scholarly journals ANALISIS FATWA DSN MUI NO: 04/DSN-MUI/IV/2000 TERHADAP PENERAPAN AKAD MURABAHAH PADA PRODUK CICIL EMAS PADA BANK SYARIAH MANDIRI KCP. CIKUPA TANGERANG-BANTEN

2021 ◽  
Vol 7 (1) ◽  
pp. 37-47
Author(s):  
Didi Suardi
Keyword(s):  
Scientific Literature ◽  
Descriptive Analysis ◽  
Field Research ◽  
Research Field ◽  
Data Sources ◽  
Analysis Method ◽  
Secondary Sources ◽  
Financing Mechanism ◽  
Gold Product

This study concludes that the financing mechanism for the BSM Installment Gold product at BSM KCP. Cikupa consists of several stages starting from the requirements for submission, valuation of collateral, termination of financing, implementation of contracts and financing of financing. In the financing process for the financing of the Gold Installment Product, BSM KCP. Cikupa is in accordance with the guidelines of the DSN-MUI fatwa No: 04/DSN-MUI/IV/2000 concerning Murabahah, but there are some that are not in accordance with the first provisions of the ninth point, where at the time of the contract agreement process, gold was still in the ordering stage to PT. Antam and not owned by the bank. The type of research used is field research (field research). The data sources of this research consist of primary and secondary sources obtained through interviews, documentation, and other scientific literature. The data that has been collected, then analyzed using descriptive analysis method.

scholarly journals Jual Beli Kepiting Ditinjau Dari Sad Adz Dzariah Dan Peraturan Menteri Kelautan Dan Perikanan Republik Indonesia Nomor 12 Tahun 2020

2021 ◽  
Vol 1 (1) ◽  
Author(s):  
MUSTAFA MUSTAFA
Keyword(s):  
Descriptive Analysis ◽  
Field Research ◽  
Research Problem ◽  
Research Field ◽  
Egg Laying ◽  
Analysis Method ◽  
Crab Population ◽  
Qualitative Descriptive ◽  
The Republic ◽  
The Village

In the practice of buying and selling crabs in the village of Meunasah Paya, the fishermen sell all the crabs they catch without sorting them out, whether they are small, large, laying eggs or not, and this is not in accordance with Permen KP number 12 of 2020 which only allows crabs above. 150 grams and crabs that are not in egg-laying condition. The formulation of the research problem is how the practice of buying and selling crabs in Meunasah Paya village, Manyak Payed district, Aceh Tamiang district and how is Sad Adz Dzariah's review and Regulation of the Minister of Maritime Affairs and Fisheries of the Republic of Indonesia Number 12 of 2020 on the practice of buying and selling crabs in Meunasah Paya village, Manyak Payed district, Aceh district Tamiang. The purpose of the study was to find out the practice of buying and selling crabs in Meunasah Paya village as well as a review of Sad Adz Dzariah and KP Ministerial Regulation number 12 of 2020 on the practice of buying and selling crabs in Meunasah Paya village, Manyak Payed district, Aceh Tamiang district. This research includes field research (Field Research) with qualitative descriptive analysis method. The results of the study concluded that in Meunasah Paya village, crab fishermen sell all the crabs they catch to collectors without looking at the standardization of Ministerial Regulation No. 12 of 2020 which has been determined whether large or small crabs, laying eggs or not, will still be sold to collectors. According to sad adz dzariah, the law of buying and selling crabs in Meunasah Paya village is divided into two, namely some are prohibited because they are not in accordance with the candy and this will damage the crab population in nature and some are not prohibited. Meanwhile, according to Permen KP Number 12 of 2020, the sale and purchase of crabs in the village of Meunasah Paya is also divided into two, namely, some are appropriate and some are not.

scholarly journals Supervisi Pendidikan Islam: Telaah Model Pengawasan Madrasah di Kota Sorong

2020 ◽  
Vol 5 (2) ◽  
pp. 18-30
Author(s):  
Ibnu Chudzaifah
Keyword(s):  
Descriptive Analysis ◽  
Development Program ◽  
Field Research ◽  
Research Field ◽  
Analysis Method ◽  
Education Management ◽  
Educational Supervision ◽  
Qualitative Descriptive ◽  
The City

The success of educational supervision in madrasas as a supervisory function which represents one of the important factors in education management has not been optimally touched in the educational development program in madrasah. Whatever is the target for supervision in conducting supervision in madrasah. This research is a field or field research (field research) with a qualitative descriptive analysis method. The focus of this research is about the role and challenges of supervision of Islamic Education in the City of Sorong by using a type of field research, with descriptive qualitative analysis methods. The results of this study are: First, the role of school supervisors in madrasah in Sorong City is in accordance with existing regulations, according to very limited in the sense of regulating the place of madrasas that are supervised, but the investment of madrasah supervisors is very beneficial and beneficial in the development and encouragement of educators and education staff in Sorong City. Second, the obstacle that was transferred by the madrasah supervisor in Sorong City was the time of supervision in the madrasa, the limited number of madrasah supervisors, limited operational funds and financial support from the Ministry of Religion.

