scholarly journals PEMBERDAYAAN USAHA MIKRO KECIL DAN MENENGAH (UMKM) DALAM PENANGGULANGAN KEMISKINAN

2014 ◽  
Vol 2 (2) ◽  
pp. 165
Author(s):  
Ferry Duwi Kurniawan ◽  
Luluk Fauziah
Keyword(s):  
Waste Disposal ◽  
Qualitative Method ◽  
Raw Materials ◽  
Small And Medium Enterprises ◽  
Selling Price ◽  
Inhibiting Factors ◽  
Inhibiting Factor ◽  
Group Members ◽  
The Government ◽  
Medium Enterprises

The purpose of this study to analyze and describe the empowerment ofsmall and Medium Enterprises (SMEs) as reduction of poverty in Waru Rejovillage, Gempol Subdistrict, Pasuruan Regency as well as describe its supporting and inhibiting factors. This study used descriptive qualitative method. Data was collected through observation, interviews and documentation. The results of this study indicated the process of empowerment has been done by the government was limited to the provision of capital to develop Small and Medium Enterprises. In this empowerment, there are supporting factors included sufficient of labor,raw materials were cheap and easy to find, law of capital, the support fromapparatus village, supply raw materials were easy, agreement of selling price between group members. Meanwhile, inhibiting factor in this empowerment were inadequate or damaged on infrastructure, minimum assistance from the government, lack of waste disposal sites, and nothing of marketing products.

scholarly journals Role of the Local Government and Participation of Micro, Small and Medium Enterprises (UMKM) In the Development of Plastic Craft Industry

2020 ◽  
Vol 5 (1) ◽  
pp. 59-65
Author(s):  
Ardyan Firdausi Mustoffa ◽  
Ika Farida Ulfah ◽  
Iin Wijayanti
Keyword(s):  
Local Government ◽  
Data Collection ◽  
Qualitative Method ◽  
Small And Medium Enterprises ◽  
Sampling Techniques ◽  
Role Of Government ◽  
The Government ◽  
Craft Industry ◽  
Medium Enterprises

This study aims to describe the role of local government and the participation of Micro, Small and Medium Enterprises in the development of Plastic Woven Crafts in Karanggebang Jetis Village, Ponorogo Regency. The theory used in the formulation of the first problem regarding the role of local government uses the theory of Gede Diva (2009) which divides the role of government in three ways, namely the role of government as a facilitator, the role of government as regulator and the role of government as a catalyst. Second, the participation of UMKM actors uses the theory of Cohen and Uphoff in Distianto (2016) into four forms of participation, namely participation in planning, participation in implementation, participation in the utilization of results and finally participation in evaluation.This research uses the descriptive qualitative method. The technique of determining informants using purposive sampling techniques and data collection techniques carried out through interviews, observations, and documentation. The results of this research in the efforts to develop UMKM Plastic Weaving Crafts in Karanggebang Jetis Village, Ponorogo Regency, in general, there has been no interference from the government and UMKM entrepreneurs. So far, plastic woven crafts are still not developed. To develop UMKM especially plastic woven handicrafts located in Karanggebang Jetis, it is necessary to have the role of government and participation of UMKM actors.

scholarly journals MSME’s Sector in India: Challenges and Opportunities

2016 ◽  
Vol 4 (3) ◽  
pp. 612
Author(s):  
E. Upendar ◽  
K. Ramulu
Keyword(s):  
Poverty Reduction ◽  
Raw Materials ◽  
Small And Medium Enterprises ◽  
Secondary Data ◽  
Fuel Prices ◽  
The People ◽  
Challenges And Opportunities ◽  
The Government ◽  
Employment Potential ◽  
Medium Enterprises

