PENGARUH RISIKO KREDIT, RISIKO PASAR DAN RISIKO LIKUIDITAS TERHADAP KINERJA KEUANGAN PERBANKAN (Studi pada Bank Umum Konvensional yang terdaftar di Bursa Efek Indonesia periode 2014-2018)

2020 ◽  
Vol 4 (1) ◽  
pp. 1-9
Author(s):  
Natalia Desiko
Keyword(s):  
Credit Risk ◽  
Financial Performance ◽  
Research Method ◽  
Liquidity Risk ◽  
Secondary Data ◽  
Total Sample ◽  
Market Risk ◽  
Sampling Techniques ◽  
Significant Positive Effect ◽  
Positive Effect

This study aims to determine the effect of credit risk on the financial performance of banks, the effect of market risk on bank financial performance, the effect of liquidity risk on bank financial performanc. The research method used in this is a quantitative method. The population observed in this study was all conventional cemmercial banks listed on the idx for the period 2015 to 2018. The population in this study was 42 banking companies sampling techniques with a total sample of 56. The type of data used is secondary data. The results showed that Credit Risk (NPL) no significant positive effect on finanial performance (ROA), Market Risk (NIM) has a significant positive effect on bank financial performance (ROA). Liquidity Risk (LDR) has a significant positive effect on bank financial performance (ROA). Credit risk (NPL), market risk (NIM) and liquidity risk (LDR) have different effects. Because seen by the t test, where there are variables that cannot be seen.  

scholarly journals Analisis Risk Profile dan Pengaruhnya Terhadap Tingkat Pengembalian Aset pada Perusahaan Perbankan BUMN yang Terdaftar Di Bursa Efek Indonesia Periode 2015 – 2019

2021 ◽  
Vol 6 (1) ◽  
pp. 281
Author(s):  
Muhammad Ridho Almuhdhor
Keyword(s):  
Credit Risk ◽  
Linear Regression Analysis ◽  
Liquidity Risk ◽  
Operational Risk ◽  
Market Risk ◽  
Risk Profile ◽  
Statistical Testing ◽  
Significant Positive Effect ◽  
Negative Effect ◽  
Positive Effect

This study aims to analyze how the risk profile level of state-owned banking companies in the period 2015-2019 and test how it affects the rate of return of assets simultaneously and partially. This study uses census techniques that make all state-owned banking companies in the period 2015-2019 as a sample of research. By using multiple linear regression analysis tools and overall statistical testing (F test) and partial (t test), it can be concluded that based on the risk profile level of state-owned banking companies in the period 2015-2019, where Credit Risk shows state-owned banks on healthy criteria, Market Risk and Operational Risk shows state-owned banks on very healthy criteria while Liquidity Risk shows state-owned banks on fairly healthy criteria. Then based on simultaneous research Credit Risk, Market Risk, Liquidity Risk and Operational Risk have a significant positive effect on the return of assets, while partially Credit Risk has a negative effect insignificant, Market Risk and Liquidity Risk have a significant positive effect while Operational Risk has a significant negative effect on the return rate of assets.

scholarly journals Risiko Kredit, Risiko Pasar, Dan Kinerja Keuangan Perbankan Pada Masa Pandemi Covid-19

2021 ◽  
Vol 6 (2) ◽  
pp. 150-157
Author(s):  
Rini Dwi Astuti ◽  
Dewa Putra Krishna Mahardika
Keyword(s):  
Credit Risk ◽  
Financial Performance ◽  
Sampling Method ◽  
Banking Sector ◽  
Stock Exchange ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Market Risk ◽  
Industrial Sectors ◽  
Positive Effect

The Covid-19 pandemic began to spread in Indonesia in March 2020. This caused a number of industrial sectors in Indonesia to experience a decrease in financial performance. One of the sectors that experienced a decline in financial performance was the banking sector. This study has purpose to determine the effect of credit risk and market risk on financial performance in commercial banks registered on the Indonesia Stock Exchange in the first until fourth quarters of 2020. The samples in this study is 35 banks. The sample is obtained by purposive sampling method. The method of analysis in this study is multiple linear regression analysis. From the results of the study, simultaneously credit risk and market risk affect financial performance. credit risk negatively affects financial performance. while market risk has a positive effect on financial performance

scholarly journals Pengaruh risiko usaha terhadap rasio kecukupan modal inti (TIER 1) pada bank-bank kelompok buku 3 dan buku 4

