scholarly journals Islamic Credit Card: Are Demographic Factors a Good Indicator?

2009 ◽  
Vol 5 (12) ◽  
Author(s):  
Norudin Mansor ◽  
Azman Che Mat
Keyword(s):  
Credit Card ◽  
Demographic Factors

scholarly journals A STUDY ON LITERACY AND USAGE BEHAVIOUR OF CREDIT CARDS USERS IN INDIA

2020 ◽  
Vol 8 (1) ◽  
pp. 60-68
Author(s):  
Mohammad Ahmar Uddin
Keyword(s):  
Logistic Regression ◽  
Credit Card ◽  
Credit Cards ◽  
Demographic Factors ◽  
Demographic Information ◽  
High Interest ◽  
Usage Behavior ◽  
Credit Card Usage ◽  
Interest Payments ◽  
Insight Into

Purpose of the study: This study aims to find credit card literacy (henceforward CCL) and credit card usage behavior (henceforward CCUB) in India. Methodology: A survey was conducted on 400 respondents who were using a credit card in India. The questionnaire used for collecting data consisted of three sections; demographic information, CCL, and CCUB. To check the CCL, the customers were asked to rate their awareness of the terms and conditions of the credit card providers, while CCUB was measured using five questions. Main findings: CCL is found to be 34% and the results of logistic regression show that CCL and demographic factors influence the CCUB. Implications of this study: An understanding of the CCUB will be helpful in controlling excessive debt and high-interest payments. Novelty/Originality of this study: This paper gives a unique insight into CCL and CCUB in India.

CREDIT CARD OWNERSHIP AND DEBT STATUS IN MALAYSIA

2013 ◽  
Vol 58 (03) ◽  
pp. 1350016 ◽  
Author(s):  
YIING JIA LOKE ◽  
STEVEN T. YEN ◽  
ANDREW K. G. TAN
Keyword(s):  
High Risk ◽  
Adverse Effects ◽  
Credit Card ◽  
Demographic Factors ◽  
Low Risk ◽  
Socio Demographic Factors

This paper examines the role of socio-demographic and credit consumption tendencies in affecting credit card ownership and debt status. Based on a sample of 938 individuals from three major cities in Malaysia, card holders' debt status is measured in relation to credit card expenditure, which in turn is categorized into convenience users, low-risk credit revolvers and high-risk credit revolvers. While socio-demographic factors play significant roles in determining card ownership, card holders' credit consumption tendencies, such as past debt history and type of loan possessed, have varying adverse effects on the card holder's debt status.

scholarly journals PENGARUH FAKTOR DEMOGRAFI TERHADAP PERILAKU PENGGUNAAN KARTU KREDIT

2016 ◽  
Vol 4 (2) ◽  
pp. 172
Author(s):  
Mariana Ing Malelak ◽  
Gesti Memarisa ◽  
Njo Anastasia
Keyword(s):  
Data Collection ◽  
Marital Status ◽  
Credit Card ◽  
Descriptive Analysis ◽  
Credit Cards ◽  
Demographic Factors ◽  
Shopping Center ◽  
Card Holder ◽  
Usage Behavior ◽  
Credit Card Usage

Abstract: This study aimed to determine the effect of demographic factors on credit card usage behavior. Demographic factors such as age, gender, income, education, marital status, according to some previous research has significant effect to credit card usage behavior, both it is related with spending activity with credit cards and also the pattern of payments in pay off credit card bills. Sampling was conducted on people  who  live  in  Surabaya, which  has  a  credit  card  either  as  primary and additional card holder. The data collection use questionnaires form, which is distributed to shopping center visitors in Surabaya. Descriptive analysis is used to decribe the demographic factors and credit card usage behavior. SEM-PLS test conducted  to  examine  the  effect  of  demographic factors  such  as  age,  gender, income, education, marital status on credit card usage behavior in Surabaya. The results showed demographic factors (age, income and marital status) significantly affect the credit card usage behavior (in terms of pay off credit card bills) in Surabaya.Keywords: Demographic Factors, Credit card usage behavior.

