scholarly journals Prediction of Farmers’ Access to Pradhan Mantri Fasal Bima Yojana (PMFBY) Scheme using Discriminant Analysis

2020 ◽  
Vol 11 (2) ◽  
pp. 21
Author(s):  
P. Santhi ◽  
S. Sangeetha
Keyword(s):  
Discriminant Analysis ◽  
Tamil Nadu ◽  
Agricultural Sector ◽  
Crop Insurance ◽  
Market Price ◽  
Price Volatility ◽  
Weather Conditions ◽  
Structured Interview ◽  
Primary Data ◽  
Adverse Weather

<p>Crops are subject to risks generated by adverse weather conditions, natural disasters, biological reasons and market price volatility. Crop insurance is a strategy hedge the risk of loss arising out of agricultural activities. The PMFBY was launched in 2016 with an impetus on agricultural sector. The successes of crop insurance business depend on the awareness of the beneficiaries about the products and services rendered. Hence the study aims at analysing awareness and access to the Scheme by the farmers who have insured their crops mandatorily or voluntarily. The sample farmers were drawn from Thondamuthur block in Coimbatore District of Tamil Nadu, which is notified by PMFBY scheme as the Low Risk Profile District purposively taking into account those who have insured their crops under PMFBY Scheme during the study period of Kharif 2018. The sample size includes 187 respondents comprising of 115 loanee farmers covered under the scheme and 72 non-loanee farmers covered under the scheme voluntarily. The primary data were collected through structured interview schedule and were subjected to test of reliability. The secondary data was collected from published sources. The descriptive statistics and inferential statistics namely factor analysis and discriminant analysis was employed in data analysis. The result showed that a moderate level of awareness is prevailing PMFBY scheme among the farmers about the features of the scheme. The non-loanee farmers were much aware of various features than loanee farmers. The access to the scheme by the non-loanee farmers were determined by announcement of cut-off date ahead of the particular season and support services available at the villages. The access to the scheme by the loanee farmers is because of mandatory deduction of premium out of agricultural credit, Insurance policy provided at their doorstep by authorities, agencies and involvement of local leaders.</p>

Drought aspects – fostering resilience through insurance

Water Policy ◽  
2016 ◽  
Vol 18 (S2) ◽  
pp. 9-27 ◽  
Author(s):  
Wolfgang Kron ◽  
Sabine Schlüter-Mayr ◽  
Markus Steuer
Keyword(s):  
Developing Countries ◽  
Water Resources ◽  
Agricultural Sector ◽  
Insurance Industry ◽  
Crop Insurance ◽  
Weather Conditions ◽  
Key Factor ◽  
The Way

Droughts are silent killers, with the potential to cause enormous losses to society as a whole and to the insurance industry. Many loss-bringers are unseen, and the result of secondary events. This makes it difficult to assess the losses involved. Insurance against drought is particularly important in the agricultural sector, but in practice only feasible with governmental involvement. Some crop insurance schemes have proven quite successful and have gained importance in recent years, both in developed and developing countries. As drought is not only a consequence of unusual weather conditions, but also subject to the way in which water resources are managed, overall awareness is a key factor in being prepared to cope with the resulting risk, and in avoiding catastrophic consequences.

Contagious Ecthyma in Black Bengal crossbred goats and its therapeutic management

2020 ◽  
Vol 5 (01) ◽  
pp. 145-149
Author(s):  
Pradeep Kumar Ram ◽  
Pramod Kumar
Keyword(s):  
Tamil Nadu ◽  
Plant Protection ◽  
Sustainable Use ◽  
Structured Interview ◽  
Primary Data ◽  
Banana Production ◽  
Explanatory Variables ◽  
Use Of Resources ◽  
Cultivation Practices ◽  
Human Labour

Banana is the most important fruit crop in India which requires the various cultivation practices. For carrying out those cultivation practices various energies are required to meet sustainable production. The main aim of this study was to find out the resource use efficiency estimation for banana production in Erode District of Tamil Nadu. Primary data was collected from 100 sample farmers using well structured interview schedule. The empirical results shows that except human labour, nitrogen, phosphorus and diesel remaining all other variables included in the model were positive and human labour, machine labour, nitrogen, potassium, FYM, plant protection chemicals, irrigation water, sucker and electricity were significant among other variables. Subsequently, increase in 1% use of inputs such as machine labour, potassium, electricity, sucker and plant protection chemicals would increase the yield of banana 0.15 per cent, 0.20 per cent, 0.02 per cent, 0.01 per cent and 0.01 per cent respectively and 79 per cent of the variations in banana yield were influenced by the explanatory variables. Likewise price fluctuation plays a major constraint among the banana farmers. This study suggested the banana farmers to use more amount of potassium and to reduce the usage of human labour and as well as nitrogen fertilizer for sustainable use of resources.

