scholarly journals Faktor – Faktor Yang Mempengaruhi Pertumbuhan Aset Bank Syariah Di Indonesia Tahun 2006-2015

2017 ◽  
Vol 3 (3) ◽  
pp. 249
Author(s):  
Diamantin Rohadatul Aisy ◽  
Imron Mawardi
Keyword(s):  
Latent Variables ◽  
Analytical Techniques ◽  
Profit Sharing ◽  
Partial Least Square ◽  
External Factors ◽  
Least Square ◽  
Third Party ◽  
Endogenous Variable ◽  
Islamic Banking ◽  
Internal Factors

This research aimed to determine the external and internal factors affect to the assets growth of Islamic banking in Indonesia, in time year 2006 until year 2015. The approach is a quantitative approach using PLS (Partial Least Square) analytical techniques with three latent variables, that is external factors as an exogenous variable wich which used to reflect external factors in this research are inflation, GDP Growth, BI rate, and money supply (M2); internal factors as an endogenous variable which are reflected by profit sharing rate, promotion, education and training cost, NPF ratio, ROA ratio, FDR ratio, Third-Party Funds, quantity of office bank, and office channeling; and assets growth of Islamic banking as an endogenous variable. The result of this research showed that external factors has a significant effect to internal factors. However, both external factors and internal factors have no significant effect to the growth of Islamic banking asset.

scholarly journals Pengaruh Kinerja Keuangan terhadap Simpanan Dana Pihak Ketiga Melalui Nisbah Bagi Hasil (Studi Kasus Bank Umum Syariah di Indonesia Periode 2012-2015)

AKUNTABEL ◽  
2018 ◽  
Vol 14 (2) ◽  
pp. 129
Author(s):  
Ayu Annisa ◽  
Isna Yuningsih ◽  
Rusliansyah Rusliansyah
Keyword(s):  
Financial Performance ◽  
Revenue Sharing ◽  
Profit Sharing ◽  
Partial Least Square ◽  
Least Square ◽  
Capital Adequacy ◽  
Third Party ◽  
Return On Assets ◽  
Financial Reports ◽  
Operating Income

This study aims to determine the effect of the financial performance of third party funds through revenue sharing on Islamic banks during the period of the first quarter of 2012 until the second quarter 2015. The number of samples in this study are 7 companies, which are taken according to specific criteria banking company sharia is still registered during the observation period 2012-2015 which publishes quarterly financial reports during the study period Then hypothesis testing is done by using partial least square (PLS) 3.2.4. The results showed that a statistically significant effect on the financial performance of third party funds, financial performance significant effect on revenue sharing, profit sharing ratio did not significantly affect third-party funds and financial performance did not significantly affect third-party funds through revenue sharing.Keywords: Third-party funds, ratio of profit sharing, capital adequacy ratio (CAR), Non Performing Financing (NPF), Return on Assets (ROA), Operating Expenses Operating Income (ROA), and Financing to Deposit to ratio (FDR)

scholarly journals Profitabilitas Bank Syariah Ditinjau dari Pembiayaan dengan Prinsip Bagi Hasil dan Kategori Usaha

2019 ◽  
Vol 14 (1) ◽  
pp. 48-63
Author(s):  
Purwanto Purwanto
Keyword(s):  
Data Analysis ◽  
Commercial Banks ◽  
Revenue Sharing ◽  
Profit Sharing ◽  
Partial Least Square ◽  
Least Square ◽  
Quantitative Approach ◽  
Islamic Banking ◽  
Negative Coefficient ◽  
Business Units

As a business institution, the objectives of Islamic banking is profitability. The profit can be achieved if Islamic banking distributes financing both with the principle of buying and selling, profit sharing or services. The focus of the study was on financing with the principle of profit sharing (Mudharabah and Musyarakah). Profit sharing has been studied as a variable that can increase profitability, but there are no definite conclusions. Thus it is necessary to study whether the actual financing of profit sharing affects the level of profitability directly or through certain business categories. The type of research is causality research with a quantitative approach. The population is Sharia Commercial Banks and Sharia Business Units in the period of January 2016 to December 2018. The data analysis uses Partial Least Square (PLS). The results shows that financing with profit sharing principles is proven to directly have an influence on profitability but in a negative coefficient. This study also shows that the higher the profit sharing financing, the lower the level of profitability. However, when the revenue sharing is channeled through SMEs and non-SMEs, the results become positive and significant to profitability

scholarly journals Financing Schemes and Lost Profit Sharing in Islamic Banking : Challenges and Opportunities

