scholarly journals Empowerment of Zimbabwean Women through Entrepreneurship an Economic and Social Perspective

2017 ◽  
Vol 7 (3) ◽  
pp. 373 ◽  
Author(s):  
Stephen Nhuta ◽  
Ellen Mukumba
Keyword(s):  
Decision Making ◽  
Interest Rates ◽  
Work Experience ◽  
Sampling Technique ◽  
Target Population ◽  
Primary Data ◽  
Cultural Norms ◽  
Women Empowerment ◽  
Female Entrepreneurs ◽  
Household Decision

<div><p><em>The objectives of the study were to<ins cite="mailto:usr" datetime="2017-03-14T09:40"> </ins>identify socio-economic characteristics of female entrepreneurs in Zimbabwe and to ascertain the relationship between women empowerment in entrepreneurship and economic/social development. The research looked at economic and social independent variables that affect women empowerment in entrepreneurship. Literature covered but not limited to, power in households, decision making, ownership of property, access to capital, networking and freedom of movement. This study adopted a mixed research methodology that combined the positivism and the interpretivism paradigms. With regard to this study, the target population was the female entrepreneurs in Harare, Zimbabwe. </em><em>Non-probability was chosen as the sampling technique for this study because it is quicker, easier and cheaper. Convenience and judgmental sampling techniques shall were employed. The questionnaire was used to collect primary data for this study.</em><em>The study revealed that married female entrepreneurs continue to be absent from the household decision-making that shapes the allocation of the economic and financial resources, which further perpetuates gender inequality.  The study also confirmed that education and training as well as previous work experience are important success characteristics for empowerment, required by emerging female entrepreneurs as they start and grow their business. The study also confirmed that the lack of access to capital exacerbated by lack of collateral and high interest rates is one of the major deterrents for empowering women through entrepreneurship. Recommendations include coalition among female entrepreneurs, mentoring schemes and changing entrenched patriarchal cultural norms.</em></p></div>

scholarly journals Investigating the Concept of Creative Disposition & Decision Making Styles

2021 ◽  
Vol 10 (2) ◽  
pp. 12-25
Author(s):  
SAYMA ZIA ◽  
ISMAT FATIMA ◽  
SANA AZHER
Keyword(s):  
Decision Making ◽  
Data Collection ◽  
Personal Experience ◽  
Sampling Technique ◽  
Target Population ◽  
Primary Data ◽  
Data Collection Process ◽  
Decision Making Styles ◽  
Linear Regression Technique ◽  
The Impact

This purpose of this study aims to determine the impact of decision making styles in organizations operating in Karachi. It focuses on exploring different components of decision making styles and investigates the concept of creative disposition. Moreover, it determines the correlation of different components of decision making styles to creative disposition of employees. It identifies necessary changes in decision making styles to increase its impact on creative disposition. Explanatory technique is adopted to determine the impact of logic, facts and personal experiences in decision making style on creative disposition; followed by primary data collection. Quantitative paradigms are used to perform the analysis. Target population of current study comprises of employees working in organizations of Karachi. Sampling technique used is non-probability convenient sampling. Sample size is of 384. Survey technique has been adopted for data collection process. Instrument used is questionnaire for data collection multiple linear regression technique has been used for analysis. The results of the study revealed that there is a significant role of logic based decision making style, facts based decision making style and personal experience based decision making style to determine positive creative disposition shows that it has a significant impact on it. This study successfully explained importance of decision making styles in developing creative disposition in organizations. Keywords: Logic Based Decision Making Style, Facts Based Decision Making Style, Personal Experience Based Decision Making Style, Creative Disposition.

