scholarly journals Perceptual Digital Gaps in Generations between Adoption and Usage of Different Modes of Payment in Digital Economy

2020 ◽  
Vol 8 (6) ◽  
pp. 3651-3655
Keyword(s):  
Service Providers ◽  
Age Groups ◽  
The Elderly ◽  
Market Potential ◽  
Purchase Behavior ◽  
Design Strategies ◽  
Mobile Payments ◽  
The Government ◽  
Digital Transactions ◽  
Digital Payments

The Mobile payment revolution has led to 55% increase in digital payments in India in the past one year. Currently there are 10 million locations that accept digital payments in the country. Though, internet connectivity, digital literacy and perceptual gaps in generations have proved to be the major hurdles for service providers to capture the full market potential for digital payments. This study holistically approaches the topic by critically analyzing the data collected from different strata based on age groups. It was observed that all the generations are readily adopting digital payments whereas there is still a perceptual gap that exist in the regular usage of mobile payments among the elderly and the young generations. Data analysis also reveals that mobile payments are mostly used for the low value purchase by the customers in comparison to the high value purchase as there is high risk and high channel cost associated with mobile transactions and also government regulations do not support very high value transactions. Another trend observed was Impulsive purchase behavior in customers (especially millennial) using mobile payments as these purchases are unplanned, unintentional and unthoughtful. These facts can be used as an input by the Government departments and the financial service providers to design strategies to bring convenience in the adoption and usage of digital transactions, to bridge the gap in the adoption of digital payments between young and old generations.

scholarly journals THE DETERMINANT FACTORS OF MOBILE PAYMENT ADOPTION

2020 ◽  
Vol 8 (3) ◽  
pp. 134-147
Author(s):  
Yosaka Eka Putranta ◽  
◽  
Rusli Alamsyah ◽  
Lisan Tan ◽  
Dewi Tamara ◽  
...  
Keyword(s):  
Behavioral Intention ◽  
Service Providers ◽  
Mobile Payment ◽  
Mobile Payments ◽  
Performance Expectancy ◽  
Internet Users ◽  
Digital Transactions ◽  
Facilitating Conditions ◽  
Use Behavior ◽  
Attraction And Retention

Indonesia mobile payment industry is growing organically especially since Indonesia is among the top 3 countries of internet users in Asia. Mobile payment has revolutionized the way we manage digital transactions and it offers a wide variety of payment facilities and benefits compared to cash, credit cards, debit cards or other payment methods. The effect of providing mobile payment users with numerous incentives, for example in the form of cashback, is a compelling factor to be investigated on mobile payments adoption in Jakarta, as various mobile payment operators intensively and continuously provide cashback as a means of customer attraction and retention. In this study, UTAUT2 was adapted to discuss the phenomenon that occurred and to compare the effect of providing incentives in mobile payment technology adoption versus the effect of other factors. Eight constructs from UTAUT2 model were carefully taken into this study, where the original constructs of UTAUT2, namely use behavior, behavioral intention, performance expectancy, effort expectancy, facilitating conditions, social influence and hedonic motivation, are maintained, while the construct of price value is adapted to become negative cost so that the present mobile payment industry can be applied more representatively. Despite the frequent practice of service providers giving incentives to customers and prospects, this study discovered that price value did not influence behavioral intention. Furthermore, behavioral intention is affected by performance expectancy, hedonic motivation and facilitating conditions, while use behavior significantly affected by behavioral intention.

scholarly journals Design of Elderly Behaviour Analytics Model in the Healthcare Industry in Hong Kong

2019 ◽  
Vol 255 ◽  
pp. 04005
Author(s):  
Paul K.Y. Siu ◽  
K.L. Choy ◽  
H.Y. Lam
Keyword(s):  
Healthcare Service ◽  
Service Providers ◽  
The Elderly ◽  
Healthcare Services ◽  
Living Standard ◽  
Public Healthcare ◽  
Ageing Population ◽  
Healthcare Industry ◽  
Healthcare Needs ◽  
The Government

