Työeläkekuntoutuksen vaikuttavuuden kehittäminen ja työkykyajattelu

Kuntoutus ◽  
2021 ◽  
Vol 44 (4) ◽  
pp. 18-30
Author(s):  
Jyri Liukko
Keyword(s):  
Vocational Rehabilitation ◽  
Work Ability ◽  
Pension System ◽  
Pension Scheme ◽  
Employment Services ◽  
Employment Effects ◽  
Work Tasks ◽  
Job Coaching ◽  
The Cost ◽  
Insurance Physicians

Artikkelissa tarkastellaan työeläkelaitosten rahoittaman ammatillisen kuntoutuksen eli työeläkekuntoutuksen toimivuutta ja kehittämistä työeläkelaitosten asiantuntijoiden haastatteluiden perusteella. Viimeaikaiset tutkimustulokset työeläkekuntoutuksen vaikuttavuudesta ovat herättäneet keskustelua erityisesti työpaikalla tapahtuvien lyhytaikaisten toimien kustannustehokkuudesta. Tätä taustaa vasten artikkelin painopiste on asiantuntijoiden esiin nostamissa kehittämisajatuksissa. Aineisto muodostuu työeläkelaitosten kuntoutusasiantuntijoiden ja vakuutuslääkärien haastatteluista. Aineisto sisältää kuusi laajaa haastattelua, joissa oli yhteensä 15 haastateltavaa. Menetelmänä käytetään temaattista sisällönanalyysia. Tutkimuksen teoreettinen viitekehys muodostuu erilaisista työkyvyn edistämisen malleista. Keskeisenä kehittämisen kohteena haastatteluissa pidettiin ensinnäkin panostamista työn muokkaamiseen työkokeilujen aikana ja erilaisiin jatkotoimenpiteisiin niiden jälkeen. Toiseksi työkokeiluja pidempiaikaisemmat kuntoutustoimenpiteet,kuten työhönvalmennus ja koulutus, nähtiin usein järkeviksi vaihtoehdoiksi kestävien työllisyysvaikutusten näkökulmasta. Kolmanneksi kuntoutuksen työllisyysvaikutuksia saattaisi haastattelujen perusteella parantaa erityisesti työeläkejärjestelmän, Kelan ja työvoimapalvelujen yhteistyön tiivistäminen. Artikkeli osoittaa, minkälaisiin työkyvyn edistämisen malleihin haastateltavien esittämät kehittämisideat kytkeytyvät. Abstract Improving the effectiveness of vocational rehabilitation under the earnings-related pension scheme and the concept of work ability. Study based on interviews with experts from earnings-related pension providersIn this interview-based article we examine the effectiveness of vocational rehabilitation financed by earnings-related pension providers and its development. Recent studies on the efficiency of vocational rehabilitation have raised discussions particularly on the cost-efficiency of short-term rehabilitation at the workplace. The focal area of this article is thus on the development ideas presented by the experts. The data is based on interviews with rehabilitation experts at earnings-related pension providers and insurance physicians. The dataset consists of six extensive interviews with a total of 15 interviewees. The data is analysed using thematic content analysis. The theoretical framework of the study consists of various models of work ability. As key areas that require improvement the interviewees pointed out adjusting work tasks during work try-outs and taking various further actions after completing work try-outs. Second, longer-lasting rehabilitation measures, such as job coaching and training, were increasingly seen as viable options to achieve sustainable employment effects. Thirdly, based on the interviews, the employment effects of vocational rehabilitation may be improved through, in particular, closer co-operation between the earnings-related pension system, Kela and employment services. The article shows which types of models of work ability the development ideas of the experts are connected to. Key words: vocational rehabilitation, work ability, effectiveness, co-operation, experts, interview study

The transition to a multi-pillar pension system: the inherent socio-economic anomaly

2021 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Ishay Wolf ◽  
Jose Maria Caridad y Ocerin
Keyword(s):  
Income Inequality ◽  
Old Age ◽  
Pension System ◽  
Economic Loss ◽  
Pension Scheme ◽  
Total Contribution ◽  
Content Type ◽  
Pension Systems ◽  
High Earning ◽  
Minimum Pension

