scholarly journals The Impact of Demographic Factors on Satisfaction of Users for various Digital Payment Methods

2019 ◽  
Vol 8 (9S) ◽  
pp. 900-905
Keyword(s):  
Marital Status ◽  
Demographic Factors ◽  
Valuable Insight ◽  
Payment Methods ◽  
Level Of Satisfaction ◽  
Gender Education ◽  
The Impact ◽  
Effect Of Age ◽  
Insight Into ◽  
Structured Questionnaire

There has been significant progress in the usage of digital payment methods as alternative payment options instead of using cash. Although a majority of researches are still focusing on factors of adoption of digital payment methods, the present work moved on to the next level by examining users’ present level of satisfaction. Further, this work augmented by investigating the impact of demographic factors (gender, age, education, occupation, marital status and income) on users’ satisfaction with use of various digital payment methods in Amritsar, Punjab, India. A structured questionnaire was used to collect the data from 163 users of various digital payment methods. The data were analyzed using statistical techniques. The results show a significant effect of age, gender, education, occupation, marital status and income of respondents on users’ satisfaction. The results of the present work revealed valuable insight into users’ satisfaction with six prevailing digital payment methods vis-à-vis demographic factors.

Impact of Demographic Factors on Consumer’s Usage of Digital Payments

2021 ◽  
pp. 231971452110495
Author(s):  
Sarika Lohana ◽  
Deepankar Roy
Keyword(s):  
Marital Status ◽  
Lower Cost ◽  
Demographic Factors ◽  
Payment Systems ◽  
Payment Methods ◽  
Tier Ii ◽  
Digital Payments ◽  
Demographic Impact ◽  
Customer Dynamics ◽  
The Impact

The post-demonetization phase in India has triggered more cashless transactions; a shortage of cash in the system had forced consumers to shift themselves from cash to cashless transactions. In the retail space, the thrust has shifted on costs, as banks continued their efforts towards migrating customers to lower-cost electronic and automated channels to reduce human intervention. On the contrary, it is also vital to check the customers’ demographic impact on the usage of digital payment services. The objective of the study is to analyse the changing customer dynamics and improve the customer experience from the outcome. This article aims to investigate the impact of demographic factors on consumer usage (CU) of Digital payments during post-demonetization. Further, exploring the impact of demographic factors (gender, age, education, marital status and income) on CU and satisfaction of 599 respondents towards various digital payment methods in tier I and tier II cities of India. The results show a significant impact of age, education, occupation, and income of respondents and no significant impact of gender and marital status of the respondents on consumers’ usage. The outcomes of the current work revealed useful insights into consumer’s usage and satisfaction with four prevailing digital payment methods vis-à-vis demographic factors. This study is significant as it empirically examines the impact of demographic factors on the CU of digital payment systems during the post-demonetization period in India.

scholarly journals The impact of socio-demographic factors on the survival of cancer patients in Zimbabwe

2021 ◽  
Vol 11 (1) ◽  
Author(s):  
Idika E. Okorie ◽  
Ricardo Moyo ◽  
Saralees Nadarajah
Keyword(s):  
Risk Factors ◽  
Survival Analysis ◽  
Marital Status ◽  
Cancer Patients ◽  
Hazard Rate ◽  
Significant Risk ◽  
Demographic Factors ◽  
Female Cancer Patients ◽  
Socio Demographic Factors ◽  
The Impact

AbstractWe provide a survival analysis of cancer patients in Zimbabwe. Our results show that young cancer patients have lower but not significant hazard rate compared to old cancer patients. Male cancer patients have lower but not significant hazard rate compared to female cancer patients. Race and marital status are significant risk factors for cancer patients in Zimbabwe.

scholarly journals Detecting Convergence Trends among EU Universities

Economies ◽  
2021 ◽  
Vol 9 (2) ◽  
pp. 42
Author(s):  
Maria Adamakou ◽  
Dimitris Kallioras ◽  
George Petrakos
Keyword(s):  
Methodological Approach ◽  
Basic Research ◽  
Valuable Insight ◽  
Traditional Role ◽  
University Ranking ◽  
Convergence Clubs ◽  
Development Processes ◽  
The Impact ◽  
The Empirical Analysis ◽  
Insight Into

Universities are emerging growth determinants. This is so as, in addition to the fulfillment of their traditional role in teaching and (basic) research, universities, as aptly described within the helix framework, are expected to engage in regional development processes. The paper aims to detect trends of convergence among EU universities in terms of performance. To the best of our knowledge, this topic has not hitherto been examined. The empirical analysis of the paper covers the period 2014–2021, utilizes data obtained from URAP (University Ranking by Academic Performance), and employs the methodological approach of convergence clubs. The findings of the paper provide valuable insight into both theory and policy-making. We conclude that despite the unification of EU educational space, trends of divergence among EU universities are still present, and notable divisions still remain. Consequently, this indicates that the impact of EU universities on the formation of spatial disparities across EU space is not neutral.

