scholarly journals PENGARUH KREDIT TERHADAP PENDAPATAN PADA PT. BANK BENGKULU

Author(s):  
Rinto Noviantoro ◽  
Iwin Juita

This study aims to analyze the effect of consumption credit, working capital credit, and investment credit on revenue at PT. Bank Bengkulu. The data used are secondary data derived from the annual financial statements of PT. Bank Bengkulu from 2010 to 2017. Data testing methods used is multiple linear regression analysis, correlation analysis, determination coefficient (R2), by testing the statistical hypothesis t (t test) and F statistical test (F test). The results of the study using multiple linear regression test obtained the regression equation Y = 470287,976 - 0.035 X1 - 20,430 X2 + 46,218 X3. That is, if the consumption credit, working capital credit, and investment credit is worth 0, then the revenue is Rp. 470,287. If there is a decrease in consumption credit of Rp. 1, then the value of revenue decreases by Rp. -0,035, - if the working capital loan decreases by Rp. 1, then the revenue will decrease by Rp. 0 20,430, - and if the investment credit increases by Rp. 1, - then the revenue will increase by Rp. 46,218. The test results of the coefficient of determination (R2) indicate that the credit given has an effect of 20.5% on revenue. While 79.5% is influenced by other factors not examined. The results of partial hypothesis testing (t test) state that consumption credit has a negative and not significant effect on revenue with a significant value of 0.820 and t count of -0.244<2.446 t table. The testing results of working capital loans show a negative results and not significant effect on revenue with a significance value of 0.379 and t count of -0.988<2.446 t table. The results of the investment credit test show that the results have a positive and not significant effect on revenue with a significance value of 0.371 and a value of t count -1.008<2.446 t table. While the simultaneous test results show that consumption credit, working capital credit, and investment credit have no significant effect on revenue with a significance level of 0.796 and a calculated F count of 0.344 < F table of 5.786.

2016 ◽  
Vol 3 (1) ◽  
Author(s):  
Titi Yuli Astuti ◽  
Sunarto Sunarto

The purpose of this study was to determine (1) the level of local financial independence in the province D.I. Yogyakarta (2) the influence of the local revenue of the level of local financial independence in the province D.I. Yogyakarta, and (3) the effect of general allocation funds to the level of financial independence in the region D.I. Yogyakarta province. This research is quantitative. The population in this study is D.I. Yogyakarta province of 2008-2013. The data used in this research is secondary data. Secondary data used was obtained APBD Realization Report of DPDPK city of Yogyakarta and BPS. The data have been collected and analyzed by the method of data analysis first conducted classical assumption test before hypothesis test. Testing the hypothesis in this study using multiple linear regression t test, F test, and test the coefficient of determination. The analysis showed local revenue positive and significant impact on the level of local financial independence with 15.661 t-test results with a significant level of 0.000, t-test bigger than ttable (15.661> 2.0639, general allocation funds do not affect the level of independence the financial area, with the t-count is smaller than t-table (-0.216


2019 ◽  
Vol 5 (3) ◽  
pp. 1
Author(s):  
Sudartono Phannoto

Universitas Harapan Medan is a leading university in Medan with four faculties divided into fourteen study programs consisting of three vocational programs, ten undergraduate programs, and a postgraduate program.This study aimed to empirically examine the influence of perceptions of accreditation, cost of education, and promotion on the decision of prospective students. It used a quantitative approach. The population and samples were 227 and 145 people respectively. The types of data used were primary and secondary data. The data collection techniques used were questionnaires, interviews, literature review, and document review. Tests carried out in this study were validity and reliability tests, classical assumption tests including normality test, multicollinearity test, and heteroscedasticity test, hypothesis tests including F test and t test, multiple linear regression analysis, and coefficient of determination (R2). The result of multiple linear regression was Y = 3.882 + 0.294 X1 + 0.027 X2 + 0.584 X3.In this study, the result also indicated that 62.8% of the Decision of Prospective Students at Universitas Harapan Medan were influenced by Accreditation (X1), Cost of Education (X2), and Promotion (X3), while the remaining 37.2% were influenced by other factors not being examined.