2020 ◽  
Vol 3 (1) ◽  
pp. 1-13
Author(s):  
Syarifuddin Syarifuddin
Keyword(s):  
Banking System ◽  
Profit Sharing ◽  
External Factors ◽  
Government Support ◽  
Monitoring Systems ◽  
Islamic Banking ◽  
Main Mode ◽  
Internal Factors ◽  
Challenges And Opportunities ◽  
Lost Profit

A profit and lost sharing system is an agreement between a financier (shahibul mal) and a capital manager (mudharib) to run a particular economic business with a profit sharing and risk loss scheme. At this time a lot of literature encourages PLS schemes as the main mode of Islamic banking system, but in practice it is avoided. The research aims to theoretically evaluate the causes of PLS ​​contracts in Islamic banking fail to be fully accepted and be excellent for investors in Islamic Banking. The results showed that the use of PLS ​​(mudharabah and musharakah) schemes in Islamic (sharia) Banking in Indonesia, Malaysia, Pakistan, Turkey and Morocco did show a low percentage of total financing. There are internal factors and external factors that hinder the development of PLS ​​schemes. Internal factors include moral hazard concern from partners, low trust in partners, weak monitoring systems, weak capabilities and collateral from partner companies. While external factors include; public literacy on Islamic banking products, government support, and supervision from regulators. Some of these factors arise because of a misunderstanding of the PLS system. Therefore, it is necessary to reprogram the perception of Shahibul mal and mudarib in the PLS scheme. This research is expected to contribute to the development and improvement of PLS ​​schemes in Islamic Banking.

scholarly journals Determinants of Internationalization of SMEs using Partial Least Square

2020 ◽  
Vol 6 (1) ◽  
pp. 116
Author(s):  
Zahariah Mohd Zain ◽  
Azurin Sani ◽  
Ahmad Shazeer Mohamed Thaheer
Keyword(s):  
Least Square Method ◽  
Developed Countries ◽  
Global Market ◽  
Influential Factors ◽  
Partial Least Square ◽  
External Factors ◽  
Least Square ◽  
Internal Factors ◽  
Lack Of Information ◽  
Partial Least Square Method

Internationalization provides various strategic benefits to the SMEs. It might increase the firm’s sales and revenue and be able to sustain in the economy for a longer period. However, the lack of information may become a challenge to the business, thus it is not easy to carry out the internationalization successfully due to limited resources and capabilities. On the other hand, influential factors on SMEs internalization have been discussed in developed countries, yet some developing countries are still struggling for empirical evidence. Some SMEs are facing difficulties in entering the global market as they have zero or less information on it while some of them successfully entered the market and can compete internationally. This indicates that every SMEs has the opportunity to internationalize their goods or services with proper understanding and better information about the global market. Prior studies have been carried out on factors influencing internationalization of SMEs however this study has been done specifically on internationalization of the SMEs in Malaysia. The determinants of internationalization investigated are internal factors, external factors, and networking, using partial least square method. The outcome of this study indicated that external factors, internal factors, and networking do not have any significant relationship with SMEs decision to internationalize.

scholarly journals The influencing factors of self directed learning readiness and academic achievement

2018 ◽  
Vol 2 (1) ◽  
pp. 153-166
Author(s):  
Nurjannah Ramli ◽  
Pudji Muljono ◽  
Farit M Afendi
Keyword(s):  
Academic Achievement ◽  
Structural Equation ◽  
Partial Least Square ◽  
External Factors ◽  
Least Square ◽  
Equation Modeling ◽  
Self Directed Learning ◽  
Internal Factors ◽  
Learning Readiness ◽  
Directed Learning