scholarly journals A Factual Research on Employee Green Behavior in Select Medical Research Centres - Medical Tourist Staffs’ Perspective

2019 ◽  
Vol 8 (2S11) ◽  
pp. 3059-3063
Keyword(s):  
Marital Status ◽  
Simple Random Sampling ◽  
Chi Square ◽  
Medical Centers ◽  
Significant Difference ◽  
Green Behavior ◽  
Research Centres ◽  
Insight Into ◽  
Medical Tourist ◽  
Structured Questionnaire

Employee Green Behavior (EGB) is the positive environmental behavior that the employees exhibit in an organization. It is one of the several methods in which environment could be protected. The purpose of this study was to gain an understanding of variables that impact EGB of employees in the select medical centers. This descriptive paper on EGB gives insight into the significance of employee green behavior which plays a significant role in protecting the environment and analyses the benefits of green behavior for the employees as well as the environment. The study explored various variables such as Sustaining work, Avoiding harm, Conserving resources and Taking initiatives from medical tourist staffs perspective. The sample size selected for the study is 150 respondents. The respondents are selected by simple random sampling method and structured questionnaire is used to collect data. Correlation, Independent sample t-test and Chi-square were used to analyze the data. There is a significant difference between Marital Status and Avoiding Harm and Marital status and Conserving Resources whereas there is no significant difference between Marital Status and Sustaining Work and Marital Status and Taking Initiative. Positive relationship exhibited between considered variables.

Predicting the impact of perturbations on salmon (Oncorhynchus spp.) communities: implications for monitoring

2004 ◽  
Vol 61 (7) ◽  
pp. 1166-1175 ◽  
Author(s):  
M R Arkoosh ◽  
L Johnson ◽  
P A Rossignol ◽  
T K Collier
Keyword(s):  
Pacific Northwest ◽  
Anthropogenic Factors ◽  
Valuable Insight ◽  
Community Members ◽  
Contaminant Exposure ◽  
Community Model ◽  
The Pacific ◽  
Chemical Contaminant ◽  
The Impact ◽  
Insight Into

Twenty-six salmon (Oncorhynchus spp.) stocks from the Pacific Northwest are listed as either threatened or endangered. A number of anthropogenic factors, likely including degradation of habitat by chemical contaminant exposure, have contributed to their decline. Techniques that can assess injury or judge the efficacy of regulatory actions on the recovery of this species are needed. We strive to understand why a population is changing by examining changes in their intrinsic birth rates, death rates, and (or) growth rates. However, salmon populations are influenced by other species in the community. To address this issue, we developed a parsimonious three-trophic-level community model consisting of prey, salmon, and parasites and examined the model's response to one anthropogenic factor (contaminant exposure) using qualitative analysis. This community model may not only provide valuable insight into salmon survival but also may broaden the approaches available to elucidate direct and indirect effects. We demonstrate analytically that some community members, possibly salmon themselves, might be ambiguous or unreliable variables to monitor. We also demonstrate that other species in the community, such as parasites, may be more sensitive than salmon in monitoring the influence of anthropogenic factors such as contaminants.

Impact of Boron and Gallium on Defects Production in Silicon

2000 ◽  
Vol 650 ◽  
Author(s):  
Aurangzeb Khan ◽  
Nethaji Dharmarasu ◽  
Masafumi Yamaguchi ◽  
Kenji Araki ◽  
Tuong K. Vu ◽  
...  
Keyword(s):  
Recombination Center ◽  
Valuable Insight ◽  
Electron Level ◽  
Boron Doped ◽  
Hole Level ◽  
Radiation Induced ◽  
Induced Defects ◽  
The Impact ◽  
Insight Into

ABSTRACTWe report the results of comparison of radiation-induced defects (1 MeV electrons) in n+-p-p+ Si diodes doped with gallium or boron ranging in concentration from 8 × 1014 to 5 × 1016 cm-3, together with the impact of oxygen on radiation –induced defects. Present results provide evidence for new defects states in addition to those previously reported in gallium- and boron-doped Si. The combined boron and gallium data provide enough information to gain valuable insight into the role of the dopants on radiation-induced defects in Si. The interesting new future of our results is that the gallium appears to strongly suppress the radiation induced defect, especially hole level EV+0.36 eV, which is thought to act as a recombination center. Similarly the dominant electron level at EC-0.18 eV in B-doped Si (which act as a donor) has not been observed in Ga-doped CZ-grown Si.

