scholarly journals National Bank for Agriculture and Rural Development (NABARD)

2021 ◽  
Vol 8 (12) ◽  
pp. 75-82
Author(s):  
Mamoni Das
Keyword(s):  
Rural Development ◽  
Rural Area ◽  
Rural Areas ◽  
Urban Areas ◽  
Rural Economy ◽  
Vital Role ◽  
Life Styles ◽  
Rural Development Programme ◽  
National Bank ◽  
The Government

Indian economy is agricultural economy and real India lies in villages. Without the development of the rural economy, the objectives of economic planning cannot be achieved. Hence, banks and other financial institutions are considered to be a vital role for the development of the rural economy in India. NABARD are playing a pivotal role in the economy development of the rural India. In the Indian context rural development assumes greater significance as nearly 70% of its population lives in rural areas. Most of the people living in rural area draw their livelihood from agriculture and allied sectors. Such areas are distinct from more intensively settled urban and suburban areas. Life styles in rural area are different than those in urban areas, mainly because limited services are available. Governmental services like law enforcement, schools, fire departments may be distant, limited in scope, or unavailable. Rural development is a national necessity and has considerable importance in India. The main objective of the rural development programme is to raise the economic and social level of the rural people. National Bank for Agriculture and Rural Development (NABARD) is set up as an apex institution by the Government of India with the main objective of providing and regulating credit and other facilities for the promotion of rural development. It is a single integrated organisation which looks after the credit requirements of all types of agricultural and rural development activities. The present study is a modest attempt to the credit potential for agriculture during the year 2021-22. The study covered aspects such as functions, objectives, management and organizational structure, sources of funds, activities achieved, loan assistance to various institutions, Methodology for preparation of potential linked credit plans (PLPs) and Development Projects in Andaman and Nicobar Islands. Keywords: NABARD, Rural Development, RBI and SHGs..

scholarly journals Rural-Urban Migration in Nigeria, Implication on the Development of the Society: Anambra State as the Focus of the Study

2019 ◽  
Vol 9 (2) ◽  
pp. 209
Author(s):  
Anselem C. Nweke
Keyword(s):  
Rural Areas ◽  
Urban Areas ◽  
Local Governments ◽  
Rural Economy ◽  
Natural Increase ◽  
Mode Analysis ◽  
Urban Migration ◽  
Anambra State ◽  
Rural Urban Migration ◽  
The Government

This paper examines the implication of rural- urban migration on Nigeria Society using Anambra state as focus of the study. Cities have been growing both through natural increase and through stampede from rural areas in Nigeria. People migrate to urban areas based on the prevailing conditions they fund themselves and the reasons for the migration vary from one individual to another depending on the situation that informs the decision to migrate. In most rural areas, the effect of rural-urban migration was a rapid deterioration of the rural economy leading to poverty and food scarcity. The cause of the phenomenon has been described as the push factors in the rural areas and the pull factors in the urban areas. The objective of this paper is to identify the implication of rural-urban migration on Nigeria society. It is a survey research. Thus, 1200 questionnaire were distributed among the selected local governments in Anambra State. The analysis was run using Runs test and mode analysis. The result of the analysis found the effect of people migrating from rural areas to urban centres on the society to include: increase in prostitution in the urban centres; increase in squalor settlement in the urban centres; and people are doing all sorts of odd jobs in order to survive in urban centres. The paper therefore recommends that the government should make and implement a policy on provision of functional social amenities such as electricity, pipe borne water etc. in the rural areas. Good schools and qualified teachers should be made available in the rural areas and establishment of industries in both rural and urban areas that will to an extent accommodate unemployed youths.

scholarly journals A STUDY ON PERSONALIZED BANKING SERVICES - A STEP TOWARDS RURAL DEVELOPMENT

2020 ◽  
pp. 1-3
Author(s):  
S. S. Mallikarjuna Prasanna
Keyword(s):  
Rural Development ◽  
Rural Areas ◽  
Urban Areas ◽  
Banking Sector ◽  
Rural Residents ◽  
Banking Services ◽  
Bank Branches ◽  
Personalized Services ◽  
The Government ◽  
Rural Dwellers

Ever since the country gained independence, the Government of India has taken a plethora of measures for the development of rural areas along with the urban areas. This is perceptible from the first Five-year plan to the latest schemes announced by the Government, which distinguishably emphasize on rural development and enhancing farmers’ income & welfare. To achieve these aims, RBI gives directives to banks for development of rural areas and for opening of bank branches in these areas. Personalized services targeted for the rural residents will make them active participants in the banking sector and they will contribute towards the growth of the economy. The objective of this research paper is to understand the preference of personalized services by bank customers residing in different areas of the Mysore and Tumkur. More than half of the population in Karnataka is residing in rural areas. The results of the study reveal that the urban bank customers have more preference for personalized services as compared to their rural counterparts and there is need to motivate the rural dwellers for utilizing more personalized banking services for their own development and for the development of the economy.