Due to the advancement of living standard and medical technologies, the life expectancy of people is further extended which brings tremendous impact to the society in the near future. The ageing population not only increases the pressure to public healthcare services, but also brings urgent needs in long term healthcare resources allocation planning in the society. This paper presents an Elderly Behaviour Analytics Model (EBAM) to identify the hospital healthcare service preferences of elderly for the future planning of healthcare industry. By conducting an elderly-targeted survey, the collected data is analysed to understand the factors affecting the decision of elderly to acquire healthcare services in hospitals. The model applies the genetic algorithm-guided clustering-based association rule mining approach for the segmentation of hospital service preferences of the elderly, and, the identification of relationship between personal characteristics within each cluster. This research study contributes to the understanding the actual healthcare needs of elderly which allows the government and healthcare service providers to adjust or modify the elderly policies and service content.

scholarly journals A STUDY ON FUTURE OF MOBILE BASED PAYMENT FOR GOVERNMENT SERVICES IN INDIA

2020 ◽  
Vol 8 (2) ◽  
pp. 118-123
Author(s):  
Ashish Jaiswal
Keyword(s):  
Cost Efficiency ◽  
Mobile Payment ◽  
Government Agencies ◽  
Government Services ◽  
Goods And Services ◽  
Mobile Payments ◽  
Payment Services ◽  
The Government ◽  
Digital Payments

Digital India programme of Government of India has promoting and encouraging the usage of digital payments for the various goods and services being availed by the citizens. The Government wants to develop a Digitally Empowered economy through the cashless transactions. As far as government agencies are concerned, mobile based payment is a noteworthy development on various domains, because it is going to increase ease and productivity for both the agencies and citizens themselves. Citizens who are using the Government services are concerned of the privacy of the data and information. Government needs to evaluate the procedure from beginning to end to ensure it meets strict standards and keeps information private. Poor literacy levels are a problem with this technology. The mobile payment services have to be effective in terms of usability, cost, efficiency, interoperability and security for transactions of all categories of citizens. Mobile payments options needs to be available even on low end mobile handsets.

scholarly journals CONDIÇÃO PERIODONTAL E HÁBITOS DE HIGIENE BUCAL DE IDOSOS NÃO INSTITUCIONALIZADOS, ATENDIDOS EM GRUPOS DE CONVIVÊNCIA DA CIDADE DE SALVADOR

2012 ◽  
Vol 3 (1) ◽  
Author(s):  
Anderson Luiz De Almeida Chagas ◽  
Gabriel De Sousa Petró ◽  
Mônica Dourado
Keyword(s):  
Low Income ◽  
Oral Hygiene ◽  
Age Groups ◽  
The Elderly ◽  
Gingival Recession ◽  
Average Income ◽  
Clinical Integration ◽  
The Government ◽  
The City ◽  
Oral Hygiene Habits

Purpose: The purpose of this study was to evaluate the periodontal condition and oral hygiene habits of the elderly participants in groups of non-institutionalized living in the city of Salvador. Methodology: We included 113 individuals in search of both genders, at least 60 years of age, groups of living of the elderly located in nine municipal social centers maintained by the government of Bahia state in the city of Salvador. The individuals answered a questionnaire about where they were collected: age, race, education level, income, blood pressure, awareness of oral hygiene. They also underwent periodontal examination involving the number of teeth present, depth of sample, level of clinical integration, gingival recession and bleeding on probing index. Results: The female was prevalent in all the centers visited, the average age was 70,6 years and average income of up to 1 minimum wage. The prevalence of edentulous was 25,7% while 80,5% of the teeth had loss of clinical integration. Conclusion: It is a clear need for the development of public policies targeted to low-income elderly.

scholarly journals Social and medical aspects of elderly age: obesity and professional longevity

2017 ◽  
Vol 14 (4) ◽  
pp. 10-15 ◽  
Author(s):  
Irina V. Leskova ◽  
Natalya V. Mazurina ◽  
Ekaterina A. Troshina ◽  
Dmitry N. Ermakov ◽  
Elena A. Didenko ◽  
...  
Keyword(s):  
Pension System ◽  
Population Aging ◽  
Age Groups ◽  
Population Group ◽  
The Elderly ◽  
Social Adaptation ◽  
Negative Consequences ◽  
Elderly Age ◽  
State Institutions ◽  
The Government

