scholarly journals Meningkatkan Skala UMKM Jambi dengan Penyusunan Rencana Bisnis yang Aplikatif

2021 ◽  
Vol 3 (3) ◽  
pp. 172-177
Author(s):  
Frangky Selamat ◽  
Hetty Karunia Tunjungsari
Keyword(s):  
Community Service ◽  
Small And Medium Enterprises ◽  
Business Plan ◽  
Business Owners ◽  
Short Term ◽  
Business Plans ◽  
Business Units ◽  
The Right ◽  
Medium Enterprises

ABSTRACT Micro, Small and Medium Enterprises (MSMEs) are the largest part of Indonesia's existing business units. Its contribution to Gross Domestic Product (GDP) also continues to increase from year to year. Even though there are many MSMEs in quantity, they can still be improved from the aspect of business scale, in order to strengthen competitiveness and sustainability. To be able to increase the scale of business, planning is needed. The planning involves the necessary preparations so that the business is ready to grow and has the potential to become big. In the plan, which is usually called a “business plan”, business owners are encouraged to know more about the business they are running. Marketing, sales, operations, resources and finance aspects are the main focus. Each aspect is discussed in detail about what can be done, not only in the short term, but also in the medium and even long term. Forward projections based on reasonable assumptions. This is where accuracy and thoroughness are needed in preparing plans so that the steps compiled can be implemented, not only beautiful on paper. This is also found in MSMEs in Jambi Province. On this basis, the Community Service Team (PKM) together with the Center for Entrepreneurship Studies (PUSWIRA) of Tarumanagara University provided training and assistance in the preparation of business plans to 150 Jambi MSMEs. The activity, which lasted for one month, in July 2021, has helped MSME owners develop a simple but applicable business plan so that the managed business is on the right track to grow and be sustainable. ABSTRAK Usaha Mikro Kecil dan Menengah (UMKM) adalah bagian terbesar dari unit usaha yang ada Indonesia. Kontribusinya terhadap Produk Domestik Bruto (PDB) juga terus meningkat dari tahun ke tahun. Walau secara kuantitas berjumlah banyak UMKM masih dapat ditingkatkan lagi dari aspek skala usaha, agar dapat memperkuat daya saing dan keberlanjutan. Untuk dapat meningkatkan skala usaha diperlukan perencanaan. Perencanaan tersebut menyangkut persiapan yang diperlukan agar usaha siap untuk tumbuh dan berkemungkinan menjadi besar. Di dalam perencanaan yang biasa disebut “business plan” pemilik usaha didorong untuk mengenal lebih dalam mengenai usaha yang dijalankan. Aspek pemasaran, penjualan, operasi, sumber daya dan keuangan menjadi fokus utama. Setiap aspek dibahas secara rinci mengenai hal yang dapat dilakukan, tidak hanya dalam jangka pendek saja, tapi juga menengah bahkan panjang. Proyeksi ke depan berdasarkan asumsi yang masuk akal. Di sinilah diperlukan kecermatan dan ketelitian di dalam menyusun rencana agar langkah-langkah yang disusun dapat dilaksanakan, tidak hanya indah di atas kertas. Hal ini yang juga ditemui pada UMKM di Provinsi Jambi. Atas dasar itu Tim Pengabdian kepada Masyarakat (PKM) bersama dengan Pusat Studi Kewirausahaan (PUSWIRA) Universitas Tarumanagara memberikan pelatihan dan pendampingan penyusunan rencana bisnis kepada 150 UMKM Jambi. Kegiatan yang berlangsung selama satu bulan yaitu pada Juli 2021 ini telah membantu pemilik UMKM menyusun rencana bisnis sederhana namun aplikatif agar usaha yang dikelola berada di jalur yang tepat untuk tumbuh dan berkelanjutan.

scholarly journals Determinants of New Small and Medium Enterprises (SMEs) Access to Bank Credit: Case Study in the Phu Tho Province, Vietnam

