scholarly journals Inclusion of disabled people in microfinance institutions: Where does Bangladesh stand?

2015 ◽  
Vol 1 (1) ◽  
pp. 67-79 ◽  
Author(s):  
Debashis Sarker
Keyword(s):  
Social Protection ◽  
Formal Analysis ◽  
People With Disabilities ◽  
Safety Net ◽  
Financial Inclusion ◽  
Government Support ◽  
Microfinance Institutions ◽  
Disabled People ◽  
Access To Credit ◽  
The Status

This article constitutes a summary of the literatures and practices on the microfinance industry and its contribution, the status of people with disabilities (PWDs), and the case studies for financial inclusion in Bangladesh. Many Microfinance Institutions (MFIs) are operating to serve all segments of the clients for financial inclusion. People with Disabilities encounter several exclusions in the mainstream microfinance institutions in Bangladesh. At the same time, MFIs faces numerous challenges to serve these people. Even if it is not a formal analysis, it is still found that PWDs encounter tremendous discrimination such as social, political, physical, cultural, environmental; serious barriers including formal and self-employment, less access to credit, government support and social safety net system. On the other hand, these people often put themselves into ‘benefit traps’. Microfinance institutions do not realize that many disabled people are economically active, that disabled customers expect service, and do not know how to adapt products for disabled people. The profitable partnership between MFIs and Disabled People’s Organization (DPOs) are absent in practice. The government’s social safety nets programme is also very limited. Economic rehabilitation would come into progress when integration happens by blending social protection and necessary resources for income generation.

scholarly journals The state of infrastructure facilities of the Kola Peninsula for the independent life of people with disabilities

2021 ◽  
Vol 295 ◽  
pp. 01024
Author(s):  
Galina Zhigunova
Keyword(s):  
Kola Peninsula ◽  
Musculoskeletal Disorders ◽  
Social Protection ◽  
People With Disabilities ◽  
The State ◽  
Social Infrastructure ◽  
Disabled People ◽  
Post Offices ◽  
The Disabled ◽  
Independent Life

The article examines the problem of accessibility of objects of social infrastructure of the Kola Peninsula for disabled people. The study was based on the method of monitoring the state of infrastructure in 13 settlements of the region, in which 701 objects were examined for accessibility for the disabled. As a result of observation, the objects were divided into accessible, conditionally accessible and inaccessible; accessibility indices were calculated for different areas of activity. The study revealed uneven processes of creating an accessible environment in the Kola North, depending on the type of settlements and the location of objects. Most of the accessible infrastructure facilities are located in cities on central streets and are aimed at access mainly for people with musculoskeletal disorders. Social protection institutions, banks and post offices provide access for people with disabilities best of all. In other areas of activity, objects are only partially accessible.

Role of Microfinance in Financial Inclusion in India

2021 ◽  
pp. 336-357
Author(s):  
Madhuri Malhotra
Keyword(s):  
Economic Development ◽  
Rural Population ◽  
Economic Benefit ◽  
Banking Sector ◽  
Financial Inclusion ◽  
Microfinance Institutions ◽  
Modes Of Operation ◽  
The Poor ◽  
The Status

The purpose of this chapter is to critically evaluate the status of microfinance in India, the types, characteristics, and modes of operation of MFIs. It also highlights the main differences between commercial baking and microfinance institutions and examines the extent to which banks fulfill financial requirements and of whom? This chapter presents a linkage among microfinance institutions, financial inclusion, and economic development on a country. The study reveals that MFIs contribute in the upliftment of the society leading to economic benefit to the country as a whole. It makes the reader realize the importance of microfinance in the economic development of a country which cannot be realized just by uplifting the structured and most sophisticated banking sector. Handholding of the poor and rural population is required in order to accelerate the process of financial inclusion and thereby reaching the goal of economic development.

scholarly journals COVID-19 and Small-Scale Fisheries in Southeast Asia: Impacts and Responses

2021 ◽  
Vol 34 (1) ◽  
Author(s):  
ALICE JOAN G. FERRER ◽  
ROBERT POMEROY ◽  
MICHAEL J. AKESTER ◽  
UMI MUAWANAH ◽  
WATCHARAPONG CHUMCHUEN ◽  
...  
Keyword(s):  
Southeast Asia ◽  
Value Chain ◽  
Social Protection ◽  
Negative Impact ◽  
Safety Net ◽  
Online Marketing ◽  
Financial Inclusion ◽  
Small Scale ◽  
Protection Measures ◽  
Small Scale Fisheries

