scholarly journals Blockchain and cryptocurrencies: economic and financial research

Author(s):  
Alessandra Cretarola ◽  
Gianna Figà-Talamanca ◽  
Cyril Grunspan
Keyword(s):  
2021 ◽  
Author(s):  
Marc Berninger ◽  
Florian Kiesel ◽  
Jan Schnitzler
Keyword(s):  

Author(s):  
Hendra Galuh Febrianto ◽  
Amalia Indah Fitriana

ABSTRACT In the banking world of soundness, banks are very important for the formation of trust. Trust and loyalty to banks is a very helpful factor and makes it easier for bank management to develop good business strategies. Bank Soundness Levels are results issued by banks which are carried out on bank risk and performance (Bank Indonesia Regulation Number: 13/1 / PBI / 2011). If more than conventional banking with Islamic banking, conventional banking finance is better than Islamic banking. This is blessed with poor sharia banking (corporate governance) management. In order to be able to carry out its functions properly, banks must have sufficient capital, ensure the quality of their assets properly, be well managed and managed based on the principle of prudence, generate sufficient profits to maintain an increase, and support liquidity so that it can be adjusted to their needs. Therefore banks are required to be able to achieve and maintain a good and optimal level of performance, because the level of bank performance can increase the level of trust and loyalty needed by the wider community to use the products, services and financial activities of the bank. The purpose of this study is for advanced financial research with analysis of Risk Profiles (Risk Profiles), Good Corporate Governance (GCG), Profitability (Income), and Capital (Capital) which is hereinafter abbreviated as RGEC with the final aim of research for the needs of Sharia banking management in accordance with the latest Bank Indonesia and OJK regulations. This type of research uses descriptive research proposed in the RGEC analysis (Risk Profile, Good Corporate Governance, Income, and Capital) at Islamic Banks in Indonesia. from 2013 to 2017. Keywords: Risk Profile, Good Corporate Governance, Income, Capital, Bank Soundness   ABSTRAK Dalam dunia perbankan tingkat kesehatan bank sangat penting bagi pembentukan kepercayaan. Kepercayaan dan loyalitas nasabah terhadap bank merupakan faktor yang sangat membantu dan mempermudah pihak manajemen bank untuk menyusun strategi bisnis yang baik. Tingkat Kesehatan Bank adalah hasil penilaian kondisi bank yang dilakukan terhadap risiko dan kinerja bank (Peraturan Bank Indonesia Nomor: 13/1/PBI/2011). Jika dibanding antara perbankan konvensional dengan perbankan syariah, kinerja keuangan perbankan konvensional lebih baik daripada perbankan syariah. Hal ini dikarena tatakelola (good corporate governance) perbankan syariah yang masih buruk. Agar dapat menjalankan fungsinya dengan baik, bank harus mempunyai modal yang cukup, menjaga kualitas asetnya dengan baik, dikelola dengan baik dan dioperasikan berdasarkan prinsip kehati-hatian, menghasilkan keuntungan yang cukup untuk mempertahankan kelangsungan usahanya, serta memelihara likuiditasnya sehingga dapat memenuhi kewajibannya. Oleh karena itu bank dituntut untuk bisa mencapai dan mempertahankan tingkat kinerja yang baik dan optimal, karena tingkat kinerja bank yang baik dapat meningkatkan kepercayaan dan loyalitas nasabah maupun masyarakat luas untuk menggunakan produk, jasa dan aktivitas keuangan dari bank tersebut. Tujuan penelitian ini adalah untuk menilai tingkat kesehatan keuangan dengan analisis Profil Risiko (Risk Profile), Good Corporate Governance (GCG), Rentabilitas (Earnings), dan Permodalan (Capital) yang selanjutnya disingkat RGEC dengan tujuan akhir merekomendasikan kebijakan untuk memperbaiki manajemen perbankan Syariah yang sesuai peraturan Bank Indonesia dan OJK yang terbaru. Jenis penelitian ini menggunakan penelitian deskriptif yang berfokus pada analisis RGEC (Risk Profile, Good Corporate Governance, Earnings, and Capital) pada Bank Syariah di Indonesia. dari tahun 2013 sampai 2017. Kata kunci: Risk Profile, Good Corporate Governance, Earnings, Capital, Tingkat Kesehatan Bank


2021 ◽  
pp. jfds.2021.1.068
Author(s):  
Kristof Lommers ◽  
Ouns El Harzli ◽  
Jack Kim

Author(s):  
Valerii Nemchenko ◽  
Yurii Melnyk ◽  
Hanna Nemchenko

The article considers the methodology of scientific research at enterprises, the main emphasis is placed on the issue of audit and innovation in improving enterprise management. Yes, today the world is in crisis in the economy due to the COVID-19 virus. However, appropriate measures are needed to get out of this situation as soon as possible. Universities pay special attention to research that provides new knowledge, helps in solving problems, decision-making, discovery, invention, conflict resolution. Without "theory", appropriate research, practice is impossible, as the article proves. Yes, an important factor that determines the success of the audit is the audit. Its absence causes a crisis in the company, which can lead to bankruptcy. Therefore, sufficient attention should be paid to the issue of audit in scientific research. Moreover, innovations contribute to the development of enterprises. However, it does not make sense to implement them without appropriate scientific and financial research - innovations must be relevant to the company, make a profit after their implementation, as well as stimulated by the state. However, it is equally important to take into account innovation, environmental friendliness and profitability. Food quality management depends not only on the company that produces them, processing technology, suppliers of raw materials (agriculture), but also on medical standards, recommendations, marketing, consumer market research, their features. Production in the world is becoming human-oriented, so it changes the guidelines, management not only in the enterprise but also in the regions and society. It is no coincidence that in international practice more and more often to determine the quality of life in the country instead of GDP use the happiness index, which includes along with the level of income and life expectancy. There is a need to "supplement" medical expertise with economic and environmental ones. We are talking about the "birth" of a new medical, economic and environmental examination of food products (MEEEFP). The higher the quality of food, the higher its competitiveness, better management in a saturated market, the quality of the environment and the quality of labor reproduction, increase life expectancy, GDP of the region and the country. This quality can be achieved only with the help of innovative technologies.


