scholarly journals The effect of financial knowledge and financial well-being on investment intention mediated by financial attitude

Author(s):  
Muhammad Ilyas ◽  
Moeljadi ◽  
Achmad Helmy Djawahir

Investment intention in millennials and Gen Z in Indonesia grows yearly. However, the cause of the growing enthusiasm for investment among millennials and Gen Z is recently fear of being vulnerable to Fear of Missing Out (FOMO) behaviour alone, not based on financial factors such as financial knowledge, financial well-being and financial attitude. This study aims to determine the role of financial knowledge and financial well-being on investment intention mediated by financial attitude. This research belongs to the type of explanatory research. Respondents in this study are Millennials and Gen Z generations who invest and live in Malang City. Determination of the number of samples in this study using the purposive sampling technique with a total sample of 400 respondents. Methods of collecting data using a questionnaire, then analyzed using PLS-SEM. The study results confirm that financial knowledge positively affects investment intention. Financial well-being does not affect investment intention. Financial attitude has a positive influence on investment intention. Financial knowledge and financial well-being have a positive influence on financial attitude. Financial attitude can partially mediate the relationship between financial knowledge and investment intention. In addition, financial attitude can also mediate the relationship between financial well-being and investment intentions fully. Millennials and Gen Z are expected to improve financial knowledge and attitudes to increase interest in more targeted investments. This advice will also positively impact the Financial Well-being of millennials and Gen Z in the future.

Author(s):  
Ritu Modi ◽  
Arun Tipandjan ◽  
Laxmi D. Mishra ◽  
Chhavi Gupta ◽  
Devi R. Nithiya

Background: The aim of the study was to study the relationship between coronavirus anxiety, panic buying, work and social adjustment. It also examines how adjustment mediates the relationship between coronavirus anxiety and panic buying.  Methods: The study's total sample size was 450 participants aged 21-76 years. Both genders were equally represented in the sample, with 225 males and 225 females. An incidental sampling technique was adopted for data collection. Data was collected using a Google form survey from participants who consented to participate in the research from various Uttar Pradesh, India cities. The socio-demographic details and corona anxiety, panic buying and work and social adjustment related responses were recorded.Results: The results indicated that coronavirus anxiety, work and social adjustment, and panic buying are significantly correlated with each other. Results showed that coronavirus anxiety and work and social adjustment would significantly variance in panic buying scores. It was also found that work and social adjustment mediated the relationship between coronavirus anxiety and panic buying.Conclusions: It was evident from the results that panic buying results from fear and negative emotions. This demonstrates the importance of adjustment training to cope with sudden or future uncertainties in a better manner. This could help alleviate the wave of anxiety and panic, leading to better emotional well-being and adjustment to unexpected and adverse circumstances.


Author(s):  
Intan Candradewi ◽  
I Gst. A. Manuati Dewi

The purpose of this study was to analyze and explain the role of mediation motivation in the relationship of compensation to employee performance at Wisma Prashanti Hospital. The population in this study were employees of Wisma Prashanti Hospital with a total sample of 83 respondents. The sampling technique is carried out is a saturated sample technique, the entire population is used as a sample. The research instrument used a questionnaire and analysis method using Partial Least Square (PLS) with SmartPLS 3.2 software. The results showed (1) compensation has a positive and significant effect on employee performance (2) compensation has a positive and significant effect on motivation (3) motivation has a positive and significant effect on employee performance (4) motivation mediates partially and positively and significantly on the relationship between compensation and employee performance. The implications of the results of this study indicate that compensation is found to be a major factor in improving employee performance.


2020 ◽  
Vol 3 (1) ◽  
pp. 90-103
Author(s):  
Ani Solihat ◽  
Mimin Nurjanah ◽  
Rani Rahmayani ◽  
Andry Trijumansyah ◽  
Iis Iskandar

The purpose of this study is to determine the role of brand trust in achieving the competitive advantage of PT Pos Indonesia Bandung freight forwarding services. The method in this study uses quantitative methods. This research uses the Stastical Pakage for the Social Sciences (SPSS) program which aims to measure the effect of brand trust on the competitive advantage of PT Pos Indonesia Bandung freight forwarding services. The sampling technique of this study used purposive sampling and the determination of samples was calculated using the Rao Purba formula with a total sample of 96 people. The respondents of this study were users of freight forwarding services, especially PT Pos Indonesia and other freight forwarding services (TIKI, JNE, JT, etc.). The design of this study uses descriptive and verification to assess the picture and influence between variables. The results of this study indicate that brand trust has a positive and significant effect on the competitive advantage of PT Pos Indonesia Bandung freight forwarding services.


2020 ◽  
Vol 34 (4) ◽  
pp. 899-917
Author(s):  
Iqra Rasool ◽  
Aisha Zubair ◽  
Mubeen Anwar

The present study was attempted to investigate the role of perceived self-efficacy and spousal support in psychological well-being of female entrepreneurs. It was also intended to determine the moderating effect of spousal support in the relationship between perceived self-efficacy and psychological well-being. The sample comprised of 405 female entrepreneurs with age range from 22-49 years. Generalized Self-Efficacy Scale (Rehman & Rehman, 2004), Spousal Support Inventory for Workers (Malik & Khan, 2001), and Affectometer-2 (Naheed, 1997) were used to assess major constructs of the study. Results showed that perceived self-efficacy was positively associated with spousal support and psychological well-being. Similarly, spousal support was positively linked with psychological well-being. Moreover, spousal support significantly moderated the relationship between perceived self-efficacy and psychological well-being. Differences on educational groups and type of entrepreneurship reflected differential levels of perceived self-efficacy, spousal support, and psychological well-being. Future implications of the study were also discussed.


