TRENDS OF DEVELOPMENT OF BANKING SMALL BUSINESS CREDIT

2015 ◽  
Vol 4 (4) ◽  
pp. 107-111
Author(s):  
Плахова ◽  
Marina Plakhova ◽  
Долганова ◽  
Elena Dolganova
Keyword(s):  
Small Business ◽  
Small Businesses ◽  
Bank Lending ◽  
Business Environment ◽  
Equity Capital ◽  
Small Enterprises ◽  
Resource Base ◽  
Stage Of Development ◽  
The Russian Federation

The article provides the analysis of the current business environment in the country, a classification of the factors hampering the development of small business; the ways to adapt foreign experience of development of crediting of small business in the Russian conditions are presented. At present stage of development of small enterprises their activity is complicated by a number of problems, among which the problem of insufficiency of own financial resources deserves special attention and the difficulty of borrowing, which reduces the effectiveness and impact of the activity of small enterprises. To identify the key small business lending trends in banks the study was conducted, which resulted in the conclusion that for the expansion of the volume of bank lending to small businesses in the Orel region and Russia it is necessary to increase the resource base of credit institutions (including the growth rate of equity capital) and investment attractiveness of lending. So the article identified the key trends in the development of bank lending to small businesses in the region and in the Russian Federation.

FINANCIAL ASPECTS OF OPERATION OF SMALL BUSINESSES IN THE RUSSIAN FEDERATION

2015 ◽  
Vol 10 (3) ◽  
pp. 193-200
Author(s):  
Цвырко ◽  
Aleksandr Tsvyrko ◽  
Сухорукова ◽  
Natalya Sukhorukova ◽  
Иващенко ◽  
...  
Keyword(s):  
Small Business ◽  
Russian Federation ◽  
Small Businesses ◽  
Financial Support ◽  
Bank Lending ◽  
Scientific Article ◽  
Stage Of Development ◽  
Tax Regimes ◽  
Level Of Economic Development ◽  
The Russian Federation

Currently, small business in our country is one of the most important components of the market economy. Effective functioning of small businesses depends on the competitiveness of production, as well as the level of economic development of the country as a whole. In the scientific article the financial aspects and the key problems of financing small businesses in the Russian Federation at the present stage of development are discussed. The main trends of the development of small business in the conditions of financial sanctions against the Russian Federation are examined. The authors identify the key features of the relationship of small businesses: specifics of taxation, bank lending mechanism, priority forms of state financial support. The main sources of financing of small businesses are outlined. The volume of tax revenues from small businesses in the context of specific tax regimes is analyzed. Particular attention is paid to the availability of bank lending to small businesses; the analysis of the loan portfolio in the context of the regional structure and the amount of overdue loans is done. According to the results of the study authors suggest the main directions of development and public financial support for small businesses.

scholarly journals THE EVALUATION OF THE EXPEDIENCY’S DEVELOPMENT AND SUPPORT OF SMALL INNOVATIVE ENTREPRENEURSHIP IN RUSSIA

2018 ◽  
Vol 6 ◽  
pp. 309-313 ◽  
Author(s):  
Anzhela Litvinova ◽  
Denis Paleev
Keyword(s):  
Small Business ◽  
Russian Federation ◽  
Small Businesses ◽  
Business Processes ◽  
New Technologies ◽  
Business Environment ◽  
Government Support ◽  
The Russian Federation ◽  
The Government ◽  
Business Entities