Women Empowerment and Their Decision-Making Supremacy : a Literature Review Approach

2021 ◽  
Vol 1 (1) ◽  
pp. 57-65
Author(s):  
Nivedita Agnihotri
Keyword(s):  
Decision Making ◽  
Literature Review ◽  
Economic Status ◽  
Working Women ◽  
Secondary Data ◽  
Women Empowerment ◽  
Household Decision ◽  
Roles And Responsibilities ◽  
Self Confidence ◽  
Status Of Women

Women are an integral part of our society; they have to play diverse role to contribute in economy. Harmonious growth and development of any nation is possible only when women are equally participating in the development process with men. However, in most of the developing countries, the socio-economic status of women is very low. In this paper, we provide a literature review to compared the working and non-working women in household decision-making, using secondary data. We find out that woman’s decisions making power is clearly related to the context in which she lives. It is observed that decisions made by working and educated women get greater substance than the decisions taken by non-working and less educated women. However, Urban and employed women have greater awareness about their rights than rural and illiterate women. In the previous studies, most women are deprived of economic and educational roles opportunities and decision-making. Decision-making of women is controversially as low as the roles and responsibilities of each sector while their male counterparts have relatively high decision-making. Furthermore, we find out that electronic media is also playing an important role behind the women empowerment, since it provides information to women about the world issues, which encourages their self-confidence and motivates them to participate in household matters.

scholarly journals EFFECT OF FINANCIAL PLANNING AND WORKING CAPITAL MANAGEMENT ON THE PERFORMANCE OF FRUIT FARMING IN KENYA: A CASE OF MACHAKOS COUNTY

2018 ◽  
Vol 3 (1) ◽  
pp. 19
Author(s):  
Luciana Muthoki Nyamai
Keyword(s):  
Financial Planning ◽  
Sampling Technique ◽  
Target Population ◽  
Primary Data ◽  
Unique Contribution ◽  
Capital Management ◽  
Working Capital ◽  
Working Capital Management ◽  
Training Support ◽  
The Government

Purpose: The purpose of this study was to establish the effect of financial planning and working capital management on the performance of fruit farming. Methodology: Descriptive research and correlation research design were used in this study. The target population in this study was fruit farmers in Mwala Sub County in Machakos County who were 2702. Quota sampling technique was used and the sample size was 348. Primary data was collected using a questionnaire. Quantitative data was analyzed by use of descriptive and inferential statistics (correlation). Qualitative data collected was analyzed using content analysis technique. The findings of this study were presented in tables, charts and graphs. Results: The study established that financial plans have a positive and significant correlation with performance of fruit farming. Working capital management, too, was found to have a positive and significant correlation with performance of fruit farming. Unique Contribution to Theory, Policy and Practice: Based on these findings, the researcher recommended that the agricultural ministry in the county government need to train mango farmers on financial planning and have follow-up programs on the same. The study also recommended that the government, NGOS and investors whose interest lies in supporting farmers need to extend their training support to them. Further, financial institutions need to implement mechanisms for supporting the mango farmers financially.

scholarly journals Influence of Behavioural Biases on Investment Decision Making in Bhubaneswar Region

2019 ◽  
Vol 8 (3) ◽  
pp. 8297-8301
Keyword(s):  
Decision Making ◽  
Investment Decision ◽  
Descriptive Analysis ◽  
Sampling Technique ◽  
Primary Data ◽  
Behavioural Finance ◽  
Investment Decision Making ◽  
Retail Investors ◽  
The Individual ◽  
The Impact

Behavioural Finance has gained a lot more importance in recent era. In the fast moving world where the standard finance fails to explain the irrational behavior of the investors, behavioural finance tries to identify the cause for such behavior which otherwise called as behavioural anomalies. The purpose of this research paper is to identify such anomalies and also to examine whether the behavioural biases has any influence in the investment decision making by the retail investors. This paper also put an emphasis to find out which among the different biases has the most and least influence on the individual investment decision making process. This study has used primary data for knowing the impact of factors such as gender, age, occupation, income, sector preference, and instruments preferred for investments, source of information, intention behind investment and consideration before investment. Descriptive analysis has been done to check the impact of these factors along with correlation and other. The sampling technique used here is non-probabilistic convenience sampling. The data has been collected through structured questionnaire based on five point Likert scale from the retail investors of Bhubaneswar region. This research shall interest the company, policy makers and the issuers of securities about the interest and preferences of individuals before issuing securities in the market.

