scholarly journals PENGARUH NON PERFORMING LOAN (NPL) DAN LOAN TO DEPOSIT RATIO (LDR) TERHADAP RETURN ON ASSET (ROA) PADA PERUSAHAAN PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA

2020 ◽  
pp. 220-230
Author(s):  
Randi Siregar ◽  
Sabeth Sembiring

The purpose of this research was conducted to know the influence of: (1) Simultaneous Non Performing Loan and Loan to Deposit Ratio against Return On Asset, (2) Partial Non-Performing Loan against Return On Asset and (3) partial Loan to Deposit against Return On Asset Corporate Banking the Go Public period 2010 – 2012.The research uses quantitative research plans. The research subject is a banking company that go public from 2014 – 2016 and the objects are Non Performing Loan, Loan to Deposit Ratio and Return On Asset.Data collected using documentation methods and analyzed with multiple linear regression analyses. The results showed that (1) Non Performing Loan and Loan to Deposit Ratio simultaneously had significant effect on Return On Asset.(2) Non Performing Loan partially negative effect on Return On Asset, (3) Loan to Deposit Ratio positively affects the Return On Asset of the banking company listed on the Indonesia Stock Exchange.The value of the coefficient of determination (adjusted R2) of 0.323 or 32.3%, this translates to 32.3% of ROA variations that can be explained by variations of independent variables of the NPL and LDR.The remaining 67.7% is explained by other reasons outside of the regression model.Based on the results of multiple linear regression analyses indicating that the NPL has a significant negative impact on ROA, LDR has a significant and positive effect on Roa, NPL and LDR.

2017 ◽  
Vol 3 (1) ◽  
pp. 70
Author(s):  
Ayu Tri Utami ◽  
Leo Herlambang

The study aimed to know whether there were influences of inflation, interest rate, and exchange rate on the Jakarta Islamic Index (JII). The study population were factors which influenced the Jakarta Islamic Index. The sample were those factors in the period of January 2010- November 2015. Multiple linear regression was used for the analysis. The analysis showed that inflation had a negative effect on Jakarta Islamic Index (JII) index, interest rates had a positive effect on Jakarta Islamic Index (JII) index, and the exchange rate had a positive effect on Jakarta Islamic Index (JII) index. All independent variables simultaneously had an effect on the Jakarta Islamic Index (JII) index. This study was expected to add insightsto science, governance and other fields.


2019 ◽  
Vol 5 (1) ◽  
pp. 66-73
Author(s):  
Wisnu Wardana ◽  
Jubi Jubi ◽  
Ady Inrawan ◽  
Musa Fernando Silaen

The results of this study can be summarized as follows, the average CTO tends to decrease, the average RTO tends to increase, the average ITO tends to decrease and the average ROA tends to decrease. The results of testing multiple linear regression are known that Cash Turnover and Inventory Turnover have a positive effect while Accounts Receivable has a negative effect on profitability in Automotive and Component Sub-Sector Companies listed on the Indonesia Stock Exchange. The correlation coefficient test results have a low relationship between Cash Turnover, Accounts Receivable Turnover and Inventory Turnover with profitability. While the coefficient of determination (R Square) states profitability is influenced by Cash Turnover, Accounts Receivable Turnover and Inventory Turnover. Cash Turnover, Receivable Turnover and Inventory Turnover have no significant effect on profitability partially. Cash Turnover, Receivable Turnover and Inventory Turnover have no significant effect on profitability simultaneously               The suggestions for company in this research is that companies should optimize asset management, companies should maintain and improve cash turnover, accounts receivable turnover and inventory turnover in order to increase company profits Keywords: Cash Turnover, Receivable Turnover, Inventory Turnover and Profitability


