INFLUENCE OF COMMERCIAL BANKS’ CAPACITY BUILDING LENDING STRATEGY ON GROWTH OF MSES IN KENYA

2017 ◽  
Vol 2 (1) ◽  
pp. 20
Author(s):  
Dr. Jane Karambu Kathuku ◽  
Dr. Patrick Karanja Ngugi ◽  
Dr. Willy Mwangi Muturi
Keyword(s):  
Capacity Building ◽  
Commercial Banks ◽  
Qualitative Data ◽  
Computer Software ◽  
Unique Contribution ◽  
Frequency Distributions ◽  
Entrepreneurial Skills ◽  
Account Managers ◽  
Training Programmes ◽  
Selection Of

Purpose: The purpose of the study was to establish the influence of commercial banks’ capacity building lending strategy on the growth of SMEs in Kenya.Methodology: The researcher used purposive sampling to select respondents. The sample size was comprised of 352 respondents. The study used questionnaires to collect data from the field. Both quantitative and qualitative data gathered was coded and analyzed using Statistical Package for Social Sciences (SPSS) computer software. Descriptive statistics was used to analyze the data in frequency distributions and percentages which were presented in tables and figures. Inferential statistics were used to analyze qualitative data.Results: The study found out that commercial banks’ capacity building have a positive and significant effect on MSEs growth. (r=0.656, p=0.001).Unique Contribution to Theory, Practice and Policy: The study recommends for commercial banks to train their employees on how to handle clientele needs. Commercial banks need to embark on major training programmes and address their efforts to professionalize SME account managers. In fact, bank staffs dealing with SMEs need a sound knowledge of entrepreneurs and their businesses in order to develop an affinity with their clients and offer them solutions adapted to their needs. The actions which banks need to take include a better selection of new account managers for SMEs. They need to look for candidates with an adequate background and experience in small business or with entrepreneurial skills, who can be flexible and sensitive to SMEs issues.

INFLUENCE OF COMMERCIAL BANKS’ COLLATERALS LENDING STRATEGY ON THE GROWTH OF SMES IN KENYA

2017 ◽  
Vol 2 (1) ◽  
pp. 47
Author(s):  
Dr. Jane Karambu Kathuku ◽  
Dr. Patrick Karanja Ngugi ◽  
Dr. Willy Mwangi Muturi
Keyword(s):  
Social Sciences ◽  
Sample Size ◽  
Small Businesses ◽  
Commercial Banks ◽  
Qualitative Data ◽  
Computer Software ◽  
Descriptive Statistics ◽  
Unique Contribution ◽  
Inferential Statistics ◽  
Frequency Distributions

Purpose: The purpose of the study was to establish the influence of commercial banks’ collaterals lending strategy on the growth of SMEs in Kenya.Methodology: The researcher used purposive sampling to select respondents. The sample size was comprised of 352 respondents. The study used questionnaires to collect data from the field. Both quantitative and qualitative data gathered was coded and analyzed using Statistical Package for Social Sciences (SPSS) computer software. Descriptive statistics was used to analyze the data in frequency distributions and percentages which were presented in tables and figures. Inferential statistics were used to analyze qualitative data.Results: The study found out that commercial banks’ collateral have a negative and significant effect on SMEs growth. (r=-0.96, p=0.000).Unique Contribution to Theory, Practice and Policy: The study also recommended that commercial banks to flex terms and conditions for credits for the SMEs. The study found out that an increase in collateral and covenants leads to a decline in performance of SMEs.  Therefore, commercial banks need to make credit terms to be friendly to the creditors in this case the SMEs owners. Small businesses often have difficulty in providing sufficient and good-quality collateral to banks. The banks should typically agree to accept collateral in any term and also should be more inclined to accept the balance of a checking account, finished commodity, guarantees of another company or a bank and securities as collateral.

scholarly journals THE INFLUENCE OF COMMERCIAL BANKS’ TECHNOLOGICAL INNOVATION LENDING STRATEGY ON THE GROWTH OF SMES IN KENYA