<div><p><em>Micro Small and Medium Enterprises include Khadi, Village and Rural Enterprise. Today Millions of people depending upon MSMEs sector. Indian MSMEs are contributing regarding 45% manufacturing output and 40% exports. Every year 8-9% of GDP contributing to developing the nation.This sector is providing employment second largest after agriculture. The main advantage of this sector is employment potential low capital. MSMEs sector contributing develop the country but every day facing a number of challenges like the High cost of Raw materials, collateral requirements, Competition from domestic and foreign markets, Increased fuel prices, lack of credit facilities from financial institutions, etc. Due to the financing problems, every day 79 MSMEs are falling in sickness. The government took many initiatives for this sector but still problems persist. There are many opportunities in this sector for budding entrepreneurship but due to the many challenges the MSMEs sector is still unable to survive.The study is based on secondary data only. Every year this sector is worldwide generating 3, 000 employment opportunities for the people. The MSMEs sector is playing important role in poverty reduction and regional imbalances.Still today the Government of India took there are many initiatives to develop this sector but still the problems are encountering this sector.</em></p></div>

Peranan Perbankan Syariah Dalam Mendorong Usaha Mikro Kecil dan Menengah Dimasa Pandemi Covid-19

2020 ◽  
Vol 3 (1) ◽  
pp. 110-119
Author(s):  
Hafiz Maulana Muttaqin ◽  
Ahmad Mulyadi Kosim ◽  
Abrista Devi
Keyword(s):  
Data Collection ◽  
Qualitative Method ◽  
Small And Medium Enterprises ◽  
Primary Data ◽  
Islamic Banking ◽  
Literature Study ◽  
Government Programs ◽  
The Government ◽  
Medium Enterprises

  In the Indonesian economy, Micro, Small and Medium Enterprises (MSMEs) are the business groups that have the largest number. In addition, this group has proven to be resistant to various kinds of shocks to the economic crisis. So it is imperative to strengthen the UMKM group which involves many groups because the UMKM sector has a big contribution to workforce absorption, developing the UMKM sector will be able to absorb more existing workers and of course it will be able to improve the welfare of the workers involved in the workforce. In it so that it can reduce the unemployment rate and in the end it will be used to reduce poverty. The criteria for businesses that are included in MSMEs have been regulated in a legal umbrella based on law. This study aims to determine the role of Islamic Banking in Encouraging Micro, Small and Medium Enterprises (MSMEs) in Indonesian Sharia Banks (BSI) kc. Ahmad Yani Kota Bogor during the Covid Pandemic 19. This study used a descriptive qualitative method and the data used in this study were primary data. This study uses data collection techniques through literature study and interviews. The instrument used in the primary data is an interview with a source from Bank Syaria Indonesia Kc Ahmad Yani, Bogor City. Respondents revealed that the Role of Islamic Banking, especially Islamic Bank Indonesia Kc. Ahmad Yani played an important role in maintaining MSMEs during the Covid-19 pandemic as now because he helped distribute government programs, namely KUR (People's Business Credit), Providing.relaxation or relief to entrepreneurs affected by Covid-19 and facilitating the financing process for entrepreneurs. Which has been determined by the government through PJOK regulation no 11 of 2020. Keywords: Micro, small and medium enterprises, Islamic banking. Covid-19  

Implementation of Inclusive Finance in Empowering Micro, Small and Medium Enterprises (UMKM) at Micro Waqf Banks

2021 ◽  
Vol 5 (1) ◽  
pp. 82
Author(s):  
Rahma Jaziyatul Chikmiyah
Keyword(s):  
Financial Literacy ◽  
Financial Services ◽  
Qualitative Method ◽  
Small And Medium Enterprises ◽  
Financial Inclusion ◽  
National Strategy ◽  
Classic Problem ◽  
The Government ◽  
Medium Enterprises ◽  
The Impact

