scholarly journals IDENTIFIKASI PENYEBAB TIDAK OPTIMALNYA PENANGANAN PEMBIAYAAN BERMASALAH DI KSPS BMT ABC CABANG PEMBANTU KLM-SURABAYA

2020 ◽  
Vol 6 (5) ◽  
pp. 913
Author(s):  
Martha Dyah Puspita ◽  
Dian Filianti

Sharia Financial Services Cooperative (KJKS) is a form of cooperative whose business activities are engaged in financing, investment, and deposits in accordance sharia principles. in relation to financial services in the form of such financing, in this case the Sharia Financial Services Cooperative (KJKS) will be faced with several risks, among others, is the risk of default on financing channeled and the existence of fraud action (fraud) committedby the management of the financial institution. The object of this research is KSPS BMT ABC Branch KLM-Surabaya.on the object of the study found that the total gross NPF until December 2016 reached 81.84%, in addition to the impact of high levels of Gross NPF is a loss to be borne until December 2016 amounted to Rp 354.715.664. Based on the results of pre-research interview with Mr. Muhammad stated that the cause of the loss due to there are two factors namely the existence of fraud (misconduct) in the form of misuse of funds by former employees and handling financing problems that can be optimally 30% of total troubled financing. The purpose of this study is to determine the cause of the non-optimal handling of troubled financing. Things that need to be reviewed in the process of handling pembiyaan problem is based on the phenomenon that occurs in the object of research. This research uses qualitative method with exploratory case study strategy. The results of research conducted by the researchers found that KSPS BMT ABC Branch KLM-Surabaya Assistant has a concept of mixing handling of non-performing financing based on standard operating procedures with the handling of troubled financing based on kinship.Keywords: Troubled Financing, Troubled Financing Handling, Fraud

2021 ◽  
Vol 8 (4) ◽  
pp. 496
Author(s):  
Sholikudin Alawy ◽  
Irham Zaki

ABSTRAKIndonesia memiliki potensi dana filantropi yang sangat besar, antara lain zakat, infaq dan dana sosial keagamaan lainnya (DSKL). Di Indonesia, dana filantropi tersebut dikelola oleh Badan Amil Zakat (BAZ) dan Lembaga Amil Zakat (LAZ). Salah satu LAZ yang ada di Indonesia Lembaga Amil Zakat Infaq Shodaqoh Muhammadiyah (LAZISMU), dan memiliki salah satu LAZISMU Daerah yakni LAZISMU Bojonegoro. Namun pada tahun 2020, kegiatan LAZISMU Bojonegoro terganggu dengan merebaknya pandemi COVID-19. Penelitian ini bertujuan untuk mengetahui bagaimana pengelolaan dana filantropi di lembaga tersebut pada tahun 2019 (sebelum pandemi) dan tahun 2020 (selama pandemi). Metode penelitian yang digunakan dalam penelitian ini adalah metode kualitatif dengan strategi studi kasus eksploratori, dengan menggunakan data primer berupa wawancara dan data sekunder berupa dokumen. Hasil dari penelitian ini menunjukkan bahwa LAZISMU Bojonegoro berhasil beradaptasi pada kondisi pandemi, dibuktikan dengan meningkatnya penerimaan dana filantropi sebesar Rp. 720.736.219, atau sebesar 30,05% dari tahun sebelumnya, dan pendistribusian sebesar Rp. 567.913.837, atau 25,09% dari tahun sebelumnya, dan meningkatkan kualitas dan kuantitas penyaluran di bidang ekonomi.Kata kunci: Pengelolaan, Dana Filantropi, Pandemi COVID-19, LAZISMU Bojonegoro. ABSTRACTIndonesia has the potential for huge philanthropic funds, including zakat, infaq and other socio-religious funds (DSKL). In Indonesia, the philanthropic fund is managed by the Amil Zakat Agency (BAZ) and the Amil Zakat Institute (LAZ). One of the LAZ in Indonesia is the Amil Zakat Infaq Shodaqoh Muhammadiyah Institute (LAZISMU), and has one of the Regional LAZISMUs, namely LAZISMU Bojonegoro. However, in 2020, LAZISMU Bojonegoro's activities will be disrupted by the outbreak of the COVID-19 pandemic. This study aims to determine how philanthropic funds are managed at the institution in 2019 (before the pandemic) and in 2020 (during the pandemic). The research method used in this research is a qualitative method with an exploratory case study strategy, using primary data in the form of interviews and secondary data in the form of documents. The results of this study indicate that LAZISMU Bojonegoro has successfully adapted to pandemic conditions, as evidenced by the increase in the receipt of philanthropic funds amounting to Rp. 720,736,219, or 30.05% from the previous year, and the distribution was Rp. 567,913,837, or 25.09% from the previous year, and increasing the quality and quantity of distribution in the economic sector.Keywords: Management, Philanthropy Fund, COVID-19 Pandemic, LAZISMU Bojonegoro.