scholarly journals Faktor–faktor yang mempengaruhi konsumen dalam menggunakan dan berhutang dengan kartu kredit di Jabodetabek

2021 ◽  
Vol 2 (2) ◽  
pp. 83-101
Author(s):  
Nesia Ardelia ◽  
◽  
Farah Margaretha Leon ◽  
Keyword(s):  
Credit Card ◽  
Credit Cards ◽  
Demographic Factors ◽  
Sampling Technique ◽  
Least Square ◽  
Analysis Model ◽  
The People ◽  
The Government ◽  
Work Level ◽  
Surrounding Areas

Purpose: This study discussed the factors that influence the use and debt of credit cardholders in Jakarta and surrounding areas (Jakarta, Bogor, Depok, Tangerang, Bekasi) Research methodology: The dependent variable used in this study is the use of credit cards and debts on credit cards. This study's independent variables were demographic factors, credit card feature factors, and attitude towards money factors. The sample of this study was 333 respondents using the purposive sampling technique. The data analysis model used is Ordinary Least Square (OLS). Results: The results showed that there were influences from demographic factors (age, income, family size), features on credit cards (credit limits), and attitudes towards money (the main payment method with credit cards, card tenure) on the use of credit cards; also, demographic factors (gender, type of work, level of education, income) and attitude towards money (minimum payment) on credit card debt. Therefore the factors that banks need to consider to increase their income, and the government for control of public expenditure, also the public to pay more attention to spending on their credit cards so that there is no accumulation of debt that cannot be paid. Limitations: This study has several limitations of specifically only examines the people who are in Jakarta and their surroundings (Jabodetabek) and examines demographic factors, features on credit cards, and attitudes. Contribution: This study will examine demographic factors, features on cards, and attitudes towards money by uniting variables per category into a unified category. The indicators in this study are adjusted to the community in Indonesia. Keywords: Attitude towards money, Credit cards, Credit card features, Demographics

Credit Card Processing

2007 ◽  
Vol 38 (11) ◽  
pp. 54
Author(s):  
JOSEPH S. EASTERN
Keyword(s):  
Credit Card

309 Influence of social demographic factors on mortality after heart transplantation

2007 ◽  
Vol 6 (1) ◽  
pp. 68-68
Author(s):  
A RELBO ◽  
I GROV ◽  
S ARORA ◽  
A ANDREASSEN ◽  
E GUDE ◽  
...  
Keyword(s):  
Heart Transplantation ◽  
Demographic Factors ◽  
Social Demographic

Early Identification of Youth at Risk for Suicidal Behavior

Crisis ◽  
2019 ◽  
Vol 40 (5) ◽  
pp. 326-332
Author(s):  
Ivonne Andrea Florez ◽  
Devon LoParo ◽  
Nakia Valentine ◽  
Dorian A. Lamis
Keyword(s):  
At Risk ◽  
Early Identification ◽  
Suicide Risk ◽  
Psychiatric Symptoms ◽  
Demographic Factors ◽  
Health Centers ◽  
Lack Of Information ◽  
Youth At Risk ◽  
Logistic Regressions ◽  
Lethal Means

Abstract. Background: Early identification and appropriate referral services are priorities to prevent suicide. Aims: The aim of this study was to describe patterns of identification and referrals among three behavioral health centers and determine whether youth demographic factors and type of training received by providers were associated with identification and referral patterns. Method: The Early Identification Referral Forms were used to gather the data of interest among 820 youth aged 10–24 years who were screened for suicide risk (females = 53.8%). Descriptive statistics and binary logistic regressions were conducted to examine significant associations. Results: Significant associations between gender, race, and age and screening positive for suicide were found. Age and race were significantly associated with different patterns of referrals and/or services received by youths. For providers, being trained in Counseling on Access to Lethal Means was positively associated with number of referrals to inpatient services. Limitations: The correlational nature of the study and lack of information about suicide risk and comorbidity of psychiatric symptoms limit the implications of the findings. Conclusion: The results highlight the importance of considering demographic factors when identifying and referring youth at risk to ensure standard yet culturally appropriate procedures to prevent suicide.

Sign in / Sign up

Export Citation Format

Share Document