This article analyzes the situation of innovative approaches to building business processes and interaction between universities, the government,  and representatives of the business environment. A methodology is proposed by the authors for calculating the feasibility of government support for small innovative enterprises (SIEs) as independent small business entities organized at higher educational institutions of the Russian Federation, the activities of which are aimed at research, development, implementation, and commercialization.The importance and role of small innovative entrepreneurship in the economy of the country and large cities is becoming the main world trend. Russia is trying to match its innovation strategy in small business, but the success is, unfortunately, still negligible. On the part of the government, millions of rubles are allocated to support small innovative entrepreneurship, as well as the construction of technology parks, the creation of business incubators, technological laboratories, and platforms being organized at universities in order to ensure the implementation of innovative projects. In accordance with the Federal Law of the Russian Federation No. 217-FL of August 2, 2009, universities were able to register small innovative enterprises on their territory as independent small businesses in the sphere of innovative development, whose activities are focused mainly on the commercialization of intellectual property objects and their active promotion in the market.Nevertheless, the implementation of new technologies and know-how is associated with greater risks of SIEs and needs a methodical approach to assess the appropriateness of providing government support to such enterprises. We are going to consider and calculate the indicator of the feasibility of government support for a small innovative enterprise in the amount of 50 million rubles for a period of five years for its development and will prove the increase in the efficiency of the enterprise and the possibilities for its development through the government support mechanisms for innovations.

Special aspects of tax liability of small business enterprises in Russia

2021 ◽  
pp. 101-109
Author(s):  
Alina V. Agzamova ◽  
Alena E. Zaborovskaya
Keyword(s):  
Small Business ◽  
Russian Federation ◽  
Small Businesses ◽  
Negative Impact ◽  
The State ◽  
Small Enterprises ◽  
Tax Burden ◽  
Current Crisis ◽  
Tax Regimes ◽  
The Russian Federation

In modern economic conditions, the state of small business is an indicator that reflects the dynamics of the development of the main socio-economic trends occurring in the country. In return, the current crisis phenomena have a negative impact on the development of small business, which contributes to the formation of the middle class, which makes up a significant part of the economically active population of the country. Despite all the measures provided by the government of the Russian Federation (tax holidays, subsidies, reduction of the tax burden due to the introduction of special tax regimes, etc.), the number of small businesses is decreasing. This article analyzes the current state of the state’s tax policy in relation to small enterprises, examines the issues of taxation of small enterprises in Russia, and identifies the main trends and disadvantages of taxation of small businesses. The most complex and urgent problems of functioning and further development of small businesses are identified and characterized. Statistical data on the dynamics and structure of small businesses by type of economic activity in Russia, the dynamics of the tax burden on small businesses, and tax revenues to the budget of the Russian Federation are presented and analyzed. The article substantiates the need to reform the tax system as a necessary measure to support small businesses, designed to improve and accelerate the dynamics of socio-economic development of the state.

scholarly journals Small business environment and development problems in the Russian Federation

2021 ◽  
Vol 244 ◽  
pp. 10043
Author(s):  
Nina Kuznetsova ◽  
Antonina Ilyina ◽  
Maxim Mironov ◽  
Antonina Korolkova ◽  
Tatiana Marinchenko
Keyword(s):  
Small Business ◽  
Small Businesses ◽  
Agricultural Production ◽  
Agricultural Sector ◽  
Business Environment ◽  
Small Business Development ◽  
The Russian Federation ◽  
Environment And Development ◽  
State Programs

The article presents an analysis of the small business environment and development in Russia, discusses state programs for the development of small and medium-sized businesses, a system of measures to support small businesses in the agricultural sector of the economy, and the role of franchising as one of the areas of small business development. The main problems of the development of small agribusiness, the introduction of innovations and the digital transformation of agricultural production in small export-oriented entrepreneurship are identified. The measures to improve the efficiency of small businesses, including these during the COVID-19 pandemic, are described.

Assessing Factors of Small Business Development in Subjects of the Russian Federation

2020 ◽  
Vol 11 (2) ◽  
pp. 574
Author(s):  
Elena SHAMALOVA ◽  
Elena KOSTROMIN ◽  
Anton Evgenievich POLYAKOV ◽  
Veronika Sergeevna NOVIKOVA ◽  
Alexander MUKHOV
Keyword(s):  
Statistical Analysis ◽  
Small Business ◽  
Small Businesses ◽  
Small Enterprises ◽  
Small Business Development ◽  
Second Stage ◽  
The Russian Federation ◽  
The Difference ◽  
Political Economic ◽  
Statistical Indicators

