scholarly journals Assessment of debt counselling services: A case of Gauteng, South Afrca

2017 ◽  
Vol 9 (1) ◽  
pp. 194-208 ◽  
Author(s):  
Kgomotso H. Masilo ◽  
Johan Marx
Keyword(s):  
Financial Management ◽  
Management Education ◽  
Early Stage ◽  
Well Being ◽  
Descriptive Statistics ◽  
Management Skills ◽  
Counselling Services ◽  
High Level

The high level of over-indebtedness in Gauteng is cause for concern. The number of consumers applying for debt counselling as well as the registered debt counsellors is increasing. The study on which this article reports aimed at exploring and describing the role of debt counselling in terms of personal financial well-being of consumers in Gauteng. Fifteen debt counsellors were interviewed and 300 consumers were surveyed. Data was analysed using descriptive statistics. There was no evidence that consumers who received debt counselling improved in their financial standing. It was observed that both debt counsellors and consumers lacked financial management skills. It was concluded that, while debt counselling is important, it does not necessarily improve the financial well-being of consumers. It is recommended that financial management skills should serve as a pre-requisite for debt counselling registration and consumers be introduced to personal financial management education at an early stage of their lives.

scholarly journals Debt counselling services in Gauteng (South Africa): Consumers’ perspective

2014 ◽  
Vol 3 (3) ◽  
pp. 120-127
Author(s):  
Kgomotso Hilda Masilo
Keyword(s):  
South Africa ◽  
Financial Management ◽  
Response Rate ◽  
Management Education ◽  
Descriptive Statistics ◽  
Early Age ◽  
Monthly Basis ◽  
Financial Wellness ◽  
Counselling Services

Debt counsellors are receiving a high number of applications from over-indebted consumers on a monthly basis. This paper investigates the effectiveness of debt counselling on consumer financial wellness. Three hundred consumers were surveyed and a response rate of 61% was achieved. Data was analysed using descriptive statistics. There was no evidence that consumers who received debt counselling improved in their financial standing. The article concluded that though debt counselling is important, it does not necessarily improve the financial prosperity of over-indebted consumers. The paper recommends that financial management education be part of the intervention methods that debt counsellors use when they counsel their clients. Consumers should be introduced to personal financial management education at an early age of their life.

Escalation

2021 ◽  
pp. 19-40
Author(s):  
Niall Ó Dochartaigh
Keyword(s):  
Civil Rights ◽  
Early Stage ◽  
Local Networks ◽  
High Level ◽  
British State

This chapter analyses how the civil rights campaign of the late 1960s gave way to escalating violence in the early 1970s as pragmatic local arrangements aimed at keeping the peace came under increasing pressure. It shows the extent of the shared interests and cooperation between the British state and Irish republicans and nationalists at this early stage and explains the bargaining failure that led to the breakdown of relationships and the closure of these early back-channels. Focusing on the role of mediators, it analyses the local networks of back-channel communication that would help to lay the foundations for subsequent high-level secret contacts.

Rewriting the HR Playbook for the Future

2020 ◽  
Vol 13 (4) ◽  
pp. 442-453
Author(s):  
Sadhna Dash
Keyword(s):  
Human Resources ◽  
Well Being ◽  
The Other ◽  
Pivotal Role ◽  
High Tech ◽  
Counselling Services ◽  
Work World ◽  
The One ◽  
Hr Function

As organisations deal with the evolving nature of the new normal, the role of the human resources (HR) is getting redefined to meet the ongoing needs of its workforce. Designing employee–HR experiences in an uncertain and ambiguous work world emerges as one of the top challenges for HR leaders. On the one hand, employee well-being initiatives like employee mentoring, virtual mindfulness workshops, health tips and free consulting and counselling services are becoming the norm. On the other hand, the HR function is itself being re-crafted for the emergent workplace. Technology plays a pivotal role, fuelling the need for scaling HR activities to provide next-gen employee experiences. As the war for high-tech talent increases, organisations are re-crafting an all new HR playbook to differentiate themselves as preferred employers. Within the transforming work and workplace context, the worker continues to be in the eye of the storm and demands both attention and action.

