scholarly journals Management of changes in the insurance industry in the conditions of climate crisis

2020 ◽  
Vol 166 ◽  
pp. 13006
Author(s):  
Nelia Nagaichuk ◽  
Olena Shabanova ◽  
Natalia Tretiak ◽  
Anatoliy Marenych ◽  
Hanna Chepeliuk

The insurance industry is rather effective in overcoming consequences of natural disasters. Insurance companies play a key role in financing natural disasters consequences, at the same time they sustain record losses and are in difficult financial conditions. Taking into account the above said, the issues of management of insurers risks is up-today and is connected with climate change. In article the content of “climate risk” as risk is specified, the emergence of which is caused by human activity, which leads to pollution, resulting from industrial activity and other sources that greenhouse gases (carbon dioxide) which are capable to absorb a range of infrared radiation generate and, as a result, predetermine warming of the global atmosphere that brings to change of structure of the world atmosphere and adds natural climate instability during the certain periods of time. The most destructive dangers threatening to mankind owing to global warming are systematized. Types of risks and their sphere of manifestation in Ukraine are outlined. The directions of adaptation of the insurance industry to changes, caused by climatic crisis are defined. Due to results of the research, the theoretical generalization and author’s solutions of a scientific task are offered, which appear in the development of scientific and methodical approaches and justification of practical recommendations about modernization of activity of insurance companies and reinsurers in the conditions of risks, generated by global climate changes. Scientific novelty of the research: specifying the role of the insurance industry regarding the prevention of risks connected with global warming.

2021 ◽  
Author(s):  
Pimnutcha Promduangsri ◽  
Pariphat Promduangsri ◽  
Farhad Bolouri ◽  
Isabel M. Caballero Leiva ◽  
Linda Khodja ◽  
...  

<p>The Earth and humanity face real existential threats.  The problems are well known: global warming, <strong>climate change</strong> (<strong>CC</strong>), deforestation, pollution, temperature increase, biodiversity loss and so on.</p><p>CC is the most dangerous threat of our time.  It “affects every single living being and every ecological niche, with poorer communities suffering disproportionately” (session abstract).  Action and knowledge are needed to combat this crisis so that future generations are saved.</p><p>It is important that people learn about CC and its effects, and then learn how to act.  <strong>Climate literacy/learning</strong> (<strong>CL</strong>) is the only way in which people can come to understand and become literate so as to make decisions that are grounded in <strong>geoethical </strong>principles.  As the session abstract says, “the more people are knowledgeable about the changes affecting their lives, the more they will be able to make informed decisions and to adapt and mitigate”.  </p><p>Many <strong>CL paths</strong> exist, all the way down from masters level courses, through collective initiatives, to individual actions.  In our presentation, we will review a variety of CL actions and methods.  These include:</p><ul><li>En-ROADS, a simulation model, developed by Climate Interactive, for negotiating scenarios to limit future global warming. </li> <li>Fridays For Future (FFF), “a global climate strike movement that started in August 2018”.  </li> <li>Online participatory simulation to learn about the effect of CC on the oceans, with people from many countries.</li> <li>PhD programme on CC impacts on natural coastal risks and adaptation pathways for the Mediterranean coast.</li> <li>University courses in environmental science and in ecology.</li> <li>Youth Climate Leaders (YCL), an organisation created by four Brazillain women “to offer solutions to help young people tackle [...] the climate crisis and structural unemployment”.  </li> <li>Associations, experience volunteering.</li> <li>Conferences, participation.</li> <li>Designing, playing and debriefing games.</li> <li>MOOCs, our experience with several online courses on CC and CL.</li> <li>Reading and video documentaries.</li> </ul><p>We also encourage attendees to share their thoughts and outline their own CL experiences and methods.  We will also attempt to answer questions that the audience may have.</p>


Author(s):  
Ю. І. Калюжна

The article explores the evolution and transformation of the concept of «climate policy» in the perspective of modern social and humanitarian discourse. The description of the main prognostic projections and scenarios of the future world order is carried out in the context of global climate changes and large-scale natural disasters of the New Climate Era – numerous natural and man-made disasters, increased areas unsuitable for life as a result of the growth of environmental refugees and climate migrants, mass protests, food shortages and lack of drinking water, epidemics. The necessity of strengthening collective responsibility and the need for recoding existing «green programs» in accordance with the format of the New Global Climate-Ecological Doctrine, based on the value-normative imperative of global environmental awareness, ecological culture and environmental education, was emphasized. Attention is focused on the need for not only the declarative integration of the modern Ukrainian state into the world club of Green Policy and Low-carbon Economy, but also the search for and effective implementation of the latest procedures for the protection and preservation of the environment. In the category of «global challenges of the twenty-first century» – terrorism, war, poverty, unemployment, migrants, etc. – climate change and natural disasters will be the vanguard of world order transformations. The chronological contours of the «New Climatic Era» – as «blurred, uncertain, ghostly», and therefore, it's time to reject politico-ideological, financial-economic, socio-cultural, philosophical and religious differences, get rid of the «pseudo-optimistic view» on the climate and environmental future and synchronize the work of politicians, scientists, activists on the design and implementation of the global New Climate and Environmental Doctrine. Іt should be emphasized that the delay and inaction of politicians in solving climate and environmental problems leads to radicalization of ecological movements, eco activists increase pressure and demands in proportion to the deterioration of the situation with the environment, the rhetoric of peaceful demonstrations and environmental actions is changing to partisan environmental wars, in particular, the organization Deep Ecological Resistance (Deep Green Resistance).


