scholarly journals Penerapan Manajemen Risiko Pembiayaan di BMT Maslahah, Cabang Pembantu Olean Situbondo

2019 ◽  
Vol 3 (2) ◽  
pp. 92-102
Author(s):  
Subaidi ◽  
Ikmalul Ihsan
Keyword(s):  
Risk Management ◽  
Data Collection ◽  
Profit Sharing ◽  
Qualitative Approach ◽  
Insurance Companies ◽  
Study Strategy

BMT Maslahah Sub-Branch Olean in Situbondo still faces several problems and risks in providing financing to customers, because the customer intentionally does not return the financing he has obtained, even though he was able to repay the loan. This study focuses on how the applications of risk management in the financing, the causes and the solutions in BMT Maslahah Sub-Branch Olean of Situbondo. This study uses a qualitative approach with a case study strategy. Data collection is done by connecting questions with data obtained from conclusions from the interview of several persons in BMT Maslahah Sub-Branch Olean in Situbondo. The results of the study indicate that the risk of loss is the high number of problematic financing, starting from the difficulties and even payment defaults from customers caused by the loss of the ability of customers to pay installments and profit sharing to them. The effort carried out by them in saving the problematic financing is by rescheduling, reconditioning, and restructuring. They also cooperate with insurance companies to cover the losses.

scholarly journals PENGELOLAAN MODAL SOSIAL DALAM MENINGKATKAN KESEJAHTERAAN MASYARAKAT (STUDI KASUS BAITUL MAAL HIDAYATULLAH SURABAYA)

2020 ◽  
Vol 7 (5) ◽  
pp. 842
Author(s):  
Nur Halimah ◽  
Irham Zaki
Keyword(s):  
Social Capital ◽  
Data Collection ◽  
Direct Observation ◽  
Qualitative Approach ◽  
Study Strategy ◽  
Explanatory Analysis ◽  
Analysis Technique ◽  
Study Results

This study aimed to describe and analyze the role of social capital, as seen from the interrelation of networks, norms, and beliefs in improving the welfare of the community under the indicators of Maqashid Syariah. This study employed a qualitative approach with a case study strategy. Besides, this study has an analysis unit in the form of social capital and improvement of the welfare of the community who received scholarship assistance from Baitul Maal Hidayatullah of Surabaya. Also, data collection was carried out by interview and direct observation of the research object. The analysis technique utilized in this study was an explanatory analysis technique by explaining the results of interviews and direct observation. The study results reveal that social capital with norms, networks, and trust indicators play a role in improving the welfare of the community seen from the aspects of Maqashid Syariah.Keywords: Social capital, Welfare, and Maqashid Syariah

scholarly journals Penerapan Prinsip Akad Mudharabah Pada Investasi Syariah Hewan Ternak PT Ijadgrup Rahmat Semesta

2020 ◽  
Vol 6 (2) ◽  
pp. 254
Author(s):  
Mohammad Razan Mahrani ◽  
Muhammad Nafik Hadi Ryandono
Keyword(s):  
Data Collection ◽  
Qualitative Analysis ◽  
Pattern Matching ◽  
Qualitative Approach ◽  
Study Strategy ◽  
Analytical Technique ◽  
Analysis Technique ◽  
Matching Technique ◽  
Descriptive Qualitative

This study aims to determine the application of sharia principles contained in the investment of livestock conducted by PT Ijadgrup Rahmat Semesta in his company called Ijadfarm. The approach used is qualitative approach with case study strategy. Data collection is done by interviewing with related parties. Analytical technique that is done is source triangulation technique, pattern matching technique and descriptive qualitative analysis technique. The results of this study are the sharia principles applied by Ijadfarm in the investment of livestock in accordance with sharia principles established by DSN MUI.Keywords: Principles of Sharia Investment, Mudharabah, Sharia Husbandry, Fatwa DSN MUI

scholarly journals Nilai-Nilai Amanah Sebagai Strategi Fungsional Pada Rumah Makan Wong Solo Cabang Gresik

