scholarly journals PEMBIAYAAN MURABAHAH BERMASALAH

2019 ◽  
Vol 7 (1) ◽  
Author(s):  
Suryanto Suryanto ◽  
Ratna Meisa Dai ◽  
Evi Nursetyani
Keyword(s):  
Balance Sheet ◽  
Secondary Data ◽  
Qualitative Approach ◽  
Primary Data ◽  
Literature Study ◽  
Internal Factors ◽  
Balance Sheets ◽  
Side Stream ◽  
Financing Problem ◽  
Descriptive Method

This study aims to determine murabahah financing problem and how to handle it. The method used in this research using the descriptive method with the qualitative approach. Primary data sources were obtained using interviews and field observations. Secondary data were obtained through literature study related to murabahah problem and documentation study. The result of research indicates that murabahah financing in BPRS always related to wakalah contract. Wakalah is a contract between two parties in which one party submits, delegates, represents an affair to another party and the other undertakes the mandate at the request of the representative party. The cause of murabahah financing is problematic due to several factors, namely external and internal factors of the bank. External factors of the bank that comes from customers such as: losing in business competition, the business is run relatively new, side stream use of funds, the death of the key person, divorce key person, sick family members, and the character of customers who are not good. While the internal factors due to errors in conducting the analysis and weak aspects of supervision and monitoring. Handling of non-performing financing is done through collection activities, rescue activities (revitalization), settlement of guarantee activities and write off. Billing activities are done by contacting or visiting customers intensively, giving warning letters. Rescue of troubled financing is done by revitalizing rescheduling and restructuring. While write-off is a write-off of financing that is congested from on-balance sheets and recorded on the off-balance sheet. Keywords: murabahah, problem financing, sharia bank

scholarly journals Analisis Peranan Pemerintah Daerah dalam Pengelolaan Objek Wisata Istano Basa Pagaruyuang di Kabupaten Tanah Datar

2019 ◽  
Vol 2 (01) ◽  
pp. 46-51
Author(s):  
Ida Nirwana
Keyword(s):  
Local Government ◽  
Data Collection ◽  
Secondary Data ◽  
Sampling Technique ◽  
Qualitative Approach ◽  
Primary Data ◽  
Literature Study ◽  
Purposive Sampling ◽  
Descriptive Method

This research was conducted at the Department of Tourism, Youth and Sports Tanah Datar District. The authors conducted this study to analyze the role of local government in the management of tourist objects Istano Basa Pagaruyung Tanah Datar regency. The purpose of this study is to determine whether the implementation of the role of local government in the management of Istano Basa Pagaruyung attractions in Tanah Datar regency. To analyze this problem, research is done by using qualitative approach by using descriptive method. Data collection techniques that the authors use are observation, interview, literature study. The data used are primary data and secondary data. Informants in this study were determined by purposive sampling technique. Purposive sampling is a purposive sampling technique. From the results of this study can be concluded that the role of Tourism, Youth, and Sport on the management of Istano Basa Pagaruyuang Tourism Object is to manage, assist, and improve facilities and infrastructure through the making of planning programs to be implemented by the UPT. Analysis of the role of local government towards the management of Istano Basa Pagaruyuang tourist object in Tanah Datar regency has been carried out very well but not yet optimal, since there is still planning since 2013 until now has not been done due to limited land. One such plan is the construction of parking lots for visitors Istano Basa Pagaruyung as well as souvenirs selling place.

scholarly journals STRATEGI PERJUANGAN PETANI DALAM MENDAPATKAN AKSES DAN PENGUASAAN ATAS LAHAN

2011 ◽  
Vol 5 (1) ◽  
Author(s):  
Geidy Geidy Tiara Ariendi ◽  
Rilus A. Kinseng
Keyword(s):  
Qualitative Analysis ◽  
Direct Observation ◽  
Land Tenure ◽  
Secondary Data ◽  
Primary Data ◽  
Font Size ◽  
Literature Study ◽  
Internal Factors ◽  
Tea Plantation ◽  
Depth Interview

<em><span style="font-size: 11pt;">Farmers in Cisarua Village have limited access and land tenure because the land is own by government through plantation concertion (HGU). Those facts lead the farmers for setting strategy to get the access of land cultivate. Generally, this research used qualitative analysis methode which is done since July 2010 to January 2011. Depth interview, direct observation, and questionaire are used to get primary data and literature study is used to get secondary data in this research.  Sample taken as many as thirty four  respondents with the population is Cisarua Society and the frame sample is Cisarua Society who work as farmer. The result of this research shows that Cisarua’s farmer struggle individually by doing compromy with foreman of tea plantation so that they can get access of land tenure.  Strategy choosing that’s used by farmers is influenced by some external and internal factors. </span></em>

scholarly journals Strengthening communities’ disaster resilience during COVID-19 time: A case of Muhammadiyah in Indonesia

