Peranan Perbankan Syariah Dalam Mendorong Usaha Mikro Kecil dan Menengah Dimasa Pandemi Covid-19

2020 ◽  
Vol 3 (1) ◽  
pp. 110-119
Author(s):  
Hafiz Maulana Muttaqin ◽  
Ahmad Mulyadi Kosim ◽  
Abrista Devi
Keyword(s):  
Data Collection ◽  
Qualitative Method ◽  
Small And Medium Enterprises ◽  
Primary Data ◽  
Islamic Banking ◽  
Literature Study ◽  
Government Programs ◽  
The Government ◽  
Medium Enterprises

  In the Indonesian economy, Micro, Small and Medium Enterprises (MSMEs) are the business groups that have the largest number. In addition, this group has proven to be resistant to various kinds of shocks to the economic crisis. So it is imperative to strengthen the UMKM group which involves many groups because the UMKM sector has a big contribution to workforce absorption, developing the UMKM sector will be able to absorb more existing workers and of course it will be able to improve the welfare of the workers involved in the workforce. In it so that it can reduce the unemployment rate and in the end it will be used to reduce poverty. The criteria for businesses that are included in MSMEs have been regulated in a legal umbrella based on law. This study aims to determine the role of Islamic Banking in Encouraging Micro, Small and Medium Enterprises (MSMEs) in Indonesian Sharia Banks (BSI) kc. Ahmad Yani Kota Bogor during the Covid Pandemic 19. This study used a descriptive qualitative method and the data used in this study were primary data. This study uses data collection techniques through literature study and interviews. The instrument used in the primary data is an interview with a source from Bank Syaria Indonesia Kc Ahmad Yani, Bogor City. Respondents revealed that the Role of Islamic Banking, especially Islamic Bank Indonesia Kc. Ahmad Yani played an important role in maintaining MSMEs during the Covid-19 pandemic as now because he helped distribute government programs, namely KUR (People's Business Credit), Providing.relaxation or relief to entrepreneurs affected by Covid-19 and facilitating the financing process for entrepreneurs. Which has been determined by the government through PJOK regulation no 11 of 2020. Keywords: Micro, small and medium enterprises, Islamic banking. Covid-19  

scholarly journals Role of the Local Government and Participation of Micro, Small and Medium Enterprises (UMKM) In the Development of Plastic Craft Industry

2020 ◽  
Vol 5 (1) ◽  
pp. 59-65
Author(s):  
Ardyan Firdausi Mustoffa ◽  
Ika Farida Ulfah ◽  
Iin Wijayanti
Keyword(s):  
Local Government ◽  
Data Collection ◽  
Qualitative Method ◽  
Small And Medium Enterprises ◽  
Sampling Techniques ◽  
Role Of Government ◽  
The Government ◽  
Craft Industry ◽  
Medium Enterprises

This study aims to describe the role of local government and the participation of Micro, Small and Medium Enterprises in the development of Plastic Woven Crafts in Karanggebang Jetis Village, Ponorogo Regency. The theory used in the formulation of the first problem regarding the role of local government uses the theory of Gede Diva (2009) which divides the role of government in three ways, namely the role of government as a facilitator, the role of government as regulator and the role of government as a catalyst. Second, the participation of UMKM actors uses the theory of Cohen and Uphoff in Distianto (2016) into four forms of participation, namely participation in planning, participation in implementation, participation in the utilization of results and finally participation in evaluation.This research uses the descriptive qualitative method. The technique of determining informants using purposive sampling techniques and data collection techniques carried out through interviews, observations, and documentation. The results of this research in the efforts to develop UMKM Plastic Weaving Crafts in Karanggebang Jetis Village, Ponorogo Regency, in general, there has been no interference from the government and UMKM entrepreneurs. So far, plastic woven crafts are still not developed. To develop UMKM especially plastic woven handicrafts located in Karanggebang Jetis, it is necessary to have the role of government and participation of UMKM actors.

