scholarly journals Towards Addressing the Challenges Bedeviling the Strategies of Jama’atu Izalatil Bid’a Wa’iqamatis-Sunnah in the Democratization Process of Katsina State-Nigeria

2019 ◽  
pp. 1-15
Author(s):  
Musa Kabir Umar ◽  
Muhammad Ainuddin Iskandar Lee bin Abdul ◽  
Kamarul Zaman Bn Hajj Yusouf
Keyword(s):  
Civil Society ◽  
Positive Impact ◽  
Structured Interview ◽  
The State ◽  
Policy Makers ◽  
Civic Association ◽  
Empirically Supported ◽  
Personal Experiences

The paper investigates the challenges bedeviling the strategies of an Islamic civil society organization known as Jama’atu Izalatil Bid’a Wa’iqamtis-Sunnah [JIBWIS] popularly known as Izala in the democratization process of Katsina State-Nigeria with a view to proffering solutions. A lot of problems have been militating against the efforts of Izala Islamic civil society association towards improving the quality of the democratic order. As a case study qualitative research inquiry, the study was conducted through an in-depth semi-structured interview with 18 key informant’s personal experiences on the phenomenon. Analysis of data was done by using NVivo 12 which significantly aided in the coding, categorization and data management which produced the themes and sub-themes. System theory was used as a framework in the explanation of the phenomenon. The study found out that there are myriads of problematic issues related to the strategies used by the Izala organization; which negates their strategies in the democratization process. Furthermore, the study has identified the various ways in which such strategies could be strengthened for the Islamic organization to give a positive impact on the advancement of the democratization process in the State. Thus, the study presents a conceptually and empirically supported framework to describe the strategies of Islamic civic association in the democratization process of the state. In effect, therefore, the lingering Izala strategy’s crises in the democratization process was explored and analyzed. The study is particularly useful for religious civil societies, politicians, policy-makers, and researchers by identifying and proposing the ways in which the state, political parties, religious organizations, and other democratic stakeholders should conduct and relate in a nascent democratizing society. The analysis points toward the potential for change in the strategies of Izala Islamic civil society in the democratization process.

Trends and problems of retail Bank lending in modern conditions on the example of «Sberbank of Russia»

2020 ◽  
pp. 156-165
Author(s):  
В.В. Мандрон ◽  
А.Ю. Ефименко ◽  
Д.Г. Свиридов
Keyword(s):  
National Economy ◽  
Positive Impact ◽  
Banking System ◽  
Bank Lending ◽  
Real Income ◽  
Real Estate Market ◽  
The State ◽  
Loan Portfolio ◽  
Effective Development

Эффективное развитие механизмов кредитования физических лиц оказывает положительное влияние не только на рынок недвижимости, автомобильную промышленность, потребительский рынок, но и на темпы развития банковской системы, что значительно влияет на рост национальной экономики и улучшает качество жизни населения РФ. Исследование посвящено ключевым тенденциям и проблемам функционирования рынка розничного кредитования в современных условиях. Определены главные проблемы, которые оказывают существенное влияние на организацию рынка розничного кредитования, его объемы и качество. Проведен анализ данных отражающих состояние рынка розничного кредитования на современном этапе. На состояние данного сегмента кредитного рынка оказывает влияние как общее экономическое состояние государства, курс денежно-кредитной политики Банка России, уровень реальных доходов населения, а также форс-мажорные ситуации. В статье дается оценка объема, состава и структуры кредитного портфеля одного из крупнейших финансово-кредитных институтов страны – ПАО «Сбербанк России». Особое внимание уделено кредитованию физических лиц в разрезе отдельных форм и видов кредитных инструментов, отражается связь состояния национальной экономики и качества кредитного портфеля банка. Effective development of mechanisms for lending to individuals has a positive impact not only on the real estate market, automotive industry, consumer market, but the pace of development of the banking system, which greatly affects the growth of the national economy and improves the quality of life of the Russian population. The research is devoted to the key trends and problems of functioning of the retail lending market in modern conditions. The main problems that have a significant impact on the organization of the retail lending market, its volume and quality are identified. The analysis of data reflecting the state of the retail lending market at the present stage is carried out. The state of this segment of the credit market is influenced by the General economic state of the state, the rate of monetary policy of the Bank of Russia, the level of real income of the population, as well as force majeure situations. The article provides an assessment of the volume, composition and structure of the loan portfolio of one of the largest financial and credit institutions in the country-PJSC Sberbank of Russia. Special attention is paid to lending to individuals in the context of individual forms and types of credit instruments, reflecting the relationship between the state of the national economy and the quality of the Bank's loan portfolio.

scholarly journals Challenges Faced by Devolved Governance in Quality Service Delivery: A Case Study of Turkana Central Sub-county, Turkana County, Kenya