Simulacra ◽  
2021 ◽  
Vol 4 (2) ◽  
pp. 229-245
Author(s):  
Umi Qodarsasi ◽  
Riza Nuzulul Huda ◽  
Umaroh Anisa Zuma
Keyword(s):  
Secondary Data ◽  
Strategic Decision ◽  
Primary Data ◽  
Disaster Resilience ◽  
Literature Study ◽  
Curative Action ◽  
The Government ◽  
Depth Interviews ◽  
Descriptive Method ◽  
Command Center

Since the early of March 2020, COVID-19 pandemic which broke out in Indonesia, had a significant impact on various aspects of life. The pandemic not only has pushed the government to take a strategic decision but also has forced the communities to accommodate this condition immediately. Muhammadiyah is one of Indonesia’s largest religious organizations has played its role to overcome COVID-19 pandemic alongside with the government. This study aims to determine the contribution of Muhammadiyah to tackle the pandemic by strengthening the disaster resilience community. The study uses a qualitative approach and a descriptive method. The primary data were obtained by in-depth interviews with Muhammadiyah organization leaders and several working teams handling the pandemic. Literature study was conducted as the secondary data. To tackle the pandemic by strengthening communities’ disaster resilience, Muhammadiyah carried out several programs, including (1) strengthening da’wah networks massively to enhance the community awareness about COVID-19 pandemic, (2) establishing several working teams handling the pandemic to enhance disaster resilience communities, including Muhammadiyah COVID-19 Command Center (MCCC), Muhammadiyah Disaster Management Center (MDMC), and philanthropic body of Muhammadiyah (LazisMu), and (3) Muhammadiyah engagement with stakeholders and development agency, such as the collaboration with the Ministry of Health, BNPB, DFAT and USAID to COVID-19 preventive and curative action.

scholarly journals FASILITAS DAN SISTEM KOMPENSASI DAMPAKNYA PADA KINERJA KARYAWAN DI BANK BJB SYARIAH KCP. KUNINGAN

2021 ◽  
Vol 6 (2) ◽  
pp. 15-29
Author(s):  
Regi Destanti Apriyani ◽  
Biki Zulfikri Rahmat ◽  
Agus Ahmad Nasrulloh
Keyword(s):  
Employee Performance ◽  
Secondary Data ◽  
Qualitative Approach ◽  
Data Sources ◽  
Primary Data ◽  
Interview Guide ◽  
Secondary Data Sources ◽  
Main Instrument ◽  
Branch Office ◽  
Descriptive Method

Good employee performance will be achieved if you pay attention to what factors can influence it. The case that occurred at Bank BJB Syariah KCP Kuningan was that employees complained about work facilities and the compensation system. The method used in this study is a descriptive method with a qualitative approach. With two data sources, namely primary data sources consisting of leaders and all employees at Bank BJB Syariah KCP. Brass and secondary data sources consisting of documents both in writing and photos at Bank BJB Syariah KCP. Brass. Data collection techniques used are interviews, observation and documentation. The research instrument is the researcher himself as the main instrument in the research, observation guide and interview guide. The results showed that the facilities provided by Bank BJB KCP. Kuningan is inadequate, the internet network is often disturbed, the lack of operational vehicles, the parking area is not large enough, thus disrupting employee performance. As for compensation, the institution has given it fairly and fairly well in accordance with existing regulations. Both of these things certainly have an impact on employee performance, so that it can be said that the failure of the BJB Syariah Bank, Kuningan Sub-Branch Office, has not been able to meet the needs to improve employee performance.

scholarly journals Kajian Archetype Karya Arsitektur Bangunan Kantor

2019 ◽  
Vol 3 (1) ◽  
pp. 16-29
Author(s):  
Jordy Mojo ◽  
Danang Harito Wibowo
Keyword(s):  
Media Coverage ◽  
Secondary Data ◽  
Qualitative Approach ◽  
Primary Data ◽  
Literature Study ◽  
Study Review ◽  
Building Elements ◽  
Descriptive Qualitative

This study discusses the architectural work of an office named @Batubata, owned by the architectural firm Studio Air Putih. The object was chosen because it won two prestigious awards in the best office category and a lot of media coverage. It's just that there are no studies that discuss the office academically and in detail. So in this study review looking for the main characteristics of the Studio Air Putih office by dissecting and deciphering the building elements using the Archetype understanding of Thomas Thiis Evansen's thoughts. This study uses a descriptive qualitative approach where primary data is obtained through observation and interviews. Literature study was conducted to obtain secondary data.

