scholarly journals Faktor–faktor yang mempengaruhi konsumen dalam menggunakan dan berhutang dengan kartu kredit di Jabodetabek

2021 ◽  
Vol 2 (2) ◽  
pp. 83-101
Author(s):  
Nesia Ardelia ◽  
◽  
Farah Margaretha Leon ◽  
Keyword(s):  
Credit Card ◽  
Credit Cards ◽  
Demographic Factors ◽  
Sampling Technique ◽  
Least Square ◽  
Analysis Model ◽  
The People ◽  
The Government ◽  
Work Level ◽  
Surrounding Areas

Purpose: This study discussed the factors that influence the use and debt of credit cardholders in Jakarta and surrounding areas (Jakarta, Bogor, Depok, Tangerang, Bekasi) Research methodology: The dependent variable used in this study is the use of credit cards and debts on credit cards. This study's independent variables were demographic factors, credit card feature factors, and attitude towards money factors. The sample of this study was 333 respondents using the purposive sampling technique. The data analysis model used is Ordinary Least Square (OLS). Results: The results showed that there were influences from demographic factors (age, income, family size), features on credit cards (credit limits), and attitudes towards money (the main payment method with credit cards, card tenure) on the use of credit cards; also, demographic factors (gender, type of work, level of education, income) and attitude towards money (minimum payment) on credit card debt. Therefore the factors that banks need to consider to increase their income, and the government for control of public expenditure, also the public to pay more attention to spending on their credit cards so that there is no accumulation of debt that cannot be paid. Limitations: This study has several limitations of specifically only examines the people who are in Jakarta and their surroundings (Jabodetabek) and examines demographic factors, features on credit cards, and attitudes. Contribution: This study will examine demographic factors, features on cards, and attitudes towards money by uniting variables per category into a unified category. The indicators in this study are adjusted to the community in Indonesia. Keywords: Attitude towards money, Credit cards, Credit card features, Demographics

scholarly journals The Influence of Tax Amnesty Benefit Perception to Taxpayer Compliance

2017 ◽  
Vol 9 (2) ◽  
pp. 176-183 ◽  
Author(s):  
Ramadhani Indah Sari ◽  
Dian Anita Nuswantara
Keyword(s):  
Service Quality ◽  
Tax Compliance ◽  
Sampling Technique ◽  
Partial Least Square ◽  
Least Square ◽  
Analysis Model ◽  
Tax Amnesty ◽  
The People ◽  
Tax Relief ◽  
The Government

This study aims to examine the effect of tax amnesty benefits perceived on This study aims to examine the effect of tax amnesty on taxpayer compliance on service quality as a moderating variable. The population in this study is the people who follow the tax amnesty in Surabaya is 58,415 individual taxpayers registered in KPP Pratama Surabaya. The sampling technique chosen was judgmental sampling with slovin formula obtained 100 samples. This study was analyzed using partial least square with path analysis model. The results of this study indicate that the benefits of tax amnesty are perceived to affect tax compliance that service quality cannot moderate the relationship between the two. The conclusion in this research is the Taxpayer already feel confident will be abolished taxes that should be owed because they feel watered down and because get tax relief to be more obedient. Good service quality has been done by the Government and fiscal, but with the existence of taxpayer surge that follow the program Amnesty Tax in the last days so that makes Taxpayers feel less comfortable with the services that have been given.

scholarly journals DINAMIKA KONFLIK KERUSUHAN MEI 1998 DI KOTA SURAKARTA MELALUI PERSPEKTIF KORBAN

2020 ◽  
Vol 3 (1) ◽  
pp. 58
Author(s):  
Lydiana Salim ◽  
Akhmad Ramdhon
Keyword(s):  
Great Influence ◽  
Sampling Technique ◽  
Conflict Theory ◽  
New Order ◽  
Religious Institutions ◽  
Snowball Sampling ◽  
Analysis Model ◽  
The People ◽  
The Government ◽  
The City