scholarly journals Effect of Budgeting on Financial Perfomance of Youth Groups Funded by Youth Entreprise Fund in Kapsaret Sub-County, Kenya

2020 ◽  
Vol 9 (3) ◽  
pp. 20-27
Author(s):  
Kevin Otieno Owembi ◽  
Keyword(s):  
Financial Performance ◽  
Research Design ◽  
Sampling Technique ◽  
Target Population ◽  
Test Method ◽  
Primary Data ◽  
P Value ◽  
Chi Square ◽  
Youth Groups ◽  
Ex Post

The study examined the effect of budgeting on financial performance of the Youth Groups at Kapsaret Sub-County. The study sought to answer the following questions; extent of budgeting by the youth groups at Kapsaret sub-county, factors affecting budgeting implementation and financial performance by the Youth Groups at Kapsaret Sub-county and budgeting effects on financial performance by the youth groups at Kapsaret Sub-county. The research design adopted for this study was Ex post-facto research design, the target population was the 82 youth groups being funded by the various financial institutions and YEDF in Kapsaret Sub-County Stratified sampling technique targeting youth groups managers and treasurers of the youth groups was used, 5 stratums were drawn from Kapsaret sub-county and data collected through simple random sampling technique. questionnaires administered to the target population was the source of primary data, Validity of questionnaires was tested using a pilot study on 6 Youth Groups out of the sampled groups and reliability was tested using the test-re-test method, descriptive statistic was used to analyze quantitative data presented through frequency tables, percentages, mean scores and standard deviation, chi-square was used to test the hypothesis. The study finding on the effect of standardized budgeting on financial performance using chi-square with the computed X2 value of 0.610 and the P-Value of 0.435,the study established out that there was no evidence of a relationship between standardized budgeting and financial performance yet on the effect of budgeting on financial performance computed X2 value was16.970 and the P-Value was 0.000, the study established out that there was evidence of a relationship between budgeting and financial performance. The study recommends that there should be effective budget implementation within the various youth groups particularly those funded by the YEDF, more funding should be provided to the youth groups funded by YEDF, more training and seminars to be offered to the youth groups on preparation and implementation of budgets and there should be constant monitoring and evaluation of the youth groups budgets and budgeting system by fund managers over time within the youth groups. Keywords: Budgeting, Financial Perfomance, Youth Entreprise.

scholarly journals PENGARUH IDEALISME, PENGALAMAN, DAN KOMITMEN PROFESIONAL PADA PEMBUATAN KEPUTUSAN ETIS KONSULTAN PAJAK TERDAFTAR DI WILAYAH BALI-NUSA TENGGARA

2017 ◽  
pp. 3549
Author(s):  
Made Dwi Harmana ◽  
Made Gede Wirakusuma ◽  
Dewa Gede Wirama
Keyword(s):  
Decision Making ◽  
Ethical Decision ◽  
Ethical Decision Making ◽  
Positive Impact ◽  
Sampling Technique ◽  
Primary Data ◽  
Professional Commitment ◽  
Purposive Sampling

This study aims to determine the influence of idealism, experienceiand professional commitment to ethical decision-making of registered tax consultant in the territory of Bali-Nusa Tenggara. This study uses primary data that based on respondent’s answers on questionnaires that were distributed to 114 Registered Tax Consultant in the Territory of Bali-Nusa Tenggara. Sampling technique used is purposive sampling. The population uses all member of IKPI (Association of Tax Consultants Indonesia) Bali-Nusa Tenggara region as many as 114 people and based on criteria, specified number of samples are 90 people. The analysis shows that the idealism, experience, and professional commitment have positive impact to ethical decision making of registered tax consultant.

