Borrower platform choice: The influencing factors on herding

2020 ◽  
Vol 07 (01) ◽  
pp. 2050002
Author(s):  
Yingxiu Zhao ◽  
Wei Zhang ◽  
Pengfei Wang ◽  
Dehua Shen
Keyword(s):  
Interest Rate ◽  
Influencing Factors ◽  
Market Share ◽  
Herding Behavior ◽  
Negative Effects ◽  
Unique Data ◽  
Practical Implications ◽  
Loan Amount

Based on the unique data from a popular P2P website in China, this paper investigates the borrowers’ herding behavior and its influencing factors, e.g., platform attribute and moderating events. We mainly find that: (i) there exists herding behavior at the platform level and that the loan amount, loan interest rate and loan duration are positively related to the magnitude of herding; (2) the borrowers’ herding behavior is increased by a platform’s market share and the number of participants; (3) regulatory events have negative effects on the herding behavior. Our findings have practical implications for P2P participants, platforms, and policymakers.

scholarly journals THE CAPITAL PRICE INFLUENCING FACTORS IN THE REPUBLIC OF SRPSKA

2014 ◽  
Vol 1 (8) ◽  
pp. 83
Author(s):  
Tajana Serdar ◽  
Dijana Sredić
Keyword(s):  
Growth Rate ◽  
Interest Rate ◽  
Financial Crisis ◽  
Interest Rates ◽  
Influencing Factors ◽  
Market Share ◽  
Price Structure ◽  
Before And After ◽  
The Republic

Focus of the paper is on the capital price in the Republic of Srpska, which is composed of the price of shareholder capital and the price of debt. The purpose of the research is to compare the capital price before and after beginning of the financial crisis, that corresponds to the comparison of the interest rates levels before and after the establishment of development funds. The two hypotheses are going to be proven. The first one is that market share of developing funds has a tendency of increasing as the growth rate of the country is decreasing. The second hypothesis is that with introducing the development funds the average interest rate decreases and furthermore the lowest interest rate boundary in the economy is moved down. In conclusion, we are going to display the results of proving hypothesis and give the overview of loans conditions and capital price structure in the country.

Public convenience, private company

2015 ◽  
Vol 31 (11) ◽  
pp. 8-10
Keyword(s):  
Case Studies ◽  
Market Share ◽  
Design Methodology ◽  
Reading Time ◽  
Cutting Edge ◽  
Private Company ◽  
Content Type ◽  
Pertinent Information ◽  
Established Firms ◽  
Practical Implications

Purpose – This paper aims to review the latest management developments across the globe and pinpoint practical implications from cutting-edge research and case studies. Design/methodology/approach – This briefing is prepared by an independent writer who adds their own impartial comments and places the articles in context. Findings – The innovator’s dilemma is a relatively new story, although it seems to have been around in decades. The dilemma relates to established firms who cannot decide whether to “stick or twist” in their strategy. If they stay with their current offering, they will gradually lose market share or could quickly be overturned by a fast-paced competitor; if they invest in change, they will lose their profitable existence with no guarantee of success. Practical implications – The paper provides strategic insights and practical thinking that have influenced some of the world’s leading organizations. Originality/value – The briefing saves busy executives and researchers hours of reading time by selecting only the very best, most pertinent information and presenting it in a condensed and easy-to-digest format.

Imperfect produce: retailer actions and service outcomes

2021 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Atmadeep Mukherjee ◽  
Amaradri Mukherjee ◽  
Pramod Iyer
Keyword(s):  
Purchase Intention ◽  
Design Methodology ◽  
Well Being ◽  
Societal Implications ◽  
Negative Effects ◽  
Content Type ◽  
Service Outcomes ◽  
Patronage Intention ◽  
Practical Implications

Purpose Food waste is a big problem where millions of pounds of produce are discarded every year because they are imperfect or unattractive. Despite the societal implications of selling unattractive produce, limited research has been directed toward understanding the effect of imperfect produce on consumers’ evaluations of the produce and retailer outcomes. This paper aims to investigate why consumers tend to discard imperfect produce and how retailer interventions (i.e. anthropomorphized signage and packaging) can alleviate these negative effects. Design/methodology/approach Three experiments were conducted to examine the postulations. Study 1 highlights the role of consumers’ embarrassment in the purchase decision of imperfect produce and retailer patronage intention. Studies 2 and 3 provide managerially relevant boundary conditions of anthropomorphic signage and opaque packaging. Findings Convergent results across three studies (n = 882) indicate that imperfect produce increases purchase embarrassment and reduces purchase intention and retailer patronage intention. Retailer interventions (i.e. anthropomorphic signage and opaque packaging) can allay this feeling of embarrassment and lead to an increased retailer patronage intention and higher service satisfaction. Practical implications This research provides guidance to retailers for effectively promoting imperfect produce. Social implications Retailers’ actions can benefit the well-being of farmers, suppliers, customers and the overall environment. Originality/value This research adds to the literature on unattractive produce by identifying new moderators, namely, anthropomorphic signages and opaque packaging. The research also shows that purchase embarrassment is a key process mechanism.