<p>The May 1998 riots that occurred were the result of a collection of political, social and economic events that occurred during the New Order. Events of the May 1998 riots in the city of Surakarta had a great influence on the lives of the victims. In the aftermath of the May 1998 riots, several victims were declared traumatized to the extent of damaging their homes and businesses. The purpose of this study was to determine the chronology of the May 1998 riots and analyze the dynamics of the May 1998 riots in the city of Surakarta. The theory in this research is the Conflict theory from Ralf Dahrendorf. This type of research is a qualitative research with an ethnographic approach in the city of Surakarta. The sampling technique with snowball sampling technique. The research informants consisted of student activists and formal organizations, journalists, religious leaders and victims of the May 1998 incident. Data were collected by observation, in-depth interviews and documentation. To test data validity with source triangulation. The data analysis technique uses an interactive analysis model from Miles and Huberman.<strong> </strong>The results showed that the May 1998 riots which occurred for two days caused damage and material losses. Mass amok movements occur regularly by doing damage, looting to arson in every corner of the city. After the May 1998 riots, the city's economic sector did not work. Some entrepreneurs were forced to stop production for a while due to the damage they experienced. Post-disaster economic reconstruction is carried out by the government and community groups by providing assistance to victims. From social conditions, after the May 1998 riots some victims decided to flee to areas that were safe from conflict. After the riots of May 1998 victims were pressured by the community in the form of negative stigma. Discomfort and fear experienced by the people after the riots began to be addressed by involving religious institutions. Religious institutions work together in creating communication forums between communities. in terms of the psychological condition of the people after the riots, some victims experienced trauma from witnessing firsthand the atrocities that occurred.<strong></strong></p>

scholarly journals Krisis Citra Penyelenggaraan Event Jakarta Fair untuk Mengembalikan Konsep Merakyat

Humaniora ◽  
2014 ◽  
Vol 5 (1) ◽  
pp. 435
Author(s):  
Lidia Wati Evelina
Keyword(s):  
Small Businesses ◽  
Sampling Technique ◽  
City Government ◽  
Source Selection ◽  
The People ◽  
People Orientation ◽  
The Government ◽  
To Come ◽  
Surrounding Areas ◽  
The City

Research goal is to analyze the crisis of event implementation image of Jakarta Fair 2013, done by JIExpo which changing from people orientation to business orientation. This research is motivated by the desire of the city government to restore the original concept of the event held for the people. Research used qualitative method approach to find out more about the communications made by the city government. Information and data were obtained through interviews conducted by the visitor and direct observation in the field. Triangulation was used to test the validity of research data. Source selection was done using purposive sampling technique. The analysis used the analysis of the reduction is to collect, dispose of, and process the information and then displays the data and drawing conclusions. Results achieved that the promotional activities undertaken by JIEXPO are able to attract many people's attention to come even though it is located quite far away and charged. However, the party criticized the government organization that is not after the populist concept. Conclusion from the research organization of this annual event remains one of alternative entertainment for society in general and in particular to the people of Jakarta and surrounding areas. However, the need to accommodate the delivery of PT JIEXPO small businesses to be able to participate in the annual event. There needs to be an open conversation that is a win-win solution between PT JIExpo with the city government. 

scholarly journals Evaluating and Implementing Strategies: Technogoly Based Financial Inclusion

2018 ◽  
Vol 7 (2.20) ◽  
pp. 326
Author(s):  
Gowsya Shaik ◽  
Dr P. Raja Babu
Keyword(s):  
Communication Technology ◽  
Credit Card ◽  
Credit Cards ◽  
Financial Inclusion ◽  
Information Communication ◽  
Banking Services ◽  
Bank Branches ◽  
The People ◽  
The Government ◽  
Implementing Strategies