LGBT* After Loss: A Mixed-Method Analysis on the Effect of Partner Bereavement on Interpersonal Relationships and Subsequent Partnerships

2019 ◽  
pp. 003022281983152
Author(s):  
Rachael Nolan ◽  
Chelsey Kirkland ◽  
Ronald Davis
Keyword(s):  
Sexual Orientation ◽  
Interpersonal Relationships ◽  
Mixed Method ◽  
Personal Characteristics ◽  
Valuable Insight ◽  
Mixed Methods Approach ◽  
Social Patterns ◽  
The Impact ◽  
Method Analysis ◽  
Insight Into

Grief and bereavement are universal human experiences that do not discriminate based on sex, gender, or sexual orientation. Existing literature provides valuable insight into the bereavement experiences of persons who identify as heterosexuals, but much less can be found on persons who identify as lesbian, gay, bisexual, or transgender/queer* (LGBT*). Given that the historical experiences of loss and personal characteristics such as interpersonal, familial, and social patterns of coping with grief are likely to influence the bereavement process, this study focused on the impact of partner bereavement on the interpersonal relationships and subsequent partnerships of the LGBT* bereaved. To this end, the purpose of this study was to use a mixed-methods approach to better understand how LGBT* persons described their experiences with partner bereavement and to identify what effect these experiences had on interpersonal relationships and subsequent partnerships.

scholarly journals Tax arrears amongst individual income taxpayers in Malaysia

2017 ◽  
Vol 24 (1) ◽  
pp. 17-34 ◽  
Author(s):  
Azhar Mohamad ◽  
Neazlin Radzuan ◽  
Zarinah Hamid
Keyword(s):  
Marital Status ◽  
Demographic Factors ◽  
Fixed Effect Model ◽  
Macroeconomic Factors ◽  
Individual Income ◽  
Content Type ◽  
Real Gdp ◽  
Tax Returns ◽  
Tax Payers ◽  
The Impact

Purpose The purpose of this paper is to investigate the relationship between tax arrears and socio-psychological demographic factors on individual taxpayers as well as macroeconomic factors in Malaysia. Design/methodology/approach In this study, using proprietary data from Inland Revenue Board of Malaysia on individual income tax returns for the year of 2004 through 2012, the authors run a panel data fixed effect model analysis to examine the impact of socio-psychological demographic factors such as age, gender, marital status, income level, occupational sector, place of residence of individual tax payers as well macroeconomic factors such as real GDP, inflation and economic growth on tax arrears in Malaysia. Findings We find that, by and large, older male taxpayers in big towns, with high incomes, tend to accumulate tax arrears. Tax arrears are also significantly affected by real GDP, but not by marital status or occupational sector. Originality/value To the best of our knowledge, this is one the few studies that uses individual tax returns data to study determinants of tax arrears.

Impact of Boron and Gallium on Defects Production in Silicon

2000 ◽  
Vol 647 ◽  
Author(s):  
Aurangzeb Khan ◽  
Nethaji Dharmarasu ◽  
Masafumi Yamaguchi ◽  
Kenji Araki ◽  
Tuong K. Vu ◽  
...  
Keyword(s):  
Recombination Center ◽  
Valuable Insight ◽  
Electron Level ◽  
Boron Doped ◽  
Hole Level ◽  
Radiation Induced ◽  
Induced Defects ◽  
The Impact ◽  
Insight Into

AbstractWe report the results of comparison of radiation-induced defects (1 MeV electrons) in n+-p-p+ Si diodes doped with gallium or boron ranging in concentration from 8 × 1014 to 5 × 1016 cm−3, together with the impact of oxygen on radiation –induced defects. Present results provide evidence for new defects states in addition to those previously reported in gallium- and boron-doped Si. The combined boron and gallium data provide enough information to gain valuable insight into the role of the dopants on radiation-induced defects in Si. The interesting new future of our results is that the gallium appears to strongly suppress the radiation induced defect, especially hole level EV+0.36 eV, which is thought to act as a recombination center. Similarly the dominant electron level at EC-0.18 eV in B-doped Si (which act as a donor) has not been observed in Ga-doped CZ-grown Si.

scholarly journals Does Demography & Socio-Economic Status Influence Investment Motives?

2021 ◽  
Author(s):  
Riyazahmed K
Keyword(s):  
Socioeconomic Status ◽  
Economic Status ◽  
Investor Behavior ◽  
The Past ◽  
Main Effect ◽  
And Behavior ◽  
The Impact ◽  
Safety And Stability ◽  
Effect Of Age ◽  
Structured Questionnaire

Abstract Research studies in the past have analyzed the significance of demographic and socioeconomic status influencing investment preference and behavior. However, no study has focused on analyzing their impact on ‘Investment motives’. Hence, this study examines the investment motives and analyzes the significance of the impact of demographic and socioeconomic factors on investment motives. The study uses factor analysis and Multivariate analysis of variance (MANOVA) for this purpose. The data are collected from 753 investors through a structured questionnaire. Results of the study show that investment motives are grouped into six categories i.e., nature of the investment, future financial needs, investor characteristics, safety and stability, investor behavior, and investor options. Further, there exists a main effect of employment, marital status, location, and the number of earning members on investment motives. Likewise, there exists an interaction effect of age and location, gender and income, and age and income on investment motives. The study adds to the existing literature by comprehensively analyzing all the demographic, socioeconomic status with the investment motives.

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