scholarly journals THE IMPLEMENTATION OF MARKETING 3.0 TO MSMES IN SURABAYA CITY

2018 ◽  
Vol 7 (1) ◽  
pp. 1-10
Author(s):  
Metta Padmalia ◽  
Dewi M. Immanuel
Keyword(s):  
Small And Medium Enterprises ◽  
Primary Data ◽  
Brand Development ◽  
Image Identity ◽  
The Government ◽  
Asean Economic Community ◽  
Medium Enterprises ◽  
Role Of The Government ◽  
Entrepreneurial Strategy

The role of Micro, Small and Medium Enterprises (SMEs) is very important as an economic force to countries, especially developing countries like Indonesia. However, the role of the government is still ineffective to support SMEs. As a result, they cannot grow optimally. As one of the economic forces, the role of SMEs is worth considering when ASEAN Economic Community (AEC) begins by the end of 2015. This study aims to investigate how SMEs’ product brands were able to support the economics of the country. Using descriptive qualitative, this study collected the primary data by interviewing five SMEs assisted by Diskoperindag of Surabaya city. This research found that Entrepreneurial Strategy Marketing 3.0 through brand development models 3i (image, identity, integrity) fit the needs of SMEs assisted in Surabaya so that they are able to develop their businesses to face the AEC.

D. MODEL PENDAMPINGAN UMKM PEMBUATAN STIK BAWANG DENGAN PENDAMPINGAN TERINTEGRASI

2019 ◽  
Vol 4 (2) ◽  
pp. 44
Author(s):  
Syarifatul Umairoh ◽  
Mochammad lukman Hakim ◽  
Aisyatul Khasana ◽  
Umi Restuni ◽  
Imanuel Kasandra M ◽  
...  
Keyword(s):  
Qualitative Method ◽  
Small And Medium Enterprises ◽  
Model Development ◽  
Secondary Data ◽  
Feasibility Studies ◽  
Primary Data ◽  
Different Shapes ◽  
The Government ◽  
Medium Enterprises ◽  
D Model

ABSTRAK Surabaya sekarang jadi kota Industri makanan serta bermacam makanan ringan yang mulai menjanjikan jadi usaha yang punya omset penjualan serta pendapatan lebih yang dapat disebutkan benar-benar memberikan keuntungan. Banyak camilan yang tersebar di Surabaya yang memiliki bentuk, rasa, pengemasan, serta penampilan yang berlainan yang dibikin semenarik kemungkinan untuk mengundang perhatian customer.Studi kelayakan usaha diperlukan untuk melihat sebuah gambaran apakah metode pendampingan terintegrasi ini sudah layak atau tidak untuk dijalankan dalam suatu usaha. Penelitian bertujuan untuk pelatihan dan pendampingan untuk Usaha Mikro Kecil dan Menengah yang ada di daerah Surabaya. Metodologi penelitian ini menggunakan metode deskriptif kualitatif dengan mengambil data primer berupa wawancara dengan responden serta data sekunder dari website yang berhubungan  dengan UMKM dan laman lainnya. Hasil dari penelitian diharapkan bisa memberi input pada pemangku kebutuhan dalam soal ini ialah pemerintah dalam usaha peningkatan UMKM di waktu mendatang.   Kata kunci : pendampingan UMKM, Model terintegrasi, pengembangan UMKM   ABSTRAK Surabaya is currently a city of food and various snack industries that are starting to promise as a business that has a sales turnover and more income, which can be said to be very profitable. Many snacks have been circulating in Surabaya that has different shapes, flavors, packaging, and appearance that are made as attractive as possible to attract the attention of consumers. Business feasibility studies are needed to see a picture of whether this integrated assistance method is feasible or not to run. in an endeavor. The research aims at training and mentoring for Micro, Small, and Medium Enterprises in the Surabaya area. This research methodology uses a descriptive qualitative method by taking primary data in the form of interviews with respondents and secondary data from websites related to MSMEs and other pages. The results of the study are expected to provide input to stakeholders, in this case, the government in the effort to develop MSME in the future. Keywords: MSME assistance, integrated model, development of MSME

scholarly journals Peranan Perbankan Syariah Terhadap Pengembangan Modal Usaha Mikro, Kecil dan Menengah (UMKM)

