AL-MUQAYYAD: Jurnal Ekonomi Syariah
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Published By STAI Auliaurrasyidin Tembilahan

2715-3177, 2614-8102

2021 ◽  
Vol 4 (1) ◽  
pp. 25-35
Author(s):  
Peni Darmisah ◽  
Saiin Saiin

As students who have an educational background in Islamic Economics, each has a different perception of Islamic Banking. There are still students who compare Islamic banks and conventional banks, a doubt toward the operational saving system, financing or discounting, and the existence of conventional Banks being more affordable than Islamic banks in remote areas. This study aimed to examine the effect of religiosity on students' interest in saving in Islamic banks. This type of research was quantitative with data analysis using a simple regression method. The results showed that the t count was 14,832, and the t table was 1,975 < t count 14,832 with a significance of 0.000 under 0.05. Therefore, it concluded that religiosity significantly affects the saving interest of students at Islamic Banks.


2021 ◽  
Vol 4 (1) ◽  
pp. 14-24
Author(s):  
Dessy Trimulyani ◽  
Hendro Lisa ◽  
Ferdinan Ferdinan

Starting from the phenomenon occurred especially among Muslim women who were very concerned with fashion issues. Many of them did not know the function of the clothes they wear, and how Islam arranges the clothes. The purpose of this study was to determine the influence of religiosity on the decision of purchasing Muslim clothes in Tembilahan District. This was quantitative research by simple linear regression method analysis. The results showed that the T count was bigger than the T table. The T table was 12,763>2,024 and sig. 0.000 <0.05 means Ha was accepted, and Ho was rejected. The contribution of religiosity to the decision toward purchasing Muslim clothing by looking at the results of the R Square was 81.1%, while the remaining 18.9% influenced by other factors outside of the researcher's discussion.


2021 ◽  
Vol 4 (1) ◽  
pp. 70-83
Author(s):  
Sri Widiastuti ◽  
Nurse Fatimah MZ

This research was motivated by the author's preliminary observations regarding customers' points of view between Sharia Pawnshops, and conventional Pawnshops were the same, some customers thought that Sharia Pawnshops also apply interest, even though the system were different. The purposes of this study were to find out how the Rahn contract, and the customer's perception of the Rahn at the Syariah Pawnshops. Data analysis used qualitative descriptive by deductive, and inductive methods. The results showed that most of the customers did not understand the Rahn, but they believed that the pawn products available at the Sharia Pawnshop and the pawn products in conventional pawnshops were the same. Furthermore, the implementation of the Rahn contract at the Sharia Pawnshop was under Islamic roles because there were no rules that violate Islamic law.


2021 ◽  
Vol 4 (1) ◽  
pp. 45-52
Author(s):  
Imam Wahyu Hardiansyah

Credit cards are one of the most common methods of payment in modern society. Credit cards are used to replace payments for the purchase of products and services. In cities, the Public usually uses this credit card to shop at retail stores and malls. The rapid development of the use of credit cards currently because people feel the cards as a means of payment and taking cash considering the practicality, comfort, and security. The basic law of sharia charge cards, however, has been explained in the Quran, Hadith, and also Ijma'.


2021 ◽  
Vol 4 (1) ◽  
pp. 53-69
Author(s):  
Sandi Saputra ◽  
Selviani Selviani

This study aimed to explain the citizen of Pulau Palas's perspective on the MUI fatwa number 1 of 2004 regarding bank interest. This type of research was qualitative research using a purposive sampling technique. Data were analyzed using the Miles and Huberman method. The research findings showed that the public agreed that bank interest is usury, the fatwa should be comprehended as long as the decision is sincere for the benefit of the people. However, most of them still rely on conventional banking because of distrust of the system used by Islamic banks, as well as the ignorance of the existence of the fatwa. Therefore, the people viewed that the fatwa was issued to promote or increase the prestige of Islamic banks so that people turn to Islamic banks and leave conventional banks.