2019 ◽  
Vol 7 (1) ◽  
Author(s):  
Adi Isa Ansori ◽  
Herizon Herizon
Keyword(s):  
Credit Risk ◽  
Liquidity Risk ◽  
Secondary Data ◽  
Operational Risk ◽  
Sampling Technique ◽  
Financial Statements ◽  
Market Risk ◽  
Linear Analysis ◽  
Tier 1 ◽  
Bank Group

This study tried to determine the effect of liquidity risk measured by LDR and IPR, Credit risk measured by APB and NPL, market risk measured by IRR and PDN, operational risk measured by BOPO, and FBIR both simultaneously or partially. On Core CAR (TIER 1) in Bank group of book 3 and book 4. The sample was selected using purposive sampling technique, consisting of five banks such as PT Bank Negara Indonesia, PT Bank Maybank Indonesia, PT Bank Tabungan Negara, PT Pan Indonesia Bank, and PT Bank Permata. The secondary data were taken from published financial statements starting from first quarter 2010 until second quarter 2015. They were collected by documentation method and analyzed using linear analysis. The result shows that, partially, LDR, IPR, NPL, PDN, BOPO and FBIR have significant effect on Core CAR (TIER 1). Simultaneously, LDR, IPR, APB, NPL, IRR, PDN, BOPO, and FBIR, as represented by liquidity risk, credit risk, market risk, and operational risk partially have significant effect on Core CAR (TIER 1) in Bank group of book 3 and book 4.

scholarly journals ANALISIS FAKTOR YANG BERPENGARUH TERHADAP IPM MENGGUNAKAN REGRESI LINEAR BERGANDA

2021 ◽  
Vol 2 (3) ◽  
pp. 282-291
Author(s):  
Zakiyatul Fitriyah ◽  
Syafira Irsalina ◽  
Aditya Rizq Herlandy K ◽  
Edy Widodo
Keyword(s):  
Research Method ◽  
Secondary Data ◽  
Significant Positive Effect ◽  
West Java ◽  
Capita Expenditure ◽  
Study Results ◽  
Per Capita ◽  
The Republic ◽  
Measuring Tool ◽  
Positive Effect

Development becomes a tool to achieve the goals of a nation. Meanwhile, economic growth is used as an indicator to determine the success of a country's development. HDI is a measuring tool to determine the level of development. Indonesia's HDI is included in the high category, including West Java and Banten provinces. There are allegations that the Covid-19 pandemic in 2020 affected the factors that formed the HDI. This study aims to determine the description of HDI and the influence of factors forming HDI consisting of AHH, RLS, HLS, and per capita expenditure. The secondary data used is sourced from the Central Statistics Agency (BPS) of the Republic of Indonesia. This research method is multiple regression analysis. Based on the study results, the partial test showed that the variables AHH, RLS, HLS, and per capita expenditure had a significant positive effect on the Regency/City HDI variable in the Provinces of West Java and Banten in 2020

scholarly journals Analisis Pengaruh NPF, FDR, BOPO, CAR, dan GCG terhadap Kinerja Keuangan Bank Umum Syariah di Indonesia Periode 2013-2017

2018 ◽  
Vol 6 (1) ◽  
pp. 94
Author(s):  
Rima Cahya Suwarno ◽  
Ahmad Mifdlol Muthohar
Keyword(s):  
Financial Performance ◽  
Commercial Bank ◽  
Commercial Banks ◽  
Research Method ◽  
Quantitative Research ◽  
Total Sample ◽  
Content Analysis Method ◽  
Regression Test ◽  
Negative Effect ◽  
Positive Effect

This study aims to determine the Influence of NPF, FDR, BOPO, CAR, and GCG on Financial Performance of Sharia Commercial Banks in Indonesia Period 2013-2017. This research use quantitative research method with population in this research is all sharia commercial bank in Indonesia period 2013-2017. The total sample is eight of sharia commercial banks, based on purposive sampling method. Data collection is done by library method from journals, articles or literatures that related to required data, and documentation method of annual report and GCG implementation report of sharia public bank in question as well as data from OJK website. The research method used is statistical descriptive test, descriptive test by analyzing GCG through GCG implementation report using content analysis method, classical assumption test, multiple regression test. The results showed that simultaneously NPF, FDR, BOPO, CAR, and GCG variables significantly influence the Financial Performance of Sharia Commercial Banks in Indonesia Period 2013-2017. While the partial variable of NPF has positive effect not significant to ROA, FDR variable has positive effect not significant to ROA, BOPO variable has significant negative effect to ROA, CAR variable has positive effect not significant, and GCG variable has positive effect not significant to ROA of Sharia Commercial Bank in Indonesia 2013-2017 period.