<p><em>This study aimed to analyze the impact of the implementation of financial inclusion at Al-Fithrah Micro Waqf Bank regarding the empowerment of Empowering Micro, Small and Medium Enterprises (MSME). Even though MSME sectors have become a central foundation for the economy, the capital limitation is still considered a classic problem. It influences the government to release National Strategy Financial Inclusion to provide financial services that all levels of society can access. The indicators inclusive financial consists of access, usage and quality to realize empowerment through financing and assistance. This research used a descriptive qualitative method, and data were collected through interviews, observations, and documentation. The results showed that the financial inclusion component had been implemented but still has many potentials to be maximized. The components of access and usage have been appropriately implemented in terms of physical aspects and prices that are easily accessible to customers. These two components have an impact on increasing customer Islamic financial literacy. In the quality component, product variations are expected to fulfill the different business needs of customers. Meanwhile, financing has not significantly impacted fulfilling the welfare component’s capital needs  because the nominal value is too small. Furthermore, business assistance has a more significant impact on improving the business and spiritual aspects</em><em> of clients</em><em>.</em></p><p align="left"> </p><p>Penelitian ini bertujuan untuk menganalisis dampak penerapan keuangan inklusif pada Bank Wakaf Mikro Al-Fithrah terhadap pemberdayaan UMKM di sekitarnya. Meskipun sektor UMKM telah menjadi fondasi yang cukup sentral bagi perekonomian, keterbatasan permodalan masih menjadi masalah klasik UMKM. Hal ini mendorong pemerintah untuk mengeluarkan Strategi Nasional Keuangan Inklusif yang bertujuan untuk memberikan layanan keuangan yang dapat diakses seluruh lapisan masyarakat. Indikator keuangan inklusif yang terdiri dari akses, penggunaan dan kualitas diterapkan untuk mewujudkan pemberdayaan UMKM melalui pembiayaan dan pendampingan. Penelitian ini menggunakan metode deskriptif kualitatif melalui pengumpulan data wawancara, observasi, dan dokumentasi. Hasil penelitian menunjukkan bahwa komponen keuangan inklusif telah diimplementasikan namun masih berpotensi untuk dimaksimalkan. Komponen akses dan penggunaan sudah terlaksana dengan baik dilihat dari segi fisik dan harga yang mudah dijangkau nasabah. Kedua komponen tersebut berdampak pada peningkatan literasi keuangan syariah nasabah. Pada komponen kualitas, variasi produk diharapkan dapat memenuhi kebutuhan modal nasabah yang berbeda. Sedangkan untuk komponen kesejahteraan, pembiayaan belum memberikan pengaruh signifikan untuk memenuhi kebutuhan permodalan karena nilai nominal yang terlalu kecil. Selain itu, program pendampingan usaha (HALMI) memiliki dampak yang lebih signifikan terhadap peningkatan usaha dan spiritual pelanggan.</p>

D. MODEL PENDAMPINGAN UMKM PEMBUATAN STIK BAWANG DENGAN PENDAMPINGAN TERINTEGRASI

2019 ◽  
Vol 4 (2) ◽  
pp. 44
Author(s):  
Syarifatul Umairoh ◽  
Mochammad lukman Hakim ◽  
Aisyatul Khasana ◽  
Umi Restuni ◽  
Imanuel Kasandra M ◽  
...  
Keyword(s):  
Qualitative Method ◽  
Small And Medium Enterprises ◽  
Model Development ◽  
Secondary Data ◽  
Feasibility Studies ◽  
Primary Data ◽  
Different Shapes ◽  
The Government ◽  
Medium Enterprises ◽  
D Model

