scholarly journals ANALISIS TINGKAT KESEHATAN PT. BANK BRISYARIAH PERIODE 2011-2014 DENGAN MENGGUNAKAN METODE CAMEL

2017 ◽  
Vol 7 (2) ◽  
pp. 55
Author(s):  
Ari Kristin Prasetyoningrum ◽  
Noor Ahmad Toyyib
Keyword(s):  
Quality Management ◽  
Annual Report ◽  
Rapid Development ◽  
Descriptive Analysis ◽  
Public Confidence ◽  
Capital Asset ◽  
Quantitative Descriptive Analysis ◽  
Financial Report ◽  
Quantitative Descriptive ◽  
Asset Quality

<p><em>The rapid development of banking as well as high levels of complexity influence the performance and increase the risk of a bank. Therefore, it is important for banks to maintain the trust because of activities related to public confidence. This study aims to determine the health level of PT. Bank BRISyariah in 2011-2014 by using CAMEL.</em></p><p><em>This research used quantitative descriptive analysis aims to analyze the soundness of PT. Bank BRISyariah in 2011-2014 using the CAMEL factors include capital, asset quality, management, earnings and liquidity. Data used in this study a BRISyariah Annual Report 2011 to 2014 taken from www.brisyariah.co.id. and Quarterly Financial Report Bank BRISyariah published by Bank Indonesia was taken from </em><a href="http://www.bi.go.id/"><em>www.bi.go.id</em></a><em>.</em></p><p><em>Based on the analysis of the Bank’s soundness BRISyariah using CAMEL ratio in 2011-2014 can be said that in general PT. Bank BRISyariah in conditions HEALTHY, the the first rank in the CAR, PPAP, ROA, NPM, and CR; The second rank in the KAP; BOPO ranked third; and LDR in the fourth.</em></p>

Challenges in a mobile English telecollaborative project: Towards a conceptual model

2022 ◽  
pp. 1-19
Author(s):  
Junjie Gavin Wu ◽  
Mark Feng Teng ◽  
Miller Lindsay
Keyword(s):  
Language Learning ◽  
Conceptual Model ◽  
Instant Messaging ◽  
Rapid Development ◽  
Descriptive Analysis ◽  
Quantitative Descriptive Analysis ◽  
Linguistic Performance ◽  
Physical Environments ◽  
Quantitative Descriptive ◽  
Community Of Inquiry Framework

This paper, drawing upon a mobile telecollaborative project, resonates with the rapid development of technology in language learning. We employed the instant messaging app WeChat to create an English telecollaborative environment for two groups of Chinese students to communicate within. Interview data were triangulated with students’ chat transcripts and comments from a teacher’s reflective journal. A mixed-methods approach, including quantitative descriptive analysis, thematic analysis and content analysis, was used to investigate the challenges and the linguistic performance by applying the community of inquiry framework to the students’ chats. The analysis illustrates some of the complexities and challenges of using online apps as a way of communicating in a second language: students expected more teacher support, they struggled to use the app due to their physical environments and they felt that they were not sufficiently well prepared for chatting in an English medium environment. Based on the findings, a conceptual model is proposed for consideration when encouraging students to engage in telecollaborative learning. Implications for practice or policy: Teachers should enhance their visibility in mobile telecollaborative projects by promoting participants’ contribution through different facilitation techniques. Teachers and educators can capitalise on the proposed conceptual model to guide their own design of such online learning experiences for their learners. Telecollaborative learning can be improved by taking into account various factors such as physical environment, the medium of communication and the potential incentives.

scholarly journals Faktor-faktor yang mempengaruhi nilai perusahaan pada perusahaan manufaktur sektor industri barang konsumsi yang terdaftar di Bursa Efek Indonesia Tahun 2016-2019

2021 ◽  
Vol 16 (4) ◽  
pp. 717-728
Author(s):  
Tina Novianti Sitanggang ◽  
Yolanda Angel Sabatani Doloksaribu
Keyword(s):  
Firm Value ◽  
Stock Exchange ◽  
Descriptive Analysis ◽  
Sample Selection ◽  
Secondary Data ◽  
Numerical Data ◽  
Manufacturing Companies ◽  
Quantitative Descriptive Analysis ◽  
Financial Report ◽  
Quantitative Descriptive

The purpose of this study is only to test whether there is an effect of Capital Structure (DER), Current Ratio (CR), Net Profit Margin (NPM), and Firm Size (UP) on Firm Value (NP). This research was conducted on Manufacturing Companies in the Consumer Goods Industry Sector listed on the Indonesia Stock Exchange in 2016-2019. This research uses quantitative descriptive analysis. This type of research is in the form of knowledge that uses numerical data as a measuring tool to analyze. The number of samples used as many as 41 companies. Sample selection was made using purposive sampling. The data used for this research is secondary data, namely data in the form of annual financial report data for the 2016-2019 period. The data were tested by statistical data analysis in multiple regression analysis, where the classical assumption test was first tested using SPSS.