scholarly journals Survey on Pressure Situation of Professional Women and Causes Analysis

2016 ◽  
Vol 9 (2) ◽  
pp. 35
Author(s):  
Xu Tingting ◽  
Zuo Yuxiu ◽  
Ma Cunhong
Keyword(s):  
Occupational Stress ◽  
Influencing Factors ◽  
Scientific Basis ◽  
Professional Women ◽  
Cluster Sampling ◽  
Work Efficiency ◽  
Font Size ◽  
Negative Effects ◽  
The Status ◽  
Depth Study

<span style="font-size: 10.5pt; font-family: 'Times New Roman','serif'; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA;" lang="EN-US">With the development of society and the rise of women's status, professional women become non-ignorable in the workplace. The development of professional women also results in all kinds of pressure. Through the survey of the status of professional women's occupational pressure, this paper aims to analyze the differences of the total pressure in age, disposition, education, marital status, type of work and demographics, so as to explore the main factors; besides, this paper will also study the coping situation and discuss the relationship between the way of release and occupational pressure. Hope to conduct a more in-depth study of professional women's stress from wider angles in all around, providing a scientific basis for most professional women to adjust the physical and mental state, relieve stress, avoid the negative effects of burnout and improve work efficiency. This research has adopted cluster sampling method, surveyed by way of questionnaire, and discussed the status and influencing factors of women's occupational stress. The investigation on the influencing factors and countermeasures of female occupational stress could provide a more effective way of pressure relief for the majority of women, improve their work efficiency and better serve society! Therefore, it becomes an important topic to study the stress of professional women.</span>

Cooperatives: an alternative to water privatization in Greece

2014 ◽  
Vol 10 (2) ◽  
pp. 135-154 ◽  
Author(s):  
Ifigeneia Douvitsa ◽  
Demosthenis Kassavetis
Keyword(s):  
Design Methodology ◽  
Water Distribution ◽  
Water Privatization ◽  
Negative Effects ◽  
Content Type ◽  
Negative Results ◽  
Viable Solution ◽  
Water Provision ◽  
First Time ◽  
Practical Implications

Purpose – The aim of this article is to investigate the organization of water cooperatives in Greece for the first time, as promoted by a spontaneous social mobilization called Initiative 136. The above attempt appears as an alternative proposition as opposed to the state-driven full privatization of EYATH S.A. Design/methodology/approach – This article presents previous work on water cooperatives and the negative effects of water privatization worldwide, relating it to water privatization in Greek reality through the prism of the current recession. Findings – While full privatization under the pressure of the economic crisis is very likely to yield significantly negative results, a transformation into a water cooperative might provide a viable solution. Research limitations/implications – Water cooperatives provide a solution for water distribution that is friendly for the consumer, the society and the environment. Practical implications – Application of a cooperative method of water provision in Greece could be a springboard for the use of the model in other areas. Originality/value – The article evaluates the privatization and cooperativization attempt of EYATH S.A. based on previous related research and considering Greece ' s current conditions.

scholarly journals Influencing Factors of Stock Price in Nepal

NCC Journal ◽  
2019 ◽  
Vol 4 (1) ◽  
pp. 113-120
Author(s):  
Krishna Bahadur Thapa
Keyword(s):  
Interest Rate ◽  
Stock Market ◽  
Influencing Factors ◽  
Stock Price ◽  
Stock Exchange ◽  
Positive Association ◽  
Share Price ◽  
Financial Statement ◽  
Inverse Association ◽  
Significant Positive Association

This paper explores the influencing factors of stock price in Nepal (with reference to Nepalese commercial banks) listed on the Nepal Stock Exchange Ltd. over the period of 2008 to 2018AD. The information were collected from questionnaire and financial statement of concerned organizations and analyzed using simple linear regression model. The conclusions of the work revealed that earning per share (EPS), dividend per share (DPS), effective rules and regulations, market whims and rumors, company profiles and success depend upon luck have the significant positive association with share price while interest rate (IR) and price to earnings ratio (PER), showed the significant inverse association with share price. Further, accessibility of liquidity, fundamental and technical analysis stimulates the performance of the Nepalese stock market. More importantly, stock market has been found to respond significantly to changes in dividend and interest rate.

Tribe and village in African organizations and business

2016 ◽  
Vol 45 (1) ◽  
pp. 51-66 ◽  
Author(s):  
Simon Ulrik Kragh
Keyword(s):  
Rural Communities ◽  
Sociological Theory ◽  
Cultural Patterns ◽  
Negative Effects ◽  
African Countries ◽  
Content Type ◽  
Organizational Behaviour ◽  
Analytical Perspective ◽  
Anthropological Literature ◽  
Practical Implications

Purpose – The purpose of this paper is to show that organizational behaviour and business relations in African countries reflect preindustrial social norms typical of kinship based, rural communities such as in-group/out-group differentiation, reliance on kinship and the use of gift-exchange to create and strengthen social bonds. Design/methodology/approach – Two books on African management are interpreted using anthropological and sociological theory as the analytical perspective. Findings – The analysis of the two works suggests that the preindustrial patterns described in the anthropological literature play a central role in African management and business. Practical implications – The paper concludes that manager should recognize the negative effects that may follow from a rejection of these socio-cultural patterns of behaviour. Originality/value – It introduces Marshall Sahlins’ theory of social distance and reciprocity showing how this theory explains behaviours in and between African organizations.