UPAH MENGUPAH PERTANIAN DALAM TINJAUAN FIQH MUAMALAH (Studi di Nagari Bukit Kandung Kecamatan X Koto Diatas Kabupaten Solok)

2021 ◽  
Vol 2 (3) ◽  
pp. 59
Author(s):  
Susanti Krismon ◽  
Syukri Iska
Keyword(s):  
Data Collection ◽  
Data Processing ◽  
Field Research ◽  
Secondary Data ◽  
Research Field ◽  
Farm Workers ◽  
Data Sources ◽  
Primary Data

This article discusses the implementation of wages in agriculture in Nagari Bukit Kandung Subdistrict X Koto Atas, Solok Regency in a review of muamalah fiqh. The type of research is field research (field research). The data sources consist of primary data sources, namely from farmers and farm laborers who were carried out to 8 people and 4 farm workers, while the secondary data were obtained from documents in the form of the Bukit Kandung Nagari Profile that were related to this research, which could provide information or data. Addition to strengthen the primary data. Data collection techniques that the author uses are observation, interviews and documentation. The data processing that the author uses is qualitative. Based on the results of this study, the implementation of wages in agriculture carried out in Nagari Bukit Kandung District X Koto Diatas Solok Regency is farm laborers who ask for their wages to be given in advance before they carry out their work without an agreement to give their wages at the beginning. Because farm laborers ask for their wages to be given at the beginning, many farm workers work not as expected by farmers and there are also farm workers who are not on time to do the work that should be done. According to the muamalah fiqh review, the implementation of wages in agriculture in Nagari Bukit Kandung is not allowed because there is an element of gharar in the contract and there are parties who are disadvantaged in the contract, namely the owner of the fields.

scholarly journals Akibat Hukum terhadap Penggunaan Air Bawah Tanah tanpa Izin

2020 ◽  
Vol 1 (1) ◽  
pp. 181-186
Author(s):  
I Gusti Agung Gede Catra Artawan ◽  
I Nyoman Budiartha ◽  
I Nyoman Sutama
Keyword(s):  
Research Methods ◽  
Descriptive Analysis ◽  
Field Research ◽  
Soil Surface ◽  
Underground Water ◽  
Legal Research ◽  
Groundwater Exploitation ◽  
Secondary Sources ◽  
The Government ◽  
Legal Consequences

Underground water is water that is contained in a layer of soil or rock below the soil surface. This study aims to determine the government's authority in regulating groundwater permits and what are the legal consequences of violating unlicensed groundwater use. The research was conducted using empirical legal research methods, source of the data which was used are primary and secondary sources of legal materials, methods of collecting legal materials using documentation studies and field research, and analyzing legal materials using descriptive analysis methods. The results of this study indicate that the Government's authority in permitting groundwater is regulated in the Bali Governor Regulation Number 5 of 2016 concerning Groundwater Permits, particularly in Article 3 paragraph (1), it is explained that the Governor has the authority to manage groundwater in CAT in the province. In Article 3 paragraph (2), the authority of the Government (Governor) is reaffirmed, including several things, namely: granting permits for groundwater drilling; give permission to extract groundwater; grant permits for the use of groundwater; granting permits for groundwater exploitation; grant permits to groundwater drilling companies; provide guidance, supervise technical investigations and use of Groundwater. As a result of violations of the use of groundwater by violating the parties in accordance with Article 15 paragraph (1) of Law Number 11 of 1974 concerning Irrigation, it is stated that anyone who deliberately runs water and / or water sources business without permission from the Government is punishable by imprisonment. 2 (two) years and or a maximum fine of Rp. 5,000,000 (five million rupiah).