Now a day, Financial Inclusion is delivering the banking services to the people at an reasonable price to all the huge sections for low revenue group. For achieving social benefits and objectives and also to obtain a desired economic development, RBI puts continues efforts for fulfilling the financial inclusion programme. In this direction several new initiatives were undertaken by the Government of India and it has given approval on financial inclusion plans (FIPs) for sustainable development of an economy. These are including opening bank branches, Overdraft facility for eligible accounts, transaction in Kisan Credit Cards, General Credit Card Accounts and transactions through the BC-Information Communication Technology (ICT) channel. The main objective of this research paper to know the strategy based financial inclusion and to find out the implementation and achievement of financial inclusion in India during the period of 2012-17. 

scholarly journals Blue Ocean Leadership and Emotional Intelligence in Government Link Companies (GLCs): Preparing for Industry 4.0

2018 ◽  
Vol 56 ◽  
pp. 04008
Author(s):  
Wan Noordiana Wan Hanafi ◽  
Salina Daud ◽  
Nur Lyana Baharin
Keyword(s):  
Emotional Intelligence ◽  
Leadership Style ◽  
Structural Model ◽  
Sampling Technique ◽  
Partial Least Square ◽  
Least Square ◽  
Leadership Role ◽  
Leader Effectiveness ◽  
The Government

This research is carried out to examine the influences of blue ocean leadership styles on emotional intelligence. A stratified random sampling technique is used to identify the sample for this study. Questionnaire is distributed to 120 middle to top level leaders from the selected government link companies (GLCs) which is listed in the Government Link Transformation Programme (GLTP). A partial least square structural model (PLS-SEM) approach is used to analyses the data for this study. The findings indicate that there is a significant relationship between blue ocean leadership style and emotional intelligence. This study would give practical implications where it could inform leaders that they need to have high emotional intelligence in order to lead the organization. This study also contributes to new knowledge by pointing to the leadership role of accurate attributions, where each attribution can lead to enhancing leader effectiveness.

scholarly journals FUNGSI LINGKUNGAN TERBANGUN DI KORIDOR CIGONDEWAH SEBAGAI IDENTITAS KAWASAN INDUSTRI KREATIF DI KOTA BANDUNG

2018 ◽  
Vol 1 (1) ◽  
pp. 55
Author(s):  
Karto Wijaya ◽  
Heru Wibowo
Keyword(s):  
Textile Industry ◽  
Industrial Area ◽  
Creative Industries ◽  
The Road ◽  
Industry Waste ◽  
The People ◽  
The Government ◽  
Developing Area ◽  
Surrounding Areas ◽  
The City

This developing area provides a very wide potential in the development as an area that has excellent products or development projects in Bandung. Cigondewah area has the potential to become this area as a creative industrial area that can support the income of the people and the city of Bandung. Cigondewah is one of the areas known as the Cigondewah environment and surrounding areas as a creative industrial area about the utilization of textile industry waste that sells the rest of cloth from factories around the city of Bandung. The area of Cigondewah grows and develops with the uniqueness of the community itself that will take advantage of opportunities from the textile industry, homes along the road corridor that turns into the shelter, the community into warehouses and shops to sell fabrics.It is also the aim of the government to promote and develop tourist areas Cigondewah for the future to be better again to enhance the identity of the area Cigondewah as a tourist area fabric shopping in the city of Bandung. This study aims to determine the development of creative industries in Cigondewah. Cigondewah Textile Tourism Area of Bandung City, especially Capacity Building, to show the identity and image of Cigondewah area as a textile tourism area in Bandung City. The identity of Cigondewah area which is currently called Cigondewah as Tourism Shopping Area Cloth. From this research is expected to give an idea that the environment is in the corridor Cigondewah road.