scholarly journals Economics and marketing of dry fish production in Thoothukudi District, Tamil Nadu, India

2018 ◽  
Vol 65 (4) ◽  
Author(s):  
M.S. Madan ◽  
Kalidoss Radhakrishnan ◽  
L. Ranjith ◽  
R. Narayanakumar ◽  
N. Aswathy ◽  
...  
Keyword(s):  
Tamil Nadu ◽  
Raw Materials ◽  
Statistical Significance ◽  
Market Price ◽  
Marketing Channel ◽  
Structured Interview ◽  
Fish Production ◽  
Key Factors ◽  
The Cost ◽  
Rate Of Returns

An attempt has been made to evaluate the economics and marketing of dry fish production in Thoothukudi District of Tamil Nadu, India. The information on various aspects of the dry fish enterprise was collected through random sampling of 29 dry fish producers in a pre-structured interview schedule. The results indicates that 50 % of the total dry fish produced (in terms of quantity) was contributed by sardines and anchovies however, the seer fishes fetched a premium market price of ₹550 kg -1 followed by carangids (₹125 kg-1), and belonids (₹115 kg-1). The dry fish production found to be a profitable business with an Internal Rate of Returns (IRR) value of 75 % and Simple Rate of Returns (SRR) value of 43.48% respectively with a net profit margin of ₹ 2258.83 week-1 was possible. The study also suggests that the dry fishes reached the consumers by way of three marketing channel viz., the channel 1 (producer to consumer) was found the most efficient marketing channel over the channel 2 (producer, middleman and consumer) and channel 3 (producer, wholesaler, middleman and consumer). The cost of raw materials, transportation, packaging, and market margin were the key factors that influences and decides the income of the dry fish producers and all the factors exhibits a statistical significance at 0.05 level.

scholarly journals An Economic Analysis on Production of Hill Banana in Dindigul District of Tamil Nadu, India

2021 ◽  
pp. 244-249
Author(s):  
B. Chandru ◽  
A. Rohini ◽  
M. Chandrakumar ◽  
V. Anandhi
Keyword(s):  
Tamil Nadu ◽  
Sampling Technique ◽  
Specific Area ◽  
Structured Interview ◽  
Primary Data ◽  
Cost Ratio ◽  
Banana Production ◽  
Benefit Cost Ratio ◽  
The Cost ◽  
The Hill

This study was primarily concentrated on hill banana cultivation. The purpose of this study is to find the economics of hill banana cultivation and the problems faced by the hill banana farmers during the production of hill bananas in the Dindigul district of Tamil Nadu. Economics of the hill banana cultivation was done by finding the cost and returns associated with the hill banana cultivation and constraints faced by the hill banana farmers with Garrett's ranking technique. Many previous research on the production of various agricultural commodities was focused on a specific area and/or a specific commodity. There was a little study on banana production and limitations in some regions in Tamil Nadu. As a result, the focus of this research will be on hill banana production in the Dindigul district. Purposive and convenience sampling technique was used in this study. Primary data were collected by the personal interview with a well-structured interview schedule. The cost and returns of hill bananas were calculated per hectare. The average cost of production of hill bananas was estimated to be ₹2.04 lakh/ha. The average gross return was ₹5.04 lakh/ha and the average net return was estimated to be ₹2.99 lakh/ha. The result of the study shows that hill banana cultivation was highly profitable and the benefit-cost ratio (BC Ratio) was more than unity (2.46). The major constraints faced by hill banana farmers in the cultivation of hill bananas were pest attack (insects) followed by disease attack, lack of labor availability, animal attack, and drought. The findings will assist policymakers in developing appropriate programs and adjusting strategies for improving hill banana production in Tamil Nadu.

scholarly journals An Analysis of Socio Economic Conditions of Homeless People’s in Madurai City, Tamil Nadu

2019 ◽  
Vol 7 (2) ◽  
pp. 1-10
Author(s):  
N Periyamayan
Keyword(s):  
Old Age ◽  
Tamil Nadu ◽  
Homeless People ◽  
Structured Interview ◽  
Economic Conditions ◽  
Primary Data ◽  
Night Time ◽  
Interview Schedule ◽  
Factors Affecting ◽  
Factors Influencing