scholarly journals Analisis financial performance dan firm value perusahaan sektor industri logam di Indonesia

2020 ◽  
Vol 16 (1) ◽  
pp. 19-30
Author(s):  
Yuniep Mujati Suaidah
Keyword(s):  
Capital Structure ◽  
Financial Performance ◽  
Firm Value ◽  
Stock Exchange ◽  
Secondary Data ◽  
Industrial Sector ◽  
Significant Positive Effect ◽  
Manufacturing Companies ◽  
Insignificant Effect ◽  
Positive Effect

This study aims to determine the direct effect of capital structure, CSR and financial performance on firm value, and to determine whether financial performance can be a mediating variable between capital structure and CSR on firm value. This study uses secondary data, data collection with documentation on metal industrial sector manufacturing companies in the Indonesia Stock Exchange (IDX), as many as 14 companies were used as research samples with purposive sampling method, for 4 years so that the sample used 56 financial reports. Measurement of capital structure variables using DER, CSR with GRI-G4 guidelines, financial performance with ROA, firm value with PBV. Hypothesis testing using Path Anaysis. The results showed that capital structure had a positive and insignificant effect on financial performance, CSR had a significant positive effect on financial performance, and capital structure had a significant positive effect on firm value. CSR has a positive and insignificant effect on firm value, financial performance has a significant negative effect on firm value. The financial performance variable is not a mediating variable between capital structure and firm value, but is a mediating variable between CSR and firm value.

scholarly journals DETERMINANT FACTOR OF LISTENER LOYALTY TO POP FM JAKARTA

2020 ◽  
Vol 1 (6) ◽  
pp. 954-965
Author(s):  
Agung Sehpudin ◽  
Achmad Fachrodji
Keyword(s):  
Structural Equation ◽  
Field Research ◽  
Secondary Data ◽  
Total Sample ◽  
Primary Data ◽  
Equation Modeling ◽  
Significant Positive Effect ◽  
Transmitter Power ◽  
Radio Programs ◽  
Positive Effect

This study aims to analyze the influence of radio programs, broadcasters and transmitter power on listening to Pop FM radio Jakarta and listeners loyalty. Primary data were obtained from questionnaires and secondary data were obtained from field research such as interviews with companies. The population of this study were all listeners of Pop FM Jakarta radio in Jabodetabek in May-June with a total sample of 210 people. The analytical method used is the LISREL version 8.80 Structural Equation Modeling (SEM). The results showed that radio programs, broadcasters and transmitter power had a significant positive effect on interest in listening to radio. Meanwhile, radio programs, broadcasters and transmitter power also have a significant positive effect on radio listeners' loyalty. The R Square value is 0.75 that in this study the broadcast program variables, announcers and transmitter power contributed 75%, the rest was influenced by other variables by 25%

scholarly journals Inventory Control and Financial Performance of Listed Conglomerate Firms in Nigeria

2020 ◽  
Vol 11 (2) ◽  
pp. 41
Author(s):  
Folajimi Festus Adegbie ◽  
Appolos Nudubisi Nwaobia ◽  
Grace Oyeyemi Ogundajo ◽  
Olusoji David Olunuga
Keyword(s):  
Financial Performance ◽  
Inventory Control ◽  
Secondary Data ◽  
Significant Positive Effect ◽  
Usage Control ◽  
Research Instrument ◽  
Security Control ◽  
Cost Of Production ◽  
The Cost ◽  
Positive Effect