2021 ◽  
Vol 4 (1) ◽  
pp. 36-44
Author(s):  
Ristanto Edi Saputro

The world's business competition is getting bigger in the era of information and digitalization. Every company needs to develop its products all the time. Even the product must be predictable in the future. In addition, the use of tools and machines must also standardize so that the quality and quantity of products can meet market standards. A company must have human resources or workers who have good skills and knowledge. Problems arise if the workforce owned by the company does not meet the two aspects above. Therefore, companies need to conduct training and development to develop the skills and knowledge of the workforce. There are many benefits for companies that undertake workforce training and development.


2021 ◽  
Vol 4 (1) ◽  
pp. 1-13
Author(s):  
Delvi Hamsiska Putri ◽  
Iwan Siswanto ◽  
Seri Yanti Siagian

This study aimed to determine whether the socialization of BAZNAS affects the interest of Muzaki in distributing zakat through the National Amil Zakat Agency of Indragiri Hilir Regency. This research was quantitative. The data were analyzed using a simple linear regression method with the help of the Statistical Product and Service Solutions (SPSS) 23. The results of the data analysis showed the tcount was 20.985 so that, ttable 1.651 < tcount 20.985 with a significance of 0.000 under 0.05. Thus, it concluded that the socialization of BAZNAS on the interest of Muzaki in paying zakat through the National Amil Zakat Agency in Tembilahan City has a significant influence.


2020 ◽  
Vol 3 (2) ◽  
pp. 153-168
Author(s):  
Ibnu Hasan Karbila ◽  
Abdul Helim ◽  
Rofii Rofii

This study aimed at distinguishing fiscal policy during the time of the Prophet and the fiscal policy prevailing in Indonesia. The study method in this research is literature study. The type of data used is secondary data with data collection methods through literature study. The results showed that during the time of the Prophet, the first fiscal policy that was taken after moving to Medina was to make muhajirin and ansar fraternal and provide employment for the Muhajirin. In the second year, almsgiving and fitrah are compulsory, followed by zakat in the ninth year of hijriyah. From here emerged fiscal policy instruments derived from zakat, infaq, alms and waqf. Some of these elements are mandatory and some are voluntary. Zakat is an element that must be paid after reaching the nisab, while infaq, alms and waqf are voluntary. This voluntary element is what distinguishes an Islamic economy from a capitalist economy. Another difference between the two is related to the management of state money where part of the APBN sources obtained from debt must be free from the element of interest, thus, the state debt can actually be obtained in ways that are in accordance with Islamic Sharia


2020 ◽  
Vol 3 (2) ◽  
pp. 144-152
Author(s):  
Ermayanis Ermayanis ◽  
Nurse Fatimah MZ

This study aimed to determine the effect of promotion on the sales of Islamic insurance policies at PT. Asuransi Takaful Keluarga RO Riau Agency Pekanbaru. This research was motivated by the development of Islamic insurance companies both in terms of assets and in terms of company contributions that have an impact on insurance policy sales. The formulation of the problem in this study was to determine the effect of the relationship promotion on insurance policy sales. This research used quantitative methods with simple linear regression analysis. The sample in this study was 49 respondents. Based on the results of the partial test (t-test), the tcount was 1.391 <t-table 2.016, so the promotion had no significant effect on the variable sales of the insurance policy of PT. Asuransi Takaful Keluarga RO Riau Pekanbaru. The regression results showed that the promotion variable does not affect sales.


2020 ◽  
Vol 3 (2) ◽  
pp. 126-135
Author(s):  
Erdani Murdani Nur

Zakat is one of the pillars of Islam that every capable Muslim must do. One of the institutions that manage zakat funds is the National Zakat Agency (BAZNAS). This study aims to partially and simultaneously examine the effect of promotion and service quality on people's interest in paying zakat through BAZNAS, Indragiri Hilir Regency. This type of research is field research. The data used in this study were primary and secondary. 87 Respondents in this study were Muzakki in BAZNAS Indragiri Hilir Regency. The sampling technique used was simple random sampling. The data collection methods were questionnaires, interviews, and documentation. The data analysis technique partially used the t-test and simultaneously used the Anova test. The results showed that either partially or simultaneously, promotion and service quality had a significant influence on people's interest in paying zakat in BAZNAS, Indragiri Hilir Regency.


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