Purpose This paper aims to analytically show that in an over-lapping-generation (OLG) model, low earning cohorts bear unwanted risk and absorb higher economic cost than high earning cohorts do. Design/methodology/approach This paper aims to consider the individual's risk appetite, using a simple utility function, based on consumptions and discount rates in each period. This paper calibrates the model according to teh Israeli pension system as a representative of a small open developed organization for economic cooperation and development country. Israel is considered as unique case study in the pension landscape, as it implements almost pure defined contribution pension scheme with continuous trend of pension market capitalization (Giorno and Jacques, 2016). Hence, this study finds Israel suitable for examining the theoretical mix of pension scheme. That model enables exploring combined solutions for adequate old age benefits, involving the first and the second pension pillars, under fiscal constraints. Findings It comes out that for risk-averse individuals, the optimal degree of funding is negatively correlated to asset returns' volatility and positively correlated to earning decile level. The neglect of risk and individual's current earning level will thus overstate the contribution level and funded percentage from total contributions. Moreover, even in an economy with minimum government intervention, and highly developed private pension fund with high average of rate of return, the authors find it is optimal that the pension system contains a sizeable unfunded pillar. This paper innovates by revealing a socio-economic anomaly in design of mix pension systems in favor of high earning cohorts on the expense of economic loss of low earning cohorts. Practical implications The model presented in this paper could be implemented in countries with mix pension systems, as an alternative to public social transfers or means tested, alleviating poverty and inequality in old age. Additionally, this model could raise the public awareness of the financial sustainability of the unfunded pay-as-you-go pillar to diversify financial risk in pension systems, especially for low earning cohort in society. Social implications One area of research that is particularly relevant in this context concerns the issue of alleviating poverty and income inequality. It is often stressed that the prevention of old age poverty is among the central targets of well-designed pension system (Holzmann and Hinz, 2005). The conceptualization of minimum pension guarantee used in this composition allows to clearly capturing the notion of such a poverty and social targets as an integral part of the pension system rolls. Originality/value This paper innovates by revealing a socio-economic anomaly in design of mix pension systems in favor of high earning cohorts on the expense of economic loss of low earning cohorts. That comes to realize through the level of total contribution rates and funded share that are generally optimal for high earning cohorts but not for low earning cohorts. This paper identifies that the effect of anomaly is most significant in a market characterized with high income-inequality level. This paper finds that imposing intra-generational risk sharing instrument in the form of minimum pension guarantee can re-balance pension design among different earning cohorts. This solution demonstrates balancing effect on the entire economy.

scholarly journals Using Artificial Intelligence to classify Jobseekers: The Accuracy-Equity Trade-off

2020 ◽  
pp. 1-19
Author(s):  
SAM DESIERE ◽  
LUDO STRUYVEN
Keyword(s):  
Artificial Intelligence ◽  
Maximum Level ◽  
Employment Services ◽  
Trade Off ◽  
The Public ◽  
Foreign Origin ◽  
Trade Offs ◽  
Graphical Tool ◽  
The Cost

Abstract Artificial intelligence (AI) is increasingly popular in the public sector to improve the cost-efficiency of service delivery. One example is AI-based profiling models in public employment services (PES), which predict a jobseeker’s probability of finding work and are used to segment jobseekers in groups. Profiling models hold the potential to improve identification of jobseekers at-risk of becoming long-term unemployed, but also induce discrimination. Using a recently developed AI-based profiling model of the Flemish PES, we assess to what extent AI-based profiling ‘discriminates’ against jobseekers of foreign origin compared to traditional rule-based profiling approaches. At a maximum level of accuracy, jobseekers of foreign origin who ultimately find a job are 2.6 times more likely to be misclassified as ‘high-risk’ jobseekers. We argue that it is critical that policymakers and caseworkers understand the inherent trade-offs of profiling models, and consider the limitations when integrating these models in daily operations. We develop a graphical tool to visualize the accuracy-equity trade-off in order to facilitate policy discussions.

