scholarly journals Penilaian Kapasitas Koperasi Jasa Keuangan Syariah (KJKS) untuk Penguatan Institusi

Author(s):  
Variyetmi Wira ◽  
Gustati

<p><strong><em>Abstract</em></strong></p><p><em>Developing Koperasi Jasa Keuangan Syariah (KJKS) is a priority program of the city government to reduce poverty though rural micro enterprises empowerment in the area of Padang city by creating KJKS BMT (Koperasi Jasa Keuangan Syariah Baitul Maal Wat Tamwil). The aim of this research is to assess the KJKS BMT capacity based on explorative case study and primary data collection through questionaire distribution to the total sample of 103 KJKS BMT village. The results show that 66% KJKS BMT village have Good capacity and only 5.8% KJKS BMT village have Very Good capacity. Some proposed recommendation to increase capasity are: improving cooperation with other private institutions based on Islamic principles, increasing the KJKS BMT village capital, and managing business risks, particularly in dealing with cases of non financial performance.</em></p><p><strong><strong>Abstrak</strong></strong></p><p>Koperasi Jasa Keuangan Syariah (KJKS) merupakan program prioritas dari pemerintah kota Padang untuk dapat menanggulangi kemiskinan dengan memberdayakan usaha mikro berbasis kelurahan yang kemudian dikenal dengan KJKS BMT (Koperasi Jasa Keuangan Syariah <em>Baitul Maal Wat Tamwil)</em>. Tujuan penelitian adalah menilai kapasitas KJKS BMT dengan metode penelitian exploratif yang bersifat studi kasus dengan mengumpulkan data primer melalui penyebaran kuisioner pada total sampel sebanyak 103 KJKS BMT Kelurahan. Hasil penelitian memperlihatkan bahwa 66% KJKS BMT Kelurahan memiliki kapasitas Baik dan hanya 5,8% KJKS BMT Kelurahan memiliki kapasitas Sangat Baik. Beberapa rekomendasi untuk meningkatkan kapasitas KJKS adalah meningkatkan kerjasama dengan lembaga swasta lainnya berdasarkan prinsip syariah, meningkatkan permodalan KJKS BMT dan mengelola resiko pembiayaan bermasalah.</p><p><strong><br /></strong></p>

2020 ◽  
Vol 2 (4) ◽  
pp. 237-252
Author(s):  
Endang Tri Wahyuningsih ◽  
Dewi Sartika

This study aims to find out how to optimize the role of coaches to actualize the basic values ​​of Candidate Civil Servants in Samarinda City Government Environment. The research method used is a quantitative approach, where data collection is obtained from primary data through a survey with a questionnaire instrument for respondent coaches and trainees. A total of six categories of questions were addressed to trainee respondents and six open questions addressed to coaches. The results of the study after analysis are that the role of the coach in carrying out the role of coaching and mentoring towards participants is quite high. However, some things that need to be optimized from all of these categories. respondents who answer sometimes, sometimes not as many as 1 to 3 people.   Keywords: coach, the actualization of the basic values of the profession, Civil Servants Candidate, Regional Government of Samarinda City


Author(s):  
Baiq Fitri Arianti ◽  
Khoirunnisa Azzahra ◽  
Anggun Putri Romadhina

This study to analyze the level of financial literacy and financial behavior towards investment decisions with income as a moderating variable in UMKM South Tangerang city actors. The population in this study were all UMKM in the city of South Tangerang. The sample method in this study uses a simple random sampling method, namely the Slovin formula so that a sample size of 393 UMKM actors can be obtained. The data used in this study are primary and secondary data. The primary data source was obtained from distributing questionnaires to all UMKM in South Tangerang City who were the study population. Secondary data sources (supporting) in the form of documents owned by the South Tangerang City Government Office relating to the UMKM sector and other supporting data, namely the mass media, BPS, previous research results, books and other references related to this study. In this study primary data were obtained from the first source, namely the UMKM of the city of South Tangerang. The primary data collection techniques in this study are a) Observation, b) Library Research, c) Questionnaire / Questionnaire is a data collection technique that is done by giving a set of questions or written statements to respondents to be answered using a Likert scale. Then the data analysis technique in this study is Moderated Regression Analysis (MRA) with the help of the SPSS 22.0 program. The results showed that that financial literacy affects investment decisions on UMKM actors, financial behavior variables influence investment decisions, income variables cannot moderate the significant influence of financial literacy on investment decisions and income variables cannot moderate the significant influence of financial literacy on investment decisions.


