Analisis Faktor-faktor yang Mempengaruhi Tingkat Pertumbuhan Ekonomi di Indonesia

Purpose- This study aims to determine the factors of economic growth in 34 provinces in Indonesia. The variables used include labor force participation rate, human development index, Poverty Level, unemployment rate, income inequality, and economic growth. Methods- Secondary data from the Central Bureau of Statistics were processed using multiple linear regression. Findings- The study show that only force participation rate and unemployment rate were proven to significantly affect economic growth, while human development index, poverty level, and income inequality were not statistically significant. Implications- This study can provide important information on the factors shaping economic growth as a basis for future decision making. Abstrak Tujuan- Penelitian ini bertujuan untuk mengetahui faktor-faktor pertumbuhan ekonomi di 34 provinsi di Indonesia. Variabel yang digunakan antara lain tingkat partisipasi angkatan kerja, indeks pembangunan manusia, tingkat kemiskinan, tingkat pengangguran, ketimpangan pendapatan, dan pertumbuhan ekonomi. Metode- Data sekunder dari Badan Pusat Statistik diolah dengan menggunakan regresi linier berganda. Temuan- Studi tersebut menunjukkan bahwa hanya tingkat partisipasi angkatan dan tingkat pengangguran yang terbukti secara signifikan mempengaruhi pertumbuhan ekonomi, sedangkan indeks pembangunan manusia, tingkat kemiskinan, dan ketimpangan pendapatan tidak signifikan secara statistik. Implikasi- Studi ini dapat memberikan informasi penting tentang faktor-faktor yang membentuk pertumbuhan ekonomi sebagai dasar pengambilan keputusan di masa depan

Pengaruh Capital Adequacy Ratio, Financing to Deposit Ratio, dan Kurs terhadap Return On Asset

Purpose- This study aims to examine the effect of Capital Adequacy Ratio, Financing to Deposit Ratio, and exchange rates on Return On Assets in Islamic Banks for the period 2009 - 2017. Methods- The analysis technique used is multiple linear regression with the assistance of the Program Eviews. Finding- The results showed that CAR has a positive but not significant effect, while FDR has a significant positive effect, and the exchange rate has a significant negative effect on Return On Assets. AbstrakTujuan- Penelitian ini bertujuan untuk menguji pengaruh Capital Adequacy Ratio, Financing to Deposit Ratio, dan kurs terhadap Return On Asset pada Bank Syariah periode 2009 – 2017. Metode- Teknik analisis yang digunakan adalah regresi linier berganda berbantuan programEviews. Temuan- Hasil penelitian menunjukkan bahwa CAR berpengaruh positif namun tidak signifikan, sementara FDR berpengaruh positif signifikan, dan kurs berpengaruh negatif signifikan terhadap Return On Asset

Pengaruh Corporate Social Responsibility (CSR) dan Struktur Modal terhadap Profitabilitas Bank Umum Syariah di Indonesia

Purpose- This study aims to analyze the influence of Corporate Social Responsibility (CSR) and Capital Structure on the Profitability of Islamic Commercial Banks in Indonesia for the 2011-2017 period. Methods- Research uses a quantitative approach. Samples were taken by purposive sampling technique, amounting to 5 Islamic commercial banks in Indonesia. Data analysis technique using multiple linear regression with the assistance of the EVIEWS 9 program. Finding- The research results prove that CSR has an effect, but not significantly, on profitability. DAR has a positive effect on profitability. CSR and DAR together have a positive effect on profitability. The implications and suggestions are described in the article AbstrakTujuan- Penelitian ini bertujuan untuk menganalisis pengaruh Corporate Social Responsibility (CSR) dan Struktur Modal terhadap Profitabilitas Bank Umum Syariah di Indonesia periode 2011-2017. Metode- Riset menggunakan pendekatan kuantitatif. Sampel diambil dengan teknik purposive sampling berjumlah 5 bank umum syariah di Indonesia. Teknik analisis data dengan regresi linier berganda berbantuan program EVIEWS 9. Temuan- Hasil riset membuktikan bahwa CSR berpengaruh namun tidak signifikan terhadap profitabilitas. DAR berpengaruh positif terhadap profitabilitas. CSR dan DAR secara bersama-sama berpengaruh positif terhadap profitabilitas. Implikasi dan saran dijelaskan dalam artikel.

Asimetris Nilai Tukar Rupiah Terhadap Harga Saham Sektor Keuangan Periode 2013-2019

This paper examines the asymmetrical effect of the rupiah exchange rate on financial sector stock prices on the Indonesian stock exchange using the Non-Linear Autregressive Distributed Lag (NARDL) method with monthly data. Estimation results show that interest rates and exchange rates affect the movement of stock prices in the financial sector, there is a long-term relationship between the exchange rate with financial sector stock prices, our results also show the asymmetrical impact of exchange rate variables on financial sector stock prices, we also find when the exchange rate is positive (appreciation ) the effect is lower than when the exchange rate is negative (depreciation). Tulisan ini meneliti tentang efek asimetris kurs rupiah terhadap harga saham sektor keuangan di bursa efek Indonesia dengan menggunakan metode Non-Linier Autregressive Distributed Lag (NARDL) dengan data bulanan. Hasil estimasi menunjukkan bahwa suku bunga dan kurs berpengaruh terhadap pergerakan harga saham sektor keuangan, terdapat hubungan jangka panjang antara kurs dengan harga saham sektor keuangan, hasil kami juga menunjukkan dampak asimetris variabel kurs terhadap harga saham sektor keuangan, kami juga menemukan ketika kurs positif (apresiasi) pengaruhnya lebih rendah dibandingkan saat kurs negative (depresiasi).

