scholarly journals Artificial Intelligence and Bank Soundness: A Done Deal? - Part 1

2021 ◽  
Author(s):  
Charmele Ayadurai ◽  
Sina Joneidy
Keyword(s):  
Artificial Intelligence ◽  
Significant Role ◽  
Crucial Role ◽  
Significant Contribution ◽  
Economic Prosperity ◽  
Bank Stability ◽  
The Face ◽  
Main Strand ◽  
Bank Soundness ◽  
The Way

Banks soundness plays a crucial role in determining economic prosperity. As such, banks are under intense scrutiny to make wise decisions that enhances bank stability. Artificial Intelligence (AI) plays a significant role in changing the way banks operate and service their customers. Banks are becoming more modern and relevant in people’s life as a result. The most significant contribution of AI is it provides a lifeline for bank’s survival. The chapter provides a taxonomy of bank soundness in the face of AI through the lens of CAMELS where C (Capital), A(Asset), M(Management), E(Earnings), L(Liquidity), S(Sensitivity). The taxonomy partitions opportunities from the main strand of CAMELS into distinct categories of 1 (C), 6(A), 17(M), 16 (E), 3(L), 6(S). It is highly evident that banks will soon extinct if they do not embed AI into their operations. As such, AI is a done deal for banks. Yet will AI contribute to bank soundness remains to be seen.

scholarly journals Artificial Intelligence and Bank Soundness: Between the Devil and the Deep Blue Sea - Part 2

2021 ◽  
Author(s):  
Charmele Ayadurai ◽  
Sina Joneidy
Keyword(s):  
Artificial Intelligence ◽  
Bank Failures ◽  
Deep Blue ◽  
Do No Harm ◽  
The World ◽  
The Face ◽  
World Class ◽  
The Devil ◽  
Main Strand ◽  
Bank Soundness

Banks have experienced chronic weaknesses as well as frequent crisis over the years. As bank failures are costly and affect global economies, banks are constantly under intense scrutiny by regulators. This makes banks the most highly regulated industry in the world today. As banks grow into the 21st century framework, banks are in need to embrace Artificial Intelligence (AI) to not only to provide personalized world class service to its large database of customers but most importantly to survive. The chapter provides a taxonomy of bank soundness in the face of AI through the lens of CAMELS where C (Capital), A(Asset), M(Management), E(Earnings), L(Liquidity), S(Sensitivity). The taxonomy partitions challenges from the main strand of CAMELS into distinct categories of AI into 1(C), 4(A), 17(M), 8 (E), 1(L), 2(S) categories that banks and regulatory teams need to consider in evaluating AI use in banks. Although AI offers numerous opportunities to enable banks to operate more efficiently and effectively, at the same time banks also need to give assurance that AI ‘do no harm’ to stakeholders. Posing many unresolved questions, it seems that banks are trapped between the devil and the deep blue sea for now.

Press “A” for Artificial Intelligence in Agriculture: A Review

2020 ◽  
Vol 4 (3) ◽  
Author(s):  
Yogesh Awasthi
Keyword(s):  
Artificial Intelligence ◽  
Image Analysis ◽  
Significant Role ◽  
Pattern Analysis ◽  
Cost Effective ◽  
Predictive Analysis ◽  
Accurate Information ◽  
Digital Era ◽  
Learning Techniques ◽  
Crucial Information

Agriculture is the backbone of the developing country. In old era agriculture was based on the experience which was shared by people to people but in this digital era technology play a very important and significant role in agriculture. Now agriculture become a business hub therefore farmers are focusing on precision farming. They introduced the technology in agriculture to define the accurate information about seed, soil, weather, disease and all factors which affecting the farming. Artificial Intelligence uses predictive analysis, image analysis, learning techniques and Pattern analysis to declare the best cost effective and maximum gain for the agriculturist. The aim of this paper is to provide the crucial information with the help of technology which a farmers can use to harvest the variety of crops as per the demand in world so that they can get maximum benefits.

Nucleosides and Nucleoside Analogues as Emerging Antiviral Drugs

2020 ◽  
Vol 17 ◽  
Author(s):  
Mohamed Ibrahim Elzagheid
Keyword(s):  
Significant Role ◽  
Mode Of Action ◽  
Crucial Role ◽  
Viral Infections ◽  
Antiviral Drugs ◽  
Review Article ◽  
Nucleoside Analogues ◽  
The Past ◽  
Nucleoside Drugs

: Nucleosides and their analogues have been in use for many years and have become essential for treating patients with viral infections. Many additional nucleoside drugs have been approved over the past decades. This strongly demonstrates how important these compounds are and the crucial role they play. Given that a significant amount of research and literature has been documented regarding nucleoside analogues, this review article mainly focuses the discussion on nucleosides and nucleoside analogous that have proven to play significant role or be emerging in the treatment of known viral infections. This covers the names, structures, applications, toxicity, and mode of action of relevant nucleoside analogues.

Initial Remedial Action to Coronavirus in India: a Study

2020 ◽  
Vol 16 ◽  
Author(s):  
Pooja ◽  
Karan Veer
Keyword(s):  
Artificial Intelligence ◽  
Developing Country ◽  
Crucial Role ◽  
Essential Role ◽  
Remedial Action ◽  
Indian States

Abstract:: Because of this pandemic COVID19 (now called SARS-CoV-2), few Indian states are now at the borderline to join the transmitting stage of the virus. The condition is troubling and new scientific, environmental and infrastructure needs to play a crucial role in removing this important problem globally (including India). It focused in this report on how India; a developing country is trying to stop corona spreading, and how artificial intelligence (AI) plays an essential role in controlling and monitoring the disease. The study also focuses on the topic and the challenges a developing country such as India faces.