2017 ◽  
Vol 2 (1) ◽  
pp. 35
Author(s):  
Dr. Jane Karambu Kathuku ◽  
Dr. Patrick Karanja Ngugi ◽  
Dr. Willy Mwangi Muturi
Keyword(s):  
Social Sciences ◽  
Technological Innovation ◽  
Commercial Banks ◽  
Qualitative Data ◽  
Computer Software ◽  
Descriptive Statistics ◽  
Unique Contribution ◽  
Frequency Distributions ◽  
Technology And Innovation ◽  
Innovation Strategies

Purpose: The purpose of the study was to establish the influence of commercial banks’ technological innovation lending strategy on the growth of MSEs in Kenya.Methodology: The researcher used purposive sampling to select respondents. The sample size was comprised of 352 respondents. The study used questionnaires to collect data from the field. Both quantitative and qualitative data gathered was coded and analyzed using Statistical Package for Social Sciences (SPSS) computer software. Descriptive statistics was used to analyze the data in frequency distributions and percentages which were presented in tables and figures. Inferential statistics were used to analyze qualitative data.Results: The study found out that commercial banks’ technology and innovation have a positive and significant effect on MSEs growth (r=0.505, p=0.023).Unique Contribution to Theory, Practice and Policy: The study also recommended that commercial banks need to adopt technological innovation strategies so as reach more MSEs in terms of credit and thus enhancing its  growth.

scholarly journals POLITICAL COMMUNICATION: POLITICAL RALLY MESSAGES EFFECT ON ETHNIC INTOLERANCE AND CONFLICT AMONG VOTERS IN MIGORI COUNTY, KENYA

2021 ◽  
Vol 6 (3) ◽  
pp. 42-68
Author(s):  
John Wandaga ◽  
Hellen Mberia
Keyword(s):  
Political Communication ◽  
Significant Relationship ◽  
Quantitative Data ◽  
Qualitative Data ◽  
Sampling Method ◽  
Computer Software ◽  
Unique Contribution ◽  
Group Discussions ◽  
Radio Stations ◽  
Descriptive Research

Purpose: The purpose of this study was to establish political rally messages effect on ethnic intolerance and conflict among voters in Migori County, Kenya. Materials and Methods: Descriptive research design was adopted. The study targeted a population of 388, 633 respondents made of voters from Migori County. A sample of 400 respondents was used. The sample for quantitative data was obtained using stratified random sampling method and the other section of the sample; media practitoners were non-randomly sampled. The sample for qualitative data was collected through FGDs on a purposefully selected sample. The data collection was conducted through administering of questionnaires and also Focus Group Discussions (FGDs) using a structured and pilot-tested questionnaires. Data was collected using questionnaires and FGDs. Quantitative data was analyzed using Statistical Package for Social Sciences computer software package (SPSS statistics version 22). Descriptive statistics drawn include mean, and standard deviation which were presented in tables and graphs. Inferential statistics drawn include multiple regression and correlation analysis. Results:  The findings revealed that there was a positive and significant relationship between propaganda, stereotype, hate messages and vernacular radio stations to ethnic intolerance and conflict among voters in Migori County, Kenya. Based on the findings, it was concluded that, there is a positive and significant relationship between political rally messages and vernacular radio stations used in this study, and ethnic intolerance and conflict among voters in Migori County, Kenya. Unique contribution to theory, practice and policy: The study recommends to government agencies such as NCIC and Media Council of Kenya and the IEBC to consider taking measures against these political rally messages as one way to reduce ethnic intolerance and conflict among voters in Migori County, Kenya.

scholarly journals Moving from tradition-based to competence-based psychotherapy

2021 ◽  
pp. ebmental-2020-300219
Author(s):  
Winfried Rief
Keyword(s):  
Basic Science ◽  
Theoretical Framework ◽  
Psychological Interventions ◽  
Skills Acquisition ◽  
Relationship Patterns ◽  
Cognitive Behavioural ◽  
Training Programmes ◽  
New Research ◽  
And Training ◽  
Selection Of