Author(s):  
Diah Puspitasari

Abstract: The purpose of this study was to determine the relationship between academic motivation and the role of parents during the distance learning/pandemic period in grade 7 at SMPN 23 Malang City. This type of research is a correlation. The population of this study was all students of SMP Negeri 23 Malang with a sampling technique using purposive random sampling with a sample of 144 students. The study results illustrate that there is a significant relationship between the role of parents and academic motivation at SMPN 23 Malang. Abstrak: Penelitian ini bertujuan untuk mengetahui hubungan motivasi akademik dengan peran orangtua pada masa pembelajaran jarak jauh/masa pandemi di kelas 7 di SMPN 23 Kota Malang. Jenis penelitian yang digunakan adalah korelasi. Populasi penelitian ini adalah siswa kelas VII SMP Negeri 23 Malang dan teknik pengambilan sampel menggunakan purposive random sampling. Jumlah sampel penelitian sebanyak 144 siswa. Hasil penelitian memberikan gambaran bahwa terdapat hubungan yang signifikan antara peran orang tua dengan motivasi akademik di SMPN 23 Malang.


2021 ◽  
Vol VI (II) ◽  
pp. 64-76
Author(s):  
Shahid Mehmood ◽  
Amir Gulzar

This research study aimed to examine the effect of advertisement appeals on the psychological well-being of children and assess the moderating role of disposition in the relationship of children's psychological well-being and advertisement appeals. The study was conducted by using primary data. Data was collected through the survey conducted in three-time lags from the children of age ranging from 8 to 12 years. A self-administered questionnaire was distributed among a sample of 578 children. For the selection of sample nonprobability, convenience sampling technique was employed, whereas descriptive and inferential statistical tools were utilized for the data analysis with the help of statistical packages for social sciences (SPSS) and analysis of moment structure (AMOS) version 23. Research findings showed that advertising appeals have a significant positive effect on the psychological well-being of children. Furthermore, disposition positively moderates the relationship between advertising appeals and the psychological well-being of the children.


2021 ◽  
Vol 12 ◽  
Author(s):  
Junguo Shi ◽  
Saif Ullah ◽  
Xun Zhu ◽  
Shanshan Dou ◽  
Faiza Siddiqui

The current study empirically tests a financial well-being (FWB) model built on financial socialization (FS) and early childhood consumer experience (ECCE). The current study was conducted based on primary data obtained through structured questionnaires. By using a convenient sampling technique, data were collected from 1,500 respondents from Pakistan. Results advocated that childhood experiences directly affect the FWB in adults. In addition, FS agents, such as parents, have direct and indirect effects on the FWB in adults. Findings revealed that financial coping behaviors mediate the relationship among FS agents, such as parents, students, and the FWB. Surprisingly, FS agent peers do not impact adult FWBs. The study concluded that FWB could be improved by socializing with parents and teachers and using childhood experiences. Considering the importance of the role of parents and teachers, they should discuss financial issues with children. Policymakers should work to provide some opportunities for children so that they can practice and gain experience.


2017 ◽  
Vol 5 (2) ◽  
pp. 69-80
Author(s):  
M. Waheed Akhtar ◽  
◽  
Hafiz Ghufran ◽  
Tasneem Fatima ◽  
◽  
...  

This study investigated the mediating role of employee well-being and engagement in the relationship between emotional intelligence and turnover intentions. It also investigated the interactional effect of perceived organizational support in the relationship between emotional intelligence and mediators (employee well-being and engagement). Stratifying simple random sampling technique was used for data collection. 450 questionnaires were distributed among the employees of different banks at Islamabad and Rawalpindi. Data were analyzed through reliability testing, correlation and regression analysis. The results showed that employee well-being and engagement mediate the relationship between emotional intelligence and turnover intentions; whereas, perceived organizational support positively moderates the relationship between emotional intelligence and mediators as well. Managerial implication, limitation and direction for future studies are included in the paper.


Author(s):  
Dading Jatimoyo ◽  
Fatchur Rohman ◽  
Atim Djazuli

E-commerce is one of the industries that are able to grow in the middle of the crisis because of the COVID-19 pandemic. This research aims to investigate the factors that influence the continuance intention of online shopping services in the scope of e-commerce. This research uses perceived ease of use as an independent variable that affects the intention with perceived usefulness and trust as mediating variables. This research is categorized as explanatory research. Respondents in this study are Klikindomaret users and the determination of the number of samples in this study using purposive sampling technique with a total sample of 170 respondents. The data collection method used a questionnaire and the data was analyzed using PLS-SEM. The findings of this study indicate that perceived ease of use, perceived usefulness, and trust have a significant effect on continuance intention. Perceived usefulness and trust also play a role in mediating the relationship between perceived ease of use and continuance intention.


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