2005 ◽  
Vol 44 (157) ◽  
Author(s):  
Narayan Kumar ◽  
D D Baral ◽  
S Tamrakar

This survey was done in 682 out of 1672 children tested with Batch of Tuberculin used for Testing (PPD RT23 with Tween 80) in Jan. 1997 with financial research grant of B.P. Koirala Institute of Health Sciences,Dharan.Dharan City is situated in Eastern Development Region (EDR) of Nepal where a high percentage of migrated population is residing with very high number of sputum positive cases. The majority of populationare from high hills & mountain region where the Annual Risk of Infection (ARI) is less. This survey was doneto know the epidemiological situation of Tuberculosis (TB) in Dharan.Tuberculin survey was done in Eastern Development Region (EDR) (1994) by National Tuberculosis Centre(NTC) / Japan International Cooperation Agency (JICA) in Saptari & Morang. The reported result ofaverage Annual Risk of Infection (ARI) is 2.49% & 2.38% respectively.The mean age of surveyed population was 14.8 yrs. The Bacilli Calmette Guerin (BCG) coverage (scar rate)was 38.3% & BCG 4 - 8 age group 83.3% was highest & it gradually decreased to 37.5% in 12 + age group.The average 23 Tween – 8 – Batch of Tuberculin used for Testing (PPD) positive is 33.6% with 10 mminduration as cutoff line. Annual Risk of Infection (ARI) based on above was 2.7% in 9 - 11 age group &1.31% in 12 + age group. This survey is suggestive of tuberculosis being highly prevalent in Dharan. Thesurvey also showed average ARI to be 2.44% in Dharan in 10 - 15 yrs age group. The finding is suggestive ofhigh ARI although the populations has migrated from hill & mountain. Previous report of average ARI inthis area was 2.5% (Morang & Saptari). The survey result suggests that high priority, effective tuberculosisprogram is necessary and intensive control program can only give impact to control of tuberculosis in Dharan.Key Words: Tuberculin survey, school children, BCG coverage, ARI, Effective tuberculosis programme.


Author(s):  
Anna Mikhaylova ◽  
Irina Ivashkovskaya

Global shifts in perspectives on environmental concerns and the growing significance of large-scale sustainabilityprograms have brought the issue of green financing to the fore of financial research. In terms of volume, this area hasdemonstrated high growth rates in various types of capital markets.Unfortunately, few studies exist which explore the yields on green bonds in emerging markets in comparison todeveloped ones. As such, in this paper, we contribute new evidence to the field of green financing and outline severalmajor differences between green issues in these types of capital markets.We study yield premiums of green bonds on a sample of 2,450 green issues and comparable traditional bonds over theperiod from 2008 to March 2020. We contribute to the literature by new empirical evidence on green financing.Our results provide evidence of small but statistically significant negative premiums on green bonds of 23,4%1 comparedto the expected yields for standard issues. We also show that the negative premium on green bonds is more pronouncedin developed markets (- 27%2) than in emerging ones (18%3). Moreover, we provide new evidence on the negativepremium-liquidity relationship. Our research concludes that negative premiums are related to a higher level of liquidity:green bonds have lower bid-ask spreads and a higher level of liquidity than traditional ones.These conclusions can assist investors, potential issuing companies, and public authorities in achieving a betterunderstanding of the current situation of the green bond market in global terms.


Author(s):  
Viktoriia Rudenko ◽  

The necessity and advantages of using the methodology in conducting financial research in modern conditions, in particular regarding the functioning of the fiscal mechanism for regulating investment processes, are determined. It is established that the methodology is considered by scientists in two approaches: 1) as a doctrine of research methods, which is inextricably linked with philosophical science; 2) as a set of research methods used in any science. The etymology of the concept of “methodology” is considered and approaches to the interpretation of its content are critically comprehended. It is substantiated that the structure of the research methodology, in particular the fiscal mechanism of regulation of investment processes, covers three aspects: functional, logical and process. The functional aspect of the research methodology is determined, which covers its consideration as a set of principles and methods aimed at achieving a specific practical or theoretical goal of research work. The logical aspect of research methodology is highlighted, which contains its understanding as a set of forms of organization of research work. The process aspect of research methodology is determined, which implies its interpretation as a series of successive stages aimed at achieving a certain practical or theoretical result of research work. Based on the study of reference and scientific literature, the author's definition of research methodology of the fiscal mechanism for regulating investment processes is proposed as a specific doctrine, which covers a set of principles, methods, forms and sequential stages of research (cognitive) activity, used to identify scientific facts, their theoretical justification and practical implementation. The functions of research methodology of the fiscal mechanism for regulating investment processes is established. The functions of research methodology of the fiscal mechanism for regulating investment processes are established. The factors of successful application of the methodology as “art” in the study of the fiscal mechanism for regulating investment processes are considered.


Sign in / Sign up

Export Citation Format

Share Document