2017 ◽  
Vol 12 (7) ◽  
pp. 83 ◽  
Author(s):  
Hung D. Pham
Keyword(s):  
Small And Medium Enterprises ◽  
Business Plan ◽  
Bank Loans ◽  
Government Support ◽  
Bank Loan ◽  
Credit Access ◽  
Business Plans ◽  
Explanatory Variables ◽  
Total Capital ◽  
Medium Enterprises

Small and medium-sized enterprises (SMEs) play a very important role in the Vietnamese economy. Specifically, new SMEs are seen as a suitable solution to cope with development issues such as poverty and a high unemployment rate. In Vietnam, a high SME failure rate is due to lack of capital and poor managerial experience of owners. Most existing research on SMEs focuses on well-established stages, and less attention is paid to new SMEs. This paper investigates the determinants of credit access by SMEs existing for less than forty-two months in the Phu Tho province located in Northern Vietnam. The quantitative data were collected from 259 SMEs in 2015. The regression analysis reveals that a business plan, the firm size, and networking (emotional trust, knowledge trust, and approachability) are the main drivers of access to bank loans by new SMEs. About 64% (165 observations) of new SMEs in our sample did not get any bank loan caused by high collateral requirements, unfavorable interest rate, poor business plans, limited networking, and lack of government support. The results also indicate that, among the selected explanatory variables, having a concrete business plan significantly affects the bank loan ratio (total bank loans over total capital). Based on these results, we derived political implications.

scholarly journals MARKETPLACE LARISUMKM.COM SEBAGAI ALAT PENINGKATAN PROMOSI UMKM DI KOTA SALATIGA

2020 ◽  
Vol 4 (1) ◽  
pp. 696
Author(s):  
Nina Setiyawati
Keyword(s):  
Information Technology ◽  
Community Service ◽  
Business Processes ◽  
Small And Medium Enterprises ◽  
Observational Method ◽  
Business Units ◽  
Efficiency And Effectiveness ◽  
Service Activity ◽  
Medium Enterprises ◽  
The City

ABSTRAKIndustri Kecil Menengah atau Usaha Mikro Kecil dan Menengah (UMKM) di Kota Salatiga sebanyak 1.969 unit usaha dan menyerap 14.647 orang tenaga kerja. Akan tetapi terdapat beberapa hal yang masih perlu ditingkatkan pada UMKM di Kota Salatiga adalah metode promosi, efisiensi serta efektifitas proses bisnis penjualan serta distribusi. Oleh karena itu pada kegiatan Pengabdian Kepada Mayarakat (PKM) dilakukan pembangunan marketplace dengan mitra Dinas Koperasi, Usaha Kecil, dan Menengah (DinkopUKM) Kota Salatiga untuk memberdayakan para pelaku UMKM di Kota Salatiga. Selain itu pada PKM ini juga dilakukan pelatihan kepada para pelaku UMKM se-kota Salatiga terkait penggunaan marketplace yang dibangun. Dari evaluasi kegiatan yang dilakukan dengan metode observasi didapatkan bahwa kemauan para peserta untuk mempelajari dan beradaptasi menggunakan marketplace cukup besar meskipun kebanyakan dari para pelaku UMKM tersebut kurang dalam penguasaan teknologi informasi. Kata kunci: marketplace; UMKM; promosi. ABSTRACTSmall and Medium Industries or Micro, Small and Medium Enterprises (MSMEs) in Salatiga City totaling 1,969 business units and absorbing 14,647 workers. However, there are several things that still need to be improved at MSMEs in Salatiga, namely promotion methods, efficiency and effectiveness of the sales and distribution business processes. Therefore, in the Community Service activity, a marketplace was built with partners from Dinas Koperasi, Usaha Kecil dan Menengah Kota Salatiga (DinkopUKM) to empower MSME subjects in the City of Salatiga. Besides that, this community service also conducted training for MSME subjects throughout the city of Salatiga regarding the use of the marketplace that was built. From the evaluation of activities carried out by the observational method, it was found that the participants' willingness to learn and adapt to using the marketplace was quite large, even though most of the MSME actors were less mastery of information technology. Keywords: marketplace; MSMEs; promotion.