This study is dedicated to assessing the factors of entrepreneurship that contribute or impede the development of small business in the regions. The study aims at displaying the factors of entrepreneurship in Russia through statistical indicators and determining their impact on the development of small enterprises in the regions with different conditions and development. At the first stage of the study, two groups of regions with the most favorable and unfavorable conditions for the development of small business were identified by using the multivariate comparative analysis. At the second stage, the entrepreneurship factors in the form of statistical indicators were divided into four groups: political, economic, socio-cultural, and technological-innovative. Using the correlation analysis, the factors that had the strongest impact on the development of small business in the regions were determined. These factors were compared to the results of monitoring the entrepreneurship in world countries and Russia. The difference between the results of the statistical analysis and the results of the entrepreneurs’ surveys has been revealed. During the study it has been determined that depending on a region and its development, one and the same factor of entrepreneurship can influence small businesses in different ways. It has also been substantiated that it is impossible to correctly compile a general list of entrepreneurship factors for the Russian regions. It is necessary to monitor the opinions of entrepreneurs and carry out the statistical analysis of factors for each group of regions that are similar in their development. The conclusions of the study can be used as theoretical basis for studying the problems of developing small business in the regions.

scholarly journals Trust as the basis of Partnership between small Enterprises and banks

2021 ◽  
Vol 25 (2) ◽  
pp. 96-113
Author(s):  
D. A. Zhdanov
Keyword(s):  
Small Business ◽  
Small Businesses ◽  
Business Environment ◽  
Integral Approach ◽  
Small Enterprises ◽  
Russian Economy ◽  
Interfirm Trust ◽  
Proposed Model ◽  
The One ◽  
The Relationship

The presented study touches upon two groups of problems that significantly affect the development of the Russian economy. The first of them is the creation of conditions for the expansion and formation of small business, which, in particular, is a priority area of one of the national projects. The second problem is the establishment of relations of interfirm trust in the domestic business environment, which is in demand in various sectors of the economy and has become, for example, the dominant topic of the St. Petersburg International Economic Forum. Hence, the paper aims to form, on the basis of trust relations, a model of interaction between small enterprises and banks, which makes it easier to obtain loans. The object of the paper is intercorporate (B2B) trust, and the subject is the improvement of relationships between small businesses and banks on the basis of trust. The methodological basis of the study is an integral approach that combines both institutional and sociological views on the phenomenon of trust, and the traditional economic analysis of the relationship between banks and their clients, small enterprises. The analysis showed, on the one hand, the complexity of the relationship between banks and small enterprises, and on the other hand, the prospects of these clients for banks. There was also demonstrated the role of the B2B trust as a tool for establishing steady mutually beneficial contacts of the subjects under consideration. The author concluded that the model of partnership between small enterprises and banks, based on the establishment of relations of trust between the parties, will stimulate investment processes in small business and support its development. The study presents the organizational solutions for the establishment of the proposed model.

scholarly journals Current trends in the development of small businesses in Ukrainian agriculture

2021 ◽  
pp. 29-35
Author(s):  
Petro Yu. Kurmaiev ◽  
Paraskoviia Т. Kolisnichenko
Keyword(s):  
Small Business ◽  
Small Businesses ◽  
Developed Countries ◽  
Research Process ◽  
Legal Regulation ◽  
Business Environment ◽  
Small Enterprises ◽  
Positive Trend ◽  
Low Efficiency ◽  
The Impact