scholarly journals AQAID AL-KHAMSINA MENURUT AHLUSSUNNAH WAL JAMA’AH

2020 ◽  
Vol 2 (2) ◽  
Author(s):  
Adenan Adenan ◽  
Ismet Sari ◽  
Sutan M. Arfierdin Pohan
Keyword(s):  
Content Analysis ◽  
Scientific Knowledge ◽  
Free Association ◽  
Data Sources ◽  
Primary Data ◽  
Analysis Method ◽  
Secondary Sources ◽  
Library Research ◽  
Content Analysis Method ◽  
The Way

<p><em>The rise of evil that existed in this period began from free association, abuse of drugs, theft and others. The moral deterioration is very much happening and the way to cope with it is by deepening the science of religion, which is with a lot of scientific knowledge of Tauhid. The science of Tauhid is a science that discusses the attributes of Allah SWT and his Messenger or called Aqaid Al-Khamsina. By studying the science of Tauhid can certainly reduce the number of criminality because by learning the science of Tauhid means a person's behavior will be much better. This research aims to determine the meaning of Aqaid Al-Khamsina and the explanation of each of these qualities. This research is included in Library research.  Primary data sources include the book by Imam Muhammad bin as-Sanusi named Umm al-Barahin, the publisher city of Kediri, the publisher name Santri Salaf Press, in the year 2015 and the book of Sheikh Muhammad Al-Fudholi named Kifayatul Awam, the publisher of Surabaya, the name of publisher Mutiara Ilmu, in the year 2018.  The secondary sources are books related to Aqaid Al-Khamsina, which is a book by Siradjuddin Abbas named I'itiqad Ahlussunnah Wal Jama'ah, a book by Abu Fikri Ihsani called Encyclopedia of Allah, a book by Imam Abil Izz Al-Hanafi named Tahdzib Syarah Aqidah Thahawiyah. In analyzing this research researchers use the Content analysis method (content analysis) is by means of drawing conclusions from several references that have been chosen, compared and combined.  The results of the research obtained is that Aqaid Al-Khamsina is a nature of Allah SWT and its Apostles that if in total there is 50 consisting of 20 mandatory nature of God, 20 impossibly god nature, 1 Jaiz nature, 4 mandatory nature of the Apostle, 4 the odds of the Apostle and 1 character Jaiz apostle. All of our mandatory qualities are known and Imani as the perfection of the creed.</em></p><p><strong><em>Keywords:</em></strong><em> Ahlussunnah Wal Jama'ah, Aqaid Al-Khamsina, Akidah, Tauhid.</em></p>

scholarly journals Kalimat Imperatif dalam Iklan Layanan Masyarakat Berbahasa Arab Terkait Covid-19 di SBS Australia

2020 ◽  
Vol 3 (4) ◽  
pp. 385-392
Author(s):  
Trian Ramadhan Nuryadin ◽  
Wagiati
Keyword(s):  
Data Analysis ◽  
Social Networking ◽  
Public Service ◽  
Descriptive Analysis ◽  
Public Service Announcements ◽  
Data Sources ◽  
Analysis Method ◽  
Basic Technique ◽  
Research Type ◽  
Analyze Data

Social networking media became the main media to spread public service announcements related to Covid-19 during a pandemic to prevent the spread of this outbreak. This study focuses on imperative sentences on public service Arabic announcements related to Covid-19 issued by SBS Australia. The purpose of this study is to describe the structure of imperative sentence forms in these advertisements syntactically and to group them into imperative sentence types according to Alwi (2010). This research is included in the research type of descriptive analysis research. The data analysis method used in this study is a method of distribution with the basic technique for direct elements (BUL) which is used to describe and analyze data from data sources. This study found as many as; 5 data are categorized as imperative commands or ordinary orders, 1 data are categorized as imperative subtle commands, 2 data are categorized as imperatives and invitations, 2 data are categorized as imperative prohibitions or negative commands. In addition, the imperative sentence in this ad is preceded by the structure of the predicate-object-complement-description sentence.

scholarly journals Peranan Kepala Desa Dalam Pelaksanaan Pembangunan Ditinjau Dari Fiqh Siyasah dan UU Desa No. 6 Tahun 2014

2020 ◽  
Vol 5 (2) ◽  
pp. 91
Author(s):  
Mirza Rahmatillah ◽  
Ridwan Nurdin
Keyword(s):  
Community Participation ◽  
Descriptive Analysis ◽  
Field Research ◽  
Secondary Data ◽  
Research Field ◽  
Primary Data ◽  
Library Research ◽  
Head Of Government ◽  
The Village