scholarly journals Retirement Planning Behaviour of Working Individuals and Legal Proposition for New Pension System in Malaysia

2016 ◽  
Vol 9 (4) ◽  
pp. 43 ◽  
Author(s):  
Kamal Halili Hassan ◽  
Rohani Abdul Rahim ◽  
Fariza Ahmad ◽  
Tengku Noor Azira Tengku Zainuddin ◽  
Rooshida Rahim Merican ◽  
...  
Keyword(s):  
Private Sector ◽  
Financial Literacy ◽  
Pension System ◽  
Retirement Planning ◽  
Private Pension ◽  
Pension Scheme ◽  
Age Group ◽  
Goal Clarity ◽  
Voluntary Basis ◽  
Private Pension System

<p class="MsoNormal" style="text-align: justify;">Problems have been identified pertaining to retirement scheme of the private sector employees in Malaysia where there is no legislated pension system in force. As a result of that, pension scheme and savings are more of a voluntary basis; although the principle is good but in practice many retirees suffer financially during their retirement. The objectives of this study are to examine factors contributing to individual’s retirement planning behavior and the private pension system in the private sector in Malaysia. Retirement planning behaviour in this study was measured with series of questions on behaviour about retirement planning. A total of 500 working individuals from private sectors in the age group of 40 years and above had participated in this study. The results identified several significant variables in the prediction of retirement planning among working individuals in Malaysia, including individual who had higher levels of education, higher levels of income, financial literacy, retirement goal clarity and attitude towards retirement. There is a correlation between retirement planning behavior and saving for old aged. As a response to the result collected from the survey, a legal proposition is put forward to address issues of pension during retirement among private sector’s employees.</p>

Impact of the Economic and Financial Crisis on the Pension System in the Czech Republic

2011 ◽  
Vol 57 (3) ◽  
pp. 299-312 ◽  
Author(s):  
Jirí Král
Keyword(s):  
Czech Republic ◽  
Economic Crisis ◽  
Pension System ◽  
Short Description ◽  
Pension Scheme ◽  
Current Debate ◽  
Private Pensions ◽  
The Czech Republic ◽  
The Impact ◽  
Economic And Financial Crisis

This paper addresses the situation in the area of pensions in the Czech Republic up to spring 2011. It starts with a short description of the structure of the pension landscape that differs, for example, from neighbouring countries like Poland or Hungary. In addition to a mandatory public pension scheme there exist additional voluntary private pensions. To put the impact of the financial and economic crisis into a frame, some information is given on the developments before the crisis started, taking into account parametric changes decided upon in summer 2008. Thereafter the impact of the crisis is discussed and the current debate outlined.

Private Pension Funds in Hungary

2005 ◽  
Vol 55 (3) ◽  
pp. 287-315 ◽  
Author(s):  
Ichiro Iwasaki ◽  
Kazuko Sato
Keyword(s):  
Trade Unions ◽  
Pension System ◽  
Pension Reform ◽  
Legal Framework ◽  
Pension Funds ◽  
Negative Influence ◽  
Private Pension ◽  
Pension Scheme ◽  
Special Interest Groups ◽  
Governance Reform

The new pension system launched in Hungary in 1998 is epoch-making for having introduced a mandatory private pension scheme (MPPS). However, the political decision-making on pension reform and the scheme operations have been greatly influenced by conflicts of interests among ministries, political conflicts between parties, and the presence of special interest groups, including trade unions and financial institutions. This situation may have had a certain negative influence on the legal framework of the MPPS and on the management performance of private pension funds. In order for the MPPS to be sustainable in the future and to make insurance beneficiary profits a top priority, the corporate governance reform of pension funds and reinforcement of the monitoring system over them, and political neutralisation of the public pension system are necessary.