Current education and training in psychological interventions is mostly based on different ‘schools’ (traditions such as cognitive–behavioural or psychodynamic therapy), and strong identification with these specific traditions continuously hinders a scientifically based development of psychotherapy. This review is selective rather than systematic and comprehensive. In addition to the consideration of other influential publications, we relied on a literature search in Web of Science using the following terms (update: 24 December 2020): (psychotherapy AND meta-analy* AND competence*). After summarising current problems, a pathway for solving these problems is presented. First, we have to recategorise psychological interventions according to the mechanisms and subgoals that are addressed. The interventions can be classified according to the foci: (1) skills acquisition (eg, communication, emotion regulation, mentalisation); (2) working with relationship patterns and using the therapeutic relationship to modify them; and (3) clarification of motives and goals. Afterwards, the training of psychotherapists can switch from focusing on one theoretical framework to learning the different competences for modification according to these new categories. The selection of topics to be addressed should follow best evidence-based mechanisms and processes of mental disorders and interventions. Psychology offers knowledge about these mechanisms that can be understood as a basic science for psychological treatments in general. This requires better connection with basic science, new research efforts that focus on treatment subgoals, theory-overarching optimisation of the selection and personalisation of treatments, and new types of training for psychotherapists that are designed to optimise therapists’ competences accordingly, instead of limiting training programmes to one single theoretical framework.

Foundation for Iranian Studies, Dissertation of the Year Awards

1994 ◽  
Vol 28 (1) ◽  
pp. 37-37
Keyword(s):  
Musical Instrument ◽  
Unique Contribution ◽  
Iranian Revolution ◽  
Musical Style ◽  
University Of Illinois ◽  
Structure And Agency ◽  
Iranian Studies ◽  
Original Contribution ◽  
Selection Of

The Committee on the Selection of the Best Dissertation of the Year on a Topic of Iranian Studies of the Foundation for Iranian Studies has cited two dissertations with Honorable Mention. Azin Movahed’s, The Persian Ney: A Study of the Instrument and its Musical Style, University of Illinois at Urbana-Champaign, was cited for its unique contribution to a better understanding of an ancient and honorable Persian musical instrument and its interaction with modes and ranges of music and its possibilities and constraints for creativity and improvisations. Charles T. Kurzman’s, Structure and Agency in the Iranian Revolution of 1979, University of California at Berkeley, was cited for its highly original contribution to a better understanding of “the role of agency in revolutions in general and the various religious and nonreligious agents in the Iranian revolution in particular.” The Committee did not award a prize for 1993.

Study of Pakistan manufacturing workers shows entrepreneurial leadership is the key to developing creativity

2021 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Keyword(s):  
Psychological Empowerment ◽  
Manufacturing Sector ◽  
Psychological Safety ◽  
Time Interval ◽  
Entrepreneurial Leadership ◽  
Employee Creativity ◽  
Content Type ◽  
Entrepreneurial Skills ◽  
Final Sample ◽  
Training Programmes

Purpose The main was to investigate the effect of entrepreneurial leadership on employee creativity and the mediating influence of psychological empowerment and psychological safety. Design/methodology/approach Data were collected from the manufacturing sector in Pakistan, including textile, chemical and automobile industries. Questionnaires had three parts, one for managers and two for employees. The researchers collected data in three phases with a one-month time interval. First, employees rated statements about entrepreneurial leadership behaviours. Then, employees rated statements about psychological empowerment and psychological safety. Finally, managers rated statements related to employees’ creativity. The final sample comprised of 54 leaders and 280 employees. Findings Results showed that entrepreneurial leadership inspired employee creativity. In addition, psychological empowerment and psychological safety mediated the relationship between entrepreneurial leadership and employee creativity. Originality/value The study has practical implications. Organizations should hire managers with the entrepreneurial skills to inspire creativity. Leaders should also stress the value of the employee’s work by sharing organisational goals, as well as directing employees when tasks are complex. Meanwhile, organizations need to develop training programmes to help managers to improve their leadership skills. Entrepreneurial leaders can inspire employees by modelling behaviours, which will be psychologically empowering and ensure employees feel secure enough to be creative.