scholarly journals ANALISIS PROGRAM PENINGKATAN PENANGGULANGAN KEMISKINAN DALAM PENGEMBANGAN USAHA KECIL DI NUSA TENGGARA BARAT KASUS DI KABUPATEN: BIMA, SUMBAWA, DAN LOMBOK BARAT

2016 ◽  
Vol 7 (3) ◽  
pp. 325 ◽  
Author(s):  
Wargono Adisoewignyo
Keyword(s):  
Rural Areas ◽  
Small Businesses ◽  
Urban Areas ◽  
Rural Economy ◽  
Secondary Data ◽  
Poverty Eradication ◽  
Rural And Urban Areas ◽  
Rural And Urban ◽  
Small Scales ◽  
The Government

The population of the small and medium scale businesses (SMSB) are amounted about more 500 thousand, while their role in GNP are about 50%. More 90% of the SMSB are small scales and carry out their activities in many sectors which are spead out in rural and urban areas as well. The power of the SMSB has been proved through the crises since 1998, they are still exsits, while the conglomerate had been col/aped. The development programme of small businesses in Indonesia has been intorduced for more than 3 decades, but the results are still queationable. In the beginning of 90's, such programmes were introduced in a line of the poverty eradication (PPE). The PPE programes such as PHBK, P4K, KUKESRA and IDT are in a line to the programes of developing real sectors in rural areas. Poverty is a crucial problem and consists of multidimensional aspects, not only economic but also social, cultural, structural and institutional as well.The previous programes never touch the core problem, operate separately, and rarely include the group targets (poor society) to actively participate in the programs. Another new programs such as P-IK, PHBK, KUKESRA and IDT have also been carried out, but at the present the results were still questionably. Some programes are introduced to develop small scales business, such as PHBK dan KUKESRAAims of the study are to indentify: the successes and the .fails of varoius programs for eradicating poverty, terms as 'Program for Poverty Eradication· or shortly PPE; how the fund has been allocated, managed, and coordinated; how jar the society, LSM, and poors themselves do involve; and how jar the programs could reduce poverty and sustainable develop the rural economy. The study has been carried out in three kabupatens: Bima. Sumbawa, dan West Lombok Resource persons are the GO and the NGO officers who close relate with the PPE. The respondents are members POKMAS who receive fund of the PPE. The Sarasehan procedure with resource applies to collect secondary data of the PPE's program from resource persons, while the participatory and emphatic procedures are used to invite responses and attitudes of respondents.The results indicate the models of the PPH, such as P-IK, PHBK. KUKESRA and IDT could not be generalized. Some were more rigid, while some others were accommodative. Some were effective, the others were stagnant, evermore fails. They need solid commitment of all: the government institutions from the top to the lowest. The involvement of the TOGA, the TOMA, and the NGO, and the poor themselves. The more rigid the programs were managed and directed (by the government), the higher the probability of programs are stagnant and even morefruitlessly.

scholarly journals Employment Generation and Asset Creation through MGNREGA in Andhra Pradesh

2016 ◽  
Vol 12 (4) ◽  
pp. 277-285
Author(s):  
Srinivas P
Keyword(s):  
Rural Development ◽  
Rural Areas ◽  
Rural Economy ◽  
Andhra Pradesh ◽  
Secondary Data ◽  
Livelihood Security ◽  
The Government ◽  
Asset Creation ◽  
Employment Guarantee ◽  
Official Records

NREGA, enacted in 2005, forms the basis of a massive employment guarantee scheme, implemented throughout India, with two main objectives – to enhance the livelihood security of people in rural areas, and to boost the rural economy. Ever since its implementation across the country (2008-09 to 2015-16), on an average Rs.40, 000 crore per financial year has been invested under Mahatma Gandhi NREGA. In conformity with the National Act, the Government of Andhra Pradesh is implementing this Act since January 2006 and made considerable progress in fulfilling the programme objectives. The present study attempts to capture to what extent the employment was generated and durable assets are created during the last ten years of implementation of MGNREGS in Andhra Pradesh State. The study is based on secondary data such as official records of Ministry of Rural Development and Panchayat Raj, Government of Andhra Pradesh, Ministry of Rural Development,  Government of India, Journals, magazines etc. It reveals that the performance of Andhra Pradesh in terms of providing employment and generating person days to rural households particularly Women, SC and ST is significant and it could be able to provide 100 days of employment to only 5.5 per cent of the participatory households. Further, the state Govt. has created substantial number of assets during this one decade of implementation in different categories. However, it was observed that the rate of completion of works is very poor and it is gradually decreased over the years of implementation.Key words: MGNREGA, Employment, Asset creation, Livelihood Security, Rural Economy