The Role of Helplessness in the Appraisal of Illness Uncertainty in Women With Fibromyalgia

2020 ◽  
Vol 33 (4) ◽  
pp. 346-352
Author(s):  
Melody D. Reibel ◽  
Marianne H. Hutti
Keyword(s):  
Survey Design ◽  
Well Being ◽  
Subjective Well Being ◽  
Regression Analyses ◽  
Cross Sectional Survey ◽  
Cross Sectional ◽  
Illness Uncertainty ◽  
High Level ◽  
The Impact

Fibromyalgia is a chronic pain disorder characterized by uncertainty in etiology, symptomatology, diagnosis, treatment, and outcome. The high level of illness uncertainty that results from fibromyalgia is a risk factor for maladjustment to illness. A cross-sectional survey design was used to examine the relationships among illness uncertainty, helplessness, and subjective well-being in 138 women with fibromyalgia. Multiple regression analyses were conducted to examine a predictive model for mediation. We found illness uncertainty is negatively associated with subjective well-being and that helplessness strongly influences the impact of illness uncertainty on subjective well-being in women with fibromyalgia.

scholarly journals There Is No Performance, There Is Just This Moment: The Role of Mindfulness Instruction in Promoting Health and Well-Being Among Students at a Highly-Ranked University in the United States

2017 ◽  
Vol 22 (4) ◽  
pp. 909-918 ◽  
Author(s):  
Deanna Kerrigan ◽  
Victoria Chau ◽  
Melissa King ◽  
Emily Holman ◽  
Alain Joffe ◽  
...  
Keyword(s):  
United States ◽  
Stress Reduction ◽  
Well Being ◽  
The United States ◽  
University Culture ◽  
High Level ◽  
And Coping ◽  
Depth Interviews ◽  
Health And Well Being

Mindfulness-based stress reduction (MBSR) has been shown to improve health outcomes across populations. We explored the feasibility, acceptability, and initial effects of a pilot MBSR program at a highly-ranked university in the United States. We conducted 23 in-depth interviews with 13 students. Interviews explored stressors and coping mechanisms, experiences with MBSR, and its reported impact and potential future use. Interviews were analyzed using thematic content and narrative analyses. Results indicated that students are exposed to a very high level of constant stress related to the sheer amount of work and activities that they have and the pervasive surrounding university culture of perfectionism. MBSR offered an opportunity to step back and gain perspective on issues of balance and priorities and provided concrete techniques to counter the effects of stressors. We conclude that MBSR and mindfulness programs may contribute to more supportive university learning environments and greater health and well-being among students.

scholarly journals Prognostic Role of Tissue and Circulating MicroRNA-200c in Malignant Tumors: a Systematic Review and Meta-Analysis

2015 ◽  
Vol 35 (3) ◽  
pp. 1188-1200 ◽  
Author(s):  
Yingjie Shao ◽  
Yiting Geng ◽  
Wendong Gu ◽  
Jin Huang ◽  
Honglei Pei ◽  
...  
Keyword(s):  
Systematic Review ◽  
Malignant Tumors ◽  
Early Stage ◽  
Meta Analysis ◽  
Cochrane Library ◽  
Circulating Microrna ◽  
Prognostic Role ◽  
Altered Expression ◽  
High Level

Background: Recently, many studies have shown that microRNAs (miRNA) exhibit altered expression in various cancers and may serve as prognostic biomarkers. We performed a systematic review and meta-analysis to evaluate the prognostic role of miR-200c expression in different cancers. Methods: Studies were recruited by searching PubMed, Embase and the Cochrane Library (last search update was May 2014) and assessed by further quality evaluation. Results: A total of 25 studies dealing with various carcinomas were identified for systematic review. Among them, 18 studies were ultimately included in the meta-analysis. Our results indicated that the expression of tissue miR-200c was not associated with OS and PFS in various carcinomas; however, downregulation of tissue miR-200c did predict poor OS of patients with stage I disease (HR=0.41, 95% CI 0.25-0.68, P=0.001). Furthermore, overexpression of blood miR-200c was significantly related to poor OS and PFS (HR=3.07 95% CI 1.58-5.96 P=0.001, HR=2.26 95% CI 1.66-3.08 P<0.001, respectively), especially in patients with advanced disease. Conclusion: This systematic review and meta-analysis clarified that low expression of miR-200c in primary tissue was significantly associated with poor survival in cancer patients at early stage, whereas a high level of blood miR-200c predicted poor prognosis in patients with advanced tumors.

The Role of Cognitive Skills in Economic Development

2008 ◽  
Vol 46 (3) ◽  
pp. 607-668 ◽  
Author(s):  
Eric A Hanushek ◽  
Ludger Woessmann
Keyword(s):  
Cognitive Skills ◽  
Structural Changes ◽  
School Quality ◽  
International Comparisons ◽  
Well Being ◽  
Developed Countries ◽  
School Enrollment ◽  
School Attainment ◽  
High Level

The role of improved schooling, a central part of most development strategies, has become controversial because expansion of school attainment has not guaranteed improved economic conditions. This paper reviews the role of cognitive skills in promoting economic well-being, with a particular focus on the role of school quality and quantity. It concludes that there is strong evidence that the cognitive skills of the population—rather than mere school attainment—are powerfully related to individual earnings, to the distribution of income, and to economic growth. New empirical results show the importance of both minimal and high level skills, the complementarity of skills and the quality of economic institutions, and the robustness of the relationship between skills and growth. International comparisons incorporating expanded data on cognitive skills reveal much larger skill deficits in developing countries than generally derived from just school enrollment and attainment. The magnitude of change needed makes clear that closing the economic gap with developed countries will require major structural changes in schooling institutions.

