Contribution of Micro Finance on Poverty Alleviation in Bangladesh

Author(s):  
Arman Hossen ◽  
Md. Rubel Miah ◽  
Roksana Aftab Ruhi

Poverty exists through the world as a curse and a big trouble in the way of development. When people deprived of their basic needs such as food, cloth, shelter, education, treatment and so on is termed as poverty .This paper is to examine empirically the impact of micro-credit on poverty alleviation in Bangladesh. The regular growth of the micro finance concerned parties has been promoted not only by market forces but also by conscious actions of national governments,Non-Governmental Organizations (NGOs) and the donors who view microfinance as an effective tool for eradicating poverty. This paper argues that microfinance can be considered as an important element for an effective poverty reduction strategy especially in rural areas. This study is developed by descriptive analysis based on secondary data. After the analysis of collected data and information, it shows evidence that practically microcredit can be considered as an effective tool for poverty reduction in developing countries like Bangladesh. To be more ensure that how much and how the microcredit really reduces poverty, further study and research should be carried out in future.

2019 ◽  
Vol 7 (7) ◽  
pp. 304-309
Author(s):  
Shristy Poddar ◽  
Sumit Bharti ◽  
Kavitha S Sharma

The dynamic development of the microfinance business has been advanced by market powers as well as by cognizant activities of national governments, Non-Governmental Organizations (NGOs), and the benefactors who view microfinance as a successful device for killing neediness. The incredible push behind this immense and expanding support for microfinance showed that national monetary and social effects are noteworthy and it should be analysed all the more intently.   Self Help Group (SHG) provides microfinance services for people in rural regions so they can use the capital for small business, productive work and become financially stable and independent. In this article, we have described the impact of microfinance on poverty alleviation its impacts on people and society. Here we have explained, the main purpose of this article is to present Microfinance and how it can be useful for poor people and the reduction of unemployment.


2020 ◽  
Vol 66 (2) ◽  
pp. 28-41
Author(s):  
Nina Baković

AbstractAn approach to sustainable tourism through clusters is considered an appropriate strategy in less-developed rural areas of tourist-oriented countries, such as Croatia. This paper clarifies the key challenges of the development of tourism clusters in the region of Gorska Hrvatska and provides new data for an approach to sustainable rural tourism development. Using available secondary data from governmental bodies, non-governmental organizations, protected areas of Gorska Hrvatska, and primary data of the Lika Destination Cluster, the paper explores the key challenges of developing a cluster of tourism and selective forms of tourism. Most tourism clusters in Croatia have remained in the first phase of development for years, even though this approach has failed to to achieve significant results. The key benefits of networking and branding in rural areas are identified and defined, but these potentials are still largely underutilized. The objective of this study is to provide practical recommendations to the Croatian tourism industry on how to learn from the suggested best practices and how to implement them effectively. For that purpose, the case of sustainable tourism located in the Gorska Hrvatska region, called the Lika Destination Cluster is analyzed.


2021 ◽  
Vol 11 (1) ◽  
Author(s):  
Riana Permani

The main strategy of poverty alleviation in Bandung is directed to reduce the poverty rate. But the countermeasures that have been done by the relevant parties have not reached the target set. BPS data in 2019 showed the number of poor people reached 84,670 or 3.38% of the total population. In the last five years, the poverty rate has never reached 1% in accordance with the RPJMD target. On the other hand, all parties agree on the importance of building a system of partnership, coordination, and collaboration between local governments, communities, and non-governmental organizations in collaborative governance. The establishment of the Coordination Team for The Acceleration of Poverty Alleviation (TKPK) Kota Bandung became an important forum in achieving the target of reducing poverty rates. This research aims to find out how the implementation of collaborative governance principles at TKPK Kota Bandung. This study uses a qualitative approach with a descriptive analysis method to find out the existing condition of ongoing collaboration. The data source is obtained from in-depth interviews, field observations as well as secondary data. The results showed that the principles of collaborative governance by TKPK Kota Bandung have not been optimal. The existence of a special meeting forum is more often very important to build a common understanding of the roles and responsibilities of each stakeholder. Optimization of facilitative leadership and institutional design is also indispensable to provide encouragement to the collaboration process that tends to be slow to show temporary results.


2007 ◽  
Vol 12 (04) ◽  
pp. 467-478 ◽  
Author(s):  
NANCY BERTAUX ◽  
ELAINE CRABLE

On a recent semester-long stay in India, students from Xavier University (Cincinnati, Ohio) learned about a variety of social and economic development issues, with an emphasis on the role and status of women. This study describes and assesses the impact and effectiveness of their learning with a particular focus on their exposure to Meerut Seva Samaj (MSS), one economic development initiative concentrating on rural women. The Indian economy has recently witnessed an increase in entrepreneurship among women. Entrepreneurship often allows women to engage in home-based work so that they still can attend to their domestic duties, while also helping to financially support the family. Banks, companies, and NGOs (non-governmental organizations) are finding that offering micro-credit, or small loans, and other types of entrepreneurial assistance can help women start businesses. Meerut Seva Samaj provides a concrete example of how Indian women, especially in rural areas, can become successful entrepreneurs with the help of technology, training and other resources. MSS also assists local communities in the use of biogas, an environmentally friendly energy source that improves the environment and fertility of land in rural areas. The study places this service learning case study from India in the context of the literature on women, economic development, entrepreneurship and environmental issues.