2001 ◽  
Vol 1 (4) ◽  
pp. 18-42 ◽  
Author(s):  
Matthew Paterson

The paper describes and analyzes the responses of insurance companies to global climate politics. It shows how these responses failed to live up to the initial optimism of environmentalists and commentators about the potential of the involvement of insurers in climate politics. It then attempts to explain why insurers have disappointed environmentalist expectation. It shows that part of this is due to constraints and opportunities within the insurance business itself. But it then shows how much of the reason is to do with a simplistic understanding by environmentalists of the power of insurers. Examining the political-economic contexts in which insurance companies operate provides a clearer picture as to the limits to the role insurers can play in mitigating global warming.


2021 ◽  
Author(s):  
Xavier Fonseca ◽  
Gonzalo Miguez-Macho ◽  
José A. Cortes-Vazquez ◽  
Antonio Vaamonde

Abstract. In recent years, science has hardened the discourse on the emergency of global warming, pointing out that the next decades will be decisive to maintain the stability of the climate system, avoiding a cascade effect of events that increase the average temperature above safe limits. The scientific community warns that there are different tipping points that could produce a chain reaction in the global climate. One of them is related to the Jet Stream. But despite the importance of this air current in atmospheric dynamics in the Northern Hemisphere and the changes it is experiencing in the context of global warming, the public is still not familiar with this kind of physical concepts, nor with much simpler others. As concerns about the climate crisis rise, knowledge remains stagnant. To advance in the learning of the science of climate change, in general, and of concepts such as the Jet Stream, in particular, specific scientific communication formats are required that can successfully tackle the difficult task of explaining such complex problems to the general public. These formats should be included in the media because they are the main source for information on climate change and because their characteristics allow taking on the challenge. In this article we present a communication proposal existent in a newspaper published in Spain. We argue that this communication format represents a good model to disseminate climate science, educate readers and even to make physical concepts such as the Jet Stream accessible. We believe that this format conforms to and complies with the enunciation of Article 12 of the Paris Agreement, which calls on the signatory countries to promote education and training on climate change.


2010 ◽  
Vol 4 (3-4) ◽  
pp. 33-38 ◽  
Author(s):  
Mirela Matei ◽  
Adrian Stancu ◽  
Predrag Vuković

Global climate changes are taking place and its impacts on economy are already occurring in fields like tourism, agriculture, forestry, infrastructure, insurance industry or capital market. Specialists draw attention that climate change has negative effects and positive effects. For example, in some parts of Europe, especially in north, the agricultural may benefit from temperature rise increasing carbon dioxide levels in the atmosphere. The most important part of these changes is due to greenhouse gas (GHG) emissions from human activity. Between greenhouse gases, carbon dioxide (CO2) is the largest contributor with a weight around of 80% of total GHG emissions. The agriculture is the most affected sector by the climate change, but agricultural activities have many negative implications on environment through emissions of methane and nitrous oxide that result from changes in land use. Besides the negative impact, the agriculture may play a positive role to environment protection through the production of bio fuels. Because of the huge implications of climate change on human activities, the public authorities have made important steps in order to control this phenomenon, to reduce and prevent the negative impact.


2020 ◽  
Author(s):  
Rubén D. Manzanedo ◽  
Peter Manning

The ongoing COVID-19 outbreak pandemic is now a global crisis. It has caused 1.6+ million confirmed cases and 100 000+ deaths at the time of writing and triggered unprecedented preventative measures that have put a substantial portion of the global population under confinement, imposed isolation, and established ‘social distancing’ as a new global behavioral norm. The COVID-19 crisis has affected all aspects of everyday life and work, while also threatening the health of the global economy. This crisis offers also an unprecedented view of what the global climate crisis may look like. In fact, some of the parallels between the COVID-19 crisis and what we expect from the looming global climate emergency are remarkable. Reflecting upon the most challenging aspects of today’s crisis and how they compare with those expected from the climate change emergency may help us better prepare for the future.


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