2019 ◽  
Author(s):  
Serly Kurnia Illahi ◽  
Marlina

ABSTRAKThis study aims to determine the understanding of tax regulations and motivation of taxpayers with tax compliance. The object of this research is the Padang Satu Primary Tax Office. The number of questionnaires in this study amounted to 92 questionnaires. The data from this study come from primary data obtained from the Padang Satu Primary Tax Office. Data analysis using multiple linear regression analysis. Based on the results of the study, not all positive variables are seen from the results of the t-test and the significance level is smaller than 0.05. for further research, it is expected to add research variables and the amount of data so that research is more accurate.Keyword:Understanding of Tax Regulations, Motivation of Taxpayers, Compliance of Taxpayers


2020 ◽  
Vol 7 (2) ◽  
pp. 127-141
Author(s):  
Ade Rias Okiana ◽  
Rawidjo Rawidjo

The purpose of this study is to determine whether there is an influence of current ratio, profit margin, return on assets to company profits at PT. Dharma Satya Nusantara. The type of data in this study is secondary data which is quantitative data in the form of nominal figures from the company studied in the form of financial statements of PT. Dharma Satya Nusantara in 2013-2016. Testing the hypothesis in this study using multiple linear regression. T test results indicate that Current Ratio and Profit Margin have no significant effect on earnings, while Return On Assets significantly influence earnings. The results of the analysis of the F test and the Determinant Coefficient (R²) test show that the current ratio, profit margin, return on assets significantly influence company profits.


2017 ◽  
Vol 4 (1) ◽  
pp. 101
Author(s):  
Werweti Werweti ◽  
Tjuk Sukardiman ◽  
Adenan Suhalis

The purpose of this study was to determine the relationship of operational management and service to customer satisfaction in the port of the archipelago Kendari. To collect the data, this study used a questionnaire method / inquiry tangible items of questions. This questionnaire distributed to companies who become customers Kendari port of the archipelago. The population in this study is the customer service users Nusantara Port Kendari. Testing the quality of the data using validity and reliability test and classical assumption. While the analysis model used in this study using multiple linear regression analysis, T test, F test, test the coefficient of determination. The results showed that: 1. In the individual variable operational management and service a significant effect on customer satisfaction in the port of the archipelago Kendari. T test results gained tcount accepted at significance level of 5%; 2. Taken together operational management and service variables significantly influence customer satisfaction in the port of the archipelago Kendari. F assay results received grades of F = 97.224 accepted at significance level of 5%; 3. The operational management of the dominant influence on customer satisfaction, compared to the variable service. T-test results for the variable gain tcount operational management (11.055) higher than the variable tcount services (9.913) at the 5% significance level.


2012 ◽  
Vol 2 (1) ◽  
pp. 9
Author(s):  
Slamet Prayogi Hatna Wijaya ◽  
Tina Sulistiyani

This study aims to determine how the influence of Earning per Share, Beta, Company Size, and dividends on stock prices LQ45 groups in Indonesia Stock Exchange, either simultaneously or partially. Factors to be the independent variable is the Earning per Share (EPS), beta (BETA), company size (SIZE), and dividends (DIV) and the dependent variable in this study is the stock price (Y). This study took data belonging to the group companies LQ45 of the year 2008-2010. Analysis tool used is Multiple Linear Regression Analysis performed using Classical Test Assumptions in advance. From the test results of Multiple Linear Regression Analysis using the  5%, it can be concluded that there is simultaneous influence of the EPS, BETA, SIZE, and DIV on stock prices. As for the partial regression analysis all influence on stock prices. Coefficient of determination of test results, obtained by the Adjusted R Square of 0,605.