This paper describes the impacts of and responses to COVID-19 of small-scale fisheries in six selected countries in Southeast Asia, including Indonesia, Malaysia, Myanmar, Philippines, Thailand, and Vietnam. The paper used a structured case study approach to analyse the impacts and responses and relied heavily on existing reports and data sources in each country. The pandemic has further revealed the vulnerability of small-scale fishing households in the region. Given the few assets of fisher households, their ability to cushion the negative impact of crises and shocks is limited. Fishers made adaptive responses such as direct fish marketing, online marketing, and home delivery services. While short-term responses of providing food and financial assistance have been helpful, long-term support to address pandemics such as COVID-19 and other stressors will require developing more resilient fishing households. The paper recommends several approaches and interventions to improve household resilience and to be better prepared for similar challenges and threats in the future. These include: i) strengthening the fishing households’ social network of friends, relatives, and neighbours to serve as both a social safety net and a bridge towards the transition to financial inclusion; ii) diversifying livelihood to reduce dependency on the fishery and provide for additional sources of income and food; iii) promoting financial inclusion through savings, credit, digital payment products, and insurance; iv) value chain upgrading through post-harvest fish handling and processing methods; and, v) providing access, especially for women, to social protection measures such as government health insurance and social security.

Role of Microfinance in Financial Inclusion in India

2018 ◽  
pp. 322-343
Author(s):  
Madhuri Malhotra
Keyword(s):  
Economic Development ◽  
Rural Population ◽  
Economic Benefit ◽  
Banking Sector ◽  
Financial Inclusion ◽  
Microfinance Institutions ◽  
Modes Of Operation ◽  
The Poor ◽  
The Status

The purpose of this chapter is to critically evaluate the status of microfinance in India, the types, characteristics, and modes of operation of MFIs. It also highlights the main differences between commercial baking and microfinance institutions and examines the extent to which banks fulfill financial requirements and of whom? This chapter presents a linkage among microfinance institutions, financial inclusion, and economic development on a country. The study reveals that MFIs contribute in the upliftment of the society leading to economic benefit to the country as a whole. It makes the reader realize the importance of microfinance in the economic development of a country which cannot be realized just by uplifting the structured and most sophisticated banking sector. Handholding of the poor and rural population is required in order to accelerate the process of financial inclusion and thereby reaching the goal of economic development.

scholarly journals Investigating the Spatiotemporal Imbalance of Accessibility to Demand Responsive Transit (DRT) Service for People with Disabilities: Explanatory Case Study in South Korea

2022 ◽  
Vol 2022 ◽  
pp. 1-9
Author(s):  
Jong-Hun Son ◽  
Do-Gyeong Kim ◽  
Eunkyeong Lee ◽  
Hosik Choi
Keyword(s):  
South Korea ◽  
People With Disabilities ◽  
Specific Area ◽  
Disabled People ◽  
Time And Space ◽  
Taxi Drivers ◽  
The Disabled ◽  
The Status ◽  
Taxi Service ◽  
Demand Responsive Transit

This study analyzed the operation-related historical data of the call taxi service for disabled people in Seoul, South Korea. The study investigated how unevenly distributed the accessibility of disabled people to transportation is in terms of time and space. In addition, the reasons that cause imbalanced accessibility were investigated in areas with good and poor accessibility. Accessibility was defined as how quickly call taxi services for the disabled are available at specific times and locations. For the analysis, the log data for tracking the status of taxis in time and space were processed to calculate their availability, an index that reflects the dwelling time and the number of taxis available at a specific time and in a specific area. This index was divided into time and space and used as a surrogate measure to assess accessibility. The results showed that there were spatial and temporal accessibility imbalances in demand responsive transit (DRT) service. The insufficient supply during the night resulting from the current DRT operating schedule has reduced the accessibility of call taxis for the disabled, and the concentration of drivers’ breaks also affected the accessibility of service during the daytime. This suggests the need for (1) an increase in supply and (2) evenly distributed breaks for the drivers. In terms of space, the outer areas of Seoul generally were found to be more accessible than the central areas. In addition, areas near depots that serve as hubs and resting places for taxi drivers, areas with excellent medical infrastructures for people with disabilities, and areas with good traffic environments tended to have good accessibility; this suggests the need to reallocate garages and improve the traffic environments to improve accessibility.

scholarly journals Actual problems of social protection of disabled people in the Russian Federation