FAKTOR-FAKTOR YANG BERPENGARUH TERHADAP SELF DIRECTED LEARNING READINESS DAN PRESTASI AKADEMIKAbstrakPenelitian ini bertujuan untuk menganalisis pengaruh karakteristik mahasiswa, faktor internal, dan faktor eksternal terhadap self directed learning readiness (SDLR) dan prestasi akademik mahasiswa serta menganalisis pengaruh SDLR terhadap prestasi akademik mahasiswa. Penelitian dilakukan dengan menggunakan desain survei terhadap 111 mahasiswa tahun ke-IV Program Studi Sarjana Kedokteran Universitas Tadulako dengan menggunakan instrumen berupa kuesioner untuk mengukur faktor internal, faktor eksternal, dan SDLR. Indeks prestasi kumulatif (IPK) mahasiswa digunakan untuk mengukur prestasi akademik. Data dianalisis secara kuantitatif dengan menggunakan alat bantu analisis Structural Equation Modeling (SEM) dengan metode alternatif berbasis variance atau component based SEM yang disebut Partial Least Square (PLS). Hasil penelitian menunjukkan bahwa karakteristik mahasiswa dan faktor internal berpengaruh secara signifikan terhadap SDLR dan prestasi akademik mahasiswa, sedangkan faktor eksternal tidak berpengaruh terhadap SDLR dan prestasi akademik mahasiswa. Faktor yang memberikan pengaruh yang lebih tinggi terhadap SDLR dan prestasi akademik mahasiswa adalah faktor internal. Hasil penelitian juga menunjukkan bahwa SDLR tidak berpengaruh terhadap pencapaian prestasi akademik mahasiswa. AbstractThis study was aimed at analyzing the influence factors of student characteristics, the internal factors, and external factors of self-directed learning readiness (SDLR) and student academic achievement as well as the influence factors of SDLR on student academic achievement. This study was conducted by using a survey design on 111 students of the fourth year of Tadulako University Medical Undergraduate Program by using questionnaires to measure internal factors, external factors, and SDLR. The students’ cumulative grade point (GPA) was used to indicate academic achievement. The data were analyzed quantitatively using Structural Equation Modeling (SEM) analysis tools with alternative variance or component based SEM method called Partial Least Square (PLS). The results show that the characteristics of the students and the internal factors significantly affect the SDLR and the students’ academic achievement, while the external factors have no effect on the SDLR and the students’ academic achievement. The factors that have a higher effect on SDLR and student achievement are internal factors. The results also show that SDLR does not affect the students’ academic achievement.

scholarly journals THE EFFECT OF NON-PERFORMING FINANCING AND THIRD PARTY FUNDS ON THE PROFITABILITY THROUGH PS/RS AND PLS FINANCING

2021 ◽  
pp. 19-31
Keyword(s):  
Data Analysis ◽  
Empirical Evidence ◽  
Direct Effect ◽  
Indirect Effect ◽  
Commercial Banks ◽  
Profit Sharing ◽  
Partial Least Square ◽  
Least Square ◽  
Third Party ◽  
Analysis Technique

This research is motivated by the phenomenon of increasing PS/RS and PLS financing and profitability at Islamic Commercial Banks (BUS) in Indonesia during the 2015-2019 period, and experiencing a decline from 2019 to 2020. PS/RS and PLS financing can use mudharabah and musharakah contract schemes. Mudharabah financing is based on profit sharing, while Musharaka is based on profit-loss sharing. This study aims to obtain empirical evidence regarding the effect of non-performing financing and third-party funds on profitability through PS/RS and PLS financing. The population used in this study were all Islamic Commercial Banks in Indonesia in the 2015-2020 period. The data analysis technique used is Partial Least Square with SmartPLS software version 3. The results of the study found a direct effect of non-performing financing on profitability. The results of the study did not find a direct effect of non-performing financing on PS/RS and PLS financing. In addition, third party funds do not have a direct effect on profit-sharing and profitability-based financing. The results also did not find an indirect effect of non-performing financing and third-party funds on profitability.

scholarly journals Macroeconomics And Profit Sharing Financing In Islamic Banking In Indonesia: The Third Parties Fund As Intervening

2020 ◽  
Vol 8 (2) ◽  
pp. 131-147
Author(s):  
Muhammad Hafizh ◽  
◽  
Nur Hidayah ◽  
Purnama Ramadani Silalahi ◽  
◽  
...  
Keyword(s):  
Path Analysis ◽  
Profit Sharing ◽  
Third Parties ◽  
External Factors ◽  
Third Party ◽  
Islamic Banking ◽  
Analysis Method ◽  
For Profit ◽  
The Third ◽  
Processing Data

The main problems of Third Parties Fund and profit and loss sharing financing in Islamic banking in Indonesia are influenced by external factors have known as macroeconomics. Third parties funds as an intervening variable are what distinguish research conducted by researchers from previous research. The method used in this study uses the path analysis method with a trimming model. Processing data using IBM SPSS 25 tools. The results of this study indicate Macroeconomics simultaneously affects Third-Parties Funds. Partially, the BI Rate, GDP, and IHSG have an effect on Third Party Funds seen from the probability value 0.000 <0.05, where only inflation does not affect Third-Parties Funds. Meanwhile, the macroeconomy simultaneously influences the profit-sharing where the effect partially shows that inflation, the BI Rate, IHSG and Third-Parties Funds have a significant effect on profit-sharing financing. From the above findings, the macroeconomy indirectly through Third-Parties Funds is better for profit-sharing financing, because the ups and downs of Third Parties Funds significantly affect profit-sharing financing in Islamic banking.

