Conceptual provisions of management percentage risk in international practice

2021 ◽  
pp. 205-218
Author(s):  
Valentin Yur’evich Vakhrushev ◽  
Andrey Viktorovich Zakharov ◽  
Mikail Bekzadaevich Khudzhatov
Keyword(s):  
Russian Federation ◽  
Commercial Banks ◽  
Banking System ◽  
Developed Countries ◽  
Central Banks ◽  
Interest Rate Risk ◽  
Global Banking ◽  
The World ◽  
The Face ◽  
The Russian Federation

In the face of the COVID-19 pandemic world banking system is being severely tested. The last time such shocks occurred during the global fi nancial crisis of 2008–2009. However, the crisis of the global banking system in 2020 caused by the COVID-19 pandemic is very diff erent from the global fi nancial crisis of 2008–2009. During the previous global fi nancial crisis, central banks around the world were able to cut key rates to stimulate the aff ected economy, while the current crisis is taking place in conditions of extremely low and even negative key rates. Consequently, the central banks of the economically developed countries of the world lack one of the most eff ective tools to stimulate the economy in the face of a global crisis. Since the maximum income of commercial banks is generated by the operation of high key rates, the downward trend in recent years is a serious risk to the business of commercial banks. The article analyses the dynamics of key rates in the economically developed countries of the world in comparison with China and the Russian Federation, based on the results of this document, the main trends and patterns were identified, the most dangerous risks for commercial banks are shown. Besides the article discusses the modern conceptual provisions of interest rate risk management in commercial banks of the Russian Federation. They form the basis for the development of constructive methods for assessing commercial risk and the formation of managerial decisions that ensure its prevention or reduction of negative consequences in the event of the implementation of risk events that determine it.

scholarly journals Russian and Foreign Experience of Anti-Crisis Planning of 2008–2010 and Efficiency Estimation of Conducted Anti-Crisis Programs

Upravlenie ◽  
2017 ◽  
Vol 5 (2) ◽  
pp. 28-34
Author(s):  
Шакиров ◽  
A. Shakirov ◽  
Синяева ◽  
O. Sinyaeva
Keyword(s):  
Russian Federation ◽  
Global Financial Crisis ◽  
Banking System ◽  
State Intervention ◽  
Developed Countries ◽  
The United States ◽  
Negative Effects ◽  
The World ◽  
Efficiency Estimation ◽  
The Russian Federation

Another crisis requires mobilization of all knowledge, including experience of the mistakes. The crisis of 2008 is the actual guidance for minimizing crisis consequences. Of course, the reasons for the current and the previous crisis are fundamentally different, and are mostly regional rather than global, by nature. But the consequences for both are the same – fall of living standards, the collapse of the banking system, reduction of economic diversification. That is why it becomes so important for government to make both a rational and effective anti-crisis plan. The global financial crisis of 2008, which is under our consideration, originated in the United States as a result of the mortgage crisis. The phenomenon was spreading rapidly in the rest of the world. In particular, Russia immediately took a number of measures to reduce the negative effects in the first months. Subsequently, all the activities have merged into a single set of measures called “Anti-crisis program of the Russian Federation” (2009) and “The main directions of anti-crisis measures of the Russian Federation for 2010”. Programs had both positive and negative effects on the economic recovery. However, in total, they have helped Russia to overcome the crisis stage without catastrophic losses, which was even noted by the World Bank. The experience of some foreign countries is also subject to review because of their effectiveness and difference from the Russian one. It also complements the picture of the anti-crisis measures and makes it more solid and global. Tracing the history of the 2008 crisis, we can conclude that the state, fighting the crisis phenomena, was concerned with statistical indicators only, without regard for the lives of their citizens. In this scenario, the developed countries must learn to overcome the crisis with minimal state intervention, but a strong motivating effect.

scholarly journals Trends in the development of the banking system in the Far North of the Russian Federation

2020 ◽  
Vol 210 ◽  
pp. 13041
Author(s):  
Lyudmila Pushkareva ◽  
Mikhail Pushkarev
Keyword(s):  
Russian Federation ◽  
National Economy ◽  
Commercial Banks ◽  
Banking System ◽  
Financial Resources ◽  
Real Sector ◽  
Political Situation ◽  
Far North ◽  
The Russian Federation

In this paper, the author summarizes the main problems that have to be solved by regional commercial banks and, in particular, banks in the Far North and equivalent territories in the current political situation and conditions of economic sanctions. The country's banking system is not adequate to the needs of the national economy and is unable to provide resources for the country's modernization. The ability of banks to finance the needs of the real sector is significantly constrained by the lack of long-term and cheap financial resources from the banks themselves.