2015 ◽  
Vol 2 (5) ◽  
pp. 400
Author(s):  
Martha Ineke Noviandani ◽  
Dina Fitrisia Septiarini
Keyword(s):  
Data Collection ◽  
Production Process ◽  
Moral Values ◽  
Qualitative Approach ◽  
Study Strategy ◽  
Operational Strategy ◽  
Functional Strategy ◽  
Good Working ◽  
Analysis Technique

This research aims to know and analyze the moral values of the functional strategy in the Wong Solo restaurant of Gresik branch. The aspects of the moral values consist of responsibility, globalization, truth, good working and good services. The success standard of the moral values of the functional strategy can be seen from the achievement of the employment in doing the aspects above. The research is a qualitative approach with a case study strategy. Data collection is done by using interview and observation to the object of the research. An used analysis technique is descriptive-qualitative by narrating the result of the interview and observation to the object of research. The result of this research of Restaurant Wong Solo of Gresik Branch in developing the business has been able to do some moral values well. It can be seen from the responsibility of the employments. The success by doing the moral values can also be seen by good aspect. The company gives some facilities to the employments such as: financial, and healthy. In doing operational strategy, thecompany has operational standardization in the production process. All employments perform that standardization of the rule that is stated by the company.

scholarly journals AKAD MURABAHAH DAN AKSES KEUANGAN BERBASIS MASJID DI SURABAYA

2020 ◽  
Vol 7 (9) ◽  
pp. 1695
Author(s):  
Moch. Ainul Yakin ◽  
Sunan Fanani
Keyword(s):  
Data Collection ◽  
Qualitative Approach ◽  
Islamic Finance ◽  
Study Strategy ◽  
Research Show

ABSTRAKPenelitian ini bertujuan untuk mengetahui implementasi pembiayaan akad murabahah pada program AKSI UMMAD (Akses Keuangan Syariah Untuk Masyarakat Mandiri Berbasis Masjid) di Masjid Al-Falah Surabaya. Metode yang digunakan dalam penelitian ini adalah pendekatan kualitatif dengan menggunakan strategi studi kasus di Masjid Al-Falah Surabaya. Pengumpulan data dilakukan dengan wawancara, dokumentasi, dan observasi. Teknik validasi yang digunakan adalah teknik triangulasi sumber dan triangulasi teknik. Penelitian ini berdasarkan peraturan Dewan Syariah Nasionanl Majelis Ulama Indonesia (DSN-MUI) No.o4/DSN-MUI/IV/2000 tentang Murabahah. Hasil penelitian yang telah dilakukan menunjukkan bahwa program AKSI UMMAD di Masjid Al-Falah Surabaya telah sesuai dengan Fatwa DSN-MUI No.04/DSN-MUI/IV/2000 tentang Murabahah.Kata kunci: Program AKSI UMMAD, Pembiayaan Akad Murabahah, Fatwa DSN-MUI, Masjid Al-Falah Surabaya ABSTRACTThis study aims to determine the implementation of the murabahah financing contract in the AKSI UMMAD (Access to Islamic Finance for Mosque-Based Independent Communities) program at Al-Falah Mosque in Surabaya. The method used in this research is a qualitative approach using a case study strategy at the Al-Falah Mosque in Surabaya. The data collection is carried out by interview, documentation, and observation. The validation techniques used are triangulation sources and triangulation techniques. This research is based on the regulation issued by the National Sharia Council Fatwa of Indonesian Council of Ulama (DSN-MUI) No.o4/DSN-MUI/IV/2000 concerning Murabahah. The results of this research show that the AKSI UMMAD program at Al-Falah Mosque in Surabaya is in accordance with DSN-MUI Fatwa No.04/DSN-MUI/IV/2000 on Murabahah.Keywords: AKSI UMMAD Program, Murabahah Contract, DSN-MUI Fatwa, Al-Falah Mosque Surabaya