scholarly journals The influence of company's external and internal factors to financial performance and company competitiveness on consumer good companies industry

2020 ◽  
Vol 8 (4) ◽  
pp. 405-414
Author(s):  
Ahmad Nur Budi Utama ◽  
Syamsurijal Tan ◽  
Tona Aurora Lubis ◽  
Asep Machpuddin
Keyword(s):  
Financial Performance ◽  
Consumer Goods ◽  
Stock Exchange ◽  
Partial Least Square ◽  
External Factors ◽  
Least Square ◽  
Equation Modeling ◽  
Internal Factors ◽  
Industry Sector ◽  
Consumer Goods Industry

The purpose of this study is to predict the influence model of external and internal factors of a company, starting a company's financial performance on the competitiveness of companies in the Consumer Goods Industry Sector on the Indonesia Stock Exchange. The sample of this research is 35 companies in the Consumer Goods Industry Sector on the Indonesia Stock Exchange during the period of 2016 to 2018. This research is used SEM (Structural Equation Modeling) based on component or variance based analysis known as Partial Least Square (PLS). The results of this study concluded that external factors affect the company's financial performance and company competitiveness. Internal factors also affect the company's financial performance and competitiveness but the influence of  both external factors and internal factors respectively are not able to mediate the financial performance of the company's competitiveness

scholarly journals ANALISIS FAKTOR EKSTERNAL DAN INTERNAL TERHADAP KEPUTUSAN PEMBELIAN PRODUK HAND SANITIZER DI MASA PANDEMI COVID-19

SIMAK ◽  
2021 ◽  
Vol 19 (02) ◽  
pp. 287-311
Author(s):  
Leo Alexander Tambunan
Keyword(s):  
Model Test ◽  
Significant Influence ◽  
Structural Model ◽  
Partial Least Square ◽  
External Factors ◽  
Least Square ◽  
Survey Method ◽  
Purchasing Decisions ◽  
Internal Factors ◽  
Hand Sanitizer

The purpose of this study is to find out what factors influence consumer decisions to buy hand sanitizer products during covid-19. This research was conducted on 100 people who made purchases of hand sanitizers. This research belongs to the type of descriptive research with survey method. The data in this study were obtained through observation and questionnaires. The data analysis technique in this study used Partial Least Square (PLS). Several tests were carried out including: descriptive statistical test, Measurement Model Test or Outer Model, and Structural Model Test or Inner Model. Based on the results of the study, it was found that external factors did not have a significant influence on purchasing decisions as indicated by a significance value of 0.233>0.05. while internal factors have a significant influence on purchasing decisions as indicated by a significance value of 0.000 <0.05. And the results obtained that simultaneously external factors and internal factors have an influence on purchasing decisions.

scholarly journals Analysis of Factors Affecting the Behavior of Coffee Shop Consumers in Jambi City

2022 ◽  
Vol 3 (1) ◽  
pp. 53-60
Author(s):  
Saidin Nainggolan ◽  
Emy Kernalis ◽  
Della Zulia Carolin
Keyword(s):  
Consumer Behavior ◽  
Structural Equation ◽  
Partial Least Square ◽  
External Factors ◽  
Least Square ◽  
Primary Data ◽  
Coffee Shop ◽  
Internal Factors ◽  
Factors Affecting ◽  
Good Taste

This study aims to analyze the factors that affect the behavior of coffee shop consumers in Jambi City. This research was conducted at a coffee shop in Jambi City. The selection of the location of this study was carried out by purposive sampling method. The data analysis used is primary data with the Structural Equation Partial Least Square Model (SEM-PLS) approach. The results showed the behavior of coffee shop consumers most who visited the coffee shop expressed agreement with the choice and decision in behaving. As many as 57.5% of consumers revealed that they chose the coffee shop because the price offered is affordable, coffee served quality, and it has a good taste, and 55% stated that they buy coffee in the coffee shop because according to their consumption needs, the coffee sold has a strong freshness, and has many flavor variants. Internal factors negatively affect the behavior of coffee shop consumers but not significantly. External factors have a positive effect on consumer behavior. Internal factors and external factors with variable moderation of coffee shop variables have a significant effect on consumer behavior.

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