COMPARATIVE CHARACTERISTICS OF THE ESSENCE OF THE ACTIVITIES OF THE CENTRAL BANK AND COMMERCIAL BANKS

2021 ◽  
Vol 20 (1) ◽  
pp. 69-78
Author(s):  
Yulia S. Kopnova
Keyword(s):  
Central Bank ◽  
Russian Federation ◽  
Commercial Banks ◽  
Statistical Data ◽  
Central Banks ◽  
The Russian Federation ◽  
Credit Institutions

In this article discusses the main functions of Central Banks, especially the functions of the Central Bank of the Russian Federation and its activities in relation to commercial banks. The statistics on non-cash payments in Russia and their structure are also given. Statistical data on liquidated credit institutions were reviewed.

SOCIAL RESPONSIBILITY OF COMMERCIAL BANKS IN MODERN CONDITIONS OF DEVELOPMENT OF THE RUSSIAN BANKING SYSTEM

2016 ◽  
Vol 11 (1) ◽  
pp. 49-56
Author(s):  
Иванова ◽  
Anna Ivanova
Keyword(s):  
Social Responsibility ◽  
Russian Federation ◽  
Commercial Banks ◽  
Banking Sector ◽  
Banking System ◽  
Strategy Of Development ◽  
The Social ◽  
The Russian Federation

This article is devoted to the study of social responsibility of commercial banks. The author discusses the main challenges, mechanisms and trends in the development of social responsibility of the banking sector. Results of the research allow to conclude that the principles of social responsibility is currently not fully implemented in the strategy of development of domestic commercial banks, and the level of social responsibility of commercial banks is still quite low, as the level of trust of Russians to banks. The article examines some essential aspects of the development and formation of the social responsibility of commercial banks in the Russian Federation.

scholarly journals Securitization as a method of managing the liquidity of a commercial bank

2020 ◽  
pp. 33-40
Author(s):  
Aleksandr Andreevich Sidorov
Keyword(s):  
Commercial Bank ◽  
Russian Federation ◽  
Commercial Banks ◽  
Financial Risk ◽  
Banking Sector ◽  
Banking System ◽  
Business Environment ◽  
Scientific Methods ◽  
Banking Activity ◽  
The Russian Federation

The financial system of the Russian Federation is currently facing deterioration of the conditions of external business environment. The spread of the coronavirus infection COVID-19 turned 2020 into the most difficult year for development of banking system of the Russian Federation. This article is dedicated to the research analysis of practical role of securitization as a mechanism and method used in management of the internal liquidity of a commercial bank. The relevance of this study is substantiated by the need to improve the mechanisms of financial risk management, which emerge in activity of credit institutions that experience a shortfall of internal liquidity of the assets. Methodological framework is comprised of the general scientific methods of cognition of economic phenomena, which allowed viewing the relevant tools of managing the liquidity of commercial banks and indicating most topical issues and barriers. The research is based on the combination of normative and positive analysis, principles of uniformity of historical and logical, as well as analytical approach towards studying the economic phenomena that reflect the contradictory nature of social processes. The article examines the relevant problems of formation of the internal liquidity of banking sector of the Russian Federation; as well as theoretical aspects of the concept of “liquidity” of a commercial bank. Description Is given to the mechanism of managing the liquidity of a commercial bank. The author considers the fundamentals and characteristic of securitization as a method of managing liquidity of a bank, and lists the advantages of using securitization in ensuring internal liquidity of banking activity. The benefits of securitization as a method of managing the liquidity of commercial banks in the Russian Federation are analyzed.