2017 ◽  
Vol 6 (1) ◽  
pp. 87-102
Author(s):  
Mustica Bintang Sabiti ◽  
Jaenal Effendi

The purpose of this paper is to identify the effectiveness of Islamic microfinance institutions and their impact on poverty reduction in two types of rural areas in the district of Bogor, Indonesia. This research uses descriptive analysis, using a likert’s scale and with a paired sample t test to determine the impact of Islamic micro finance to micro business performance. Multiple regression is also used to see the effect of the types of villages in the implementation of micro-enterprise businesses. The results show that the Islamic micro financing has affected the effectiveness of the income and expenditure aspects, but also quite effective in the aspect of profit and use in expenditure. Furthermore, funding-based Islamic microfinance also has a positive influence on business micro and poverty reduction.DOI:  10.15408/sjie.v6i1.4337


Author(s):  
Paul Brassley ◽  
Richard Soffe

National governments as well as international organizations such as the Food and Agriculture Organization of the United Nations and the World Trade Organization all have an interest in agriculture. So too do numerous non-governmental organizations, pressure groups, and charities. ‘Farming futures’ first considers some of the arguments around agricultural policy. It then goes on to look at some of the most important questions that agricultural policymakers currently have to think about: what will be the impact of climate change? What is the impact of genetically modified organisms (GMOs), and are they safe to use? Will we be able to meet the demand for food by the world’s growing population?


Author(s):  
Dissa Erianti ◽  
Sukawarsini Djelantik

Citarum is the longest and biggest river in West Java, also known as the world’s most polluted river. The pollution is due to social and economic burden carried out by the river, as well as supporting millions inhabitant living along the river. The social-economic-activities in this most populated province of Indonesia led to the change of land function into housing and industrial activities. Deforestation in the headwaters added to the river damaged. The environment degradation in Citarum has been taking place since the 1980’s, when rapid industrialization activities started in the southern parts of Bandung that led to build ups of factory waste. Most factories thrown pollutants directly to the river without using waste water processing installation plant. Various programs to improve river water quality and environmental management have no results because they are not supported by changes in community behavior. Even though various programs have been carried out with large financial support from the government and international institutions, the revitalization and restoration program do not bring significant results. This paper aims to analyze the program by reviewing the role of government, non-government and the public through the SWAA approach (Strength, Weakness, Advocates, Adversaries). The research method used was descriptive analysis, with primary and secondary data collection. Primary data collection is carried out through interviews with government, non-governmental organizations, and community members. The results of the research aimed at the government and stakeholders as input for managing environmental management programs that are more successful and have a direct impact to community.


2017 ◽  
Vol 14 (1) ◽  
pp. 174-181
Author(s):  
Maura Mbunyuza-deHeer Menlah

This article reports on a proposed evaluation plan that has been developed to assess the work done by the State Information Technology Agency (SITA). The SITA programme was implemented in response to the South African government’s call to improve the lives of the populations in some rural areas through technology. The programme was meant to address slow development in  rural  areas  that  lack  technological  innovations  and  advances.  In  the proposed evaluation plan a review is made of secondary data, deciding how strategic priorities are to be determined, as well as analysis of the rural context environment. The researcher gives an account of how the evaluation strategies are to be piloted and rolled out thereafter. Lessons learnt are recorded and reported upon. A proposed evaluation plan will be developed, based on the lessons learnt in line with the objectives of the project.


Communicology ◽  
2020 ◽  
Vol 8 (2) ◽  
pp. 80-89
Author(s):  
A.A. Nazarov

The paper represents the analysis of the impact on the exhibition and trade fair activity of the Russian Federation during crisis situations caused by external factors. The author examined the major anticrisis measures, industry statistics and the main trends in the postcrisis phase. The fundamental role of the exhibition industry as a tool is caused by stimulation of economic sectors recovery from the crisis due to the multiplier effect. The particular relevance of the article is justified by a comprehensive study of the state of the industry during the current crisis caused by the COVID-19 pandemic. The author provides an overview of main government support measures for the industry and explains factors that have reduced some of these measures. Also, the author examined in detail activities of non-governmental organizations and associations of the exhibition industry in lobbying for the provision of state support and educational and legal assistance to Russian exhibition companies. Thus, the importance of coordinating activities of all participants in the exhibition industry and, in particular, further consolidation of interaction at the level of industry associations, becomes apparent. Besides, the author suggests a number of measures, such as highlighting exhibitions, trade fairs and congresses from the list of mass events following the example of Germany, introducing insurability for exhibition organizers in case of postponement or cancellation of events due to emergency circumstances, standardizing public health and hygiene rules. Their practical application should mitigate the way out of the current situation.


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