Ternak Sukapala Kecamatan Kawalu Kota Tasikmalaya)

2021 ◽  
Vol 7 (1) ◽  
pp. 245
Author(s):  
Ane Novianty ◽  
Benizar M. Andrie
Keyword(s):  
Linear Regression ◽  
Multiple Linear Regression ◽  
Population Based ◽  
Production Factor ◽  
Case Study Method ◽  
Independent Variables ◽  
Maintenance System ◽  
Regression Test ◽  
Negative Effect

Etawa breeders are faced with a situation with a limited amount of capital, production factor and knowledge in an effort to achieve their goal. This condition causes the decline of PE goat’s population year by year even though the product produced has a strategic opportunity in the market. The purpose of this study is to determine the factors that influence the decline of PE goat’s population in Sukapala herd. The study is carried out in Sukapala herd, Kawalu district, Tasikmalaya city  which consists of 9 people by using a case study method. The factors that influence the decline of PE goat’s population based on multiple linear regression test are capital (X1), treatment and maintenance system (X2), seed’s quality (X3), and livestock breeds quality (X4). Based on the results of partially and simultaneously test, the four independent variables influence significantly in the decline of PE goat’s population and have a negative effect.

scholarly journals PENGARUH MANAJEMEN MODAL KERJA TERHADAP PROFITABILITAS PADA CONSUMER GOODS SECTOR

2021 ◽  
Vol 29 (1) ◽  
pp. 43-56
Author(s):  
Prafidhya Dwi Yulianto ◽  
Lilik Ambarwati
Keyword(s):  
Linear Regression ◽  
Multiple Linear Regression ◽  
Consumer Goods ◽  
Annual Report ◽  
T Test ◽  
Purposive Sampling ◽  
Independent Variables ◽  
Regression Methods ◽  
Inventory Turnover ◽  
Independent Variable

The purpose of this research is to know the influence of Working CapitalManagement on Profitabilty in Consumers Goods listed on the Bursa EfekIndonesia (BEI) aims to analyze the influence of woring capital in the from of:Cash Turnover, Account Receivable Turnover, and Inventory Turnover toProfitability (Return On Asset) at Consumers Goods Sector. This research methoduses multiple linear regression analysys with the help of SPSS 23.00 softwarewhich is used to see the inflyence between the independent variables in the fromCash Turnover, Account Recevaible Turnover, and Inventory Turnover to ReturnOn Asset (ROA)). The sample of this research is 31 consumer goods sector in2015-2018, so there are 124 annual report obtained through purposive sampling,then analyzed using multiple linear regression methods. The result showed thadbased on the F test, the independent variable had an effect on the ROA, it isindicated of 6.765 and significance of 0.000, overall the independent variable wasable to eaplain the effect 59,60%. While based on the partial t test, shows that thevariable Cash Turnover, Account Recevaible Turnover, and Inventory Turnoverhas a positive and siginificant effect on Profitability.

scholarly journals Pengaruh Variabel Makro Ekonomi Terhadap Indeks Jakarta Islamic Index (JII) Periode Januari 2010 Hingga November 2015

2017 ◽  
Vol 3 (1) ◽  
pp. 70
Author(s):  
Ayu Tri Utami ◽  
Leo Herlambang
Keyword(s):  
Exchange Rate ◽  
Interest Rate ◽  
Linear Regression ◽  
Interest Rates ◽  
Multiple Linear Regression ◽  
Independent Variables ◽  
Negative Effect ◽  
Study Population ◽  
Positive Effect ◽  
Science Governance

The study aimed to know whether there were influences of inflation, interest rate, and exchange rate on the Jakarta Islamic Index (JII). The study population were factors which influenced the Jakarta Islamic Index. The sample were those factors in the period of January 2010- November 2015. Multiple linear regression was used for the analysis. The analysis showed that inflation had a negative effect on Jakarta Islamic Index (JII) index, interest rates had a positive effect on Jakarta Islamic Index (JII) index, and the exchange rate had a positive effect on Jakarta Islamic Index (JII) index. All independent variables simultaneously had an effect on the Jakarta Islamic Index (JII) index. This study was expected to add insightsto science, governance and other fields.

scholarly journals DEVELOPMENT INEQUALITY OF DISTRICT/ CITY IN SOUTH SUMATRA ( 2008 - 2015)

2018 ◽  
Vol 3 (01) ◽  
pp. 42 ◽  
Author(s):  
Siti Rohima
Keyword(s):  
Economic Growth ◽  
Linear Regression ◽  
Secondary Data ◽  
Technical Analysis ◽  
Jel Classification ◽  
Quantitative Approach ◽  
Significant Negative Effect ◽  
Negative Effect ◽  
Positive Effect ◽  
Index Calculation