The article raises the problem of the population aging and the expected significant increase in the proportion of the elderly population in Russian in the next 1015 years. Population aging will cause the need to attract additional financial resources for pensions to 1214% of GDP, which is approximately 1.5 1.6 times more than is provided for by the program of the Government of Russia aimed at improving the pension System in the period until 2025. The existing pension system and social security system only partially takes into account the aging process. Mechanisms for adapting the elderly to work have not yet been created, a well-thought-out state policy in this area has yet to be developed. In addition, the aging of the population leads to an increase in the older age groups of the risks of diseases with severe and catastrophic consequences, to prevent and reduce which is the number one task before the social policy of the state for this population group. The costs of medical care and care help are exorbitant in scope for the vast majority of retirees, so the elderly remain virtually defenseless against the risks of old age. It is emphasized that before medicine the task is not simply to increase life expectancy, but to prolong the labor activity of a citizen. The article suggests measures to improve the policy of interaction between state institutions and civil society in overcoming the negative consequences of aging and social adaptation of older persons.

scholarly journals Inter-Generational Aspects of Health Care

2011 ◽  
pp. 869-889
Author(s):  
Louise Sheiner
Keyword(s):  
Health Care ◽  
Age Groups ◽  
Health Spending ◽  
The Elderly ◽  
Future Research ◽  
Health Care Spending ◽  
Health Care Consumption ◽  
Public Sector Health ◽  
The Government ◽  
Over Time

The distribution of health spending by age has important effects on inter-generational transfers. This association between age and health care consumption raises a number of issues related to inter-generational equity particularly allocation of society's resources across age groups and the affect of an increase in health spending on distribution over time. This article discusses the inter-generational implications of public sector health care spending and financing. Health spending has two attributes that raise the question of inter-generational transfers: first, health care spending varies by age and second, the government heavily subsidizes health care. This article addresses the ways by which increase in life expectancy and other improvements in health might affect the per capita health spending on the elderly. Finally, it mentions the need for future research as much remains to be learned about how each of these attributes of the health system will evolve over time.

The Effects of Significant International Sports Events on Hungarian Suicide Rates

Crisis ◽  
2016 ◽  
Vol 37 (2) ◽  
pp. 148-154 ◽  
Author(s):  
Karoly Bozsonyi ◽  
Peter Osvath ◽  
Sandor Fekete ◽  
Lajos Bálint
Keyword(s):  
Significant Relationship ◽  
Olympic Games ◽  
Arima Model ◽  
Age Groups ◽  
The Elderly ◽  
Intervention Analysis ◽  
Middle Aged ◽  
Sports Events ◽  
Sport Events ◽  
The Olympic Games

Abstract. Background: Several studies found a significant relationship between important sport events and suicidal behavior. Aims: We set out to investigate whether there is a significant relationship between the raw suicide rate and the most important international sports events (Olympic Games, FIFA World Cup, UEFA European Championship) in such an achievement-oriented society as the Hungarian one, where these sport events receive great attention. Method: We examined suicide cases occurring over 15,706 days between January 1, 1970, and December 31, 2012 (43 years), separately for each gender. Because of the age-specific characteristics of suicide, the effects of these sport events were analyzed for the middle-aged (30–59 years old) and the elderly (over 60 years old) generations as well as for gender-specific population groups. The role of international sport events was examined with the help of time-series intervention analysis after cyclical and seasonal components were removed. Intervention analysis was based on the ARIMA model. Results: Our results showed that only the Olympic Games had a significant effect in the middle-aged population. Neither in the older male nor in any of the female age groups was a relationship between suicide and Olympic Games detected. Conclusion: The Olympic Games seem to decrease the rate of suicide among middle-aged men, slightly but significantly.