Purpose of the research. The aim of the article is to analyze the activities of small agricultural enterprises in Ukraine and identify the main obstacles to their development. Methodology. The following methods were used in the research process: generalization and comparative analysis. The authors used sources of statistical information and analytical reviews. The list of them is given in the list of references. Results. The article analyzes the main indicators that characterize the efficiency of small business in Ukraine. The role of small enterprises in the economy of developed countries is studied. It is noted that the impact of small business performance on gross domestic product (GDP) dynamics is different and depends on many factors – both historical and other, related, for example, to the structure of the economy, the culture of entrepreneurship. It is indicated that with the independence of our country, small business has developed rapidly, its share in the total number of businesses has grown. The main indicators that characterize the activity of small enterprises in agriculture of Ukraine are analyzed. The results of the study show a positive trend towards increasing the profitability of small businesses operating in agriculture in Ukraine. Practical meaning. The main obstacles to the development of small business in Ukraine have been identified. These include: low efficiency of legal regulation of economic relations, high levels of corruption and raiding. The authors notes that the acceleration of positive trends in small business development is possible provided that the level of favorable business environment in Ukraine is increased. Prospects for further research may be a mechanism for reconciling the interests of the subjects of the process of small business social responsibility.

PROBLEMS OF SMALL BUSINESS IN MODERN RUSSIA

2020 ◽  
Vol 1 (3) ◽  
pp. 19-25
Author(s):  
B. B. TOKAEVA ◽  
◽  
A. B. TOKAEVА ◽  
Keyword(s):  
Small Business ◽  
Russian Federation ◽  
Small Businesses ◽  
The State ◽  
Small Enterprises ◽  
State Support ◽  
Russian State ◽  
The Russian Federation ◽  
Main Factors

The article reveals the issues of state support for small businesses in the Russian Federation. The main factors of deterioration of the situation in this area according to the estimates of entrepreneurs are given. It is concluded that today the state of small business is not satisfactory. The measures taken by the state are not sufficient to ensure that the results of small enterprises meet the needs of the Russian state and citizens.

Small Industry, Gimmicks and Moscow Statistics, or How the Small Russian Enterprise Came into the World (Russian Physiological Sketch, 1830-1840)

2009 ◽  
pp. 123-129
Author(s):  
Yu. Golubitsky
Keyword(s):  
Small Businesses ◽  
Statistical Data ◽  
Russian Enterprise ◽  
Small Enterprises ◽  
Business Practices ◽  
Way Of Life ◽  
The World ◽  
Small Industry ◽  
Xix Century

The article considers business practices of Moscow small industry in the XIX century, basing upon physiological sketches of N. Polevoy and I. Kokorev, statistical data and the classification of professions are also presented. The author claims that the heroes of the analyzed sketches are the forefathers of Moscow small businesses and shows what a deep similarity their occupations and a way of life bear to the present-day routine existence of small enterprises.

Assessment of small businesses activities in Ukraine

2019 ◽  
pp. 40-47
Author(s):  
Igor Ponomarenko ◽  
Kateryna Volovnenko
Keyword(s):  
Comparative Analysis ◽  
Statistical Analysis ◽  
Small Business ◽  
Small Businesses ◽  
Government Agencies ◽  
Small Enterprises ◽  
The Subject ◽  
Business Entities ◽  
The Impact ◽  
Micro Enterprises

The subject of the research is a set of approaches to the statistical analysis ofthe activities of small business entities in Ukraine, including micro-enterprises. The purpose of writing this article is to study of the features of functioningof small business entities in Ukraine. Methodology. The research methodology isto use a system-structural and comparative analysis (to study the change in thenumber of small enterprises by major components); monographic (when studyingmethods of statistical analysis of small businesses); economic analysis (when assessing the impact of small business entities on socio-economic phenomena andprocesses in Ukraine). The scientific novelty consists to determine the features ofthe functioning of small businesses in Ukraine in modern conditions. The influenceof the activities of the main socio-economic and political indicators on the activities of small enterprises in recent periods of time has been identified. It has beenestablished that there is flexibility in the development of strategies by small businesses in conditions of significant competition, which makes it possible to quicklyrespond to changing situations in specific markets. Conclusions. The use of acomprehensive statistical analysis of small businesses functioning in Ukraine willallow government agencies to develop a set of measures to optimize the activitiesof these enterprises, which ultimately will positively affect the strengthening oftheir competitiveness and will contribute to the growth of the national economicsystem.

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