<p><span class="fontstyle0">This study aims to determine the effect of PAD, DAU, regional expenditure and<br />economic growth to the development gaps in the province of South Sumatra.<br />The data used is secondary data in the GRDP, regional expenditure, PAD and<br />DAU per district / city in the period 2008- 2015. In this study, using a quantitative approach. Technical analysis of using Williamson index calculation and linear regression. These results indicate that the PAD and Expenditure have a positive effect, on the contrary DAU and economic growth have a significant negative effect on the development gaps District / City in the<br />province of South Sumatra.</span></p><p><span class="fontstyle0"><br /></span><span class="fontstyle2">JEL Classification: </span><span class="fontstyle0">H70, H77, O10</span></p><p><span class="fontstyle0"><br /></span><span class="fontstyle2">Keywords: </span><span class="fontstyle0">DAU, Development inquality, Economic Growth, PAD, Regional<br />Expenditure</span></p>

scholarly journals PENGARUH KOMPENSASI DAN BUDAYA ORGANISASI TERHADAP TURNOVER INTENTION

2017 ◽  
Vol 20 (3) ◽  
Author(s):  
Catur Widayati ◽  
Yolanda Yunia
Keyword(s):  
Organizational Culture ◽  
Statistical Analysis ◽  
Linear Regression ◽  
Multiple Linear Regression ◽  
Turnover Intention ◽  
Sampling Technique ◽  
Significant Negative Effect ◽  
Negative Effect ◽  
Regression Tests

This study aims to determine the effect of compensation and organizational culture on turnover intention. The object of this study are employees of the company PT HadicoPersada with businesses engaged in outsourcing, located in Central Jakarta. This study was conducted on 47 respondents. The sampling technique used in this study is saturated samples. Therefore, the analysis of the data used is the statistical analysis in the form of multiple linear regression tests. These results indicate that partially, the variable compensation has a negative and significant impact on the variable turnover intention. Variable organizational culture has a significant negative effect on the variable turnover intention.

scholarly journals Pengaruh Pembiayaan Murabahah, Mudharabah, Musyarakah Dan Rasio Non Performing Financing Terhadap Profitabilitas Pada BPRS Provinsi Jawa Tengah Periode 2013-2018

2020 ◽  
Vol 2 (1) ◽  
pp. 73-82
Author(s):  
Nurul Khotimah ◽  
Rinda Asytuti
Keyword(s):  
Linear Regression ◽  
Multiple Linear Regression ◽  
Secondary Data ◽  
Financial Statements ◽  
Significant Negative Effect ◽  
Central Java ◽  
Negative Effect

Purpose- This study aims to re-examine the influence of murabahah, mudharabah, musyarakah, and financing and non-performing financing ratios on the profitability of BPRS Central Java. Methods- Secondary data were obtained from the results of the publication of the financial statements of each Islamic people's credit bank (BPRS) from 2013 to 2018. Data were analyzed by multiple linear regression. Finding- The mudharabah financing has a significant negative effect and non-performing financing (NPF) has a positive and significant effect on profitability (ROA). While Murabaha and musyarakah financing are not proven to affect ROA.

scholarly journals Pengaruh Harga Paket Umroh, Tingkat Inflasi, dan Kurs Rupiah Pada Dollar Terhadap Permintaan Jasa Umroh di Surabaya Periode 2011-2013

2015 ◽  
Vol 1 (11) ◽  
pp. 766
Author(s):  
Masruhatul Abadiyah ◽  
Sri Herianingrum
Keyword(s):  
Exchange Rate ◽  
Linear Regression ◽  
Multiple Linear Regression ◽  
Inflation Rate ◽  
Quantitative Approach ◽  
Waiting List ◽  
Price Inflation ◽  
Service Demand ◽  
Negative Effect ◽  
Approach Method

There is an interesting phenomena recently that the demand of umroh serviceincreases significantly. This increase is caused by the waiting list for Hajj departure which has to wait for a few years later to take place. This makes the society to take an alternative umroh first which doesn't have to wait for too long.This research aims to find out the effect of umroh package price, inflation rate and rupiah exchange for dollar towards Surabaya umroh service demand during 2011-2013 period. This research uses quantitative approach method and multiple linear regression analysis.The result shows that the umroh packageprice, inflation rate, and rupiah exchange for dollar variables simultaneously do not have significant effect towards Surabaya umroh service demand during 2011-2013 period. For addition, simultaneously the umroh package price, inflation rate, and exchange rate variables give negative effect towards Surabaya umroh service demand during 2011-2013 period.Umroh service bureaus especially those which reside in Surabaya need to maintain and improve their performances well in order to provide satisfaction and loyalty of the jamaah to increase the demand of umroh service.

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