Older workers in the Russian labor market: Trends in employment reallocation

2019 ◽  
pp. 5-34
Author(s):  
Anna L. Lukyanova ◽  
Rostislav I. Kapeliushnikov
Keyword(s):  
Older Workers ◽  
Service Sector ◽  
Age Groups ◽  
The Elderly ◽  
Education And Health ◽  
Job Opportunities ◽  
Intellectual Labor ◽  
Market Trends ◽  
Trade Education ◽  
The One

The paper analyzes changes in job opportunities of older workers in Russia in the period 2005—2017. The study uses the data from the Russian Labor Force Survey conducted by Rosstat. Changes in the occupational and industrial composition of elderly workers follow the trends pursued by other age groups: employment shifts from low- to high-skilled occupations, from physical to intellectual labor, and from material production to the service sector. We find a stronger polarization among older workers as their occupational structure is biased in favor of, on the one hand, the most and, on the other hand, the least qualified types of jobs. Employment of the elderly has fallen sharply in agriculture and manufacturing with a significant increase in trade, education, and health. Although the employment structure of older workers is generally more “traditionalist”, recent decades have witnessed its transformation in “progressive” directions, similarly to other age groups. These findings suggest that the legislated increase in the state retirement age is not likely to give rise to sizeable unemployment among the elderly. Most of them will be able to work in the occupations and industries previously dominated by young and prime-age workers.

Agro-Innovation – Path to Agricultural Entrepreneurship: Feasibility Study

2019 ◽  
Vol 5 (1) ◽  
pp. 63
Author(s):  
Elias Kamaruzzaman ◽  
Norzaidi Mohd Daud ◽  
Samsudin Wahab ◽  
Rozhan Abu Dardak
Keyword(s):  
Migrant Workers ◽  
Production Cost ◽  
Swot Analysis ◽  
Service Providers ◽  
Secondary Data ◽  
Financial Cost ◽  
Technology Changes ◽  
Property Owners ◽  
The Government ◽  
Agricultural Entrepreneurship

Technology changes will always be for the better, not only to the end users but also to the intellectual property owners of the technology and the implementers of the technology. The objective of this paper is to study the feasibility and viability for entrepreneurs to become service providers for the dispensation of fertilizers, pesticides, fungicides and supporting services such as aerial crop reconnaissance using Unmanned Aerial Vehicles (UAV) or drones. The methodology used for this study is SWOT Analysis. Both primary and secondary data is used for this analysis. This study finds that paddy farming employing drones is feasible. The beneficiaries of this study shall be the government, by way of lowering financial cost to subsidise the paddy planting, the farmers who no longer need the services of migrant workers, thus saving production cost, and finally the drone service providers and their downstream business associates who can engaged themselves in very lucrative businesses.

ACUTE KIDNEY INJURY IN ELDERLY PATIENTS

2019 ◽  
Vol 72 (8) ◽  
pp. 1466-1472
Author(s):  
Grażyna Kobus ◽  
Jolanta Małyszko ◽  
Hanna Bachórzewska-Gajewska
Keyword(s):  
Acute Kidney Injury ◽  
Renal Failure ◽  
Acute Renal Failure ◽  
Elderly Patients ◽  
Older Patients ◽  
Age Groups ◽  
Kidney Injury ◽  
The Elderly ◽  
Younger Patients ◽  
Common Cause

Introduction: In the elderly, impairment of kidney function occurs. Renal diseases overlap with anatomic and functional changes related to age-related involutionary processes. Mortality among patients with acute renal injury is approximately 50%, despite advances in treatment and diagnosis of AKI. The aim: To assess the incidence of acute kidney injury in elderly patients and to analyze the causes of acute renal failure depending on age. Materials and methods: A retrospective analysis included medical documentation of patients hospitalized in the Nephrology Clinic during the 6-month period. During this period 452 patients were hospitalized in the clinic. A group of 77 patients with acute renal failure as a reason for hospitalization was included in the study. Results: The prerenal form was the most common cause of AKI in both age groups. In both age groups, the most common cause was dehydration; in the group of patients up to 65 years of age, dehydration was 29.17%; in the group of people over 65 years - 43.39%. Renal replacement therapy in patients with AKI was used in 14.29% of patients. In the group of patients up to 65 years of age hemodialysis was 16.67% and above 65 years of age. -13.21% of patients. The average creatinine level in the group of younger patients at admission was 5.16 ± 3.71 mg / dl, in the group of older patients 3.14 ± 1.63 mg / dl. The size of glomerular filtration GFR in the group of younger patients at admission was 21.14 ± 19.54 ml / min, in the group of older patients 23.34 ± 13.33 ml / min. Conclusions: The main cause of acute kidney injury regardless of the age group was dehydration. Due to the high percentage of AKI in the elderly, this group requires more preventive action, not only in the hospital but also at home.

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