scholarly journals Integrating Business Analytics into SMEs in Mexico: Challenges and Opportunities

2016 ◽  
pp. 41
Author(s):  
Jorge Luis Fernandez ◽  
Juan Edel Gutierrez ◽  
Luis A. Castro ◽  
Luis-Felipe Rodríguez
Keyword(s):  
Business Intelligence ◽  
Small And Medium Enterprises ◽  
Business Owners ◽  
Business Analytics ◽  
Trial And Error ◽  
Long Run ◽  
Starting Point ◽  
Challenges And Opportunities ◽  
Medium Enterprises

Entrepreneurs in Mexico start their businesses out of need, based on good ideas or to accomplish a “dream”. Nonetheless, starting out a business is not an easy task. Usually, business owners lack either professional background or financial knowledge, and focus only on keeping the business afloat, while trying to obtain profits. Business Intelligence and Analytics serve a great purpose in the growth of any company, but it is usually left out or ignored by small or medium enterprises, due to a lack of knowledge or because owners do not consider it necessary for a mid to long term plan. In the long run, businesses usually fail to achieve profit or cannot continue, and end up not knowing what went wrong. The information that a business generates could serve as a starting point for good and solid decision making, but the culture that dominates small and medium enterprises on any industry leaves important information unrecorded or unattended, forcing them to work based only on trial and error.

Collaborative Alliance for the Implementation of Computer Integrated Manufacturing in Small and Medium Enterprises

2011 ◽  
pp. 216-224 ◽  
Author(s):  
H. B. Marri ◽  
A. Gunasekaran ◽  
Z. Irani ◽  
G.D. Putnik
Keyword(s):  
Small And Medium Enterprises ◽  
Business Environment ◽  
Computer Integrated Manufacturing ◽  
Integrated Manufacturing ◽  
Fully Integrated ◽  
Acceptable Quality ◽  
High Investment ◽  
The Right ◽  
Medium Enterprises

For all small and medium enterprises (SMEs), the long term goal is to stay in business, grow, and make profit, especially for manufacturing SMEs that must understand the dynamic changes that are taking place in the business environment. For SMEs to remain competitive, they must deliver products to customers at the minimum possible cost, the best possible quality, and the minimum lead time starting from the product conception stage to final delivery, service, and disposal (Marri, Gunasekaran, Kobu, & Grieve, 2002). SMEs can achieve this goal by implementing computer integrated manufacturing (CIM). The aim of CIM is to produce the required amount of the product of acceptable quality at the right time. If CIM technologies are fully integrated, the SMEs can respond rapidly to changes in product design, demand, or mix. The high investment required for AMT implementation is becoming a major hurdle for SMEs to cross. This is due to lack of financial resources which has stalled the initiative in adopting CIM. Undoubtedly, this has caused a decrease in rate of adoption of CIM in SMEs. With the collaborative alliance, CIM can successfully be implemented in SMEs.

Business Plan and Industrial Development

2021 ◽  
pp. 231-253
Author(s):  
Galinoma Gahele Lubawa
Keyword(s):  
Industrial Development ◽  
Developing Economies ◽  
Small And Medium Enterprises ◽  
Business Plan ◽  
Government Support ◽  
Integrated Planning ◽  
Business Plans ◽  
Planning Framework ◽  
Medium Enterprises ◽  
Working Standards

Writing of business plans ensures performance of a business and contributes to enabling countries to achieve sustainable development goals (SDGs). The latter are intended, in part, to promote industrialization, and improved human living and working standards. This chapter identifies and analyses the importance of business plan for family-owned food processing small and medium enterprises (Fo-SMEs). It advocates for the establishment of an “integrated planning” strategy to link Fo-SMEs and government support system for business development. Business-planning forecasts industrial production based on consumers' demands. Integrated planning ensures sustainability of Fo-SMEs, farmers' economic growth, and consequent achievement of SDGs. Tanzania Fo-SMEs serve as a useful lesson for developing economies. Future studies should consider Fo-SMEs' succession planning framework.