Factors determining retirement decisions of construction workers in Ghana

2021 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
De-Graft Owusu-Manu ◽  
Frank Ato Ato Ghansah ◽  
Ewald Kuoribo
Keyword(s):  
Decision Making ◽  
Developing Countries ◽  
Sampling Technique ◽  
Construction Workers ◽  
Major Determinant ◽  
Primary Data ◽  
Good Decision ◽  
Content Type ◽  
Retirement Decision ◽  
Financial Condition

Purpose Efficient decision-making must be reinvigorated to make a good decision towards retirement by construction workers. In developing countries such as Ghana, researchers conducted investigations into the effects of investing in retirement decision-making and planning, but none has considered to examine and identify the factors/determinants influencing efficient decision-making by construction workers towards retirement. This study aims to examine and identify the determinants/factors that affect the retirement decision-making of construction workers in developing countries such as Ghana. Design/methodology/approach This study used primary data collected from workers of four construction companies in Ghana. The sampling technique adopted for the study was a purposive sample approach, with a survey questionnaire as a collection instrument. Means score was adopted to reveal the major determinant/factor prioritized by the respondents while binary logistic regression was used to examine and identify the effect of the retirement determinants on the retirement decision of construction workers. Findings The findings established the main significant determinants impacting retirement decision, namely, “financial condition,” “homeownership,” “age” and “family issues.” Among the determinants, “financial condition” was revealed as the major determinant of retirement decision-making in the construction industry of developing countries, which is an economic condition by which the workers can easily secure credit. Practical implications Practically, the outcome of this study serves as a base for policymakers and practitioners in making decisions concerning the retirement of workers, especially construction workers. This study also serves to provide lesson for other classifications of workers aside from the construction workers in Ghana and other developing countries. Originality/value This study contributes to knowledge by filling in the lacuna in research by examining and identifying the determinants/factors that impact the efficient decision-making by construction workers in developing countries towards retirement.

Valuers’ Perception of Expert Witnessing in Real Estate Litigation Practice in Ibadan, Oyo State

2021 ◽  
Vol 3 (2) ◽  
Author(s):  
A.R. Adedokun
Keyword(s):  
Decision Making ◽  
Real Estate ◽  
Professional Practice ◽  
Random Sampling ◽  
Significant Variation ◽  
Expert Witness ◽  
Sampling Technique ◽  
Primary Data ◽  
Professional Qualification ◽  
Systematic Random Sampling

The study examined the valuers’ perception of expert witnessing in real estate litigation in Ibadan, Oyo State with the aim of improving professional practice. Primary data was collected from respondents 103 registered valuers (RSV) drawn using systematic random sampling technique from 158 financial members contained in the Estate Surveyors and Valuers Registration Board of Nigeria (ESVARBON) directory. Data collected from 87 returned questionnaires were analysed using frequency, percentage distribution, mean scores and factor analysis. The result established that rent dispute was the commonest real estate litigation where Valuers as an expert witness had been involved. The result shows that expert witnesses in the study area were experienced professional valuers who could sufficiently guide decision making in real estate litigations and give objective and sound evidence. Also, the findings showed that there is no statistically significant variation between the professional qualification and their level of engagement in real estate litigation as the p>.05 level for respondents [F(2,76)=.067, p= .935] for ESV. This infers that the respondents’ involvement in litigation was not a function of professional qualification of the respondents. The study recommended that for efficient expert witnessing in real estate litigations, valuers need to understand the procedures of being an expert witness and develop sufficient knowledge in the area of expert witnessing.

ACCESS TO MICROCREDIT DETERMINANTS AND FINANCIAL PERFORMANCE OF SMALL AND MEDIUM RETAILING ENTERPRISES IN WAJIR COUNTY, KENYA

2017 ◽  
Vol 2 (6) ◽  
pp. 103
Author(s):  
Nasteha Kanyare ◽  
Dr. John Mungai
Keyword(s):  
Financial Performance ◽  
Random Sampling ◽  
Small And Medium Enterprises ◽  
Sampling Technique ◽  
Simple Random Sampling ◽  
Target Population ◽  
Primary Data ◽  
Eligibility Criterion ◽  
To Come ◽  
Medium Enterprises