ABSTRAK Surabaya sekarang jadi kota Industri makanan serta bermacam makanan ringan yang mulai menjanjikan jadi usaha yang punya omset penjualan serta pendapatan lebih yang dapat disebutkan benar-benar memberikan keuntungan. Banyak camilan yang tersebar di Surabaya yang memiliki bentuk, rasa, pengemasan, serta penampilan yang berlainan yang dibikin semenarik kemungkinan untuk mengundang perhatian customer.Studi kelayakan usaha diperlukan untuk melihat sebuah gambaran apakah metode pendampingan terintegrasi ini sudah layak atau tidak untuk dijalankan dalam suatu usaha. Penelitian bertujuan untuk pelatihan dan pendampingan untuk Usaha Mikro Kecil dan Menengah yang ada di daerah Surabaya. Metodologi penelitian ini menggunakan metode deskriptif kualitatif dengan mengambil data primer berupa wawancara dengan responden serta data sekunder dari website yang berhubungan  dengan UMKM dan laman lainnya. Hasil dari penelitian diharapkan bisa memberi input pada pemangku kebutuhan dalam soal ini ialah pemerintah dalam usaha peningkatan UMKM di waktu mendatang.   Kata kunci : pendampingan UMKM, Model terintegrasi, pengembangan UMKM   ABSTRAK Surabaya is currently a city of food and various snack industries that are starting to promise as a business that has a sales turnover and more income, which can be said to be very profitable. Many snacks have been circulating in Surabaya that has different shapes, flavors, packaging, and appearance that are made as attractive as possible to attract the attention of consumers. Business feasibility studies are needed to see a picture of whether this integrated assistance method is feasible or not to run. in an endeavor. The research aims at training and mentoring for Micro, Small, and Medium Enterprises in the Surabaya area. This research methodology uses a descriptive qualitative method by taking primary data in the form of interviews with respondents and secondary data from websites related to MSMEs and other pages. The results of the study are expected to provide input to stakeholders, in this case, the government in the effort to develop MSME in the future. Keywords: MSME assistance, integrated model, development of MSME

scholarly journals USING COST ACCOUNTING AS THE BASIS FOR SELLING PRICE DETERMINATION: THE CASE FOR KANSA BAKERY

2017 ◽  
Vol 11 (1) ◽  
pp. 32-49
Author(s):  
Hizkia Anugerah Pramandiri ◽  
Agung Praptapa ◽  
Eliada Herwiyanti
Keyword(s):  
Qualitative Method ◽  
Small And Medium Enterprises ◽  
Production Costs ◽  
Selling Price ◽  
Data Display ◽  
Price Determination ◽  
Business World ◽  
Three Stages ◽  
Medium Enterprises

The development of Micro, Small, and Medium Enterprises (MSMEs) in various countries including Indonesia is rising rapidly. The tightness of competition in the business world requires companies to improve efficiency in calculating production costs because it is the base for determining sales price. This case study employs qualitative method. CV Kansa Bakery, producer of steamed sponge cake was studied. Miles and Huberman's technique was utilized for data analysis, the three stages were data reduction, data display, and conclusion.  The  research was conducted  by comparing full-costing and cost-plus pricing methods. Calculation shows that full-costing method gives different results compared to the when compared to the existing method used by Kansa Bakery. This resulted from the fact that Kansa did not apply proper accounting  method  in classifying and charging factory overhead to their product. This affects selling price determination and profit generation.

scholarly journals Strategy of Department of Industry and Cooperation of Pidie Jaya District in Developing Small and Medium Micro Enterprises

2020 ◽  
Vol 3 (3) ◽  
pp. 2458-2464
Author(s):  
Zulfikar Zulfikar ◽  
Mimin Suriadi
Keyword(s):  
Raw Materials ◽  
Small And Medium Enterprises ◽  
Business Community ◽  
Training Strategy ◽  
The Government ◽  
Object Of Study ◽  
Medium Enterprises ◽  
Micro Enterprises ◽  
Descriptive Qualitative