scholarly journals ANALISIS PERBANDINGAN KINERJA PADA BANK NASIONAL DAN BANK ASING DENGAN MENGGUNAKAN ANALISIS RASIO KEUANGAN

2014 ◽  
Vol 3 (1) ◽  
pp. 66
Author(s):  
Christania Graciella Angel ◽  
Rudy Pusung
Keyword(s):  
Quality Management ◽  
Financial Performance ◽  
Foreign Bank ◽  
T Test ◽  
Bank Performance ◽  
Capital Asset ◽  
Financial Report ◽  
Purposive Sampling ◽  
National Bank ◽  
Asset Quality

ABSTRAK Penilaian terhadap kinerja suatu bank tertentu dapat dilakukan dengan melakukan analisis terhadap laporan keuangannya. Laporan keuangan bank berupa neraca memberikan informasi kepada pihak di luar bank. Informasi yang diberikan mengenai gambaran posisi keuangannya, yang lebih jauh dapat digunakan pihak eksternal untuk menilai besarnya resiko yang ada pada suatu bank. Dilihat dari segi kepemilikannya, pengelompokkan bank dapat dibedakan atas 3 kelompok yaitu bank nasional, bank asing dan bank campuran. Ketiga kelompok bank ini dalam kenyataannya bersaing ketat untuk menunjukkan good performance di mata publik. Penelitian ini bertujuan untuk menganalis kinerja keuangan bank nasional dan bank asing periode 2004 – 2013 dengan menggunakan proksi keuangan (CAMEL) yang terdiri atas: Capital, Asset Quality, Management, Earnings, Liquidity. Populasi dalam penelitian ini adalah seluruh bank (bank asing dan bank nasional) yang tercatat dalam Bursa Efek Indonesia tahun 2004-2013 yang berjumlah 42 bank, dengan menggunakan purposive sampling jumlah sampel yang memenuhi kriteria adalah sebanyak 10 bank (dengan perincian 5 bank nasional dan 5 bank asing). Metode analisis yang digunakan adalah uji beda rata-rata (t-test). Dari hasil penelitian diperoleh penggunaan proksi CAMEL dalam melakukan analisis perbandingan kinerja memberikan bukti bahwa kinerja bank asing lebih baik dari bank nasional.Kata Kunci : kinerja keuangan, bank nasional, bank asing, rasio CAMEL  ABSTRACT Bank performance appraisal is based on bank financial report itself. The financial report can be form balance report which give information about the financial position to the outside of bank that can be used of eksternal to assess the level of risk exist in a bank. Based on ownership consist of national bank, mixture bank and foreign bank. These banks has tight compete to show a good performance to the public. This research aimed to analyze the financial performance difference of national bank and foreign bank at the period of 2004 to 2013 with the proxy finance ratio (CAMEL ratio) consist of: Capital, Asset Quality, Management, Earnings, and Liquidity. The population in this research consist of national bank and foreign bank listed on the Indonesia Stock Exchange at the period of 2004 to 2013 which amount 42 banks. Based on purposive sampling techniques, the number of samples that meet the criteria are as many as 10 banks (5 national banks and 5 foreign banks). Analysis technique that use in this research is t-test. As the result the usage of proxy CAMEL ratio to analyze comparison bank performance give evidence that foreign bank performance is better than national bank performance.Keywords : financial performance, national bank, foreign bank, CAMEL ratio.

scholarly journals Analisis Perbandingan Keuntungan Usaha Ikan Bakar Pada Rumah Makan Di Kota Dan Rumah Makan Di Pantai

2017 ◽  
Vol 2 (4) ◽  
pp. 288-299
Author(s):  
Fera Ferdina Sardi ◽  
Romano Romano ◽  
Suyanti Kasimin
Keyword(s):  
Rapid Development ◽  
Descriptive Analysis ◽  
Business Owner ◽  
Quantitative Descriptive Analysis ◽  
Business Profit ◽  
The Difference ◽  
Quantitative Descriptive ◽  
The City ◽  
Test Result ◽  
Banda Aceh