The Development of Islamic Religious Education at The Prosperity Agency of The Mosque (BKM) At-Taqwa University of Medan Area

2021 ◽  
Vol 4 (3) ◽  
pp. 606-616
Author(s):  
Rizki Ananda ◽  
Mardianto Mardianto ◽  
Hasan Matsum
Keyword(s):  
Data Collection ◽  
Religious Education ◽  
Secondary Data ◽  
Qualitative Approach ◽  
Primary Data ◽  
Data Presentation ◽  
Inhibiting Factors ◽  
Funding Support ◽  
Descriptive Method

This study aims to analyze the development of Islamic Religious Education (IRE) at BKM At-Taqwa Mosque, Medan Area University (UMA). The focus of the discussion includes (1) the role of the At-Taqwa Mosque BKM as a center for PAI development at the UMA campus mosque; (2) the process of developing IRE at the UMA campus mosque; and (3) the supporting and inhibiting factors for the development of IRE in BKM At-Taqwa UMA. This study uses a qualitative approach with an analytical descriptive method. The primary data of the research is the mosque management or BKM Masjid At-Taqwa UMA, while the secondary data is the community of the UMA campus. Data collection was obtained by means of observation, interviews, and document studies. Furthermore, the data were analyzed by means of data reduction, data presentation, and drawing conclusions. The results of this study indicate that (1) At-Taqwa Mosque BKM plays an important role in making the campus mosque a center for IRE development on the UMA campus; (2) the process of developing IRE at the UMA campus mosque is carried out in the form of the ta'lim assembly and TPA in the mosque; (3) as for the supporting factors in the development of IRE at BKM At-Taqwa UMA, namely an organized agenda, adequate number of worshipers, cooperation from BKM management, inviting qualified resource persons/lecturers, and funding support sourced from community infaq. 

scholarly journals THE PHENOMENON OF AL-IBDAL IN THE QUR'AN (Morphological Analysis in Surah Ali Imran)

2021 ◽  
Author(s):  
Muhammad Zikran Adam1 ◽  
Siti Hajar Yusuf
Keyword(s):  
Morphological Analysis ◽  
Secondary Data ◽  
Qualitative Approach ◽  
Data Sources ◽  
Primary Data ◽  
Literature Study ◽  
Arabic Orthography ◽  
Primary Data Source ◽  
Data Source ◽  
Secondary Data Sources

In learning Arabic, one of the important and interesting rules to study is the Ibdal rule: namely the replacement of letters in a word, which is not only studied from the aspect of morphology, but also in Arabic orthography and rasm al-Mushaf.This study uses a qualitative approach to literature study. The primary data source is studied in Surah Al-Imran which consists of 200 verses, 3508 words, and 14984 letters. While the secondary data sources are books, articles, and research results related to the problem of Ibdal.The results of this study indicate that the Ibdal in Surah al-Imran is 32 words (0.91%) and some of them are repeated several times. The Ibdal phenomenon consists of Ibdal pronoun (dhamir), Ibdal tsumma with fa, and the sentence Ibdal.

scholarly journals SECURITIES CROWDFUNDING : TRANSFORMASI PEMBIAYAAN USAHA KECIL DAN MENENGAH DI INDONESIA

AdBispreneur ◽  
2021 ◽  
Vol 6 (2) ◽  
pp. 163
Author(s):  
Suryanto Suryanto
Keyword(s):  
Financial Institutions ◽  
Financial Services ◽  
Secondary Data ◽  
Qualitative Approach ◽  
The Other ◽  
Primary Data ◽  
Digital Platform ◽  
Medium Enterprise ◽  
The Government ◽  
Descriptive Method