Digitalization of Rural India: Digital Village

2021 ◽  
Vol 9 (VI) ◽  
pp. 3952-3953
Author(s):  
Mr. Omkar Adhikrao Pawar
Keyword(s):  
Rural Area ◽  
Rural Areas ◽  
Smart City ◽  
Urban Areas ◽  
Vital Role ◽  
Internet User ◽  
Rural India ◽  
Indian Government ◽  
Internet Users ◽  
Rural Part

Digitalization of rural part of India is one of the most important factors to create opportunities in India. The number of internet users are rapidly increasing in the country this leads to making India digitally active. Indian Government playing vital role by proposing crucial projects like Smart City, Make in India and Digital India. The speed of increasing number of internet user in rural part of India is less than the urban areas. The purpose of this paper is that how to make aware people living in rural area about internet. The paper explores the Digital village scheme and Digital Village 3.0 campaign and its impact on villagers after its application in selected villages. There is need of digitalization as the rural part of India lagging behind as compared to urban areas. The paper also explores about the scope and applications of digitalization in the rural areas.

Integrated Marketing Communication in Government Programmes: A Look at Rural Development Programmes in India

Metamorphosis ◽  
2014 ◽  
Vol 13 (1) ◽  
pp. 1-15
Author(s):  
Abhishek Nirjar ◽  
Manaswini Acharya ◽  
Dhirendra Ojha
Keyword(s):  
Public Relations ◽  
Rural Development ◽  
Rural Areas ◽  
Vital Role ◽  
Customer Relationship ◽  
Communication Process ◽  
Marketing Communication ◽  
Integrated Marketing ◽  
Integrated Marketing Communication ◽  
The Government

Governments of any country, province or state propagate information about their various development programmes and activities of the government through a variety of media. The effectiveness of communication is critical as it determines the success of such government programmes. This also plays a vital role in building a strong and lasting government-citizen relationship. Integrated Marketing Communication (IMC) involves an optimum utilisation of activities such as advertising, public relations, sponsorship of events and exhibitions in a synergistic manner to build a durable customer relationship. In India, both central and state governments operate programmes for the development of urban and rural areas. This research aims at investigating the nature and extent to which IMC is utilised for (i) promoting rural development programmes in the northern state of UP; and (ii) fostering government-citizen relationship. The perception of customers (citizens) was captured through a survey and the government view was captured through interaction with officials. Research reveals that the government employs multiple media for informing and communicating about the self-employment generation schemes to the rural population. There are complementarities in the messages that are propagated but they lack in consistency. Integration of customers in the communication process and strategies may remove such inconsistencies, which is the suggestion the research has come out with.

scholarly journals DevelopingLocal Potential-Based Entrepreneurship Model in Kangean Islands

2016 ◽  
Vol 15 (2) ◽  
Author(s):  
Uswatun Hasanah ◽  
Ahmad Arsyad Munir
Keyword(s):  
Rural Communities ◽  
Rural Development ◽  
Rural Areas ◽  
Urban Areas ◽  
Swot Analysis ◽  
Local Potential ◽  
Development Model ◽  
New Order ◽  
Local Potentials ◽  
The Government

Rural development is a spotlight during 2015 – 2019. Two issuesin the development of rural communitiesare the fact that in the past two decades, the development progress has only been focused on urban areas while in general our country the development has been dominated by rural areas and despite various efforts and rural development programsinitiated by the government in the New Order era, the socio-economic conditions of rural communities are still very far from the expected (alarming).This study aimed to develop local potential-based entrepreneurship model in Kangean islands. The development of the model becomes a model of rural settlement issues, particularly on islands. Entrepreneurship development model includes upstream downstream of local potentials capable of being expanded in agricultural and marketing sectors to become one of the tourism objects.This study used multi-methods analysisby applying LoqationQuotion (LQ) method, SWOT analysis, trend analysis, and analysis of CommunityEconomic Empowerment in agriculture and marine. The strategic value and objectiveof the study was toprovide important information on the local potentialsin Kangean islands. The results of the study indicated that the local potentials in agricultural and marine sectors could be used as tourism object. The Development model of local potential-based tourism object was intended to promotelocal potentials while maintaining the local wisdom, such as the character and local cultures.

scholarly journals THE RURAL DEVELOPMENT POLICY IN GERMANY: A REVIEW ARTICLE

2018 ◽  
Vol 5 (1) ◽  
pp. 64-76
Author(s):  
Puspi Eko Wiranthi
Keyword(s):  
Rural Development ◽  
Rural Areas ◽  
Development Policy ◽  
Rural Economy ◽  
The European Union ◽  
Agricultural Producers ◽  
Local Capacity ◽  
Rural Development Policy ◽  
The Government