Introduction

2017 ◽  
Author(s):  
Henk W. de Regt
Keyword(s):  
Quantum Mechanics ◽  
History Of Science ◽  
Crucial Role ◽  
Scientific Understanding ◽  
Related Question ◽  
History Of ◽  
Human Desire ◽  
Exciting Project ◽  
Understanding Science ◽  
The Way

This chapter introduces the theme of the book: scientific understanding. Science is arguably the most successful product of the human desire for understanding. Reflection on the nature of scientific understanding is an important and exciting project for philosophers of science, as well as for scientists and interested laypeople. As a first illustration of this, the chapter sketches an episode from the history of science in which discussions about understanding played a crucial role: the genesis of quantum mechanics in the 1920s, and the heated debates about the intelligibility of this theory and the related question of whether it can provide understanding. This case shows that standards of intelligibility of scientists can vary strongly. Furthermore, the chapter outlines and defends the way in which this study approaches its subject, differing essentially from mainstream philosophical discussions of explanatory understanding. It concludes with an overview of the contents of the book.

scholarly journals Walking, Wounds and Washing Feet: Pedetic Textures of a Theo-Ethical Response to Migration

2018 ◽  
Vol 32 (1) ◽  
pp. 3-19
Author(s):  
Susanna Snyder
Keyword(s):  
Crucial Role ◽  
The Face ◽  
Ethical Response ◽  
Heuristic Devices

Feet play a crucial role in migration, and experiences of death and hopes for new life are etched into migrants’ soles. In the face of complex and fraught ethical debates that have largely been deontological and teleological in tone, this article employs feet and footwashing as heuristic devices to suggest the need for receiving communities to develop a multi-textured virtue-based response alongside these. Cultivation of a habitus rooted in attention to bodies, service, power subversion, mutuality and confession could lead to new life both for those in migration and those long settled.

scholarly journals Explainable AI: A Review of Machine Learning Interpretability Methods

Entropy ◽  
2020 ◽  
Vol 23 (1) ◽  
pp. 18
Author(s):  
Pantelis Linardatos ◽  
Vasilis Papastefanopoulos ◽  
Sotiris Kotsiantis
Keyword(s):  
Artificial Intelligence ◽  
Machine Learning ◽  
Black Box ◽  
Learning Systems ◽  
Model Complexity ◽  
Learning Models ◽  
New Methods ◽  
Industrial Adoption ◽  
Machine Learning Models ◽  
The Way

Recent advances in artificial intelligence (AI) have led to its widespread industrial adoption, with machine learning systems demonstrating superhuman performance in a significant number of tasks. However, this surge in performance, has often been achieved through increased model complexity, turning such systems into “black box” approaches and causing uncertainty regarding the way they operate and, ultimately, the way that they come to decisions. This ambiguity has made it problematic for machine learning systems to be adopted in sensitive yet critical domains, where their value could be immense, such as healthcare. As a result, scientific interest in the field of Explainable Artificial Intelligence (XAI), a field that is concerned with the development of new methods that explain and interpret machine learning models, has been tremendously reignited over recent years. This study focuses on machine learning interpretability methods; more specifically, a literature review and taxonomy of these methods are presented, as well as links to their programming implementations, in the hope that this survey would serve as a reference point for both theorists and practitioners.

“There is Nothing New in Cyberspace” a Motion for Debate

1992 ◽  
Vol 36 (14) ◽  
pp. 1049-1049 ◽  
Author(s):  
Maxwell J. Wells
Keyword(s):  
Artificial Intelligence ◽  
Information Technology ◽  
Virtual Reality ◽  
Human Computer Interaction ◽  
Cold Fusion ◽  
Major Advance ◽  
Junk Bonds ◽  
Exciting Development ◽  
Computer Interaction ◽  
The Way

Cyberspace is the environment created during the experience of virtual reality. Therefore, to assert that there is nothing new in cyberspace alludes to there being nothing new about virtual reality. Is this assertion correct? Is virtual reality an exciting development in human-computer interaction, or is it simply another example of effective simulation? Does current media interest herald a major advance in information technology, or will virtual reality go the way of artificial intelligence, cold fusion and junk bonds? Is virtual reality the best thing since sliced bread, or is it last week's buns in a new wrapper?

A Novel Artificial Face Mask based Nanofibers with Special Intelligent Engineered Nanocomposite Against Covid-19

2021 ◽  
pp. PP. 21-22
Author(s):  
Ahmed A. Elngar ◽  
◽  
◽  
S.I. El El-Dek
Keyword(s):  
Artificial Intelligence ◽  
Resource Allocation ◽  
Pattern Recognition ◽  
Disease Management ◽  
Face Mask ◽  
Vital Role ◽  
Mobile Unit ◽  
Disease Clusters ◽  
Infected People ◽  
The Face

We introduce our idea about a new face mask against Covid-19. Herein our novel face mask is a polymeric matrix of nanofibers. These nanofibers are decorated with special engineered nanocomposite. The later possesses antiviral, antimicrobial. A well-established IR temperature biosensor will be implanted in the face mask and connected to the mobile phone using App (Seek thermal) to allow temperature monitoring. Artificial Intelligence can play a vital role in the fight against COVID-19. AI is being successfully used in the identification of disease clusters, monitoring of cases, prediction of the future outbreaks, mortality risk, diagnosis of COVID-19, disease management by resource allocation, facilitating training, record maintenance and pattern recognition for studying the disease trend. Therefore, AI is used as a type of alarm which be connected through Global Position System (GPS) to a central networking system to monitor the crowded areas of probable infections. In this case, the hospital in this neighborhood will be charged to let a mobile unit of assessment travel quickly to the infected people areas.

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