Business Plan and Industrial Development

2022 ◽  
pp. 245-267
Author(s):  
Galinoma Gahele Lubawa
Keyword(s):  
Industrial Development ◽  
Developing Economies ◽  
Small And Medium Enterprises ◽  
Business Plan ◽  
Government Support ◽  
Integrated Planning ◽  
Business Plans ◽  
Planning Framework ◽  
Medium Enterprises ◽  
Working Standards

Writing of business plans ensures performance of a business and contributes to enabling countries to achieve sustainable development goals (SDGs). The latter are intended, in part, to promote industrialization, and improved human living and working standards. This chapter identifies and analyses the importance of business plan for family-owned food processing small and medium enterprises (Fo-SMEs). It advocates for the establishment of an “integrated planning” strategy to link Fo-SMEs and government support system for business development. Business-planning forecasts industrial production based on consumers' demands. Integrated planning ensures sustainability of Fo-SMEs, farmers' economic growth, and consequent achievement of SDGs. Tanzania Fo-SMEs serve as a useful lesson for developing economies. Future studies should consider Fo-SMEs' succession planning framework.

scholarly journals Peningkatan Branding Produk Untuk Promosi UsahaMikro Kecil Menengah (UMKM)

2021 ◽  
Vol 5 (6) ◽  
pp. 1493-1499
Author(s):  
Irwansyah ◽  
Muchamad Zainul Rohman ◽  
Wahyuni Eka Sari
Keyword(s):  
Community Service ◽  
Small And Medium Enterprises ◽  
Online Mentoring ◽  
Face To Face ◽  
Questions And Answers ◽  
Positive Perspective ◽  
Video Creation ◽  
The Right ◽  
Medium Enterprises ◽  
The City

The branding of a product or service is now more creative. One of them is using video. The right video can give potential buyers a positive perspective. However, there are obstacles in making attractive branding with videos, namely the ability to package attractive videos such as editing sound and images, dubbing and adding text. Another obstacle is the distribution of the video itself. Video creation sometimes requires applications with large resources. Meanwhile, as micro, small and medium enterprises (MSMEs), it is still rare to have computers with high enough specifications. As a solution to this problem, community service activities were carried out by the Samarinda State Polytechnic team to MSME owners in the city of Samarinda using the Kinemaster. The implementation of this activity is carried out for one day to meet face to face with online mentoring for one week. The method of implementation is carried out by lectures, practices, discussions and questions and answers. This intensive service was given to 35 participants. A total of 28 participants succeeded in making business product branding videos with a duration of 1 to 2 minutes

scholarly journals Strategi UMKM Dalam Menghadapi Persaingan Bisnis Global

MBIA ◽  
2020 ◽  
Vol 19 (3) ◽  
pp. 293-308
Author(s):  
Tetty Yuliaty ◽  
Cut Sarah Shafira ◽  
Muhammad Rafi Akbar
Keyword(s):  
Swot Analysis ◽  
Small And Medium Enterprises ◽  
Global Market ◽  
Growth Strategy ◽  
National Scale ◽  
Global Business ◽  
The Right ◽  
Medium Enterprises ◽  
A Company