Germany as one of the largest agricultural producers in the European Union has faced several problems in the rural areas. Therefore, the government has set out a rural development policy in the Common Agricultural Policy (CAP) which covers four axes, namely improving the competitiveness of the agricultural and forestry sectors (axis 1), improving the environment and the countryside (axis 2), improving the quality of life in rural areas and encouraging diversification of the rural economy (axis 3), and building local capacity for employment and diversification (axis 4). Therefore, in this study, we give an overview of past and present reform of rural development policy, including the objectives, programmes, measures and fund allocations and analyze how governments determine different priorities on the axis among the regions. From the review, it is found that from the implementation of the rural development policy 2007-2013, Germanygives priority to the axis 2 with the greatest percentage of 42.71 percent (improving the environment and countryside), followed by the axis 1 with a percentage of 26.60 percent (improving the competitiveness of the agricultural and forestry sectors), then axis 3 with the percentage of 23.06 percent, and the last axis 4 with the percentage of 6.31 percent (building local capacity for employment and diversification - Leader).

Resource potential of rural areas and the role of local governments in its realization

2020 ◽  
Vol 16 (5) ◽  
pp. 822-834
Author(s):  
Sh.I. Sharipov ◽  
N.A. Abusalamova ◽  
B.Sh. Ibragimova
Keyword(s):  
Rural Development ◽  
Rural Areas ◽  
Rural Population ◽  
Urban Areas ◽  
Local Governments ◽  
Government Support ◽  
Sustainable Rural Development ◽  
Migration Flow ◽  
Resource Potential ◽  
The Government

Subject. The article addresses issues of rural development and involvement of local governments in the implementation of rural development programs. Objectives. We focus on exploring the status of rural areas, identifying their potential, developing sound mechanisms to spur sustainable rural development and involve local governments in the implementation of relevant policy measures. Methods. The study draws on general scientific methods of analysis, including the techniques of statistical and logical analysis. Results. The study established that the rural areas of the Republic of Dagestan are deteriorating; the migration flow of rural population to urban areas continues. Private subsidiary farming is the most important source of income generation for rural population, the capacity of agricultural organizations is noticeably impaired. Conclusions. We underpin the need to develop a set of measures for encouraging the efficient use of resource potential of rural areas, including through increasing the activity and efficiency of local governments at the rural level. The paper puts forward reasonable proposals for enhancing the government support to sustainable rural development.

scholarly journals Adaptations to potential impacts of climate change in the “New Hungary” Rural Development Programme

2009 ◽  
Vol 3 (5-6) ◽  
pp. 133-137
Author(s):  
János Lazányi
Keyword(s):  
Climate Change ◽  
Land Use ◽  
Rural Development ◽  
Rural Areas ◽  
Rural Economy ◽  
Fruits And Vegetables ◽  
Development Programme ◽  
Adaptation Potential ◽  
Positive Effects ◽  
Rural Development Programme

There are evidences that the climate is changing and the effects on agriculture and wildlife are discernible. Spring is occurring earlier and autumn later, all of which have impacts on agriculture and forestry. Climate change is also predicted to result in more frequent droughts, increased flooding in Hungary, but the relationship between agriculture and climate change is more complex. Climate change has physical effects on farming and farm based wildlife. Agriculture needs to adapt to climate change by exploring, which crops and farming systems are best adapted to the changed conditions. Land management also needs to adapt to preserve biodiversity by protecting valuable habitats and species and helping them in the changing environment. With better management, agriculture and forestry can also mitigate climate change by reducing direct greenhouse gas emissions from land use, land use change and forestry, by producing crops as a source of renewable energy and by protecting carbon stored in soils and in manure. The HRDP comprises of a series of funding based on the following overarching priorities: (i) enhance the environment and countryside, (ii) making agriculture and forestry more competitive and sustainable, (iii) enhancing opportunity in rural areas, whether in the farming sector or the broader rural economy. Actions discussed in this paper are based on the New Hungary Rural Development Programme (2007–2013) and focused on reducing the effects of climate change in rural area. Establishment of agro-forestry systems and integrated pest management help mitigation goals and increase climate change adaptation potential. Minimizing unwanted side effects of agriculture by reducing the use of fertilizer and increasing the safety for environment (soil, water, and air) and human health have positive effects on adaptation potential. Restoration of agricultural production though diversification of agriculture and pastures management, improvement in drain age and irrigation equipment are good examples of adaptation for climate change. Integrated production, which is oriented to controlled cultivation of crops, vine, fruits and vegetables, and improvement of animal rearing conditions to increase production standards and overall welfare are preferred and ecologically sound methods of adaptation.

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