“I Am a Different Man Now”—Sex Offenders in Circles of Support and Accountability: A Prospective Study

2015 ◽  
Vol 61 (7) ◽  
pp. 751-772 ◽  
Author(s):  
Mechtild Höing ◽  
Bas Vogelvang ◽  
Stefan Bogaerts
Keyword(s):  
Sex Offenders ◽  
Repeated Measures ◽  
Qualitative Data ◽  
Sex Offender ◽  
Self Regulation ◽  
Small Sample ◽  
Self Report ◽  
Computer Assisted ◽  
Unique Contribution ◽  
Problem Solving Skills

In Circles of Support and Accountability (CoSA), a group of trained and supervised volunteers support a sex offender (core member in a circle), with the aim of supporting the core member’s transitions toward full desistance. A prospective, multi-method design was used to explore psychological and social transitions in core members. Data were collected at the start of their circle, after 6 months, and after 12 months. Qualitative data were collected in semi-structured interviews with 17 core members and a total of 29 professionals, and analyzed with Kwalitan, a computer-assisted program for qualitative data analysis. Quantitative data were assessed with self-report questionnaires for sex offenders. Mean differences between t0, t1, and t2 were tested with repeated-measures ANOVAs. Qualitative results indicated improvements in reflective skills, openness, and problem-solving skills, as well as social skills, agency, and self-regulation. Quantitative results documented improvements in emotion regulation and internal locus of control, and positive trends in self-esteem and coping skills. Due to the small sample size, our results must be interpreted with caution. Core members as well as professionals reported a unique contribution of circles to their process, but this claim needs further confirmation.

scholarly journals Kepercayaan Masyarakat terhadap Penolong Persalinan di Wilayah Halmahera Utara

2018 ◽  
Vol 13 (1) ◽  
pp. 46
Author(s):  
Sitti Nurhidayanti ◽  
Ani Margawati ◽  
Martha Irene Kartasurya
Keyword(s):  
Focus Group ◽  
Focus Group Discussion ◽  
Qualitative Data ◽  
Group Discussion ◽  
Community Leaders ◽  
Inclusion Criteria ◽  
Research Subjects ◽  
Live Births ◽  
Birth Attendants ◽  
Selection Of

ABSTRAKAKI di Indonesia terus meningkat, SDKI 2007 menunjukkan AKI sebesar 228 per 100.000, tahun 2012 menjadi 359 per 100.000 kelahiran hidup. Salah satu faktor masih tingginya AKI karena relatif masih rendahnya pertolongan oleh tenaga kesehatan yakni hanya sebesar 55,4%. Tujuan penelitian untuk mendeskripsikan kepercayaan masyarakat terhadap penolong persalinan di wilayah Halmahera Utara. Jenis penelitian ini adalah kualitatif. Data dikumpulkan dengan menggunakan metode FGD (Focus Group Discussion). Subjek penelitian sebanyak 26 informan yang terdiri dari 7 ibu yang melahirkan dengan pertolongan dukun bayi, 2 orang suami, 3 orang tua, 4 tokoh masyarakat, 6 dukun bayi dan 4 orang bidan yang dipilih dengan kriteria inklusi. Analisis data menggunakan content analisis. Hasil penelitian menunjukkan bahwa informan lebih memilih dukun bayi sebagai penolong persalinan karena informan percaya dukun bayi lebih berpengalaman dalam menolong persalinan, dukun bayi juga dinilai lebih perhatian dan sabar dalam melayani pasiennya. Pemilihan dukun bayi sebagai penolong persalinan berkaitan dengan pelayanan yang diberikan dan kepercayaan masyarakat itu sendiri.Kata Kunci: Penolong Persalinan, Kepercayaan, Dukun Bayi.ABSTRACTMMR in Indonesia continues to increase, IDHS 2007 shows MMR of 228 per 100,000 in 2012 to 359 per 100,000 live births. One factor is still high maternal mortality rate due to relatively low relief by the health provider only by 55.4%. The aim of research to describe people's confidence in birth attendants in the region of North Halmahera. This type of research is qualitative. Data were collected using FGD (Focus Group Discussion). Research subjects were 26 informants consisted of 7 mothers who gave birth with the help of TBAs, 2 husbands, 3 parents, 4 community leaders, 6 TBAs and 4 midwives chosen by the inclusion criteria. Analysis of data using content analysis. The results showed that the informant preferring TBAs as birth attendants because informants believe TBAs are more experienced in attending births, TBAs are also considered more attention and patience in serving patients. Selection of TBAs as birth attendants associated with the services provided and the trust of society itself. Keywords: Delivery Helper, Confidence, TBAs.