Author(s):  
Rahmat Saleh

<p><em>Local Financial Independence has become one of the main factors to determine whether a local government has optimizing their Local Original Revenue earnings or still depend on their Transfer Revenue, particularly Fiscal Funds from state government, to implement their governance. The purposes of this research are to study the effect that the Local Original Revenue has against Local Financial Independence, to study the effect that the Fiscal Funds has against Local Financial Independence, and to study the effect that both Local Original Revenue and Fiscal Funds have against Local Financial Independence. </em><em>T</em><em>he data analyzing, methods such as Multiple Linear Regression, F-test and t-test were used to study the effect both independent variables have against the dependent variable. </em><em>The findings of the study indicate that Local Original Revenue had a positive effect against Local Financial Independence, Fiscal Funds had a negative effect against Local Financial Independence, and Local Original Revenue and Fiscal Funds simultaneously had effect against Local Financial Independence. </em></p>


Author(s):  
Karomatun Ni'mah ◽  
Joko Hadi Purnomo ◽  
Niswatin Nurul Hidayati

The main problem in this thesis is whether there is an influence of marketing, appraised value and entrusted cost in increasing customer interest in using the gold pawning facility at PT. Bank Syariah Mandiri KCP Tuban. This research is a type of quantitative research. Collecting data in this study is by distributing questionnaires to gold pawning active customers as many as 32 people, interviews and documentation with Pawning Staff. The technique used is Purposive Sampling, analyzed using Validity Test, Reliability Test, Multiple Linear Regression, Classic Assumption Test, F-count test and partial t test. The results obtained from this study indicate that marketing (X1) has a positive and significant effect on customer interest in using the gold pawning facility. With a t value of 3.054 with a significance level of 0.005 below alpha 5%, the beta value in the Unstandardized Coefficient shows a figure of 2812,565. This means that if the marketing activities undertaken by pawning staff are increased again, this will increase customer interest in using the gold pawning facility assuming other independent variables are considered constant. The appraised value does not affect the customer's interest in using the gold pawning facility, with a t value of 0.635 above 5% alpha. And the cost of deposit has a positive effect on customer interest in using the pawn facility, with a t value of 4.137 and a significance level of 0.000 below alpha 5%, the beta value in the Unstandardized Coefficient shows a figure of 391,547. This means that the costs of being entrusted to the gold pawning facility at PT. Bank Syariah Mandiri KCP Tuban, the cheaper it will attract customers to use the gold pawning facility. Variables X1, X2, X3 simultaneously influence customer interest in using the gold pawning facility at PT. Bank Syariah Mandiri KCP Tuban.


2019 ◽  
Vol 4 (1) ◽  
pp. 185
Author(s):  
Ya’ti Ikhwani Nasution

The purpose of this study is to find out whether there is an influence of Islamic business ethics with the variables of unity, equilibrium, free will, responsibility, benevolence and the welfare of traders in the Pusat Pasar Medan. This research is a quantitative research and the analysis used is multiple regression analysis. The data collection technique used is the questionnaire method obtained directly from the respondent, namely the Pusat Pasar Medan Trader. Analyzed using statistical tools, namely SPSS Version 22. Based on the results of data processing has shown that there is a significant influence as partially and simultaneously among the unity, equilibrium, free will, responsibility and benovelence towards the welfare of traders in the Medan Market Center. For unity, free will, responsibility and benovelence have a positive effect on the welfare of traders in Medan Market Center. While the equilibrium variable has a negative effect on the welfare of Medan Market Center traders. The adjusted R square value is 0.345. This means that 34.5% increase in welfare can be explained by independent variables, namely the variables of unity, equilibrium, free will, responsibility and kindness. While 65.5% is explained by other factors.


2021 ◽  
Vol 4 (1) ◽  
pp. 185
Author(s):  
Ya’ti Ikhwani Nasution

The purpose of this study is to find out whether there is an influence of Islamic business ethics with the variables of unity, equilibrium, free will, responsibility, benevolence and the welfare of traders in the Pusat Pasar Medan. This research is a quantitative research and the analysis used is multiple regression analysis. The data collection technique used is the questionnaire method obtained directly from the respondent, namely the Pusat Pasar Medan Trader. Analyzed using statistical tools, namely SPSS Version 22. Based on the results of data processing has shown that there is a significant influence as partially and simultaneously among the unity, equilibrium, free will, responsibility and benovelence towards the welfare of traders in the Medan Market Center. For unity, free will, responsibility and benovelence have a positive effect on the welfare of traders in Medan Market Center. While the equilibrium variable has a negative effect on the welfare of Medan Market Center traders. The adjusted R square value is 0.345. This means that 34.5% increase in welfare can be explained by independent variables, namely the variables of unity, equilibrium, free will, responsibility and kindness. While 65.5% is explained by other factors.