Homeless people who not able to get and keep regular, safe and sound houses, or lack of fixed usual and sufficient night-time residence. The numbers of homeless peoples are increased due to the lack of adequate housing, unemployment, sickness, disability, widowhood and old age etc. They are living in open areas like pavements, railway platforms, Hume pipes, under flyovers and open places near temples are described as homeless. In India, 1.77 million people are living homeless and 35 per cent of people are still earning $1 or less a day. The objectives of the study are 1) to know the socio-economic conditions of the homeless people in Madurai city, 2) to examine the factors affecting the homeless people in Madurai city and 3) To suggest viable strategies for improving their living conditions of homeless people. The study is entirely based on primary data. It deals with socio-economic conditions of homeless people, and factors influencing homelessness of homeless people in Madurai city. In the study, 100 homeless people were interviewed by using a well-structured interview schedule. The findings of the study have been identified various factors as the causes of homelessness and deprivation. Thus, the fact emerges that the homeless dwellers in the study area are socio-economically very poor and backward.

scholarly journals The Economic Impact of Climate Change on the Agricultural System in Fiji

2022 ◽  
Vol 14 (2) ◽  
pp. 144
Author(s):  
Mohammed Rasheed Igbal
Keyword(s):  
Climate Change ◽  
Pacific Islands ◽  
Agricultural Sector ◽  
Weather Conditions ◽  
Climatic Conditions ◽  
Atmospheric Composition ◽  
Agricultural System ◽  
Local Market ◽  
Assistance Program ◽  
Adverse Weather

Climate change is one of the most crucial challenges identified in this century for the Pacific Region, such as Fiji, Samoa, Solomon Islands and many more. Citizens of Fiji have gone through peculiarly climatic and weather conditions over the past years like globalization, which had led to many consequences, especially in the agricultural sector which is the main income of many livelihoods not only in Fiji but in other Pacific countries as well. Climatic conditions have been changing adversely from past decades, such as temperature, rise in the sea level, precipitation changes, atmospheric composition changes, flooding, and tropical cyclones. These changes have led to alterations in the environment, thus, affecting crop and livestock production in the agricultural system. For instance, crops that require specific soil and temperature situations are vastly influenced when the temperature level changes suddenly, making the crops vulnerable to adapt to the alterations and therefore, the crops eventually die. Likewise, animal species also get affected by temperature changes, such as heat stress which specifically affects the fertility of male and female livestock. Due to these events, Fiji&rsquo;s economies have also been affected since agriculture plays a vital role in boosting our economy through local market sales and exporting. Thereby, this review illustrates the impacts of climate change and ways to move forward/ solutions, for example, FAO (Food and Agriculture Organization) and Pacific Islands Climate Change Assistance Program (PICCAP) have supported Fiji in bringing adaptation programs for preparing farmers and all other individuals on the upcoming climatic conditions such as adapting tolerant crops that can handle droughts and other adverse weather conditions.

scholarly journals Impact of Green Products on Consumer Purchase Decision in Coimbatore City of Tamil Nadu

2021 ◽  
pp. 64-70
Author(s):  
D. Sivaselvan ◽  
T. Samsai ◽  
K. Mahendran
Keyword(s):  
Tamil Nadu ◽  
College Graduates ◽  
Environmental Concern ◽  
Sampling Technique ◽  
Structured Interview ◽  
Primary Data ◽  
Purchase Decision ◽  
Consumer Attitude ◽  
Green Products ◽  
The Impact

Aim: The purpose of the study is to find the awareness of consumers towards green products, factors influencing them to purchase the green products and the problems faced by consumers while purchasing the green products in Coimbatore city Design of the Study: The study is empirical in nature as the study aims to find out the Impact of green products on consumer purchase decision in Coimbatore city. The study is carried out with a survey through a well structured interview schedule. Collection of data for the purpose of the research study is in the form of primary data as the study being empirical in nature. Methodology: The sampling technique involved is purposive sampling. The study is limited only in Coimbatore city. The data were collected from the customer who were aware about the green products. The survey conducted in customers of organised retail stores. In this study, total samples is 100.Tools used for analysis were percentage analysis, factor analysis and Garett’s Ranking Technique. Findings: Consumer Awareness towards green products was high and it indicated that they were having high environmental concern. Most of the sample respondents were college graduates and they have good knowledge about the green products. Consumer attitude towards purchase of green product was high. Consumer purchase decision of green products was highly based on the Quality and Promotion (Advertisement). High cost is the major problem faced by the sample respondents while purchasing of green products.