Purpose:  The purpose of the study was to establish the effect of determinants of access to microcredit on financial performance of retailing SMEs in Wajir County, Kenya.Methodology: The study adopted a descriptive survey research design. The target population comprised of all the 5000 retailing small and medium enterprises in Wajir County where the units of analysis were the SME owners. The study used stratified random sampling and simple random sampling technique to come up with the sample. The target population was stratified into 6 strata (the 6 sub-counties in Wajir County). Further, random sampling was used to select 146 SMEs from each sub-county. The study used primary data which was largely quantitative and descriptive in nature. The questionnaires were self-administered with the help of two research assistants. The data analysis was undertaken using SPSS Version 20 where the statistics generated included descriptive statistics and inferential statistics.Results: The study findings revealed that savings, meeting the eligibility criterion, loan structuring and some socio economic characteristics positively and significantly affected the financial performance of SMEs in Wajir County.Unique contribution to theory, practice and policy: the study recommended that SMEs should take the initiative to increase the amount they saved so that they could increase their borrowing capacity. The study also recommended that SME owners needed to take the initiative of ensuring that they were all the time able to meet the necessary requirements needed for obtaining loans especially their documentation, business and repayment plans and aim at ensuring that they acquired the necessary collateral. It was further recommended that MFIs needed to ensure that the loan structure presented to SMEs were favorable. The study also recommended that it was necessary for SMEs to expand/grow their asset base so as to increase the ability to repay the loans. They also needed to expand their networks especially within the financial institutions circles so that they could increase the trust the MFIs had on them and for easy considerations for loans.

scholarly journals Women’s empowerment and fertility decision-making in 53 low and middle resource countries: a pooled analysis of demographic and health surveys

BMJ Open ◽  
2021 ◽  
Vol 11 (6) ◽  
pp. e045952
Author(s):  
Rezwanul Haque ◽  
Khorshed Alam ◽  
Syed Mahbubur Rahman ◽  
Syed Afroz Keramat ◽  
Mohammed Khaled Al-Hanawi
Keyword(s):  
Decision Making ◽  
Women's Empowerment ◽  
Wife Beating ◽  
Women’S Empowerment ◽  
Women Empowerment ◽  
Fertility Desire ◽  
Household Decision ◽  
Number Of Children ◽  
Household Decision Making ◽  
Ideal Number

ObjectiveWomen’s empowerment and its association with fertility preference are vital for central-level promotional health policy strategies. This study examines the association between women’s empowerment and fertility decision-making in low and middle resource countries (LMRCs).DesignThis cross-sectional study uses the Demographic and Health Survey database.Settings53 LMRCs from six different regions for the period ranging from 2006 to 2018.ParticipantsThe data of women-only aged 35 years and above is used as a unit of analysis. The final sample consists of 91 070 married women.MethodsWe considered two outcome variables: women’s perceived ideal number of children and their ability to achieve preferred fertility desire and the association with women empowerment. Women empowerment was measured by their participation in household decision-making and attitude towards wife-beating. The negative binomial regression model was used to assess women’s perceived ideal number of children, and multivariable logistic regression was used to evaluate women’s ability to achieve their preferred fertility desire.ResultsOur study found that empowered women have a relatively low ideal number of children irrespective of the measures used to assess women empowerment. In this study, the measures were participation in household decision-making (incidence rate ratio (IRR): 0.92, 95% CI: 0.91 to 0.93) and attitude towards wife-beating (IRR: 0.96, 95% CI: 0.95 to 0.97). In the LMRCs, household decision-making and negative attitude towards wife-beating have been found associated with 1.12 and 1.08 times greater odds of having more than their ideal number of children.ConclusionOur findings suggest that women’s perceived fertility desire can be achieved by enhancing their empowerment. Therefore, a modified community-based family planning programme at the national level is required, highlighting the importance of women’s empowerment on reproductive healthcare as a part of the mission to assist women and couples to have only the number of children they desire.

Sign in / Sign up

Export Citation Format

Share Document