scholarly journals Minat Masyarakat Kota Banda Aceh terhadap Kartu Kredit Bank

2018 ◽  
Vol 2 (2) ◽  
pp. 89
Author(s):  
Ismail Ismail
Keyword(s):  
Credit Card ◽  
Credit Cards ◽  
Cultural Dimensions ◽  
Bank Credit ◽  
Chi Square ◽  
Community Interest ◽  
The People ◽  
Bartlett’S Test ◽  
The City ◽  
Banda Aceh

Abstrak. Tujuan dari penelitian ini adalah untuk mengetahui bagaimana minat masyarakat Kota Banda Aceh terhadap kartu kredit, untuk mengetahui faktor-faktor yang mempengaruhi minat Masyarakat Kota Banda Aceh terhadap kartu kredit Bank. Penelitian dilakukan di Kota Banda Aceh yang meliputi para nasabah kartu kredit Bank yang terdapat di Kota Banda Aceh.yaitu Nasabah Bank sebagai berikut; (1). Bank BRI, (2). Bank BNI, (3). Bank Mandiri, (4). Maybank, (5). Bank BCA, (6). Bank Danamon, (7). Bank Bukopin, (8). Bank Permata, (9). Bank Panin. Dengan jumlah responden sebanyak 270 orang responden. Berdasarkan uji KMO and Bartlett’s test diperoleh nilai approx. Chi-Square sebesar 717.400 pada df = 21 dengan tingkat probabilitas sebsar 0,000, sehingga semua variabel yang dijadikan indikator sebagai penelitian ini dijadikan acuan oleh masyarakat Kota Banda Aceh untuk memiliki kartu kredit Bank. Faktor yang paling dominan yang menimbulkan minat masyarakat terhadap kartu kredit secara berurutan adalah dimensi kebudayaan, dimensi sosial, dimensi pribadi, dimensipsikologis, dimensi chievement, dimensi power dan dimensi affiliation. Kata kunci: Minat Masyarakat, Kartu Kredit Bank, Kota Banda Aceh. Abstract. The purpose of this study was to find out how the interest of the people of Banda Aceh City on credit cards, to find out the factors that influence the interest of the Banda Aceh City Community towards the Bank's credit card. The research was carried out in the city of Banda Aceh which included the customers of the Bank's credit card in the City of Banda Aceh. That is the Bank Customer as follows; (1). Bank BRI, (2). BNI Bank, (3). Bank Mandiri, (4). Maybank, (5). Bank BCA, (6). Bank Danamon, (7). Bank Bukopin, (8). Bank Permata, (9). Panin Bank. With the number of respondents as many as 270 respondents. Based on the KMO and Bartlett's test the values obtained were approx. Chi-Square is 717,400 at df = 21 with a probability level of 0,000 so that all the variables used as indicators for this study are used as references by the people of Banda Aceh to have a Bank credit card. The most dominant factors that cause public interest in credit cards in the sequence are cultural dimensions, social dimensions, personal dimensions, psychological dimensions, achievement dimensions, power dimensions, and affiliation dimensions.Keywords: Community Interest, Bank Credit Cards, Banda Aceh City.

scholarly journals KEMISKINAN PADA MASYARAKAT DESA SOFAN KECAMATAN TALIABU TIMUR SELATAN KABUPATEN PULAU TALIABU

2021 ◽  
Vol 2 (1) ◽  
pp. 82-86
Author(s):  
Suti Sutrisno Lateba ◽  
Ferdinan Kerebungu ◽  
Rasyid Umaternate
Keyword(s):  
Data Analysis ◽  
Data Collection ◽  
Qualitative Methods ◽  
Sampling Technique ◽  
Village Community ◽  
The People ◽  
Analysis Technique ◽  
Low Education ◽  
The Government