Inventory constitutes the substantial portion of the cost of production of firms. Conglomerate firms faced a challenge pf dwindling return due to the huge cost of production of which inventory constitute the larger portion. Studies have shown that effective inventory management which entails forecasting, acquisition, transportation, inspection, material handling, storing, warehousing, suppliers’ management and inventory security are germane in reducing the cost of production to the barest minimum and enhance the returns. This study examined the effect of inventory control (inventory procurement control, inventory security control and inventory usage control) on the financial performance of listed conglomerate firms in Nigeria. The study adopted both field and empirical survey research design. The population of the study constitutes the entire six (6) listed conglomerates as at 31st December, 2018. The target population represent 108 staff of the finance and store sections out of which seventy-two were selected using quota sampling techniques for the administration of structure questionnaire, while total enumeration technique was used for the secondary data. The research instrument was validated by checking the constructs of the questions in the questionnaire using content validity. Cronbach Alpha reliability test was carried out and the result showed that the research instrument is reliable with an overall value of 0.988 which is greater than 0.70-0.80 threshold. 68 out of 72 administered structured questionnaire were retrieved representing 94.4% retrieved and used for the analysis. Secondary data extracted from the audited annual reports and accounts for a period of twenty-two (22) years yielding 110 unbalanced firm year observations were used. Descriptive and inferential statistics were employed for testing the hypotheses. The findings revealed that: inventory control significantly affects financial performance of listed conglomerate firms in Nigeria (Adj.R2= 0.873, F(3,65)=10.19, p< 0.1); inventory procurement control has significant positive effect on financial performance (β= .628, R2= 0.565, t(67)= 3.494, p <0.1); inventory security control exerts significant positive effect on financial performance (β= .535, R2= 0.706, t(67)= 2.684, p< 0.1); and inventory usage control significantly and positively influence financial performance (β= .531, R2= 0.492, t(67)= 2.844, p <0.1). Also, inventory turnover period exerted insignificant positive effect on financial performance (β= 4.64, R2= 0.006, t(108)= 0.83, p> 0.1). The study concluded that inventory control significantly influence financial performance of listed conglomerate firms in Nigeria. The study recommended that management of the firm should improve on suppliers’ strategic relationship and provides adequate automated security for monitoring the movements of inventory in the firm.

scholarly journals INTELLECTUAL CAPITAL IMPACT PADA FINANCIAL PERFORMANCE PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA

2020 ◽  
Vol 2 (2) ◽  
Author(s):  
Yateno Yateno
Keyword(s):  
Financial Performance ◽  
Intellectual Capital ◽  
Stock Exchange ◽  
Linear Regression Analysis ◽  
Total Sample ◽  
Significant Positive Effect ◽  
Manufacturing Companies ◽  
Return On Assets ◽  
Return On Equity ◽  
Positive Effect

The purpose of this research was to examine the effect of intellectual capital on Return On Assets, and Return On Equity. The population of this research is manufacturing companies listed on the Stock Exchange the period 2016- 2018, a total sample of companies amounted to 72 samples were taken by using purposive sampling method. The method of analysis in this research is multiple linear regression analysis. The results of this study indicate that intellectual capital significant positive effect on ROA. This condition occurs because when intellectual capital is getting better, the public trust in the company, the better, so that the products or services offered by the company is accepted by the community and increasing revenue. Intellectual capital is significant positive effect on ROE. This condition occurs because the intellectual capital increases, the company has been using its capital more effectively to improve human resources, so that the performance of employees to generate increasing profits. Keyword: Intellectual Capital, Financial Performance, Return on Assets and Return On Equity

scholarly journals The Effect Of Credit Risk, Capital Adequacy, Liquidity Risk On Financial Performance And Corporate Value

2019 ◽  
Vol 1 (1) ◽  
pp. 68-76
Author(s):  
Novita Agustin ◽  
I Gede Arimbawa
Keyword(s):  
Credit Risk ◽  
Financial Performance ◽  
Liquidity Risk ◽  
Total Sample ◽  
The State ◽  
Partial Least Square ◽  
Least Square ◽  
Capital Adequacy ◽  
Corporate Value ◽  
Risk Capital

This study aims to analyze the effect of credit risk, capital adequacy, liquidity risk on financial performance and corporate value in conventional government-owned commercial banks.The research data was obtained from the financial statements of 2012-2017 Bank Rakyat Indonesia(BRI), the State Bank of Indonesia (BNI), Bank Mandiri, and the State Savings Bank (BTN) (Persero) Tbk, with a total sample of 96. The data were analyzed using PLS (Partial Least Square) through software SmartPLS 3.0. The results of this study indicate that credit risk(NPL), Capital adequacy (CAR), liquidity risk (LDR) have a significant effect on financial performance (ROE), meanwhile there has no significant effect to corporate value (PER), liquidity risk (LDR) has a significant effect on corporate (PER), financial performance (ROE) has a significant effect on corporate value (PER).

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