Faktor-faktor yang Memengaruhi Preferensi Nasabah terhadap Produk Rahn: Studi Kasus PT. BPRS Amanah Ummah

Rahn is financing for the community to borrow money using personal items as collateral. Public interest in rahn is still small, even though rahn knew as savings and loan services for property that is guaranteed by customers. The savings and loan services are paid every month along with the loan installments and do not use the interest system, only determining the nominal value of the rupiah determined by the pawning party. Thus, this study aims to determine the factors that influence customer preferences in choosing rahn products. The total of 120 respondents are taken, with a proportion of 60 as respondents representing rahn product respondents and 60 other respondents. The collected data is processed using logistic regression techniques. The results of the study show the factors that influence customer preferences for rahn products are factors of knowledge, promotion, service, education level, employment, income, expenditure and the number of dependents significantly influence customer decisions in choosing rahn products.

The Effect of Knowledge, Promotion, and Religiosity on Intention to Use Islamic Banking Services

This study aims to examine the effect of knowledge, promotion, and religiosity on the interest in using Islamic banking services. The purpose of the next research is to examine the effect of knowledge on religiosity. In addition, this study also examines the effect of educational background and age on saving interest in Islamic banks. The population in this study are customers of Bank Syariah Mandiri, Brebes, Central Java, Indonesia. Ninety-nine research samples were obtained. The data collection method used was questionnaires. The data analysis method used was SEM-PLS. The results showed that only promotion proved to have a positive and significant effect on interest in using the services of Islamic banks. Knowledge and religiosity have not been proven to have a significant effect on interest in using services of Islamic banks. Likewise, background and gender do not have a significant effect. The next research result is that there is a positive and significant influence of knowledge on religiosity; there is also a positive and significant influence on the promotion of knowledge. This study recommends the importance of continuing socialization and education from Islamic banking stakeholders in Indonesia to continue introducing Islamic banks to the public.

The effect of Sharia bank knowledge, promotion, and facilities on savings decisions at Sharia banks with savings interest as mediation variables

Purpose - The purpose of this study is to explain the effect of Sharia bank knowledge, promotion, and facility on saving decisions in Shariah bank both directly and through saving interest.Method - The population in this study is the students of Sharia banking department at Islamic Business and Economics Faculty of IAIN Purwokerto Batch 2016/2017 of 106 students. All populations in this study were used as the sample. The technique of data collection in this study used questionnaires. Techniques of data analysis used descriptive statistic analysis and path analysis. Result - The results showed that Sharia bank knowledge, promotion, and facility give a positive and significant effect on saving decisions in Sharia Bank. Saving interest can mediate Sharia bank knowledge, promotion, and facility on saving decisions in Sharia Bank.Implication - Suggestion from this study are expected that Sharia Bank can fix the facility and improve promotions so that the customer candidate can know what kind of product offered so that saving interest and saving decision in Sharia Bank can be improved.Originality - This study adds Islamic bank knowledge and saving interest variable as the intervening variable.

Perspektiv på matematisk modellering i Kunnskapsløftet og Fagfornyinga

Currently, there is a focus on the importance of mathematical competence in order to function in modern society. Working with mathematical modelling is a way to connect mathematics with everyday life. In this article, we provide reasons for working with modelling activities and connect them to different perspectives of mathematical modelling. Within this framework, we have done a content analysis of the common core subject mathematics in the current curriculum (the Knowledge Promotion Reform 2006) and the consultation draft of the renewal of the curriculum, which take effect in 2020. This study shows an increase in the frequency of the word modelling in the renewal of the curriculum compared to the Knowledge Promotion Reform. This may indicate an increased focus on mathematical modelling. However, the renewal of the curriculum is not explicit in how mathematical modelling should be understood and worked with. This may cause challenges for the teachers in teaching modelling in school.

Hva kjennetegner forskning på lærerrollen under Kunnskapsløftet? En forskningskartlegging av studier av norske lærere, lærerstudenter og lærerutdannere

Den norske lærerrollen har blitt påvirket av en rekke utviklingstrekk siden årtusenskiftet. I denne artikkelen undersøker vi hva som kjennetegner forskning på lærerrollen publisert siden innføringen av Kunnskapsløftet. Vi beskriver tematiske, metodiske og analytiske egenskaper ved forskningsfeltet, basert på en systematisk forskningskartlegging av tidsskriftsartikler publisert mellom 2007 og 2016 med norske lærere, lærerstudenter og lærerutdannere som informanter. Et hovedfunn er at forskningen i stor grad er orientert mot læreres praksis, mens andre aspekter av lærerrollen er mindre belyst. Avslutningsvis diskuterer vi implikasjoner for forholdet mellom forsknings- og praksisfeltet.Nøkkelord: forskningskartlegging, kunnskapsoppsummering, lærerrollen, lærerprofesjonalitetWhat characterises research on teacher roles during the Knowledge Promotion? A systematic review of studies of Norwegian teachers, student teachers and teacher educatorsAbstractNorwegian teacher roles have been affected by a range of developments since the turn of the century. In this article, we examine the characteristics of research on teacher roles, published since the introduction of the Knowledge Promotion curriculum. We describe thematic, methodological and analytical characteristics of the research field, based on a systematic, configurative literature review of journal articles published between 2007 and 2016 that include Norwegian teachers, student teachers, and teacher educators as informants. A main finding is that the research literature is primarily oriented towards teachers' professional practice, whereas other aspects of teacher roles have received less attention. In conclusion, we discuss implications for the relationship between the field of research and the field of practice.Keywords: systematic review, literature review, teacher roles, teacher profes-sionalism

Grunnleggjande fagleg? Framstillinga av fagleg innhald, grunnleggjande ferdigheiter og eleven i fagplanane for norsk og musikk

Denne artikkelen tek føre seg forholdet mellom fag og grunnleggjande ferdigheiter. Gjennom ein analyse av Kunnskapsløftets fagplanar for norsk og musikk freistar eg å vise korleis dei grunnleggjande ferdigheitene er integrerte i faga på ulike måtar. Norskfaget er konstruert som eit literacyfag der det faglege innhaldet i nokon grad kan synast å vere underordna oppøvinga av grunnleggjande ferdigheiter. I musikkfaget er dei grunnleggjande ferdigheitene betre integrert i det musikkfaglege, og faget står tydelegare fram. Det er dermed grunn til å hevde at dei grunnleggjande ferdigheitene ikkje berre inngår i faga på fagas premiss slik rammeverket legg opp til. Det er òg slik at fagkonstruksjonane i varierande grad er tilpassa dei grunnleggjande ferdigheitene.Nøkkelord: læreplanar, norskfaget, musikkfaget, grunnleggjande ferdigheiter, literacy, fagspesifikke ferdigheiterAbstractThis article discusses the relationship between subjects and basic skills. Through an analysis of The Knowledge Promotion’s curricula for Norwegian language arts and music, I show how the five basic skills identified in the Knowledge Promotion are integrated into the subjects in different ways. Norwegian is designed as a literacy subject, where the subject content to some extent appears to be subordinated to the development of basic skills. In music, the basic skills are better integrated into the subject, and the subject stands out more clearly against the background. One may thus reasonably claim that the basic skills are not only included in the subjects on the subject’s terms, which is the aim of the framework. The subjects are to varying degrees adapted to the basic skills.Keywords: curriculum, basic skills, literacy, subject-spesific literacy, language arts, music