In the Indonesian economy, Micro, Small and Medium Enterprises or MSMEs are the business group that has the largest number and is proven to be resistant to various kinds of shocks to the economic crisis. Micro, Small and Medium Enterprises (MSMEs) are encouraged to be able to develop into the global market not only on a national scale. Strategy is very important to determine the success of a company to achieve its long-term goals. By choosing the right strategy for a particular company position, it will make a company have a competitive advantage. The purpose of this research is to find out what is the most appropriate strategy that should be taken by PT. Muniru Burni Telong as a UMKM in facing Global Business competition. This research method uses SWOT analysis and IFAS, EFAS, by previously collecting data through interviews, questionnaires, observations and literature studies. The results of this study indicate that the strategy that must be carried out by PT Muniru Burni Telong is in quadrant I, which is a quadrant that supports an aggressive growth strategy which shows that this company has the power to take advantage of existing opportunities, meaning that the organization is in a strong condition so it is possible to continue to expand opening branches to the targeted countries, enlarging growth and achieving maximum progress.   Abstrak Dalam perekonomian Indonesia, Usaha Mikro Kecil Menengah atau UMKM merupakan kelompok usaha yang memiliki jumlah paling besar dan terbukti tahan terhadap berbagai macam goncangan krisis ekonomi.Usaha Mikro, Kecil dan Menengah (UMKM) didorong harus mampu berkembang sampai ke pasar gobal bukan hanya di skala nasional saja. Strategi merupakan hal yang sangat penting untuk menentukan keberhasilan perusahaan untuk mencapai tujuan jangka panjangnya. Dengan memilih strategi yang tepat pada posisi perusahaan  tertentu, akan membuat  sebuah perusahaan  memiliki keunggulan kompetitif.  Tujuan dari penelitian ini adalah untuk mengetahui strategi apa yang paling tepat yang harus diambil PT. Muniru Burni Telong sebagai UMKM dalam menghadapi persaingan Bisnis Global . Metode penelitian ini menggunakan Analisis SWOT dan IFAS, EFAS, dengan sebelumnya melakukan pengumpulan data melalui wawancara, kuesioner, observasi dan juga studi literature. Hasil penelitian ini menunjukkan bahwa strategi yang harus dilakukan oleh  PT Muniru Burni Telong adalah di kuadran I yaitu kuadran yang mendukung strategi pertumbuhan agresif yang menunjukkan  perusahaan ini memiliki kekuatan untuk memanfaatkan peluang yang ada, artinya organisasi dalam keadaan kondisi kuat sehingga sangat dimungkinkan untuk terus melakukan ekspansi membuka cabang ke negara-negara yang akan dituju, memperbesar pertumbuhan dan meraih kemajuan secara maksimal. Kata Kunci : Strategi , UMKM, Bisnis Global, SWOT

scholarly journals Penguatan Strategi Pemasaran dengan Kemasan Kekinian pada Proposal Rencana Bisnis UMKM Desa Kebontunggul Kabupaten Mojokerto

2020 ◽  
Vol 4 (2) ◽  
pp. 139
Author(s):  
Cesya Rizkika Parahiyanti ◽  
Yana Respati Dewi ◽  
Arum Prasasti ◽  
Ita Prihatining Wilujeng
Keyword(s):  
Community Service ◽  
Small And Medium Enterprises ◽  
Geographical Location ◽  
Business Plan ◽  
Community Empowerment ◽  
Added Value ◽  
Marketing Plan ◽  
Service Activity ◽  
Medium Enterprises ◽  
The Village

ABSTRACTCommunity empowerment in the era of globalization is facing big challenges. Desa Kebontunggul also faces the same challenge. Desa Kebontunggul is one of the villages located in Gondang, Kabupaten Mojokerto, which becomes a concern for village community empowerment office in Mojokerto. This village has a lot of potential to be developed because its strategic geographical location on the slopes of Mount Anjasmoro. Desa Kebontunggul has some superior products to be developed such as family medicinal plants (toga), organic plants, mushrooms, tortillas, and eggs. Unfortunately, the popularity of those products could not be competed to its natural tourism which is Mbencirang Valley. This community service activity aims to provide training and assistance in making business plan, especially strengthening the marketing plan for micro, small and medium enterprises (MSMEs) in Kebontunggul. Through this training and mentoring, superior products of MSMEs in the village are expected having a good marketing plan, thus, they can increase the added value of the products.  ABSTRAKPemberdayaan masyarakat di era globalisasi sedang menghadapi tantangan yang besar. Kondisi ini juga tidak terkecuali untuk masyarat di desa. Desa Kebontunggul merupakan salah satu desa yang terletak di Kecamatan Gondang, Kabupaten Mojokerto yang menjadi perhatian bagi Dinas Pemberdayaan Masyarakat dan Desa di Kabupaten Mojokerto. Desa ini memiliki banyak potensi untuk dikembangkan karena letak geografisnya terbilang strategis di lereng Gunung Anjasmoro. Dari segi produk yang bisa dikembangkan, Desa Kebontunggul memiliki potensi produk unggulan diantaranya toga (tanaman obat keluarga), tanaman organik, jamur, tortilla, dan telur. Namun sayang, kepopuleran produk-produk tersebut belum bisa sebanding dengan wisata alam di Kebontunggul yaitu Wisata Lembah Mbencirang. Pengabdian masyarakat ini dilakukan untuk memberikan pelatihan serta pendampingan pembuatan proposal rencana bisnis khususnya penguatan pada rencana pemasaran kepada para pelaku usaha mikro kecil menengah (UMKM) di desa Kebontunggul. Dengan adanya pelatihan dan pendampingan ini, diharapkan masyarakat desa Kebontunggul, khususnya warga yang memiliki usaha di produk unggulan desa, akan memiliki rencana pemasaran bisnis yang baik sehingga dapat menambah nilai tambah dari produk yang dihasilkan.