Dampak Pengelolaan Limbah RSI Jemursari Surabaya Terhadap Eksternalitas Ditinjau Dari ESDAL Islam

2017 ◽  
Vol 3 (10) ◽  
pp. 771
Author(s):  
Arisma Sari ◽  
Moh. Qudsi Fauzy
Keyword(s):  
Data Collection ◽  
Waste Management ◽  
Direct Observation ◽  
Positive Impact ◽  
Qualitative Approach ◽  
Economic Resources ◽  
Study Strategy ◽  
The Impact ◽  
Benefits And Costs

This study aims to identify and explain the impact of waste management in Jemursari Islamic Hospital of Surabaya to externalities in terms of economic resources and the environment in the Islamic perspective. This study used a qualitative approach with case study strategy. The data collection was conducted using interviews and direct observation to the object of research.The results showed a positive impact on the management of waste Islamic Hospital Jemursari Surabaya to eskternalitas shown not to appear strong odors from waste management and the environment in hospital becomes cleaner. The results of the analysis of benefits and costs calculation in 2010 to 2015 shows the NPV> 0 and BCR> 1%, means that the value of the benefit is greater than the costs incurred, and waste management projects feasible.

scholarly journals PENINGKATAN KESEJAHTERAAN ANAK YATIM MELALUI USAHA AMDK Q-MAS M

2020 ◽  
Vol 6 (11) ◽  
pp. 2283
Author(s):  
Ummu Atika Azizah ◽  
Sri Herianingrum
Keyword(s):  
Data Analysis ◽  
Data Collection ◽  
Basic Needs ◽  
Qualitative Approach ◽  
Study Strategy ◽  
Validity Test ◽  
Data Analysis Technique ◽  
Analysis Technique ◽  
Manufacturing Techniques

The background of this study is the existence of a business in Q-Mas M which was established by the KH. Mas Mansur Orphanage. This phenomenon encourages researchers to raise research that discusses the contribution of Q-Mas M to the KH. Mas Mansyur in improving the welfare of orphans. This study uses a qualitative approach with a case study strategy. Data collection is done through interview techniques with relevant parties and related documents. The validity test of the data carried out in this study is the source triangulation technique. The data analysis technique used in this study is explanatory manufacturing techniques. The results of this study indicate that the business contribution of Q-Mas M in improving the welfare of orphans has not been fully successful. From the five basic needs that must be fulfilled by orphans, only two that succeed, there are the fulfillment of food and residence needs for orphans.Keywords: contribution, Q-Mas M, welfare, orphanage KH. Mas Mansyur Malang

scholarly journals MEKANISME PENDISTRIBUSIAN SURPLUS UNDERWRITING DANA TABARRU’ PADA PT. ASURANSI TAKAFUL KELUARGA KANTOR SURABAYA

2020 ◽  
Vol 6 (3) ◽  
pp. 625
Author(s):  
Aprianti Andita Putri ◽  
Dina Fitrisia Septiarini
Keyword(s):  
Data Collection ◽  
Profit Sharing ◽  
Study Strategies ◽  
Qualitative Approach ◽  
Descriptive Case Study ◽  
Takaful Insurance

This study discusses the mechanism for distributing tabarru's underwriting funds surplus. The purpose of this study was to find out and understand the concept of the mechanism for distributing tabarru's underwriting funds' surplus at the Surabaya Office Family Takaful Insurance. In this study using a qualitative approach with descriptive case study strategies and data collection techniques in the form of interviews and documentation. The results in this study are the distribution mechanism at the underwriting surplus in accordance with the products used by participants and will be processed after the submission of profit sharing by filling out a form submitting the results of the results made by insurance participants.