An Investigation of the Results of the Annual Review of Ineligibles and Non-Rehabilitants

1979 ◽  
Vol 10 (1) ◽  
pp. 32-34
Author(s):  
Paul Cooper ◽  
Reed Greenwood ◽  
Stephanie Davis
Keyword(s):  
Vocational Rehabilitation ◽  
Review Process ◽  
Research Effort ◽  
Fiscal Year ◽  
Annual Review ◽  
Cooperative Research ◽  
Ready Access ◽  
Time Required ◽  
The Cost

The annual review of ineligibles and non-rehabilitants is a mandatory study for all public vocational rehabilitation agencies to insure that all individuals are given ready access to the benefits of the program. In a cooperative research effort, three vocational rehabilitation agencies provided the data necessary for a study of the cost and effectiveness of the annual review process. As part of this study, the participating agencies provided data for each of their clients reviewed in Fiscal Year 1977. This data consisted of information· regarding the type of review, the outcome of the review process, and the amount of counselor time required to complete the review. The results of the study indicated that the annual review was not only ineffective but extremely costly in terms of counselor time as a technique for insuring benefits to eligible individuals.

Debate on Rationality and Legitimacy of “House-for-Pension” Pension Model Use in People’s Republic of China

10.12737/6732 ◽  
2014 ◽  
Vol 2 (6) ◽  
pp. 36-39 ◽  
Author(s):  
C Вэйдун ◽  
Cyuy Veydun ◽  
Хунтин ◽  
Yan Hongting
Keyword(s):  
Pension System ◽  
People’S Republic Of China ◽  
Pension Scheme ◽  
Chinese Society ◽  
People's Republic Of China ◽  
Similar Model ◽  
Reverse Mortgage ◽  
Republic Of China ◽  
Budget Support ◽  
The Future

“House-for-pension” scheme also known as reverse mortgage is used in many countries nowadays. An interest to this model is increasing in Chinese society too. But is “house-for-pension” scheme really suitable for China? In the present paper possible options related to &#34;house for pension&#34; scheme adaptation to the Chinese conditions have been analyzed, and a conclusion that the similar model doesn&#180;t suit China has been drawn. Chinese pension system still needs for state budget support as a main source of financing, and for using of traditional pension provision. “House-for-pension” scheme will be able become a supplement source of financing only in the future.

Spain’s Rajoy may face a leadership challenge by 2020

2018 ◽  
Keyword(s):  
Prime Minister ◽  
Pension System ◽  
Content Type ◽  
One Year ◽  
The Cost ◽  
Popular Party ◽  
Nationalist Parties ◽  
Independence Movements ◽  
Opinion Polls ◽  
The Eu

Subject Prospects for the Spanish government. Significance One year before municipal, regional and European polls and two years before the next general election, parties are already in electoral mode. The liberal Citizens party has consolidated a significant lead in opinion polls while electoral preparations by Prime Minister Mariano Rajoy’s Popular Party (PP) have been set back by a scandal in its Madrid stronghold and its handling of the Catalan crisis. Impacts Approval of the budget would come at the cost of delaying further reform of the pension system. Citizens’ hostility towards nationalist parties could lead to a deeper divide between unionist forces and independence movements. Endorsement of Citizens by France's La Republique En Marche could strengthen its electoral credibility. Electoral successes for Citizens would boost the influence of liberal forces and French President Emmanuel Macron in the EU.

National Cost Efficiency of Supported Employees With Intellectual Disabilities: 2002 to 2007

2010 ◽  
Vol 115 (1) ◽  
pp. 19-29 ◽  
Author(s):  
Robert E. Cimera
Keyword(s):  
United States ◽  
Intellectual Disabilities ◽  
Vocational Rehabilitation ◽  
Cost Efficiency ◽  
The United States ◽  
Considerable Variability ◽  
United State ◽  
Cost Efficient ◽  
The Cost

Abstract The cost efficiency of supported employees with intellectual disabilities who were served by vocational rehabilitation agencies throughout the United State from 2002 to 2007 was explored. Findings indicate that, on average, supported employees with intellectual disabilities were cost-efficient from the taxpayers' perspective regardless of whether they had secondary disabilities. In addition, no changes in cost efficiency were found during the period investigated. The data, however, did demonstrate considerable variability in cost efficiency throughout the United States and its territories.

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