2017 ◽  
Vol 7 (4) ◽  
pp. 87
Author(s):  
James K. Sirite ◽  
Henry Ongori ◽  
Darius Bosire
Keyword(s):  
Service Delivery ◽  
Survey Design ◽  
Quality Service ◽  
Cross Sectional Survey ◽  
Cross Sectional ◽  
County Governments ◽  
Policy Makers ◽  
To Come

The purpose of this study was to identify the challenges faced in quality service delivery to Turkana Central Sub-county citizens of Turkana County. The study used cross-sectional survey design. The sample size selected for the study was 261.  Data was collected using questionnaires and interview guides. Data was analyzed by descriptive statistics and presented in tables and figures for ease interpretation. The major findings of the study show that devolved governance faces some challenges. For instance the devolved governance is faced with corruption, lack of transparency and accountability and inadequate funds. This adversely   affects quality service delivery to its citizens. The findings of the study would inspire policy makers at the county and national government level to come up with appropriate strategies to mitigate the challenges identified in order to improve the quality of services offered by the county governments.

scholarly journals Understanding Students’ Perspectives on Teachers’ Personality

2021 ◽  
Vol 1 (1) ◽  
pp. 1-5
Author(s):  
Muhamad Taufik Hidayat
Keyword(s):  
High School Students ◽  
Soft Skills ◽  
Structured Interview ◽  
Learning Motivation ◽  
School Students ◽  
Policy Makers ◽  
Hard Skills ◽  
Efl Teachers ◽  
Senior High School Students

Teacher’s personal trait is critical because it may ominously affect students’ motivation in learning. However, some teachers remain unaware of its significance. It was evident in the students’ statements stating that they often had to learn with moody teachers who, as a result, ruined their learning motivation. The present study aims to explore the students’ perspectives on the EFL teacher’s personalities that influence the students’ motivation. To achieve the objective, the study utilized case study design in which the data were collected through semi-structured interview conducted to six senior high school students. The data were then analyzed by following Miles and Huberman’s (1994) framework. The results showed that all respondents shared agreement on the teacher’s personalities that they prefered. They felt happy and motivated when they learned with humble, friendly, kind, caring, patient, and humorous teachers. The results of this study may help the EFL teachers consider their personality as one of the vital aspects that could affect the students’ learning motivation. EFL teachers should pay more attention to their attitudes towards the students. In addition, the results suggest that policy makers should formulate rules that encourage teachers to not only focus on their hard skills but also their soft skills such as good personalities.  

scholarly journals ANALISIS FAKTOR-FAKTOR YANG MEMENGARUHI KEPUASAN LAYANAN AKADEMIK MAHASISWA PRODI DIPLOMA I KEPABEANAN DAN CUKAI

2017 ◽  
Vol 1 (1) ◽  
Author(s):  
Agus Sriyanto
Keyword(s):  
Service Quality ◽  
Student Satisfaction ◽  
Latent Variables ◽  
Structural Equation ◽  
Positive Impact ◽  
Positive Influence ◽  
Equation Modeling ◽  
Policy Makers ◽  
Five Dimensions

ABSTRACT:Improving the quality of education becomes very important nowadays to meet the increasing demands of graduates’ future institutions. This research adopts five dimensions of service quality initiated by Parasuraman, Zeithaml and Berry (servqual) to assess the quality of academic services affecting student satisfaction. Once the determinants are known, they can be used by policy makers to improve student satisfaction levels. After identifying the determinant factors, policy makers can use them to improve the level of satisfaction of students. There are 100 respondents who participated in this research. The data was collected using surveys and analyzed using structural equation modeling with Smart PLS 3.0. The results showed that among five hypotheses tested, all variables have the positive influence, however, there are two latent variables which have significant associations, while the others have not. Responsiveness and empathy have positive and significant impact on the student satisfaction, while tangible, reliability and assurance have a positive impact but not significant. Keywords: customs student satisfaction, service quality, servqual, SEM.ABSTRAK:Meningkatkan kualitas pendidikan menjadi sangat penting dewasa ini untuk memenuhi tuntutan kebutuhan unit pengguna yang semakin meningkat. Penelitian ini mengadopsi lima dimensi kualitas jasa yang digagas oleh Parasuraman, Zeithaml dan Berry (Servqual) untuk menilai kualitas layanan akademik yang mempengaruhi kepuasan mahasiswa. Setelah faktor-faktor penentu dari dimensi servqual dapat diketahui maka faktor-faktor tersebut dapat digunakan oleh pembuat kebijakan untuk meningkatkan tingkat kualitas layanan kepada mahasiswa. Ada 100 responden di pilih secara acak dari total populasi yang berpartisipasi dalam penelitian ini. Data dikumpulkan dengan menggunakan survei online dan dianalisis dengan pemodelan persamaan struktural dengan bantuan software Smart PLS 3.0. Hasil penelitian ini menunjukkan bahwa dari kelima dimensi servqual, semua variabel memiliki pengaruh positif terhadap kepuasan mahasiswa, namun dari lima variabel tersebut hanya dua variabel laten yang mempunyai pengaruh signifikan, sementara tiga variabel yang lain tidak signifikan. Daya tanggap dan empati berpengaruh positif dan signifikan terhadap kepuasan siswa, sedangkan bukti fisik, keandalan dan jaminan memiliki dampak positif namun tidak signifikan.Kata Kunci: kepuasan, Mahasiswa Bea dan Cukai, kualitas layanan, Servqual, SEM                  