Pengelolaan Zakat Produktif LAZNAS Al-Azhar untuk Pemberdayaan Dhuafa Melalui program Rumah Gemilang Indonesia

2020 ◽  
Vol 6 (1) ◽  
pp. 36
Author(s):  
Farah Dianti Safira ◽  
Suherman Rosyidi
Keyword(s):  
Data Collection ◽  
Qualitative Analysis ◽  
Analytical Techniques ◽  
Qualitative Approach ◽  
Study Strategy ◽  
Interviewing Techniques ◽  
Tuition Fee ◽  
Descriptive Qualitative

The background of this research is the existence of unemployed and poverity phenomenon. This phenomenon encourages researchers to take research that discusses about productive zakat management of national zakat institution of Al-Azhar, through Rumah Gemilang Indonesia as the solution. This research uses qualitative approach with case study strategy. Data collection is done through interviewing techniques with related parties and the documents concerned. Analytical techniques carried out in this research is the technique of source triangulation and descriptive qualitative analysis techniques.The results of this study indicate that the national zakat institution of Al-Azhar recieves funds from the donors. They distributed the funds to Rumah Gemilang Indonesia as one of their programs, that aims to empower the dhuafas through six months training with no charge of tuition fee. So the dhuafas can be freed from unemployed and poverty problems.Keywords: productive zakat management, national zakat institution, empowerment, dhuafa

scholarly journals Fatwa DSN MUI Nomor 86/DSN-MUI/XII/2012 Tentang Hadiah Dalam Penghimpunan Dana Lembaga Keuangan Syariah: Implementasi Pada BMT UGT Sidogiri Pasuruan

2017 ◽  
Vol 4 (5) ◽  
pp. 353
Author(s):  
Khoirun Nisak ◽  
Irham Zaki
Keyword(s):  
Data Collection ◽  
Implementation Process ◽  
Qualitative Approach ◽  
Study Strategy ◽  
Analysis Techniques ◽  
Validation Technique

This research aimed to analyze the implementation process of the indonesian council of ulama (DSN MUI) regulation number 86/DSN-MUI/XII/2012 on the prize fund of Islamic financial insitutions in the Baitul Maal Wat Tamwil (BMT) UGT Sidogiri Pasuruan. The method used in this research is qualitative approach using case study strategy in BMT UGT Sidogiri Pasuruan. The data collection was done by interview and documentation. The validation technique used is triangulation technique of sources. The analysis techniques in this research uses Miles and Huberman Theory.The results of this research based on the indonesian council of ulama (DSN MUI) regulation number 86/DSN-MUI/XII/2012 on the prize fund of Islamic financial insitutions. Based on the analysis done by researches, BMT UGT Sidogiri Pasuruan has not been effective yet in applying regulation issued by DSN MUI, especially on the regulation number 86/DSNMUI/XII/2012, at the ban point of making prize program as a habit

scholarly journals MANAJEMEN RISIKO PEMBIAYAAN MUDHARABAH PADA PERBANKAN SYARIAH

2015 ◽  
Vol 6 (1) ◽  
pp. 55
Author(s):  
Indrianawati Indrianawati ◽  
Nisful Lailah ◽  
Dewi Karina
Keyword(s):  
Risk Management ◽  
Data Collection ◽  
Qualitative Approach ◽  
Good Faith ◽  
Islamic Banking ◽  
Islamic Banks ◽  
Problems And Solutions ◽  
The Common ◽  
Common Problems

The purpose of this research is to determine risk management of mudharabah financing in Islamic banking limited to the causes of the low number of mudharabah financing, the common problems and solutions. The method of the research is using a qualitative approach with a case study strategy. The informants are obtained from 3 Islamic Banks (BUS), namely BMI, BSM and BNI Syariah. The data collection is conducted by combining the questions and the obtained data with the result of interview with the Account Officer from the 3 Islamic Banks; BMI, BSM, and BNI Syariah. The result of the research showed that the low number of mudharabah financing is caused by the massive risk, particularly the risk of losses on the bank income. Meanwhile, the problems that commonly occur are non-performing financing because of the side streaming and manipulated data. The solution is restructuring to the bank’s customer who has a good faith. In contrast, bank’s customers that have no good willing to fulfill their obligation will be put into the insurance execution.

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