JPSDa: Jurnal Perbankan Syariah Darussalam
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Published By IAI Darussalam Blokagung

2775-6084

2021 ◽  
Vol 1 (1) ◽  
pp. 1
Author(s):  
Nur Anim Jauhariyah ◽  
Ahmad Saiful Amin

This study uses a quantitative approach by determining the research sample using data collection techniques obtained from the number of respondents 24 customers. The independent variables of this study are Nisbah (X1) and Installments (X2), while the dependent variable (Y) is Financing using micro small business credit products (KUR) iB. The analysis tool uses multiple regression with the help of SPSS software.The results of the study 1) Significantly the ratio (X1) has an effect on the financing (Y) of the people's business credit (KUR) micro and small iB products; 2) Significantly the installment (X2) has no effect on the financing (Y) of the people's business credit (KUR), micro and small iB; 3) Simultaneously, the ratio (X1) and installments (X2) have a significant effect on the financing (Y) of the iB micro and small business credit (KUR) product at BRISyariah KCP Genteng, Banyuwangi Regency.


2021 ◽  
Vol 1 (1) ◽  
pp. 95
Author(s):  
Ruhul Amin ◽  
Siti Dina Hariroh

The current era of globalization has an impact on the development of a business, organization or company consisting of many components that compose into one unit for the same purpose, motivation and discipline in working at BRI Syariah bank. This type of research is quantitative, using the method of observation, interviews, questionnaires and documentation. Multiple regression analysis tool. Based on the results of the study, it shows that there is a positive and significant effect between variable X1 on variable Y has a regression coefficient value of 2.762. There is a positive but not significant effect between variable X2 on variable Y has a regression coefficient value of -.223. There is a positive and significant effect simultaneously between variables X1 and X2 on variable Y. Variable X1 is a variable that is considered more dominant and significant to variable Y with a probability number of 0.016 and a regression coefficient value of 2.762.


2021 ◽  
Vol 1 (1) ◽  
pp. 85
Author(s):  
Hari Basuki ◽  
Maslihatun Khasanah

Mudharabah Muthlaqah is where shahibul maal gives full discretion to the manager (mudharib) to use the funds in a business which he considers to be good and profitable. However, the manager is still responsible for managing it in accordance with normal healthy business practices (uruf). In the DSN-MUI review of the implementation of the muthlaqoh mudhorobah contract on the savings from the prime hijrah, the researchers analyzed that it was appropriate. Because based on the DSN-MUI fatwa regarding justified savings are savings based on mudhorobah and wadi'ah principles, while unjustified savings are savings based on interest calculations. research using qualitative research methods that use descriptive analysis. The results of this study indicate that the application of the mudhorobah muthlaqoh agreement on iB hijrah prima savings in calculating the profit sharing that must be considered is HI-1000 (read ha-i-thousand) which every month there is always a change and based on the average customer balance at each the month with the existence of the ratio waad.


2021 ◽  
Vol 1 (1) ◽  
pp. 12
Author(s):  
Siti Nur Indah Rofiqoh ◽  
Arina Qurota Aini

The research objectives of this study are: To determine the influence of wadi'ah demand deposits on PT BNI syariah earnings, to find out the amount of wadi'ah savings on PT BNI Syariah earnings and to know the simultaneous influence between wadi'ah demand deposits and wadi'ah savings on profit (Y) of PT BNI Syariah. This type of research is quantitative research. The data analysis technique used in this study is multiple linear regression. The results of this study are 1) Significantly current account (X1) to earnings (Y) is obtained tcount


2021 ◽  
Vol 1 (1) ◽  
pp. 30
Author(s):  
Munawir Munawir ◽  
Anisatul Khoiriyah

This research uses a qualitative method with the type of descriptive research. The data analysis technique used in this study is the interactive model. The research uses primary and secondary data sources.The results of this study indicate that the role of customer service is very important in the world of banking and the service strategy of a customer service has been very good in increasing customer loyalty at BRI Syariah Syariah Banyuwangi Branch Office.Based on the results of the study, the conclusion of this study is the role of customer service in increasing the loyalty of saver customers is very important, this is indicated by the results of interviews that researchers have done that is the majority of their satisfaction and makes them loyal to the BRI Syariah Bank Genteng Branch Office. Customer loyalty can be known by their desire to continue to use the services of Bank BRI Syariah Genteng Branch Offices, it can all be shown from the services that make them comfortable to witness and continue to use the services of the bank without switching to another bank. That way the quality of service that is already good from customer service is improved again to a better level so that customers remain loyal.


2021 ◽  
Vol 1 (1) ◽  
pp. 42
Author(s):  
Fitri Nur Latifah ◽  
Dwi Hanifatul Ma’unah

The purpose of this study is 1) To find out and analyze the influence of mudharabah financing (X1) significantly on bank profitability (Y). 2) To find out and analyze the influence of musharaka financing (X2) significantly on bank profitability (Y) 3) To find out and analyze the influence of mudharabah financing (X1) and musyarakah financing (X) which significantly affect bank profitability (Y).This research uses a quantitative approach to the type of research Explanatory Research. Determination of the sample using purposive sampling was obtained from the 2010-2018 annual financial statements. The independent variable of this study is mudharabah financing (X1) and musyarakah financing (X2), while the dependent variable (Y) is bank profitability. The analysis tool uses multiple linear regression with the help of SPSS software.


2021 ◽  
Vol 1 (1) ◽  
pp. 56
Author(s):  
Bibit Wahyudi ◽  
Aula Izatul Aini

The research method used is descriptive qualitative, with a case study approach. The data analysis tool used is the IFAS, EFAS and SWOT analysis. The results show the distribution strategies used by BMT in exploiting the strengths of the opportunities that have been identified: BMT optimizes employee performance to keep up with the ever-increasing population, maintains the good name of the cooperative to attract sympathy for prospective members, strengthens the good name of BMT in the community by implementing the sharia system and performs a direct approach with the middle to lower society in particular. In minimizing weaknesses in order to take advantage of opportunities: increase the frequency of training for human resource supplies, improve technology-based facilities and continue to actively publish products on various media. In using strength to overcome threats: BMT develops and adapts marketing models, creates more attractive product variation styles and maintains the characteristics of sharia-based products. In minimizing weaknesses in order to avoid threats: conducting training programs to increase employee competence, spreading the name of sharia when involved in the field and optimizing marketing in all media.


2021 ◽  
Vol 1 (1) ◽  
pp. 73
Author(s):  
Nasyiatul Faridah ◽  
Lailatul Hikmah

The purpose of this study is 1) to determine the effect of educational background (X1) on employee performance (Y); 2) to determine the effect of training (X2) on employee performance (Y); 3) to determine the effect of educational background (X1) and training (X2) simultaneously on employee performance (Y). The research method is quantitative with the type of survey research. The results of study 1) there is a positive and significant influence of educational background (X1) on employee performance (Y); 2) there is a positive and significant influence of training (X2) on employee performance (Y); 3) there is a positive and significant influence of educational background (X1) and training (X2) simultaneously on employee performance (Y).


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