AL-TIJARY ◽  
2019 ◽  
Vol 5 (1) ◽  
pp. 49-58
Author(s):  
Ayif Fathurrahman ◽  
Jihan Fadilla
Keyword(s):  
Regression Analysis ◽  
Sampling Method ◽  
Small And Medium Enterprises ◽  
Primary Data ◽  
Islamic Banking ◽  
Analysis Technique ◽  
Capital Development ◽  
Medium Enterprises ◽  
Research Criteria

This study aims to analyze the role of Islamic banking toward the development of Micro, Small and Medium Enterprises (MSMEs) capital in Yogyakarta. This test uses primary data obtained from the distribution of questionnaires with analysis tools using SPSS 20 software. The sampling method in this study used purposive sampling where 100 samples were selected according to the research criteria. In this study using the sample criteria with microfinance customers in Islamic banking in Yogyakarta. The data analysis technique in this test is multiple regression analysis. So, the results obtained in this test show that the variables of assistance, accessibility, and financing products have a positive and significant effect on capital development. However, the service variable does not have a positive and significant effect on MSMEs’ capital development in Yogyakarta.

scholarly journals ANALISIS PENERAPAN PERATURAN PEMERINTAH NOMOR 23 TAHUN 2018 PADA UMKM DI KECAMATAN LANGOWAN

2021 ◽  
pp. 66-77
Author(s):  
Gloria Mangare ◽  
R. I. J Pangkey ◽  
Jones. X Pontoh
Keyword(s):  
Government Regulation ◽  
Small And Medium Enterprises ◽  
Adam Smith ◽  
Legal Certainty ◽  
Government Programs ◽  
Tax Collection ◽  
Know How ◽  
The Government ◽  
Medium Enterprises

Tujuan penelitian ini untuk memahami bagaimana penerapan Peraturan Pemerintah No. 23 Tahun 2018 pada UMKM di Kecamatan Langowan, dilakukan pada lima UMKM berbeda, menggunakan pendekatan kualitatif. Informasi diperoleh langsung dari para informan dengan teknik wawancara maupun observasi, berdasarkan teori yang ada tentang asas-asas pemungutan pajak oleh Adam Smith. Jumlah pungutan pajak sebagaimana yang diatur dalam Peraturan Pemerintah No. 23 Tahun 2018 dianggap sesuai dengan daya pikul karena pengenaannya tergantung dari besar kecilnya penghasilan.Peraturan Pemerintah ini juga memberikan kepastian hukum bagi Wajib Pajak. Adapun pendapat dari sebagian informan bahwa tarif 0,5% merupakan tarif yang tidak terlalu memberatkan, namun sebagian informan lainya berpendapat bahwa tarif tersebut masih dianggap berat. Namun, manfaat pajak bisa dirasakan lewat program pemerintah yang memanfaatkan penerimaan perpajakan. Peran pajak dapat dinikmati, dimana pemerintah berupaya mengadakan sarana dan prasarana yang dapat meningkatkan kesejahteraan masyarakat. Kata Kunci: Penerapan, Peraturan Pemerintah No. 23 Tahun 2018, UMKM   The porpose of this study is to know how about the implementation of Government Regulation No. 23 of 2018 at Micrro Small and Medium Enterprises (MSME) in Langowan District, at five different Micrro Small and Medium Enterprises, using a qualitative approach. Information obtained directly from informants by interview techniques and observation, based on existing theories about tax collection principles by Adam Smith. The amount of tax collection on Micro Small and Medium Enterprises as regulated in Government Regulation No. 23 of 2018 considered in accordance with ability because the imposition depends on the size of income. This Government Regulation can also provide legal certainty for taxpayers. The opinions of some taxpayers is the 0,5% tariff is a less heavy tariff. However, the opinions of some taxpayers that the rate is still considered heavy. However, the benefits of taxes can be felt through government programs that take advantage of tax revenues. The role of tax can be enjoyed, the government strives to provide facilities and infrastructure that can improve the welfare of society. Key Words: Implementation, Government Regulation No. 23 of 2018, MSME

Peran Lembaga Pemberdayaan Ekonomi Mustahik Baznas Dalam Meningkatkan Kesejahteraan Ekonomi Mustahik