FUNDAMENTALISM, BUREAUCRATIZATION, AND THE STATE'S CO-OPTATION OF RELIGION: A JORDANIAN CASE STUDY

2006 ◽  
Vol 38 (3) ◽  
pp. 369-393 ◽  
Author(s):  
Richard T. Antoun
Keyword(s):  
Civil Society ◽  
Middle East ◽  
The State ◽  
Human Beings ◽  
Half Century ◽  
The Past ◽  
Equal Duration ◽  
Past Half Century ◽  
Past Half

In the Middle East over the past half-century, three religious processes have grown together. One, the growth of fundamentalism, has received worldwide attention both by academics and journalists. The others, the bureaucratization of religion and the state co-optation of religion, of equal duration but no less importance, have received much less attention. The bureaucratization of religion focuses on the hierarchicalization of religious specialists and state co-optation of religion focuses on their neutralization as political opponents. Few commentators link the three processes. In Jordan, fundamentalism, the bureaucratization of religion (BOR), and state co-optation of religion (SCR) have become entwined sometimes in mutually supportive and sometimes in antagonistic relations. The following case study will describe and analyze the implications of this mutual entanglement for the relations of state and civil society and for the human beings simultaneously bureaucratized and “fundamentalized.”

scholarly journals Civil Society Engagement and Policy Representation in Europe

2019 ◽  
Vol 52 (11) ◽  
pp. 1648-1676 ◽  
Author(s):  
Anne Rasmussen ◽  
Stefanie Reher
Keyword(s):  
Social Capital ◽  
Public Opinion ◽  
Civil Society ◽  
Policy Issue ◽  
Civil Society Organizations ◽  
Civic Culture ◽  
Policy Makers ◽  
Policy Representation ◽  
High Level

Since Tocqueville linked the quality of democracy in America to its vibrant civic culture, studies have explored the relationship between social capital and the quality of governance. Yet, few have examined the mechanisms between individual components of social capital and democracy in depth. This study focuses on the link between one component of social capital, civil society engagement, and the linkage between public opinion and policy. It argues that engagement in associations with an interest in the policy issue may stimulate correspondence between public opinion and policy through their ability to collect and disseminate information to policy makers and the public. The analysis of 20 specific policy issues from 30 European countries confirms these expectations: Issues that experience a high level of associational engagement display a stronger relationship between public opinion and policy. The findings underline the role civil society organizations can play in policy representation beyond engaging in interest advocacy.

scholarly journals The Impact of the Regulatory Sandbox on the Fintech Industry, with a Discussion on the Relation between Regulatory Sandboxes and Open Innovation

2020 ◽  
Vol 6 (2) ◽  
pp. 43 ◽  
Author(s):  
Jayoung James Goo ◽  
Joo-Yeun Heo
Keyword(s):  
Comparative Research ◽  
Positive Impact ◽  
Vital Role ◽  
Policy Makers ◽  
Country Level ◽  
Empirically Supported ◽  
Venture Investment ◽  
Regulatory Uncertainty ◽  
Regulatory Barriers ◽  
The Impact

As the fintech industry grows around the world, regulatory issues continue to be a hot topic within the industry. To overcome regulatory barriers of the fintech industry, regulatory sandboxes have been adopted. The regulatory sandboxes are beneficial to create a fintech ecosystem, but their effectiveness has not been empirically supported. This study aims to find the expected effects of regulatory sandboxes on fintech venture investments empirically. We conducted an analysis using a country-level comparative research method. To analyze it, we selected nine forerunning countries which have initially adopted regulatory sandboxes. For the purpose of validations, a comparative analysis and a regression analysis were conducted. In the results, we found that the adoption of regulatory sandboxes had very positive influences on the growth of the fintech venture investment. The results implied that regulatory sandboxes may play a vital role in increasing the influx of venture capital into the fintech venture ecosystem by removing regulatory uncertainty. The findings of this research contribute to providing the empirical evidences to policy makers in interpretations of the positive impact of regulatory sandboxes.