Educoretax ◽  
2021 ◽  
Vol 1 (4) ◽  
pp. 284-290
Author(s):  
Muhammad Nasrulloh Huda ◽  
Galih Wicaksono

The Rural and Urban Land and Building Tax (PBB-P2) is one type of local tax that can increase Local Original Income (PAD), as well as in the City of Yogyakarta. This study aims to determine the level of effectiveness and contribution of PBB-P2 to PAD. The method used in this research is descriptive quantitative, namely by measuring the effectiveness and contribution of PBB-P2 to PAD in Yogyakarta City during 2018-2020. The data collection method is in the form of primary data through the opendata.jogjakota.go.id page belonging to the Yogyakarta City Government. The results showed that PBB-P2 revenue grew every year, even though the revenue target was always the same every year. For effectiveness, the findings show that the annual PBB-P2 revenue is in the very effective category, this is because the realized value is always greater than the set target. As for the contribution to PAD, it resulted in the finding that PBB-P2 revenue was in the category of less contribution, so that in the future it is necessary to increase the amount of the target and its realization, so as to produce an optimal contribution.   Pajak Bumi dan Bangunan Perdesaan dan Perkotaan (PBB-P2) merupakan salah satu jenis pajak daerah yang dapat mendongkrak Pendapatan Asli Daerah (PAD), begitupula yang ada di Kota Yogyakarta. Penelitian ini bertujuan untuk mengetahui tingkat efektivitas dan kontribusi PBB-P2 terhadap PAD. Metode yang digunakan dalam penelitian ini adalah deskriptif kuantitatif, yaitu dengan mengukur efektivitas dan kontribusi PBB-P2 terhadap PAD Kota Yogyakarta selama tahun 2018-2020. Metode pengumpulan data berupa data primer melalui laman opendata.jogjakota.go.id milik Pemerintah Kota Yogyakarta. Hasil penelitian menunjukkan bahwa penerimaan PBB-P2 mengalami pertumbuhan di setiap tahunnya, walaupun target penerimaan di setiap tahunnya selalu sama. Untuk efektivitas, menghasilkan temuan bahwa penerimaan PBB-P2 setiap tahunnya berada pada kategori sangat efektif, hal ini dikarenakan nilai realisasi selalu lebih besar dibandingkan dengan target yang ditetapkan. Untuk kontribusi terhadap PAD, menghasilkan temuan bahwa penerimaan PBB-P2 berada pada kategori kurang kontribusinya, sehingga untuk ke depannya perlu ditingkatkan lagi besaran target dan realisasinya, sehingga menghasilkan kontribusi yang optimal.  


Author(s):  
Kazi Moriom Jahan ◽  
Afm Zakaria

Aims: The aim of this paper is to explore and analyze the scope and nature of the environmental movement that may shape the existing management. Study Design: This paper is a qualitative study and based on empirical research. It focuses on the impact of environmental movements around Ratargul Swamp Forest Place and Duration of Study: This research was done around the Ratargul Swamp Forest located in on Sylhet district of Bangladesh. The study period was from January 2016 to November 2017. Methodology: For the primary data collection, 47 respondents were selected by using purposive sampling on the basis of their level of involvement. Data was collected from local people, environmental groups and the forest department. Data collection methods were key informant interview, in-depth interview, case study, focus group discussion and archival research. Results: People of Ratargul village are now more aware of the harmful activities of uncontrolled tourism while the Forest Department brings new management policies and practices in response to the local and civil pressure. It is also found that the Climate Resilient Ecosystem Livelihoods (CREL) project in Bangladesh actually works to negate the strength of the environmental movement rather than as a conservation proponent. The Forest Department is successful to implement their projects due to a lack of coordination between local activists. According to the respondents, 31.1% mark this movement as successful, 23.4% opine as completely failure and while remaining 44.4% thinks that it is partially successful. Conclusion: A strong, integrated, coordinated and organized form of resistance or movement is needed to break up the hegemony of Forest Department that may save the Ratargul Swamp Forest from ongoing damage.


2021 ◽  
Vol 10 (1) ◽  
pp. 18
Author(s):  
Titi Darmi ◽  
Iqbal Miftakhul Mujtahid ◽  
Ledyawati Ledyawati

This article discusses the extent to which Cultural Heritage management involving various sectors can contribute to increasing tourist visits. The research was conducted in the city of Bengkulu, the location of the research was the legacy of Bung Karno's house. Data collection was carried out through secondary data and primary data. Primary data was carried out by interviewing related parties, namely two of Bung Karno's house staff, the Head of the Jambi Cultural Heritage Preservation Agency (BPCB), the Head of the Bengkulu Province Education Office, one cultural expert, four tourism activists, and six communities. members who were visiting Bung Karno's house. The steps in this research are data collection, classification, analysis, and data processing, making conclusions, then narrating in depth. The results of the study explain that the Heritage of Bung Karno's House is one of the historical tourist objects visited by many tourists. Bung Karno's heirloom house is a historical tourism object that has an attraction and has an important role in increasing tourist visits. For optimal Cultural Heritage management, it is important to strengthen the capacity of Cultural heritage management sustainably by optimizing technology and involving five partnership sectors, namely government, private sector, universities, media, and society. 