The success of developing a village cannot be separated from the role of the Village Head and the entire community. A developed village can be seen from the adequate facilities and infrastructure. The head of government has a big responsibility for the progress of his village in order to create a prosperous society. The formulation of the problem in this study is how the role of the village head in the implementation of development in Li-Eue Village and how the Siyasah Fiqh and Village Law review the role of the village head in the implementation of development in Li-Eue Village. This type of research is classified as field research (field research), which is descriptive analysis, namely research that tells and describes data sourced from primary data through interviews, observations and reports in the form of documents and secondary data by conducting library research in the form of Al- Qur'an, Hadiths, opinions of scholars, laws and regulations, documents and books and other scientific works. Based on the results of the analysis, it can be concluded that the role of the Li-Eue Village head in the implementation of development in Li-Eue Village is generally less than optimal so that it is less trustworthy or responsible for the duties as village head. Judging from the existence of several developments that have not been implemented. And less transparent and less mobilizing community participation. Review of Siyasah Fiqh and Village Law, namely leaders who are less trustworthy and less responsible.

scholarly journals Talak di Luar Pengadilan Perspektif Fikih dan Hukum Positif

2021 ◽  
Vol 3 (1) ◽  
pp. 67-84
Author(s):  
M Muhsin ◽  
Soleh Hasan Wahid
Keyword(s):  
Qualitative Methods ◽  
Descriptive Analysis ◽  
Field Research ◽  
Analysis Method ◽  
Marriage Law ◽  
Positive Law ◽  
The Status ◽  
Legal Consequences ◽  
Husband And Wife

Abstract: Divorce is breaking the ties of marriage and ending the husband and wife relationship. According to Fiqh law, divorce is considered legally binding when a husband pronounces the word talaq to his wife clearly and figuratively. Meanwhile, according to the Marriage Law, it is explained that divorce can only be carried out before the court after the court concerned tries and fails to reconcile the two parties. The focus of the problem in this study is: (1) What is the status of divorce outside the court according to fiqh law and positive law? (2) Which is used as a guideline between the two divorce proceedings on the termination of marriage? The type of research conducted by the author is field research using qualitative methods. The analysis used is the descriptive analysis method. The number of respondents in this study was five people with the category of divorce outside the court. Based on the method used in the study, it was concluded that the divorce handed down out of court was legal, according to fiqh, so that the marriage broke up by fiqh rules. However, the divorce is not legal according to positive law in Indonesia, so that in the eyes of positive law, the marriage has not been broken, and the positive law that applies in Indonesia is used as a guide to the dissolution of marriage because the legal consequences arising after the divorce are more clearly regulated so that obligations and rights that arise after the divorce is more secure.Abstract: Talak adalah melepaskan ikatan pernikahan dan mengakhiri hubungan suami istri. Menurut hukum Fikih perceraian dianggap jatuh hukumnya ketika seorang suami mengucapkan kata talak kepada istrinya baik secara jelas maupun kiasan. Sedangkan menurut Undang-Undang Perkawinan dijelaskan bahwa perceraian hanya dapat dilakukan di depan pengadilan setelah pengadilan yang bersangkutan berusaha dan tidak berhasil mendamaikan kedua belah pihak. Fokus masalah dalam penelitian ini adalah: (1) Bagaimana status talak di luar pengadilan menurut hukum fikih dan hukum positif? (2) Manakah yang dijadikan pedoman antara dua proses perceraian terhadap putusnya perkawinan? Jenis penelitian yang dilakukan penulis merupakan penelitian lapangan (field research) yang menggunakan metode kualitatif. Analisis yang digunakan adalah metode analisis deskriptif. Jumlah responden dalam penelitian ini sebanyak lima orang dengan kategori melakukan penceraian di luar Pengadilan. Berdasarkan metode yang digunakan dalam penelitian dihasilkan kesimpulan bahwa, talak yang dijatuhkan di luar pengadilan adalah sah menurut fikih, sehingga perkawinannya putus sesuai dengan aturan fikih. Namun perceraian tersebut tidak sah menurut hukum positif di Indonesia, sehingga di mata hukum positif perkawinannya belum putus dan hukum positif yang berlaku di Indonesia yang dijadikan sebagai pedoman terhadap putusnya perkawinan, dikarenakan akibat hukum yang ditimbulkan setelah terjadinya perceraian lebih diatur dengan jelas, sehingga kewajiban dan hak yang timbul setelah terjadinya perceraian lebih terjamin.

scholarly journals Mitigasi Risiko Pembiayaan Pada Bank Perkreditan Rakyat Syariah (BPRS) Safir Cabang Curup Kabupaten Rejang Lebong