RISK DECOUPLING STRATEGIES IN CORPORATE LAW: THEORETICAL MODEL AND PRACTICAL IMPLICATIONS (first part)

2021 ◽  
Vol 21 (3) ◽  
pp. 117-172
Author(s):  
V.V. CHERNYY
Keyword(s):  
Theoretical Model ◽  
Corporate Law ◽  
Negative Effects ◽  
Contracts For Difference ◽  
The Law ◽  
Practical Implications

The principal focus of the paper is the risk-decoupling phenomenon in corporate law. Key strategies for achieving decoupling are considered, such as those, in which the amount of risk of a shareholder is less than the amount of her participatory rights in the corporation, as well as those, in which the risk of a shareholder is higher than the rights of participation belonging to her. This effect is achieved through the use of derivatives, swaps, the record date capture as well as through contracts for difference. As a result of the analysis of the theoretical model of these strategies and the application of the Law & Economics methodology solutions for correcting negative effects arising from the use of the above mentioned mechanisms of risk-decoupling are proposed.

Evaluation of Influencing Factors on Great Britain‘S Export Values

2021 ◽  
Vol 18 (1) ◽  
pp. 59-69
Author(s):  
Milena Medineckiene ◽  
Viktorija Kirdaite
Keyword(s):  
Great Britain ◽  
Influencing Factors ◽  
Correlation Coefficients ◽  
Strong Relationship ◽  
Scientific Review ◽  
Factors Influencing ◽  
Labour Costs ◽  
Dependent Variables ◽  
Practical Implications ◽  
Regressive Analysis

Abstract Research purpose. The research aimed at identifying the main factors influencing export values in the region of Great Britain (GB) for the period of the last 30 years. Design / Methodology / Approach. In order to implement the investigation, the following tasks were intended: (1) To analyse scientific literature and mark out at least five non - dependent variables that impact export values of Great Britain. (2) Basing on findings, outlined in a scientific review, suggest or choose the methodology that is the most appropriate for this kind of tasks’ determination. (3) Collect the data for dependent and non-dependent variables (at least 30 samples). (4) Based on the presented methodology, determine the selected factors’ impact and make the statistical and economic analysis. The research was mainly done using quantitative analysis methods (descriptive, correlation, regressive analysis). Quantitative modelling and descriptive statistics methods are selected for investigation because they can suggest a different approach to analysing the factors influencing export values. Findings. Five non-dependent variables were marked out as factors influencing the export values in the selected region: gross domestic product (GDP); the number of employees in the region; amounts of cargo transportation; average salary in the region and labour costs. Calculation of the correlation coefficients showed that all independent variables were statistically significant. There is a very strong relationship between export values and GDP, employment, and labour costs. Originality / Value / Practical implications. The findings of this research can be applied in order to evaluate and determine the economic impact of the GB processes on the entire world, as Britain’s export values are among the top ten in the world. It is important to emphasise that the deeper analysis of the influencing factors of the volume of export in Great Britain showed an interrelation of these factors. So further investigation of this factor’s impact is essential.

Interest rate liberalization and economic growth nexus: does corruption matter?

2020 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Abdulhadi Aliyara Haruna ◽  
Abu Sufian Abu Bakar
Keyword(s):  
Economic Growth ◽  
Interest Rate ◽  
Positive Impact ◽  
Reform Process ◽  
Negative Effects ◽  
African Countries ◽  
Cross Sectional ◽  
Content Type ◽  
Interest Rate Liberalization ◽  
The Impact

Purpose This paper aims to examine the impact of interest rate liberalization on economic growth and the relevance of corruption in the five selected sub-Saharan African countries. Design/methodology/approach The study used the modified version of Driscoll and Kraay’s model by Hoechle, which solved the effects of cross-sectional dependence and heteroscedasticity. Findings The findings reveal a positive impact of the index on economic growth, and it was found that foreign direct investment (FDI) and credit to private sector by banks (CPSB) all stimulate economic growth. The interaction terms of corruption with FDI and CPSB indicate negative effects that show how corruption erodes the benefits of liberalization. Finally, the paper recommends the pursuit of appropriate policies with the sole aim of eradicating corruption and providing a conducive environment for business. Originality/value The paper developed a composite domestic financial liberalization index to capture the timing and essential dimensions of the reform process. The study investigates the effect of interest rate liberalization on economic growth and the relevance of corruption. Most of the recent and past studies only examined the impact of interest rate reforms on growth without investigating the relevance of corruption.

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