The problem in this study is poverty in the people of Sofan Village, South East Taliabu District, Taliabu Island Regency. The purpose of this study was to assess poverty in the community of Sofan Village, South East Taliabu District, Taliabu Island Regency. This study uses qualitative methods with data collection techniques used are observation, documentation and interviews. The data analysis technique used in this study was the Milles and Huberman technique. Determination of informants in this study using purposive sampling technique. The results show that in general the Sofan Village community is a poor community, and the factor that causes poverty in the Sofan Village community is the low education factor, this lack of employment can be seen in general from the work of the community is farmers and fishermen. Another thing that causes poverty is the lack of income and the habit of some people who were still sitting before working. Another factor that causes poverty in the people of Sofan Village is the attitude of being dependent on other parties, especially the Government. This attitude of being too dependent on others is what causes them to live in poverty.

scholarly journals Political Dynasty in Eye of the Community (Sociological Study of Political Awareness in Bima Regency Election 2020)

2021 ◽  
Author(s):  
M Chairul Basrun Umanailo
Keyword(s):  
Sampling Technique ◽  
The Political ◽  
Royal Family ◽  
Analysis Model ◽  
Sociological Study ◽  
Political Awareness ◽  
Political Actors ◽  
The People ◽  
Dynastic Politics ◽  
Opposition Group

The practice of dynastic politics in Bima Regency is a long drama of concentration of power during the last 20 years, where the last four periods of leadership were controlled by the royal family. The study of political dynasties is not related to a blue-blooded leader or not, but rather about the control of power in a particular family, but it happens that the families who practice dynastic politics in Bima are people from the royal family/sultanate who have indeed reigned in the sultanate. Bima, or to be more precise, the political actors of the dynasty in Bima were the sultan and his wife and children. This research uses qualitative methods with a qualitative descriptive approach. Sources of data in this study are the people of Bolo District who will become voters in the 2020 Pemilukada of Bima Regency. Sampling was based on purposive sampling technique. Data collection techniques are interviews, observation and documentation. The analysis technique used is an interactive analysis model, while the validity of the data uses the source triangulation technique. Dynastic politics in Bima Regency was done by using the image of the sultanate as cultural legitimacy. The Bima community, who were still at the Magis consciousness level, smoothed their steps in getting votes in the contestation for the regent election, even people at this level of awareness became very easy to exploit. The next advantage of the practice of dynastic politics in Bima is that most of the opposition elites are still trapped in a naïve level of awareness where the opposition group does not consider how to take strategic steps to overthrow the great power of the political dynasty. The opposition must accept defeat because it is unable to gather resources to overthrow its political opponents. This can be seen from how the opposition factions were divided into factions which made them weak.

scholarly journals Loyalitas Pasien Rawat Inap Melalui Layanan BPJS Kesehatan (Studi pada RSI Jemursari Surabaya)

2016 ◽  
Vol 1 (1) ◽  
pp. 1-10
Author(s):  
Putri Mahanani ◽  
Denis Fidita Karya
Keyword(s):  
Quality Of Service ◽  
Customer Satisfaction ◽  
Service Quality ◽  
Customer Loyalty ◽  
Consumer Satisfaction ◽  
Least Square ◽  
Survey Method ◽  
The People ◽  
The Government

BPJS is one of the health services provided by the government to the people ofIndonesia. In the process of patient care by using BPJS there were some complaints fromconsumers related to the quality of service. Poor service quality will have an impact onconsumer dissatisfaction in the service, so that it is capable of influencing consumer loyalty.Loyalty can only be generated if consumers have experienced the satisfaction of a goodservice quality provided by the service provider. This study aims to determine the effectof service quality on customer loyalty. In this case the customer satisfaction are thingsthat need to be met first before consumers get to the stage of loyalty. Respondents of thisstudy are inpatients in RSI Jemursari Surabaya as many as 100 people who use the serviceBPJS third grade. This study used survey method and analyzed using path analysis withPartial Least Square (PLS). Results from this study is the quality of service has an influenceon loyalty with mediation of consumer satisfaction. Loyalty can occur if the satisfactionfelt by consumers. Thus, in this study, customer satisfaction a mediating variable for therelationship between the variables of service quality and customer loyalty.

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