scholarly journals Impact of the Covid-19 pandemic crisis on small and medium-sized businesses

2021 ◽  
Vol 21 (4) ◽  
pp. 392-397
Author(s):  
Tatyana A. Vlasenkova ◽  
◽  
Svetlana N. Morozova ◽  
Alexander P. Tsypin ◽  
◽  
...  
Keyword(s):  
Russian Federation ◽  
Service Sector ◽  
Developed Countries ◽  
Digital Economy ◽  
Economic Science ◽  
Current Crisis ◽  
The World ◽  
The Russian Federation ◽  
The Government ◽  
The Impact

Introduction. Throughout the existence of the Russian Federation, its economy is constantly being shaken by crises, and the year 2020 was no exception, when the Covid crisis broke out in the country, as a result of which service enterprises were badly affected. In this regard, we believe that assessing the impact of the current crisis on small and medium-sized businesses, as well as analyzing state support measures, is an urgent and timely task being solved by economic science. Theoretical analysis. Around the world, small and medium-sized businesses are the backbone of the economy, since in developed countries their share occupies more than 80%. The increased attention and demand of this sphere is due to their high adaptability to crisis situations, as well as the involvement of a significant number of employees in the business. As for Russian realities, in the early 1990s, the demand for this type of enterprise was insignificant, due to the legacy of the Soviet Union in the form of large monopolies, but in the process of transformation and the transition to the digital economy, the country’s government is forming infrastructure aimed at supporting this sector. Empirical analysis. The response in developed countries of the world (USA, Germany, Italy, UK) to the Covid-19 crisis was the support of entrepreneurs in the form of interest-free lending, deferral of loan and leasing payments, and employee benefits. In Russia, on the one hand, the rescue package was close to the world one, but in fact many entrepreneurs were unable to take advantage of them, due to high bureaucracy and a weak regulatory and legislative framework. Results. The Covid crisis has largely struck the Russian service sector, as a result, more than 3 million entrepreneurs are on the verge of closing their businesses, and some have already become bankrupt. The negative factors that aggravated the situation were also: a decrease in real incomes of the population, a decrease in oil prices and economic sanctions against Russia. As a result of a circumstances combination, the economy plunged into crisis and the Government of the Russian Federation was forced to develop measures aimed at maintaining small and medium-sized businesses, but these measures are not enough and enterprises continue to close. The only positive point is the transition of most enterprises to an online format, which brings the country closer to the digital economy.

Emergence of Industry 4.0 Technologies

2021 ◽  
pp. 560-589
Author(s):  
Leyla A. Gamidullaeva ◽  
Sergey M. Vasin ◽  
Elena V. Shkarupeta ◽  
Tatyana O. Tolstykh ◽  
Alexey G. Finogeev ◽  
...  
Keyword(s):  
Russian Federation ◽  
Value Chain ◽  
Industry 4.0 ◽  
Digital Technologies ◽  
Developed Countries ◽  
Modern World ◽  
The World ◽  
The Russian Federation ◽  
Simply Connected

Innovations in the modern world are not simply connected with the opportunities of digital technologies but also largely based on them. This is exactly why the full-fledged successive industrial sector's digitization will become a platform for qualitative changes of the economy and long-term opportunities. Thus, the transition to digital technologies is inevitable, but from another perspective, this very transition cannot be the absolute goal. In this chapter, the authors aimed at providing a better understanding for Industry 4.0 concept and its application benefits for Russia. The main problem is how the Russian Federation acts against the economically developed countries, which are the creators of Industry 4.0. This chapter mainly focuses on presenting the authors' views on how to sustain and increase competitive advantage of the Russian Federation by catching and implementing Industry 4.0. With Industry 4.0, Russian Federation gets a bigger share of the world manufacturing value chain.