2016 ◽  
Vol 2 (1) ◽  
pp. 16-37
Author(s):  
Lia Dahlia ◽  
Ellyn Octavianty

Audit quality is very important, where the higher the quality audit that is applied to produce financial statements accurate and reliable as a basis for decision making for the users of these financial statements. The purpose of this study was to determine the effect of competence, independence and profeionalisme auditor to audit quality. Processing method to test the validity, reliability, multiple linear regression, hypothesis testing, and test the coefficient of determination. The results showed the competence of auditors in carrying out audits and significant positive effect on audit quality in KAP in South Jakarta. Independence of the auditor in carrying out audits and significant positive effect on audit quality in KAP. While Professionalism auditor in carrying out audits and significant positive effect on audit quality in KAP.Keywords: competence, independency, professionalism, and quality audits.


2019 ◽  
Vol 18 (1) ◽  
pp. 43-52
Author(s):  
Akhmad Darmawan ◽  
Ninik Dewi Indahsari ◽  
Sri Rejeki ◽  
Muhammad Rizqie Aris ◽  
Roqi Yasin

ABSTRACT This study aims to determine the factors that influence customers' interest in saving at Jateng Syariah Bank. This study uses quantitative research methods, non-probability sampling techniques can be obtained through purposive sampling. The population in this study was a customer at Purwokerto Syariah Bank Jateng and was 17 years old. Samples in this study were 170 respondents. The research method used in this study is validity test, reliability test, classic assumption test, multiple regression analysis, coefficient of determination, F test, t test. Location has no significant negative effect on saving interest, Service has a significant positive effect on saving interest, Knowledge has a significant positive effect on saving interest, Promotion has no significant positive effect on saving interest, Product has no significant positive effect on saving interest, Price has no significant positive effect on interest save. Keywords: Location, Service, Knowledge, Promotion, Product, Price, Interest in saving  


2018 ◽  
Author(s):  
Bunga Aditi ◽  
SOPI PENTANA

The purpose of this research to know and analyzing the effect of the product innovation and halal labelization on re-Buy Interest. The method used in this study is descriptive analysis method by describing the data that has been collected as it is without intending to make conclusions that apply to the public or generalization. Data analysis method used is Multiple Linear Regression using SPSS software. The results showed that product innovation and halal labelization simultaneously had a positive and significant effect on the buying interest. Partially respectively Product Innovation and Halal Labelization have positive and significant effect to re-buy interest. The coefficient of determination (R2) from product innovation and halal labelization is able to explain the re-buy interest by 84% while the rest of 16% is explained by independent variables that are not examined


2016 ◽  
Vol 2 (1) ◽  
Author(s):  
Dwi Woro Setiyoningrum

This study discusses the influence of convenience and service to the taxpayer compliance in paying income tax. This study was performed at the Tax Office Primary Bantul. The purpose of this research is to determine whether the facilities and services affect taxpayer compliance and what efforts Bantul Pratama Tax Office in improving tax compliance. This study is built with two hypotheses, namely: (1) ease in the rocessoftaxation, (2) positive effect Compliance Services The type of data in this study is primary data, with sampling at Bantul Pratama Tax Office using incidental sampling technique. Questionnaires were used as a sample of 100 and only return 90. This research is kualtitatif, and testing using multiple linear regression statistical tests. The results of this study indicate that two simultaneous independent variables significantly influence adherence. Partially shown that convenience has a positive and significant effect on adherence. While the service has a positive effect but not significant effect on compliance. Keywords : Taxpayer Compliance, Convenience in Paying tax, Service tax


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