scholarly journals PENGARUH PEMBIAYAAN BANK SYARIAH TERHADAP TENAGA KERJA USAHA MIKRO, KECIL, DAN MENENGAH (UMKM) DI INDONESIA: METODE AUTOREGRESSIVE DISTRIBUTED LAG (ARDL)

2020 ◽  
Vol 7 (12) ◽  
pp. 2313
Author(s):  
Minnanul Aliyah ◽  
Ilmiawan Auwalin
Keyword(s):  
Small And Medium Enterprises ◽  
Islamic Banks ◽  
Short Term ◽  
Distributed Lag ◽  
Autoregressive Distributed Lag ◽  
Distributed Lags ◽  
Analysis Technique ◽  
Short And Long Term ◽  
Medium Enterprises

ABSTRAKPenelitian ini bertujuan untuk mengetahui pengaruh pembiayaan bank syariah terhadap jumlah tenaga kerja Usaha Mikro, Kecil, dan Menengah (UMKM) di Indonesia periode 2004-2018. Penelitian ini dilakukan dengan menggunakan pendekatan kuantitatif. Adapun variabel kontrol yang digunakan dalam penelitian ini adalah kredit bank konvensional, inflasi, Produk Domestik Bruto (PDB), dan jumlah unit UMKM. Teknik analisis yang digunakan adalah Autoregressive Distributed Lags (ARDL). Temuan dalam penelitian ini adalah secara parsial, dalam jangka pendek dan jangka panjang pembiayaan bank syariah dan kredit bank konvensional tidak berpengaruh signifikan terhadap jumlah tenaga kerja UMKM. Inflasi dan PDB berpengaruh positif dan signifikan terhadap jumlah tenaga kerja UMKM. Jumlah unit UMKM berpengaruh negatif dan signifikan terhadap jumlah tenaga kerja UMKM. Secara simultan, pembiayaan bank syariah, kredit bank konvensional, inflasi, PDB, dan jumlah unit UMKM berpengaruh signifikan dalam jangka pendek dan jangka panjang terhadap jumlah tenaga kerja UMKM. Kata Kunci: Pembiayaan, Kredit, Inflasi, PDB, Jumlah Unit UMKM, Jumlah Tenaga Kerja UMKM ABSTRACTThis study aims to determine the effect of financing disbursed by Islamic banks on the employment of Micro, Small and Medium Enterprises (MSMEs) in Indonesia 2004-2018. This research was conducted using a quantitative approach. The control variables used in this study were credit, inflation, Gross Domestic Product (GDP), and the number of MSME units. The analysis technique used was Autoregressive Distributed Lags (ARDL). Partially, in the short and long term, financing and credit did not have a significant effect on the employment of MSMEs. Inflation and GDP have a positive and significant effect on the employment of MSMEs. Meanwhile, the number of MSMEs units has a negative and significant effect on the employment of MSMEs. Simultaneously, financing, credit, inflation, GDP, and the number of MSMEs units have a significant effect in the short term and long term to the amount on the employment of MSMEs.Keywords: Financing, Credit, Inflation, GDP, Number of MSME Units, Employment of MSMEs

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