Penerapan Model Almuqassah Sebagai Model Alternatif Kartu Kredit Syariah Di Indonesia

This study aims to find out whether the Islamic credit cards is shariah compliant, and to find out what if al-muqassah is applied in Indonesia as an alternative model of Islamic credit cards. This study uses qualitative research methods with descriptive analysis. The object of research in this study is the Islamic credit cards model that already exists in Indonesia and the al-muqassah model. The sample in this study uses purposive sampling, namely officials from the Islamic credit card division at BNI Syariah Jakarta and DSN MUI Officials. Data Obtained from this study through interviews with relevant institutions and documentation. The results obtained from the study indicate that based on that the current Islamic Credit cards products are shariah compliant. Where the benefits provided by Islamic credit cards are in line with shariah objectives, namely maqasid dharuriyyah and maqasid hajjiyyah. However, based on the issue of shariah in the application of existing Islamic credit cards, development is still needed to improve the quality of products, especially from shariah aspects. As for the application of the al–muqassah model in Indonesia, it is very possible as long as it is supported by all parties.

Kinerja Karyawan: Peran Transformasional Leadership dan Skill Competence

Purpose- The aim of this study is to estimate the effect of Transformational Leadership and Expertise Competencies on the employee performance of PBMTI Jepara. Methods- Data were collected through a questionnaire and then analyzed using SmartPLS (Partial Least Square). Findings- The results of the analysis show that transformational leadership and skills competencies influence performance. Unexpectedly, the results show that transformational leadership has a negative effect on performance, while the Skills Competency has a positive effect on performance.

Pengaruh Inflasi Dan Earning Per Share (EPS) Terhadap Harga Saham di Sektor Industri Barang Konsumsi pada Indeks Saham Syariah (ISSI)

Purpose-. The aim of this study is to examine the impact of inflation and earnings per share (EPS) on the share prices of the consumer goods sector. Methods- Data are collected from the financial statements in the Consumer Goods Industry Sector, namely 18 companies registered at ISSI. With the period 2014-2018 using a purposive sampling technique. Findings- The analysis results show that inflation has not been proven to have a significant effect on stock prices, while EPS has a positive and significant effect. The implication of this finding is that the fundamental factor information of EPS ratios in financial statements can be useful information to predict sharia stock prices

Pengaruh Religiusitas Terhadap Gaya Hidup Konsumen Muslim Di Ponorogo

Purpose- This study aims to determine the effect of religiosity on the lifestyles of Muslim consumers Artomoro stores in Ponorogo. Methods- A total of 97 Muslim consumer respondents at the Artomoro store in Ponorogo were sampled. Sampling uses the Purposive Sampling method, then the data is processed using SPSS 16.0. Data collection instruments using a questionnaire with a Likert scale that has been tested and has met the requirements of validity and reliability. The analytical method used to determine the magnitude of the effect is a simple linear regression. Findings- The results of the study concluded that there is a positive and significant influence between religiosity on lifestyle. The results showed that there was a significant influence of religiosity on the lifestyle of Muslim consumers in Artomoro shops in Ponorogo by 9.9% and the remaining 90.1% was influenced by other variables not discussed in this study.

Pengaruh Debt Financing Dan Equity Financing Terhadap Profit Expense Ratio Pada Bank Syariah Mandiri Tahun 2010-2019

Purpose- This study aims to determine the effect of the level of financing with the principle of debt financing and equity financing to profit expense ratio in Bank Syariah Mandiri in 2010-2019. Methods- The sample selection technique uses purposive sampling. In this study, the authors used the method of multiple linear regression analysis. The data analysis technique used is the classic assumption test and multiple linear analysis. Findings- Based on the results of the analysis shows that financing with the principle of debt financing does not affect the profit expense ratio, while financing with the principle of equity financing affects the profit expense ratio.

Transaksi Bisnis Online dalam Perspektif Islam

Purpose-The purpose of this research is to find out and explore the online business transactions implemented by the Tokopedia application and online business transactions in the Islamic perspective on the Tokopedia application case study. Methods- This study is a qualitative research method, namely by using the Library Search (Literature Review) field by taking references from several books and sources from websites or the internet. Findings- From the results of this study, it can be concluded that the transaction of buying and selling online on the Tokopedia application is perfectly legal in Islamic law. As long as there is no element of deception or fraud or the desired item is incomplete or defective (not as expected) that occurs during the transaction process. Even if this happens, the responsible party is obliged to return all buyer's money and the sale and purchase is considered invalid because it does not meet the trading agreement.