scholarly journals Headmaster Instructional Leadership and Organizational Learning on the Quality of Madrasah and the Quality of Graduates the State Madrasah Aliyah at Jakarta Capital Region

2016 ◽  
Vol 6 (1) ◽  
pp. 159 ◽  
Author(s):  
Widhyanti Rosmaniar ◽  
Shahril Charil bin Hj. Marzuki
Keyword(s):  
Organizational Learning ◽  
Instructional Leadership ◽  
Positive Impact ◽  
Positive Influence ◽  
The State ◽  
Reciprocal Relationship ◽  
Validity And Reliability ◽  
Capital Region ◽  
Leadership And Organization

<p>The purpose of this study is to look closely aspects of instructional leadership, and organizational learning affect the quality of madrasah in improving the quality of graduate the state madrasah aliyah. The experiment was conducted using a quantitative approach with descriptive and inferential methods, in inferential methods used correlation analysis and regression analysis. The process is first conducted analysis of data validity and reliability of data as well as test for normality using the Kolmogorov-Smirnov Test. The study population is the overall teacher the State Madrasah Aliyah at Jakarta Capital Region. The study sample size of 150 teachers. The collecting data about the instrument with research using Likert scale, to obtain data on instructional leadership, organizational learning, quality of madrassah and the quality of graduates. The results of research known that headmaster instructional leadership has a strong and positive relationship with the quality of the madrasah, the quality of graduates, organizational Learnings have strong relationships and positive impact on the quality of madrasah. The quality of graduates and have a reciprocal relationship with a high instructional leadership. It can be concluded that an increasing in the quality of madrasah and the quality of graduates at the school can be done with an increase in instructional leadership and organization of learning in the madrasah. Thus improvement instructional leadership and organizational learning have a positive influence on the improvement of the quality of madrasah and the achievement of the quality of graduates.</p>

UNTIMELY HESITATIONS

2014 ◽  
Vol 13 (3) ◽  
pp. 831-840 ◽  
Author(s):  
KNOX PEDEN
Keyword(s):  
Civil Society ◽  
Political History ◽  
State Power ◽  
The State ◽  
Historical Inquiry ◽  
Young Hegelians

Intellectual historians owe Nietzsche a debt for many things, not least for lending the quality of “untimeliness” a positive connotation. In the late 1990s, when Marxism was arguably at its nadir as an intellectual program, much less a political one, Warren Breckman published an insightful study of Marx's early thought and its genesis out of a series of disputes with the Young Hegelians concerning the state and its ambiguous relationship with theological conceptions of authority. The untimeliness of Breckman's intervention had much to recommend it. Taking his distance from the pallbearers, Breckman showed that a historical inquiry into the Marxist enterprise increased rather than diminished its contemporary relevance. In the wake of the eastern bloc's collapse, “civil society” had become the order of the day. Breckman showed that, far from being an innocuous panacea to the terror of state power, the concept had its own contested political history, one that Marx grappled with in ways whose resonance has only grown in the decade since Breckman's first book appeared.

Modeling of eutrophication and strategies for improvement of water quality in reservoirs

2016 ◽  
Vol 74 (6) ◽  
pp. 1376-1385 ◽  
Author(s):  
Mojtaba Shourian ◽  
Ali Moridi ◽  
Mohammad Kaveh
Keyword(s):  
Water Quality ◽  
Thermal Regime ◽  
Thermal Stratification ◽  
Present Situation ◽  
The State ◽  
Nitrogen Loads ◽  
Quality Of Water ◽  
Pollution Loads

The purpose of this study is to survey the thermal regime and eutrophication states in Ilam reservoir in Iran as the case study. For this purpose and to find solutions for improving the water's quality in the reservoir, two general strategies for reducing the entering pollution loads and water depletions from the reservoir's outlets were analyzed by use of the CE-QUAL-W2 model. Results of the simulation of the present situation show the existence of thermal stratification during summer, which results in the qualitative stratification in the reservoir. According to the qualitative criteria, the Ilam reservoir's state is between mesotrophic and eutrophic. Results of the scenarios of reduction of the nutrients show that in the scenario of 50% reduction of the phosphorus and nitrogen loads into the reservoir, the state of the reservoir would recover from eutrophic to semi-eutrophic. Also, release of water from the reservoir during September, October and November would cause the restoration of the quality of water in the reservoir. To avoid the occurrence of critical eutrophication in the reservoir, reducing the ponding time in the reservoir by fast depletion, preventing entrance of the upstream villages' sewage and agricultural drained waters, which are sources of nitrate and phosphate contamination into the rivers, and also management of the usage of agricultural fertilizers have been suggested.

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