2021 ◽  
Vol 4 (2) ◽  
pp. 477-494
Author(s):  
Ali Idrus ◽  
Ade Maman
Keyword(s):  
Quality Of Life ◽  
Qualitative Research ◽  
Data Collection ◽  
Small And Medium Enterprises ◽  
Business Development ◽  
Economic Welfare ◽  
Descriptive Data ◽  
Medium Enterprises

One of the solutions proposed by Badan Amil Zakat Nasional is to form Lembaga Pemberdayaan Ekonomi Mustahik which has the task of improving the quality of life of mustahik through its programs. So, the purpose of this study is to find out how the role of Lembaga Pemberdayaan Ekonomi Mustahik Badan Amil Zakat Nasional in improving the economic welfare of mustahik. This study uses qualitative research methods that produce descriptive data. Where this research is based on observations made by the author and then explained according to what the author observed in the field. The data collection that the researchers did was using the method of observation, documentary interviews, and other data. When the data has been collected, the researcher conducts an analysis and then draws conclusions from the analysis. The results of this study are Lembaga Pemberdayaan Ekonomi Mustahik BAZNAS plays a role in the development of micro, small and medium enterprises (MSMEs) and focuses on potential creative businesses, empowers by providing business development capital assistance, in accordance with the budget draft proposed by mustahik, and approved by LPEM BAZNAS. Keywords: The Role of LPEM BAZNAS, Mustahik's Economic Welfare

Analisis Dampak Toko Modern Terhadap Keberadaan Usaha Mikro, Kecil, Menengah Di Kota Padangsidimpuan

2021 ◽  
Vol 4 (1) ◽  
pp. 208
Author(s):  
Rahmat Kurniawan ◽  
Azhar Azhar
Keyword(s):  
Human Resources ◽  
Negative Impact ◽  
Positive Impact ◽  
Small And Medium Enterprises ◽  
City Government ◽  
Banking Institutions ◽  
The Government ◽  
Medium Enterprises ◽  
Role Of The Government

This research is to find out the perceptions of micro, small and medium enterprises to modern stores, MSME partnerships with modern stores, constraints, and the role of the government in overcoming the problems of modern shops and MSMEs in Padangsidimpuan City. This research is a descriptive qualitative study by conducting in-depth interviews. The results showed the perception of MSMEs towards modern stores had a negative and positive impact. The negative impact, the income of MSMEs has decreased. The positive impact, the presence of modern stores motivates MSMEs to evaluate themselves from modern stores. The partnership established by MSMEs with modern stores is the use of business locations provided by modern stores. The constraints of MSMEs are business capital, human resources, business legality, business permits and products, while the constraints of modern stores are business permits, human resources and partnerships with MSMEs. The role of the City Government of Padangsidimpuan is for modern stores, namely to give an appeal not to add to modern store outlets and to call for partnerships in terms of marketing local MSME products. For MSMEs, facilitate MSMEs with banking institutions in terms of providing venture capital, training and guidance to MSMEs, and making packaging houses.

scholarly journals Notary Role In Making The Establishment Of The Deed Of Business Cooperation In The Rembang District

Jurnal Akta ◽  
2019 ◽  
Vol 6 (3) ◽  
pp. 573
Author(s):  
Zaenal Arifin ◽  
Aryani Witasari
Keyword(s):  
Small And Medium Enterprises ◽  
Secondary Data ◽  
Literature Study ◽  
Formation Stage ◽  
Cooperative Development ◽  
Preparation Stage ◽  
Cooperative Enterprises ◽  
The Right ◽  
Medium Enterprises