 ABSTRACTThis study aims to analyze the transformation of small and medium enterprise (SMEs) financing in Indonesia. This research is motivated by the phenomenon of SMEs, which often face problems in financing. However, on the other hand, financial institutions find it difficult to find a database of SMEs to channel their loans. This study uses a descriptive method with a qualitative approach. Sources of data were obtained from various sources, both primary and secondary. Primary data is obtained from statements made by informants from the Financial Services Authority, the Association of Indonesian Crowdfunding Services, crowdfunding players, and SMEs that have taken advantage of crowdfunding. Meanwhile, secondary data were obtained from several published articles. The results show that the government has helped provide a source of financing for SMEs, both through banking and non-banking. However, there were several obstacles that occurred in the field, both from SMEs and financial institutions. Securities crowdfunding instruments raises new hopes for SMEs in fulfilling financing. In addition to an easy submission procedure, access can also be done via a digital platform. Penelitian ini bertujuan untuk menganalisis transformasi pembiayaan Usaha Kecil dan Menengah (UKM) di Indonesia. Penelitian ini dilatarbelakangi oleh fenomena UKM yang sering menghadapi permasalahan dalam pembiayaan. Namun, disisi lain lembaga pembiayaan kesulitan mencari database UKM untuk menyalurkan kreditnya. Penelitian ini menggunakan metode deskriptif dengan pendekatan kualitatif. Sumber data diperoleh dari berbagai sumber baik primer maupun sekunder. Data primer diperoleh dari pernyataan yang diungkapkan oleh informan dari Otoritas Jasa Keuangan, Asosiasi Layanan Urun Dana Indonesia, pelaku crowdfunding, dan UKM yang telah memanfaatkan crowdfunding. Sedangkan data sekunder diperoleh dari beberapa artikel yang telah diterbitkan. Hasil penelitian menunjukkan bahwa pemerintah telah membantu menyediakan sumber pembiayaan UKM baik melalui perbankan maupun non perbankan. Namun ada beberapa kendala yang terjadi di lapangan baik dari pelaku UKM maupun lembaga pembiayaan. Instrumen securities crowdfunding memunculkan harapan baru bagi pelaku UKM dalam memenuhi pembiayaan. Selain prosedur pengajuan yang mudah, aksesnya pun dapat dilakukan melalui platform digital.

Handling the Financing Problem: A Narrative Study of Agricultural Capital Financing Murabahah Contracts at BMT

2021 ◽  
Vol 5 (2) ◽  
Author(s):  
Joko Hadi Purnomo ◽  
Anike Putri Rahmawati ◽  
Niswatin Nurul Hidayati
Keyword(s):  
Data Analysis ◽  
Field Research ◽  
Secondary Data ◽  
Qualitative Approach ◽  
Data Sources ◽  
Internal Factors ◽  
Narrative Study ◽  
Family Approach ◽  
Capital Financing ◽  
Financing Problem

This research aimed to determine how the implementation of agricultural capital financing with the murabahah contract, the factors that caused problematic financing, and how to handle problematic financing, especially in the financing of agricultural capital with a murabahah contract at BMT BUS KPU Tuban Branch. Agricultural capital financing is a type of financing that is quite rare for BMT in Tuban District, because in providing agricultural financing, BMT is very vulnerable to suffer losses due to problematic financing. This research was a field research with a qualitative approach. Data collection techniques were carried out through interviews and documentation. Data sources consisted of primary and secondary data. Data analysis used analytic descriptive technique. The results explained that the murabahah financing procedure implemented at BMT BUS KPU Tuban Branch on agricultural capital financing practices can be said to be good, because in its implementation each prospective member of the financing was obliged to meet the applicable requirements and procedures, the factors that cause problematic financing were external and internal factors, The strategy for handling problematic financing at BMT BUS KPU Tuban Branch used a family approach, intensive billing, financing restructuring, collateral takeover, collateral execution and finally if it was not successful with financing elimination. Keywords: Agricultural Capital Financing, Murabahah Contract, Problematic Financing 

scholarly journals PENDEKATAN PSIKOLOGI DALAM KAJIAN PENDIDIKAN ISLAM

2018 ◽  
Vol 4 (1) ◽  
pp. 61-73
Author(s):  
Firman Mansir
Keyword(s):  
Secondary Data ◽  
Qualitative Approach ◽  
Islamic Education ◽  
Primary Data ◽  
Literature Study ◽  
Social Phenomena ◽  
Islamic Studies ◽  
Is Research ◽  
Library Research ◽  
Islamic Psychology

This study examines psychology as an approach in Islamic studies, especially in Islamic education. Islamic psychology and education basically have the same pattern in seeing various cases in scientific buildings, so that in Islamic studies such as Islamic education, an approach is required to look at deeper social phenomena, namely by using a psychological approach. This research is literature study (library research) that is research which come from library materials by using qualitative approach. Therefore, what is done is the exploration of some data both primary and secondary data with concrete steps as follows: read and examine in depth primary data such as books which is the result of research, thesis or dissertation related to psychology and education of Islam. Therefore, psychology as an approach can give birth to findings that fit the context. In Islamic studies, especially Islamic education can be access for other sciences to serve as a tool in viewing various social problems. It then happens with the psychology and education of Islam because it gave birth to the psychology of Islamic education.

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