A Study on Consumption Pattern of Various Types of Major Dry Fruits and Nuts in Coimbatore City

2021 ◽  
pp. 180-191
Author(s):  
D. Sivaselvan ◽  
T. Samsai ◽  
K. Mahendran ◽  
M. R. Duraisamy
Keyword(s):  
Tamil Nadu ◽  
Family Income ◽  
Sampling Technique ◽  
Total Sample ◽  
Structured Interview ◽  
Primary Data ◽  
Consumption Pattern ◽  
Exploratory Research ◽  
Interview Schedule ◽  
Chi Square

Aim: The purpose of the study was to find the consumption pattern of various types of major dry fruits and nuts in Coimbatore city of Tamil Nadu. Design of the Study: Analytical or diagnostic research and exploratory research design were used as the study aims to find the consumption pattern of major dry fruits and nuts in Coimbatore city. Survey was carried out through a well-structured interview schedule. Primary data was collected using interview schedule from the sample respondents. Methodology: The sampling technique used for data collection was the convenience sampling method. The sample respondents in this study were selected from different regions of Coimbatore city who had purchased major dry fruits and nuts in supermarkets, hypermarkets, retail stores and bakeries. Total sample size for the study was 150. Tools used for analysis were percentage analysis and chi-square test for consumption patterns of major dry fruits and nuts. Findings: Most of the sample respondents were highly aware about the health benefits and nutritional content of dry fruits and nuts. Age is significantly associated with purchasing frequency, consumption pattern of major dry fruits and nuts. Consumption pattern of major dry fruits and nuts varies according with the age of consumers. There is no significant association between gender and consumption pattern of major dry fruits and nuts. Family income was significantly associated with the quantity of consumption of major dry fruits and nuts like almond, pistachios, cashews and raisins.

scholarly journals More insurance subsidies for European farmers – is it needed?

2015 ◽  
Vol 9 (4) ◽  
pp. 33-38
Author(s):  
Anna Lóránt ◽  
Maria Farkasné Fekete
Keyword(s):  
Risk Management ◽  
Developing Countries ◽  
Agricultural Sector ◽  
Contingent Valuation Method ◽  
Market Price ◽  
Price Volatility ◽  
Jel Classification ◽  
Policy Outcomes ◽  
Agricultural Risk ◽  
Agricultural Insurance

In addition to traditional sources of uncertainties, such as market price volatility and animal and plant health-related risks, the impacts of climate change have recently become a major concern in the agricultural sector throughout the world. Insurance has been commonly proposed as a key instrument in farm risk management, and agricultural insurance schemes have become more widespread both in developed and developing countries. We conducted a case study in the UK to investigate farmers’ risk perception and willingness to pay for crop insurance by using contingent valuation method (CVM). Similarly to the experience from developing countries, we found that farmers are less willing to pay for insurance, however they do take actions to reduce their risks. While these results suggest that the provision of premium subsidies to European farmers can be justified; in order to avoid counter-productive policy outcomes, one may consider the introduction of a risk-based approach in agricultural risk management. JEL classification: Q14

scholarly journals Evaluation of ‘Revamped’ Crop Insurance Pradhan Mantri Fasal Bima Yojana (PMFBY) among Paddy Farmers in Tamil Nadu, India

2020 ◽  
pp. 66-77
Author(s):  
Asha Priyanka Paulraj ◽  
Nandakumar Easwaran
Keyword(s):  
Tamil Nadu ◽  
Agricultural Sector ◽  
Crop Insurance ◽  
The State ◽  
The Past ◽  
Paddy Farmers

Agricultural sector in India employs more than 50% of the workforce, making crop insurance essential. Crop Insurance in India has continuously evolved for nearly half a decade with various names. With the past knowledge, Pradhan Mantri Fasal Bima Yojana (PMFBY) was implemented during 2016 in a mission to overcome the lacunas in its predecessors. The scheme was revamped during 2020. In this context, a study was conducted to analyse the performance of the scheme among Paddy farmers in the state of Tamil Nadu during 2019 prior to revamping. Thus, this paper has attempted to evaluate the proposed changes in revamping with relevance to the issues faced by various stakeholders of crop insurance. Among the insured farmers, claim not triggered and delay in settlement were the major problems faced in the scheme. Among un-insured farmers, credibility was the major issued for non-enrolment. The study also has collected the response of Agricultural Officials towards the operation of the scheme in the study area. From the results, it was found that the recent revamping is grounded and well planned to make an impact in the crop insurance arena. However, the increase in awareness activities is highly necessary to increase the cover of farmers and to stabilise the numbers.

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