The importance of UMKM for various parties makes it often the object of study and research which mostly discusses its development. This study deals with strategy of department of industry and cooperation of Pidie Jaya District in developing small and medium micro enterprises. This study use a descriptive qualitative. The results are there are two strategy of the Pidie Jaya trade industry and cooperatives service in developing small and medium enterprises:1) capital provision strategy; 2) Training / Empowerment Strategy. There are four efforts that improved micro, small and medium enterprises in Pidie Jaya Regency: 1) strength-opportunity strategy; 2) strength-threat strategy; 3) weakness-opportunity strategy; 4) weakness-threat strategy. It can be concluded that: (1).Capital strategy: assistance provided by the government is very supportive of community UKM, but in terms of capital / loans, UKM expect the government to allocate more budget considering that capital or raw materials and machines are so expensive. (1)The training strategy, the training strategy provided by the agency is very useful for the business community in Pidie Jaya district.

scholarly journals ANALISIS PENINGKATAN PEREKONOMIAN DAERAH MELALUI UMKM DALAM MENGELOLA PRODUK KEARIFAN LOKAL DI KOTA TERNATE PROVINSI MALUKU UTARA

2021 ◽  
Vol 5 (3) ◽  
Author(s):  
Darsanto Darsanto ◽  
Khasan Effendy ◽  
Nuryanto Nuryanto
Keyword(s):  
Regional Economy ◽  
Raw Materials ◽  
Small And Medium Enterprises ◽  
Secondary Data ◽  
Primary Data ◽  
Regional Government ◽  
Human Resource Capacity ◽  
The Government ◽  
Small Medium Enterprises ◽  
Medium Enterprises

The Implementation of regional development in the autonomy era is in accordance with Law Number 23 RI of 2014 concerning Regional Government based on regional capacities and initiatives. Where there are several development problem faced. Especially in Ternate City, when viewed from the perspective of population welfare, the problem of poverty and unemployment are still considered quite high. Therefore, strategic efforts are needed to deal with the problem in question. This paper aims to, 1) Describe the government’s efforts improved the regional economy through micro, small, and medium enterprises in managing local wisdom products in Ternate City, North Maluku Province; 2) Describe the factors that influenced efforts improved the regional economy through micro, small, medium enterprises in managing local wisdom product. The approach of this study was qualitative and descriptive method. The theory used to analyzed the main focus was The of Manpower Creation by Mansour Fakih. To saw the factors that affect the productivity of micro, small and medium enterprises used the concept proposed by Wilantara and Susilawati. The data sources were primary data and secondary data. Data collection techniques were obtained through interviews, observation and documentation carried out in Ternate City by involving the government and micro, small and medium enterprises by selecting a number of samples based on the snowball method. The results of this study indicate that the efforts made by the Local Government of Ternate City to improve its economy through micro, small, medium enterprises based on local wisdom potentiality are considered quite effective, because able to encourage and maintain productivity of business actors. These efforts generally take the form of development, fostering and provision of business capital that are regulative, service, facilitative and evaluative  roles. Although, there are several obstacles that are quite prominent and influential, including the lack of business capital, product marketing, inefficiency of bureaucratics services, low human resource capacity for technology and limited raw materials. Therefore, it is recomended that there be improvements in term of increating business capital, marketing creativity, supply of raw materials and increasing the latest technology-based education and training activities.

scholarly journals DIVERSIFIKASI OLAHAN CUMI KERING “CUMKRING O500” DI DESA OLIMOO’O KECAMATAN BATUDAA PANTAI KABUPATEN GORONTALO

2020 ◽  
Vol 4 (3) ◽  
pp. 281
Author(s):  
Femy M Sahami ◽  
Sri Nuryatin Hamzah
Keyword(s):  
Small And Medium Enterprises ◽  
Community Empowerment ◽  
Active Involvement ◽  
Learning Techniques ◽  
Group Members ◽  
The Government ◽  
Production House ◽  
Medium Enterprises ◽  
The Village