2020 ◽  
Vol 79 (1-2) ◽  
pp. 153-162
Author(s):  
Anne C. Osterman ◽  
Sophie Rondeau ◽  
Jessica Bowdoin ◽  
Genya M. O’Gara ◽  
James Pape

2017 ◽  
Vol 1 (2) ◽  
pp. 139
Author(s):  
M. Lutfillah Habibi ◽  
Ana Toni Roby Candra Yudha

This study aims to build a model of sharia life insurance in Indonesia. A model that combines the functions of Takaful institutions (Sharia Insurance) with Indonesian Waqf Institutions to generate insurance benefits directly and indirectly to policyholders. The method used in this research using descriptive qualitative method with case study strategy about operational of Takaful which is compared with some literature of Al Qur'an and Hadith. The data were obtained from in-depth interview technique, book and literature as well as Hadith commentary study. The results of this study indicate that with the application of ITW model, the insurance claim of the deceased policyholder will be given to the heirs in the form of death funds, in addition to these benefits, the recipients of the policy are also indirectly get the good deeds of some of the funds invested into the waqf institutions. On the application of such a model, the owner of the life insurance policy gets worldly benefits and ukhrowi, namely the claim of death funds and the good deed of the investment of some premium funds to Waqf Institution.


Author(s):  
Petros Chamakiotis ◽  
Zakia Khan

There exists significant evidence in the relevant literature that global virtual teams (GVTs) have become ubiquitous in most sectors and have attracted both scholarly and practitioner interest. Despite this—and the fluid and dynamic character of GVTs—there exist gaps as to what team adaptation looks like in the GVT context and how leadership can be exercised to support it. The chapter presents an exploratory case study with members of GVTs in a global organization in the financial services industry. Drawing on interviews with selected participants, the chapter makes the following contributions: 1) It shows what GVT adaptation looks like, highlighting its heterogeneous character; 2) It identifies challenges GVT members face when trying to adapt; and 3) It explains how leadership can be exercised to support GVT adaptation. Recommendations for practitioners and educators are provided, and implications for future research discussed.


Author(s):  
Güzide Karakuş ◽  
Fatma Selin Sak ◽  
Ahu Altınel

The coronavirus (COVID-19) pandemic, which started in China as of December 2019, has spread all over the world and caused different adverse effects in each country. The coronavirus has affected millions of people around the world and caused thousands of deaths. The pandemic, which causes us to question our knowledge to be true and is a new factor that should be seen as a risk in future planning, has brought new regulations in all vital activities. The fact that airline transportation is one of the sectors most affected by coronavirus determined the scope of the study. Within the scope of the study, exploratory case study was preferred and how airport operations were affected by the COVID-19 pandemic was illustrated.


Author(s):  
Marek Kazimierczak ◽  
Agata Dąbrowska ◽  
Katarzyna Adamczewska ◽  
Ewa Malchrowicz-Mośko

Despite the growing interest in extreme sports around the world, researchers have rarely investigated the complex factors that have led to a developed commitment to extreme sports in recent years. Precisely, the social identity of ultramarathoners remains a research niche. The aim of the article is to analyze the impact of a sports event on shaping social identity of ultramarathon runners on the example of Karkonosze Winter Ultramarathon (held in Poland). The qualitative method used in the article—interviews with runners—made it possible to examine the factors that create social identity, among which the motives for participation, sports subculture, and the authenticity of the experience play a key role. The first part of the article describes the theoretical aspects of social identity in sport. The second, empirical part presents the research results supplemented by the statements of the contestants. In this case, the subject of analysis is the motives for participation in a winter ultramarathon and their characteristics. Lastly, the article analyzes the subculture of ultramarathoners and the experience of contestants’ authenticity. The investigated winter ultramarathon created the perfect space for creation, deepening and celebrating the social identity of ultramarathoners assessed as a value in itself. The article enriches the present knowledge about the motivation of ultramarathoners because, unlike the results of quantitative research, it presents in-depth responses of runners who were not always concerned by existing research questionnaires.