2021 ◽  
Vol 5 (2) ◽  
Author(s):  
Heylen Amildha Yanuarita ◽  
Djoko Susanto

The increase in population in Malang City can encourage the implementation of good population data recording, this is because population data is very important in planning and development in the evaluation stage. The purpose of this research is to analyze the policies of the population service and civil registration in the administrative services for data collection on Covid-19 social assistance recipients in Malang City. This research is a descriptive research with a qualitative approach. The population administration policy in this study is focused on administrative services for the data collection of Covid-19 Social Assistance Receipts in Malang City. The results of this study indicate that there is a policy of centralizing the management of resident identification cards, the first step to progress in the city government of Malang, especially in the field of administrative services for data collection on Covid-19 Social Assistance Recipients in Malang City so that they try to make other policies that have concrete data.


2021 ◽  
Vol 8 (1) ◽  
pp. 39-43
Author(s):  
Arya Putra Supriyadi ◽  
Fandi Ahmad

Abstract - Currently, every organization seeks to maintain performance in order to win the competition, and find out the progress of the organization can be seen by paying attention to financial performance, this study tries to examine and assess the financial performance of the Jakarta City Government for the 2015-2019 budget period by utilizing the results of the review of the Original Income ratio. Regions (PAD), as well as the effectiveness ratio of PAD in the report regarding the realization contained in the Regional Budget (APBD) of the Regional Government of the City of Jakarta. By utilizing a data source in the form of a Budget Realization Report for the 2015-2019 budget period which is based on the Regional Government Financial Report (LKPD) of the Jakarta City Government. This study uses a mixed-method approach technique, namely the researcher tries to analyze financial data to further attempt to describe the existing findings. From the research results, it is known that the calculation of the effectiveness ratio is by dividing the amount of realization of PAD compared to the target PAD set based on the real potential in the region, or in other words, the effectiveness ratio of PAD is obtained by making a comparison between real revenue in PAD to achieve PAD ). From data processing, it is known that the percentage of effectiveness of PAD in the City of Jakarta for the 2015-2019 budget year has reached an average level of achievement of 95.4% of the determined amount or it can be said that it has reached the category of effective criteria.


2020 ◽  
Vol 41 (49) ◽  
pp. 104-113
Author(s):  
Salmiyah THAHA ◽  
◽  
Chalid I. MUSA ◽  
Basril BADO ◽  
◽  
...  

Academics are interested in exploring small and medium business actors both from a macro perspective that examines external factors in developing small and medium business actors, as well as from a micro perspective on internal determinants that contribute to the performance for small and medium enterprises. The purpose of this study was to analyze the effect of entrepreneurial character on external funding and the development of small and medium business actors. This research is a quantitative study that explains the influence of exogenous variables on endogenous variables. Research location in the city of Makassar, South Sulawesi. The population in this study were 136 entrepreneurs who made loans to banks (State-owned enterprises) in the city of Makassar. The sampling of this study used the census sampling method (saturated sample). The data collection method uses a survey method with primary data collection in the form of a questionnaire. Data analysis techniques using structural equation modelling. The results showed that the entrepreneurial character variable had a significant effect on external funding and the development of small and medium business actors. Therefore, based on research findings, efforts to enhance the development of small and medium business actors in further research can develop further models.


2021 ◽  
Vol 21 (1) ◽  
pp. 23
Author(s):  
Supiati Supiati ◽  
Andi Hafidah ◽  
Abdul Haeba Ramli

<p><em>Retribution is an important source of Regional Budget Revenue (PAD) in the city of Makassar. The budget charged by the Makassar City Government to the PD. Makassar Raya Market.</em></p><em>This study aims to evaluate the management system of market levies and the contribution of market levies to increase Makassar City's Regional Original Income (PAD) and to formulate a more appropriate market levy management system to maximize PD revenue. Makassar Raya Market, Makassar City. The data used in this study are secondary in the form of documents and records related to market retribution income, and primary data in the form of daily reports of the recipient's cash-holding assistant as well as collection reports and proof of deposit of the recipient's treasurer into cash through the City Regional Development Bank (BPD). Makassar. The results of the study show that local revenue from market levies is in a very effective category, this is indicated by an average value of 100.28%, and Pasat Levies have a very large influence and contribution to Local Ownership in Makassar City, this can be shown by the average value of the contribution is 102.25%, while the growth rate of market levies explains that the growth rate with an average value is 9.69 which indicates the unsuccessful category The growth rate of market levies explains that the growth rate with an average value is 9.69 which indicates the unsuccessful category.</em>


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