Olimoo’o village as a coastal village has abundant squid potential, so the group of women conducted the processing of dried squid products which are named "Cumkring O500". The problem that arises over time is that the business does not work as expected. The Community Empowerment Learning (KKN PPM) Real Work Lecture Program directs students to apply their knowledge to maximise community empowerment to develop the cumkring potential to become a superior product of the village which leads to an increase in the community's economy. Through this program the transfer of dried squid processing technology is carried out which aims to improve group skills in processing to product marketing, creating diversification of processed dried squid ready and improving the economy of the community. The method used is the active involvement of all group members through group learning techniques accompanied by mentoring and direct practice at all stages of the process. The output of this activity is an increase in group knowledge about the processing of dried squid, the creation of processed squid products with three levels of flavour, namely original, selow and hot issue and product socialisation. The long-term target of this activity is the Cumkring O500 product to become an icon of Olimoo’o Village, as expected by the government and society. Therefore, there needs to be a commitment from the group in cumkring processed innovation and group strengthening to create a sustainable production house, and develop it into Micro, Small, and Medium Enterprises (MSMEs) as a form of independence, equitable economic growth, and increasing community income.

scholarly journals DETERMINING PRIORITY PRODUCTS OF SMALL MEDIUM ENTERPRISES FOR EXPORT THROUGH TRADING HOUSES

2017 ◽  
Vol 11 (2) ◽  
pp. 187-206 ◽  
Author(s):  
Fitria Faradila ◽  
Hasni Hasni
Keyword(s):  
Raw Materials ◽  
Small And Medium Enterprises ◽  
Group Discussion ◽  
Secondary Data ◽  
Primary Data ◽  
Analytical Network Process ◽  
Network Process ◽  
The Government ◽  
Small Medium Enterprises ◽  
Medium Enterprises

Upaya mempercepat laju ekspor Indonesia melalui peningkatan ekspor dari sektor usaha kecil dan menegah (UKM) merupakan pendekatan yang strategis. UKM telah terbukti sebagai sektor yang mampu bertahan dalam situasi krisis ekonomi domestik dan global. Namun demikian, UKM menghadapi beberapa kendala dalam menembus pasar internasional. Trading House dapat menjadi salah satu solusi dalam mengatasi kendala tersebut. Penelitian ini bertujuan untuk menyusun kriteria prioritas produk potensial ekspor dan sekaligus menentukan produk prioritas ekspor UKM yang akan dimasukkan dalam Trading House. Data yang digunakan adalah data sekunder yang berasal dari BPS dan data primer yang berasal dari FGD. Metode yang digunakan adalah metode Analytical Network Process (ANP). Metode ANP diharapkan dapat memberikan hasil yang lebih bagus mengingat kemampuannya dalam memperhitungkan interaksi dua arah antar elemen dan kluster dalam kerangka penelitian. Hasil analisis menunjukkan bahwa kriteria prioritas untuk menentukan produk Trading House adalah pangsa ekspor, impor dunia dan ketersediaan bahan baku lokal. Produk prioritas Trading House adalah perhiasan dan aksesoris, furnitur, makanan olahan, produk tekstil dan garmen, minyak atsiri (produk spa aromaterapi). Pemerintah perlu segera membangun Trading House yang komprehensif dan mensosialisasikan fungsinya kepada pelaku usaha terutama UKM. One of the efforts to accelerate Indonesian exports can be done through increasing small and medium enterprises (SMEs) which is a strategic approach. SMEs are able to survive in the domestic and global economic crisis even though they experienced some obstacles in getting an access to international market. Trading House could be a solution in overcoming the SMEs difficulties. This study aims to establish priority criteria of potential export products as well as priority of export products of SMEs through Trading House. This study utilized both secondary data coming from BPS and primary data from Focus Group Discussion (FGD), and used Analytical Network Process (ANP) method. The ANP is aimed to give the best solution of the problem since it considers two way interactions between elements or clusters (feedback). The results show that the priority criteria for determining Trading House products include the share of exports, world imports and the availability of local raw materials. Trading House priority products are jewelry and accessories, furniture, processed foods, textile and garment products, essential oils (aromatherapy spa products).The government must immediately build a comprehensive Trading House and socialize its functions to business players, especially SMEs.

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