2017 ◽  
Vol 1 (2) ◽  
pp. 139
Author(s):  
M. Lutfillah Habibi ◽  
Ana Toni Roby Candra Yudha

This study aims to build a model of sharia life insurance in Indonesia. A model that combines the functions of Takaful institutions (Sharia Insurance) with Indonesian Waqf Institutions to generate insurance benefits directly and indirectly to policyholders. The method used in this research using descriptive qualitative method with case study strategy about operational of Takaful which is compared with some literature of Al Qur'an and Hadith. The data were obtained from in-depth interview technique, book and literature as well as Hadith commentary study. The results of this study indicate that with the application of ITW model, the insurance claim of the deceased policyholder will be given to the heirs in the form of death funds, in addition to these benefits, the recipients of the policy are also indirectly get the good deeds of some of the funds invested into the waqf institutions. On the application of such a model, the owner of the life insurance policy gets worldly benefits and ukhrowi, namely the claim of death funds and the good deed of the investment of some premium funds to Waqf Institution.


Author(s):  
O. J. Ediae ◽  
E. P. Enoma ◽  
O. S. Igbogbo ◽  
I. C. Ezema ◽  
E. N. Ekhaese

Acoustics in churches design is concerned with the impact of sound on both the worshippers and the building as well. The aim of this study is to investigate sound audibility and quality with the use of acoustic materials and most appropriate architectural form. Qualitative and case study approach were adopted, the qualitative method involves the collection of narrative data in a natural setting, with a view to gaining insight. While the case study involved an intensive study of specific phenomena through investigations. These methods were chosen due to the nature of this research, personal observation and interviews were extensively carried out. Research shows that, architectural forms are special vaccines necessary to achieve quality of sound in churches and large halls in general.


2020 ◽  
Vol 9 ◽  
Author(s):  
Nurina Adi Paramitha

<p><em>Modernization makes citizen more distant from nature. Modern life makes people more individualistic, especially the youth. When they have free time or holiday, the youth citizen choose to travel to nature. Although in the daily life they are living individually, but most of them traveling in groups. As Elias stated that human identity as a unique individual only exists in and through networks or figuration. This study aims to analyze figuration in traveler group which travel to nature. This study was conducted in April - May 2017. This study uses qualitative method with a case study strategy. Data were collected through observation, documentation, interviews through social media, and the distribution of open questionnaires to informants. The informants are youth citizen selected through purposive sampling techniques. The data validated by source triangulation and data analyzed by interactive model. The results showed that youth citizen prefer to travel in groups, some of them even follow the traveler community. Traveling in groups has many advantages than solo traveling. The figuration in traveler group only occurs when the traveler goes on a trip. The traveler group is a figuration in which there is an interdependence relationship between one traveler and another traveler.</em></p><p><strong> </strong></p><p><strong><em>Keywords:</em></strong><strong><em>F</em></strong><strong><em>iguration, </em></strong><strong><em>G</em></strong><strong><em>roup, </em></strong><strong><em>Y</em></strong><strong><em>outh, </em></strong><strong><em>T</em></strong><strong><em>raveler</em></strong><strong><em>.</em></strong><strong></strong></p><h2> </h2><p><strong>Abstrak</strong></p><p>Modernisasi membuat penduduk kota semakin jauh dari alam. Kehidupan modern membuat banyak orang semakin individualis, terutama para pemuda. Ketika luang atau libur, banyak pemuda kota yang memilih berlibur ke alam terbuka. Meski dalam keseharian para pemuda tersebut hidup individualis, namun mayoritas pemuda melakukan <em>traveling</em> secara berkelompok. Seperti yang dinyatakan Elias bahwa identitas manusia sebagai individu yang unik hanya ada di dalam dan melalui jaringan atau figurasi. Penelitian ini bertujuan untuk menganalisis figurasi dalam kelompok <em>traveler</em> yang melakukan perjalanan ke alam terbuka. Penelitian dilaksanakan pada bulan April - Mei 2017. Metode penelitian yang digunakan adalah metode kualitatif dengan strategi studi kasus. Data dikumpulkan melalui observasi, dokumentasi, wawancara melalui media sosial, dan pembagian angket terbuka kepada informan. Informan merupakan para pemuda kota yang dikumpulkan melalui teknik <em>purposive sampling</em>. Validitas data menggunakan triangulasi sumber dan analisis data menggunakan model interaktif. Hasil penelitian menunjukkan bahwa pemuda lebih senang melakukan <em>traveling</em> secara berkelompok, bahkan ada yang mengikuti komunitas <em>traveler</em>. <em>Traveling</em> berkelompok memiliki banyak keunggulan daripada solo <em>traveling</em>. Figurasi kelompok <em>traveler</em> hanya terjadi ketika para <em>traveler</em> melakukan sebuah perjalanan. Kelompok <em>traveler</em> merupakan suatu figurasi yang di dalamnya terdapat hubungan saling ketergantungan antara <em>traveler</em> yang satu dengan <em>traveler</em> lainnya.</p><p><em> </em></p><strong>Kata kunci : Figurasi, Kelompok, Pemuda, Traveler</strong>


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