The purpose of this study was to analyze: 1) The implementation of the Deed of Establishment of Cooperative manufacture in Rembang. 2) The role of the Notary as the maker of the Deed of Establishment of Cooperative Enterprises. 3) Barriers and solutions in the Deed of Establishment of Cooperative Development in Rembang.The approach method in this research is juridical empirical, data sources used are primary and secondary data obtained through interviews and literature study, performed data analysis by descriptive analytic.Results of the research results can be concluded: 1) Implementation of Creation Deed of Establishment of Cooperative in Rembang which starts with the preparation stage of formation, preparation stage meetings of formation, stage meetings of formation, stage request for approval rights of legal entities cooperatives, and the stage of issuance of the deed pendiiran and 2) As the role of Notary Deed of establishment of cooperative enterprises in Rembang is as maker deed of cooperative efforts. Notaries have the right authority / legal standing in a deed of incorporation of cooperatives. 3). Obstacles and solutions in the Deed of Establishment of Cooperative Development in Rembang of the cooperative is a member of the cooperative awareness level is still low, less managerial capacity, and limited capital resources. Barriers of Notary Public Notary is still much limited knowledge of Notary Deed Official Cooperation (PPAK) and the low interest of the Notary Deed Cooperative (NPAK) in Rembang district were registered for the Legal Entity Administration System Cooperative (SISMINBHKOP). With the state of a society, then the Office of Industry Trade Cooperatives and Small and Medium Enterprises Rembang should seek to build cooperation between the Notary in Rembang with the Agency's own cooperative.Keywords: Deed of Establishment of Cooperative; PPAK; SISMINBHKOP 

scholarly journals THE STUDY OF SME’S PROFITABILITY AND ITS RELATION TO THE AVAILABILITY OF ELECTRICAL ENERGY IN TELUK WONDAMA REGENCY

2019 ◽  
Vol 2 (3) ◽  
pp. 173
Author(s):  
Irawantho Irawantho ◽  
Alimuddin Alimuddin ◽  
Nursini Nursini
Keyword(s):  
Small And Medium Enterprises ◽  
Research Result ◽  
Electrical Energy ◽  
Regression Equation ◽  
Primary Data ◽  
Energy Costs ◽  
Analysis Model ◽  
The Government ◽  
Medium Enterprises

This research aimed to investigate the effect of electrical energy costs, the business capital, and the total of the laborers on the profits of the Micro Small and Medium Enterprises in Teluk Wondama Regency.This research used the regression equation. The Objects of the study were Micro Small and Medium Enterprises who were business actors who were impacted doe to the establishment of the cooperation between the Government of Teluk Wondama Regency and PT. PLN in term of supply of the electrical energy. The data were collected using the technique of questionnaires distributed to 90 micro small and medium enterprises. The types of data used were the primary data. The analysis model used in this research was the multiple linear regression.The research result indicated that (1) The electrical costs had a positive and significant effect on the profits of SME in Teluk Wondama Regency; (2) The business capital had a positive and significant effect on the profits of SME in Teluk Wondama Regency; (3) The number of laborers had a positive and significant effect on the profits of SME in Teluk Wondama Regency. The roles of the three factors together had the effect of 46.5%, while the rest of about 53.5% was determined by other factors.

scholarly journals External Funding And The Development Of Small And Medium-Sized Businesses In The City Of Makassar (Indonesia): An Explanatory Quantitative Study

2020 ◽  
Vol 41 (49) ◽  
pp. 104-113
Author(s):  
Salmiyah THAHA ◽  
◽  
Chalid I. MUSA ◽  
Basril BADO ◽  
◽  
...  
Keyword(s):  
Data Collection ◽  
Quantitative Study ◽  
Structural Equation ◽  
Small And Medium Enterprises ◽  
Primary Data ◽  
Survey Method ◽  
External Funding ◽  
Medium Enterprises ◽  
The City ◽  
Small And Medium Business

Academics are interested in exploring small and medium business actors both from a macro perspective that examines external factors in developing small and medium business actors, as well as from a micro perspective on internal determinants that contribute to the performance for small and medium enterprises. The purpose of this study was to analyze the effect of entrepreneurial character on external funding and the development of small and medium business actors. This research is a quantitative study that explains the influence of exogenous variables on endogenous variables. Research location in the city of Makassar, South Sulawesi. The population in this study were 136 entrepreneurs who made loans to banks (State-owned enterprises) in the city of Makassar. The sampling of this study used the census sampling method (saturated sample). The data collection method uses a survey method with primary data collection in the form of a questionnaire. Data analysis techniques using structural equation modelling. The results showed that the entrepreneurial character variable had a significant effect on external funding and the development of small and medium business actors. Therefore, based on research findings, efforts to enhance the development of small and medium business actors in further research can develop further models.

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