scholarly journals Awareness on Drudgery Reducing Farm Technologies for Gender Equity

2020 ◽  
pp. 9-19
Author(s):  
V. Vijaya Lakshmi ◽  
J. Deepika
Keyword(s):  
Capacity Building ◽  
Gender Equity ◽  
Training Programme ◽  
Farm Women ◽  
Crop Season ◽  
Before And After ◽  
Seed Placement ◽  
Training Programmes ◽  
Adoption Level ◽  
The Given

Agriculture in India is moving away from animal driven to machine driven. Apart from tractors and power weeders which are used by farmers, there are farm tools and implements that can be used by farm women to reduce their drudgery with increased productivity. The present study made an attempt in introducing the set of 14 drudgery reducing farm tools and implements i.e. sapling transplanter, sickle/kurpi, long handle weeders, three types of harvest bags, ring cutter, finger guards, milking stand cum stool, head load manager, seed cum fertilizer bag, seed placement tube and fertilizer broad caster. A capacity building training programme was conducted to the farm women for exposure about the improved set of farm tools and implements. The implements were given to village secretary for use of this equipment by a group of 50 farm women and data were collected from them regarding the awareness about the technologies before and after the capacity building training programmes. Adoption levels were assessed after completion of a crop season. It was found that partial awareness was there about the improved equipment before training and cent per cent awareness was in the random selected group after the training programs. About 62 per cent of the sample has moderately adopted the given technologies. The study indicated for educating the farmers about the importance of drudgery reducing technologies, training them in using the farm implements and providing them to have an easy accessibility to enhance the adoption level. Custom hiring centres can be the solution to house the improved technologies suitable for farm women so that they can be used on rotation basis.

scholarly journals Mitigasi Bencana Dalam Peningkatan Kewaspadaan Terhadap Ancaman Gempa Bumi Di Universitas Andalas

2020 ◽  
Vol 8 (2) ◽  
pp. 81-90
Author(s):  
Nursyabani Nursyabani ◽  
Roni Ekha Putera ◽  
Kusdarini Kusdarini
Keyword(s):  
Community Service ◽  
Disaster Management ◽  
Qualitative Data ◽  
Disaster Mitigation ◽  
Creative Economy ◽  
Academic Aspirations ◽  
Alternative Policy ◽  
Low Education ◽  
Strategic Role ◽  
Selection Of

This study aims to describe and analyze how the implementation and process of earthquake disaster mitigation at Universitas Andalas. This research was motivated by the high risk of earthquake disasters at Universitas Andalas and the still low education and understanding of students and academic aspirations of disaster mitigation. So it is necessary to optimize mitigation activities in the Universitas Andalas campus area. This is in accordance with Law Number 24 of 2007 concerning Disaster Management and the Tridarma of Higher Education which has a strategic role in disaster management, especially in relation to learning, research and community service. The method used in this research is descriptive qualitative, data collection techniques using interviews and documentation. To test the authenticity of the data obtained in the field, researchers used source triangulation techniques. The selection of informants was done by purposive sampling. As for the results of this study, in general, disaster mitigation activities in increasing awareness of the threat of an earthquake in Universitas Andalas have not run optimally. This is evidenced by the implementation of several activities that failed to achieve the target in the form of increased disaster alertness and increased understanding of students and academics on disaster mitigation, the absence of regulations containing the implementation of disaster mitigation activities at Universitas Andalas. Lack of involvement of external organizations in implementing disaster mitigation activities, as well as limited human resources and budget in implementing disaster mitigation activities. The results showed that the alternative policy was chosen based on the criteria for selecting the alternative policy: 1) Technical feasibility, it was found that the purpose of establishing KEK was as a forum for ecraf’s actors. 2) Economic and financial, KEK doesn’t receive any special funds and no goals have been achieved. 3) Political viability, this policy doesn’t contradicting with the applicable regulations. 4) Administrative Operability policy is realistic, but the support from the nine offices has not been maximal. 5) The criteria chosen are based on the success of the other regions and then it is adopted. It is the main criteria in the process of selecting and determining KEK as an alternative policy for the development of creative economy potentian in Banyumas Regency

Sign in / Sign up

Export Citation Format

Share Document