Rural-Migrants Risk Tolerance in Urban City Centres of Plateau State
Risk tolerance is a subject that has been explored extensively globally, where predictors such as age, education level, earnings, status, occupation and weather or climate change has been proved to influence rural-urban migration. This research is necessitated to identify areas of rural migrant’s risk tolerance in urban centres of Plateau State, with the stated objective of, examining the rural migrant’s areas of risk tolerance, ascertain rural migrant’s self-assessment capacity and competence base towards risk tolerance. In the study respondents were selected only if they were rural migrants using purposive sampling techniques of a sample size of 1325 respondents. Primary data were collected using Structured Questionnaire (SRQ), Interview and Focus Group Discussion (FGD) processes. Out of 1325, 128 of the respondents were selected based on recommendation as knowledgeable informant using snowball sampling. A linear regression analysis was used to test the significance of rural migrant’s risk tolerance. The result revealed that areas of risk tolerance identified marital status, occupation, age, pursuit of education, and Job opportunities as significant to rural migrants risk tolerance in the study. And migrants were flexible towards adapting to any situation, handle problems better and were willing to take higher risks to adapt to urban centre. It is on this note that rural migrants have high self- assessment capacity and competence base potential to risk tolerance in urban centres of Plateau State.