PRODUCTIVITY INDICATORS OF THE DAILY STAY BED FUND IN THE RUSSIAN FEDERATION

2020 ◽  
Vol 6 (2) ◽  
pp. 46-49
Author(s):  
Yuriy Mel'nikov ◽  
M. Bant'eva ◽  
A. Smyshlyaev
Keyword(s):  
Russian Federation ◽  
Average Length ◽  
Developed Countries ◽  
Hospitalization Rate ◽  
Bed Occupancy ◽  
Average Length Of Stay ◽  
Negative Point ◽  
The World ◽  
The Russian Federation ◽  
Productivity Indicators

The process of reducing round-the-clock bed fund with simultaneous development of hospital-replacing technologies, namely daily stay hospitals, has been going on in the Russian Federation, for more than twenty-five years, a similar trend has been observed in recent decades in most developed countries of the world. From 2010 to 2018 provision of the population with beds of daily stay hospitals in the Russian Federation moderately increased from 15.4 per 10,000 to 17.0 (an increase of 10.7%). Hospitalization rate of the population in daily stay hospitals in the country increased from 41.9 per 1,000 population in 2010 to 56.3 in 2018 (an increase of 34.5%). At the same time, the average bed occupancy per year in daily stay hospitals for the study period decreased from 311 days to 301 days (the decrease was 3.1%). The average length of stay in daily hospitals bed decreased from 11.4 to 10.1 days (the decrease was 11.7%). The positive dynamics of most of the studied indicators testifies to the development of the network of daily stay hospitals in the Russian Federation, the negative point is the reduction of average bed occupancy per year, what may indicate a decrease of the intensity of use of the bed fund of daily stay hospitals in the country.

Emergence of Industry 4.0 Technologies

2019 ◽  
pp. 270-299
Author(s):  
Leyla A. Gamidullaeva ◽  
Sergey M. Vasin ◽  
Elena V. Shkarupeta ◽  
Tatyana O. Tolstykh ◽  
Alexey G. Finogeev ◽  
...  
Keyword(s):  
Russian Federation ◽  
Value Chain ◽  
Industry 4.0 ◽  
Digital Technologies ◽  
Developed Countries ◽  
Modern World ◽  
The World ◽  
The Russian Federation ◽  
Simply Connected

Innovations in the modern world are not simply connected with the opportunities of digital technologies but also largely based on them. This is exactly why the full-fledged successive industrial sector's digitization will become a platform for qualitative changes of the economy and long-term opportunities. Thus, the transition to digital technologies is inevitable, but from another perspective, this very transition cannot be the absolute goal. In this chapter, the authors aimed at providing a better understanding for Industry 4.0 concept and its application benefits for Russia. The main problem is how the Russian Federation acts against the economically developed countries, which are the creators of Industry 4.0. This chapter mainly focuses on presenting the authors' views on how to sustain and increase competitive advantage of the Russian Federation by catching and implementing Industry 4.0. With Industry 4.0, Russian Federation gets a bigger share of the world manufacturing value chain.

DEVELOPMENT OF THE RUSSIAN FEDERATION’S HUMAN CAPITAL AND ITS POSITION IN INTERNATIONAL RATINGS

2020 ◽  
Vol 6(72) (2) ◽  
pp. 44-58
Author(s):  
Yu. V. Ilyasova ◽  
D. B. Mirankov ◽  
T. A. Shengeliya
Keyword(s):  
Human Capital ◽  
Russian Federation ◽  
Careful Analysis ◽  
Developed Countries ◽  
Factors Affecting ◽  
World Community ◽  
The World ◽  
The Russian Federation ◽  
Main Factors

The Russian Federation has the largest territory in the world, but the quality of human capital and its distribution throughout this territory requires careful analysis. During the period of crisis, geopolitical and geo-economic instability, our state provides serious support to the national economy in order to gain its place in the world. First of all, it concerns the development of human capital, which contributes to the improvement and development of all other sectors of production and the economy, its growth, development and relations with the world community. The article presents the positions of the Russian Federation in international ratings on the assessment and development of human capital, analyzes the main indicators characterizing the development of human capital in developed countries. The main factors affecting the level of human capital in the Russian Federation are identified. The main trends in the development of human capital in connection with the analyzed data are given. The forecast of the human development index of Russia is presented.

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