2018 ◽  
Vol 3 (1) ◽  
pp. 110-125
Author(s):  
Novi Theresia Kiak ◽  
Septina Nuro

The implementation of regional autonomy is not only focused on central grants in the form of balancing funds. The regions can be self-sufficient to take care of their own households including local financial independence by utilizing and utilizing, and managing the potentials in the regions in order to improve public services to the community and regional development. The purpose of this research is to know whether there is influence of Local Original Income (PAD), General Allocation Fund (DAU) and Special Allocation Fund (DAK) to the level of Financial Independence of Banyuwangi Regency either partially or simultaneously. The population in this research is Banyuwangi Regency using secondary data in the form of Budget Realization Report (BRR) of Banyuwangi Regency in 2012 - 2016. Hypothesis testing in this research use multiple linear regression with t test, F test and coefficient of determination. The data that have been collected is analyzed first by testing the classical assumption then hypothesis tested by SPSS 20.0.


Author(s):  
R. Sunita ◽  
Dr. M. Mohamed Siddik

The present study is mainly based on the secondary data and the data is collected from the annual report of selected company and websites of moneycontrol.com, BSE.com etc for the period ended on 31st March 2007 to 31st March 2019. IGR and SGR under Du Pont analysis were used as modern financial variable instead of other financial variables like operating profit ratio, ROCE etc. (Suwaidan 2004), Adam Lindgreen e al (2008), Jain Neeta et al, Zhi Tang et al (2010) Md Abdur Rouf (2011) and Yaghoub Alavi Matin et al.2011). All the parameters have been analyzed with one sample t test, Karl Pearson’s correlation for its validity. The coefficient of determination has also been tested through linear regression analysis and result of one sample t test proved that IGR, SGR and ROI were significantly different with each other at 1% levels. Annual Sales, PAT, EPS, DPS and Enterprise Value has no significant cause and effect on IGR,SGR and ROI of Ashok Leyland Limited for the study period.


2018 ◽  
Author(s):  
Yuni Candra ◽  
Hesti Mayasari

The purpose of this study was to determine the effect of perceived value and perceived quality partially to the behavioral intention of tourists in Taplau Padang. The population in this study are domestic tourists visiting Taplau Padang. The number of samples in this study were 30 respondents which using the technique of non probability sampling. This study is proving the perceived value and perceived quality can influence the behavioral intention of tourists. This study is using descriptive quantitative analysis method which statistical hypothesis testing. Stages of testing the authors do include multiple linear regression test, t-statistical test and coefficient of determination (R2). Results of multiple linear regression analysis in obtaining value Y = 5.255 + 0.751 X1 + 0.233 X2 + e. Perceived value has a significant influence on the behavioral intention of tourists and perceived quality has no significant effect on the behavioral intention of tourists in Taplau Padang because the significant value is greater than 0.05. while simultaneously perceived value and perceived quality influence the behavioral intention of tourists in taplau Padang. And perceived value and perceived quality contribute to the influence of behavioral intention of 61.5% and the remaining 38.5% influenced by other factors.


2021 ◽  
Vol 9 (1) ◽  
pp. 1-14
Author(s):  
Ade Tiara Yulinda ◽  
Erwin Febriansyah ◽  
Fenti Sukma Riani

This study aims to determine the effect of store's atmosphere and product quality on purchasing decisions Nick Coffee Consumers in Bengkulu City. This research is a quantitative study with a sample of 100 respondents, using accidental sampling technique . Data collection techniques using observation and questionnaires. Data analysis techniques using classical assumption test, multiple linear regression, coefficient of determination (R2) and hypothesis testing. The results of this study can be seen from the multiple linear regression test with calculations are performed using SPSS, the comparison between  the  (n-k-1) = 100-2-1 = 97 (1.9826).) . From the results of hypothesis testing that Store's Atmosphere (X1) has a positive effect on purchasing decisions on Nick Coffee consumers in Bengkulu City , with T test results showing a significance value of 0,000 <0.050 and Product Quality (X2) has a positive effect on purchasing decisions on Nick Coffee City consumers Bengkulu , with the T test results showing a significance value of 0,000 <0.050 . Testing the hypothesis of the T test and F test shows that the Store's Atmosphere and Product Quality have a significant effect on purchasing decisions with a significance level <0.05. This means that Ho was refused Ha was accepted. In other words Store's Atmosphere and Product Quality have a significant effect both partially and jointly on purchasing decisions at Nick Coffee Bengkulu City . This is evidenced by the f test showing a significance value of 0.000 <0.05.


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