2019 ◽  
Vol 7 (4) ◽  
pp. 46-50
Author(s):  
Nailya Ivanova
Keyword(s):  
Social Support ◽  
Russian Federation ◽  
Social Protection ◽  
People With Disabilities ◽  
Disabled People ◽  
Judicial Practice ◽  
The Russian Federation

The article discusses the issues of social protection of people with disabilities, analyzes the provisions of the current legislation governing measures of social support for people with disabilities, and summarizes the judicial practice on problematic issues of social protection of people with disabilities in the Russian Federation.

scholarly journals THE POPULARIZATION OF PHYSICAL CULTURE AND SPORTS FOR PERSONS WITH DISABILITIES

2019 ◽  
pp. 168-172
Author(s):  
A. Gonokhov ◽  
E. Domashova ◽  
I. Kurnosova
Keyword(s):  
Social Protection ◽  
People With Disabilities ◽  
Legal Framework ◽  
Physical Culture ◽  
Free Access ◽  
Disabled People ◽  
Persons With Disabilities ◽  
Sports Programs ◽  
Athletes With Disabilities ◽  
Adapted Sports

Some aspects of the legal framework, ensuring right of everyone to free access to sports and physical culture, including for persons with disabilities, have been considered. It has been noted, that for today there is a growing interest in adapted sports programs, which are aimed at people with disabilities and disabled people. Work with this category of the population should be based on ensuring prevention, control, assessment, restoration and safety of athletes with disabilities and disabled people; implementation of insurance bases of their social protection; planning of costs for training of athletes of the highest qualification, etc.

К вопросу анализа природы развития стартап-компаний в экономическом пространстве РФ: проблемные аспекты и пути их решения, влияние экон. преобразований на совр. этапе; сравнит. ан-з с заруб. странами

2018 ◽  
Author(s):  
Михаил Геннадьевич Чепрасов ◽  
Карина Аскаровна Агадилова ◽  
Игорь Олегович Мячин
Keyword(s):  
Comparative Analysis ◽  
Government Support ◽  
Business Incubators ◽  
Business Angels ◽  
Venture Investment ◽  
Start Up ◽  
The Status

В данной статье рассматриваются особенности становления российских стартап-компаний, ключевые проблемы развития и пути их решения. Проведен сравнительный анализ отечественных и зарубежных стартапов, где инновационные компании стали опорой экономики. Проанализирована статистика по состоянию стартапов России в настоящее время. Авторами отмечены главные предпосылки, которые ведут стартапы к провалу. Особое внимание уделено современным возможностям их финансирования. В статье описаны такие технологии финансирования как венчурное инвестирование, спонсирование бизнес-ангелами, государственная поддержка инновационных компаний, многоаспектная помощь бизнес-инкубаторов. Учтены преимущества и пробелы каждой из приведенных форм. This article discusses the features of the formation of Russian start-up companies, key development problems and ways to solve them. A comparative analysis of domestic and foreign startups, where innovative companies have become the backbone of the economy. Analyzed statistics on the status of startups in Russia at the present time. The authors noted the main prerequisites that lead startups to failure. Particular attention is paid to the modern possibilities of their financing. The authors described such financing technologies as venture investment, sponsorship by business angels, government support for innovative companies, multidimensional assistance from business incubators. Take into account the advantages and gaps of each of these forms.

The Role of Mobile Money in Moderating Financial Exclusion: A Tanzanian Experience

2020 ◽  
Vol 2 ◽  
pp. 1-24 ◽  
Author(s):  
Deogratius Joseph Mhella
Keyword(s):  
Developing Countries ◽  
Financial Institutions ◽  
Banking Sector ◽  
Research Question ◽  
Microfinance Institutions ◽  
Mobile Money ◽  
Access To Credit ◽  
Financial Exclusion

Prior to the advent of mobile money, the banking sector in most of the developing countries excluded certain segments of the population. The excluded populations were deemed as a risk to the banking sector. The banking sector did not work with cash stripped and the financially disenfranchised people. Financial exclusion persisted to incredibly higher levels. Those excluded did not have: bank accounts, savings in financial institutions, access to credit, loan and insurance services. The advent of mobile money moderated the very factors of financial exclusion that the banks failed to resolve. This paper explains how mobile money moderates the factors of financial exclusion that the banks and microfinance institutions have always failed to moderate. The paper seeks to answer the following research question: 'How has mobile money moderated the factors of financial exclusion that other financial institutions failed to resolve between 1960 and 2008? Tanzania has been chosen as a case study to show how mobile has succeeded in moderating financial exclusion in the period after 2008.

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