scholarly journals Core values driving sustained elite performance cultures

2020 ◽  
Author(s):  
◽  
Eric Biener
Keyword(s):  
Organizational Culture ◽  
Phenomenological Study ◽  
Well Being ◽  
Core Values ◽  
Head Coaches ◽  
Analysis Model ◽  
Athletic Departments ◽  
Group Members ◽  
High Level

Organizational culture within sport has an important influence on the performance and well-being of the group and individuals. Often, cultural descriptions are based on teams' results (e.g., winning teams have strong cultures and losing teams have poor cultures). However, these after-the-fact cultural labels ignore the myriad underlying factors that contribute to the group's culture. The preponderance of organizational culture research in sport has tended to either focus on culture at the macro level (e.g., cultures of national governing bodies or athletic departments) or focus on culture change (essentially the mechanisms and processes through which poorly performing cultures changed their fortunes). However, there has been limited research looking at the cultures of programs who have sustained high-level performance for long periods of time. Moreover, there is even less research looking into the core values of such programs, one of the three levels of Schein's (Schein, 1990; Schein and Schein, 2017) culture analysis model. Therefore, this phenomenological study aimed to understand the perceptions and experiences of head coaches in leading and developing their sustained elite-performing cultures; specifically, this study targeted the role of core values within these cultures' development, an area lacking sufficient research (Wagstaff and Burton-Wylie, 2018). Analysis of experienced championship coaches' responses (n=5) revealed that core values focused on growth and development within sport and beyond, as well as the ways in which group members treat each other. Coaches also revealed that bringing these values off the page required consistent, daily, intentional effort, with values serving as touchstones when actions deviated from them.

Optimism and dispositional hope to promote college students’ subjective well-being in the context of the COVID-19 pandemic

2021 ◽  
Vol 5 (2) ◽  
pp. 87-96
Author(s):  
Emel Genç ◽  
Gökmen Arslan
Keyword(s):  
College Students ◽  
Young Adults ◽  
Satisfaction With Life ◽  
Well Being ◽  
Subjective Well Being ◽  
Life Changes ◽  
Mediating Role ◽  
High Level ◽  
The Relationship

Coronavirus stress with the restrictions and unexpected life changes has affected individuals and their satisfaction with life. This study aimed to examine the mediating role of optimism and hope on the relationship between coronavirus stress and subjective wellbeing among young adults in Turkey. A sample of 331 (M= 20.86 and 64% females) college students participated in this study. The results demonstrated that coronavirus stress was negatively associated with the college students’ sense of hope and optimism. Moreover, coronavirus stress had an indirect effect on subjective well-being through optimism and hope. Optimism and hope mitigated the adverse impacts of stress on well-being during the pandemic. These results indicated that young adults with a high level of stress due to coronavirus have lower optimism and hope, which in turn have less subjective well-being. The study findings hence highlight that being hopeful and optimistic are the potential resources to explain how coronavirus stress is related to subjective well-being.

Smoking Habits of Adolescents and the Role of Dentists

2006 ◽  
Vol 7 (2) ◽  
pp. 120-129 ◽  
Author(s):  
Rajeev Kr. Garg
Keyword(s):  
Early Stage ◽  
Adult Population ◽  
Premature Mortality ◽  
Well Being ◽  
Smoking Habits ◽  
The Public ◽  
Adverse Health Effects ◽  
Harmful Effects ◽  
Continue Smoking

Abstract Tobacco smoking has a devastating effect on the health and well-being of the public and remains the nation's leading avoidable cause of premature mortality and disability. On an average, each smoker who dies would have lived another 15 years if he/she was a non-smoker. Though adult smoking has decreased markedly, there is an alarming rise in the use of tobacco among adolescents. One unique aspect of dentistry is some of the adverse health effects of tobacco uses are clinically apparent in the oral cavity at a relatively early stage of use. More than one-half of the adult population and nearly threequarters of the student population see a dentist each year, and yet 80% of dentists do not routinely ask about tobacco use and advise tobacco users to quit. Nicotine is a highly addictive substance, and the urge to continue smoking is powerful. As doctors our motto in advising patients should be, “If you smoke, quit. If you don't, then don't try it.” The second part of the message is especially important for adolescents, since most adult smokers started their habit as adolescents. The authors have highlighted the harmful effects of smoking and the role dentists have to impart as responsible citizens in educating their patients, especially in the younger generation to help them lead a healthier and more meaningful tomorrow. Citation Garg RK, Tandon S. Smoking Habits of Adolescents and the Role of Dentists. J Contemp Dent Pract 2006 May;(7)2:120-129.

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