2018 ◽  
Vol 3 (2) ◽  
pp. 85
Author(s):  
Ika Gustin Rahayu ◽  
Hendrianto Hendrianto
Keyword(s):  
Risk Mitigation ◽  
Descriptive Analysis ◽  
Field Research ◽  
Secondary Data ◽  
Analysis Data ◽  
Research Field ◽  
Mitigation Measures ◽  
Microfinance Institutions ◽  
Lower Middle Class ◽  
Strategic Risk

Increasingly better risk mitigation will help realize the objectives of the BPRS, namely to improve the economy of the lower middle class. BPRS as one of the microfinance institutions must be faced with risks, especially financing risks. The purpose of this study is to find out the risk mitigation actions carried out by BPRS SAFIR in order to minimize risks properly. This research is a field research (field research) that uses a qualitative approach withmethod descriptive analysis. Data collection used is interviews with accounting staff and secondary data from the literature related to risk in BPRS. The analysis technique used is to classify the data obtained with each category which is then analyzed. The results of this study are: There are several stages of financing procedures at BPRS SAFIR, first is the submission of a financing application, the second is submission of the file to the Account Officer; Third initial survey by the Account Officer in charge, Fourth follow-up survey with several Account Officers; The five decisions on funding by branch managers, the sixth realization decision. The financing risk faced by BPRS SAFIR is credit risk and strategic risk, these two risks are also prioritized by BPRS SAFIR because they are caused by both partners. The mitigation measures of BPRS SAFIR in reducing risk are carried out by:First, establishing certain conditions for each financing that must be met by prospective recipients of financing facilities.The two binding guarantees are fixed assets and movable assets. Third, do monitoring periodic.

scholarly journals IMPLEMENTASI AKAD WAKALAH BIL UJRAH DALAM PELIMPAHAN WEWENANG PENYELENGGARAAN PERNIKAHAN PERSPEKTIF HUKUM EKONOMI SYARIAH (Studi Analisis Pada Shahira Islamic Wedding Organizer Surabaya)

2020 ◽  
Vol 4 (2) ◽  
Author(s):  
Mochammady El Akbar ◽  
Muhammad Arfan Mu'ammar
Keyword(s):  
Qualitative Method ◽  
Descriptive Analysis ◽  
Field Research ◽  
Online Research ◽  
Analysis Method ◽  
Price List ◽  
Economic Law ◽  
Collecting Techniques ◽  
Legal Consequences ◽  
Research Show

Wakalah bil ujrah covenant implementation is an agreement covenant of an authority delegation to do something (delegating an affair) in which the implementation can be implemented in the field of wedding exertion by a wedding organizer. But generally, in the field implementation, the society has not been fully acknowledge and understanding how this implementation of an authority delegation in a wedding exertion accords with the the things which have been appointed by the syari’a economic law, and the legal consequences from the achieved wakalah agreement.The problems formulation of this thesis is how the form of the wakalah covenant implementation and also the system of the ujrah taking in the authority delegation of a wedding exertion by Shahira Wedding Organizer Surabaya and analyzing the implementation based on the syari’a economic law of the National Syari’a Board - Majelis Ulama Indonesia (DSN-MUI).This Study was conducted using online research instruments (online field research) with qualitative method. As for the data collecting techniques were done and achieved by online, observation, and the documentation data that are in correlate to the object of the study. The collected data, furthermore is arranged and analyzed using descriptive analysis method, it is describing how the akad wakalah bil ujrah implementation concept in obligating the authority the wedding exertion is done from the shahibbul hajat to Shahira Wedding Organizer Surabaya.The results of the research show that the wakalah bil ujrah covenant implementation in delegating the authority from the shahibbul hajat to Shahira Wedding Organizer Surabaya is done orally through the agreement in choosing the packages of Gumush, Altin, and Platin using simple statements (informal language) as the Surabaya’s people do. Furthermore it will be followed by some representation acts by the Shahira Wedding Organizer Surabaya. Dealing with the ujrah or the fee taking, it will be alocated and included into the price-list of the packages that automatically when it was on the first offer, the value of ujrah has been written and agreed. According to the perspective of the syari’a economic law, this wakalah bil ujrah practice done by the Shahira WO has fulfilled the well conformity in the implementation for the whole components between the both sides have been fulfilled in both of the pillars and the requirements that have been set by the Fatwa DSN-MUI No. 10/DSN-MUI/IV/2000 about wakalah.Keywords : Wakalah Bil Ujrah, Wedding Organizer and Syari’a Economic Law Perspective

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