Abstrak. Usaha ikan bakar adalah usaha yang sedang mengalami perkembangan yang relatif pesat sehingga banyak orang yang tertarik untuk menjalankan usaha seperti ini. Alasan rasional gerai makanan tumbuh berkembang adalah karena keuntungan yang besar. Inilah salah satu alasan dibukanya kawasan rumah makan ikan bakar di Lamnyong Kota Banda Aceh dan Pantai Lampu’uk Kabupaten Aceh Besar.Tujuan dari penelitian ini adalah untuk mengetahui perbedaan keuntungan pemilik usaha ikan bakar di kota dan pantai, mengetahui apa saja kendalayang dihadapi pemilik usaha ikan bakar di kota dan pantai. Penelitian ini dilakukan di kota dan pantai. Metode analisis yang digunakan adalah analisis deskriptif kuantitatif. Hasil penelitian menunjukkan bahwaKeuntungan usaha ikan bakar di pantai lebih besar dibandingkan dengan keuntungan usaha ikan bakar di kota, dengan rata-rata keuntungan usaha ikan bakar adalah sebesar Rp. Rp 49.918.464/bulan. Sedangkan keuntungan usaha ikan bakar di kotaadalah sebesar Rp 20.063.267/bulan. Tingkat perbedaan sebesar Rp 29.855.197/bulan. Hal ini juga terbukti dari hasil pengujian statistik uji  dimana (3) lebih besar daripada (1,77).Comparative Analysis Of Grilled Fish Business Profit At Restaurants In The City And Restaurants On The BeachAbstract. Grilled fish business is a business that is experiencing a relatively rapid development so many people who are interested to run a business like this. The rational reason for growing food outlets is because of the huge profits. This is one of the reason for the opening of a grilled fish restaurant in Lamnyong of Banda Aceh and the beach Lampu’uk of Aceh Besar district. The purpose of this research is to know the difference of profit of grilled fish business owner in town and coast, to know what are the constraints faced by business owner of grilled fish in town and coast. This research was conducted in Lamnyong Kota Banda Aceh and Pantai Lampu'uk of Aceh Besar Regency. The analytical method used is quantitative descriptive analysis. The results showed that the profit of the grilled fish business in Lampu'uk Beach is greater than the profit of the grilled fish business in Lamnyong, with the average profit of the grilled fish business is Rp. Rp 49.918.464 / month. While the profit of grilled fish business at restaurants in Lamnyong Kota Banda Aceh is Rp 20,063,267 / month. The difference level is Rp 29.855.197 / month, it is also proven from the statistical test result independent t-test where count t (3) is greater than table t (1.77).

Sebaran Lokasi Potensial Minimarket (Alfamart dan Indomaret) Di Kecamatan Babelan

2018 ◽  
Vol 18 (1) ◽  
pp. 62-71
Author(s):  
NIDA DIANA ◽  
SONY NUGRATAMA ◽  
Adrian Adrian
Keyword(s):  
Rapid Development ◽  
Descriptive Analysis ◽  
Analysis Data ◽  
Quantitative Descriptive Analysis ◽  
Point Analysis ◽  
Average Potential ◽  
Quantitative Descriptive ◽  
Survey Approach ◽  
Stop Point

District Babelan has many minimarkets in the form of Alfamart and Indomaret. Minimarket in District Babelan amounted to 43 minimarket. Minimarkets are scattered in several villages in Babelan sub-district, namely Bahagia village, Kebalen village, Babelan Kota village, Kedung Pengawas village, Kedung Jaya village and Muarabakti village. The purpose of this study is to see the development of Alfamart and Indomaret, knowing the pattern of distribution as well as potential location of minimarket establishment. The method used in this research is quantitative descriptive analysis with survey approach. Methods of data analysis using stop-point analysis. Data collection using observation techniques by taking data on location and documentation. The results of this study indicate that the development of Alfamart and Indomaret in the District of Babelan experienced rapid development from 2013-2017. In 2013 in Babelan sub-district there are only 12 minimarkets and by 2017 it has increased to 43 minimarkets, which indicates that minimarket developments in Babelan Sub-district have progressed over time.  Next, the pattern of distribution Alfamart and Indomaret in District Babelan has a pattern of clumping. Other than that, the determination of potential location of minimarket establishment is needed to know where the potential position to establish minimarket. The potential distance of minimarket between villages in Babelan sub-district is not much different. The average potential distance of minimarket between villages is 1,4 km. Keywods : Minimarket, distribution pattern potential location, District of Babelan

Faktor-Faktor Risiko Terhadap Keterlambatan Proyek Konstruksi di Wilayah Denpasar, Bali

2021 ◽  
Vol 1 ◽  
pp. 199-204
Author(s):  
I Gd Sastra Wibawa ◽  
I Made Anom Santiana ◽  
I Made Tapa Yasa ◽  
I Wayan Suasira
Keyword(s):  
Risk Factors ◽  
Construction Projects ◽  
Rapid Development ◽  
Descriptive Analysis ◽  
Average Frequency ◽  
Quantitative Descriptive Analysis ◽  
New School ◽  
Risk Variable ◽  
Quantitative Descriptive ◽  
The Many

The construction projects are always faced with the possibility of risk problems. The rapid development in the Denpasar area is in line with the many construction projects, especially buildings such as hotel construction, construction of new school buildings, etc. For construction projects in Denpasar, risk control is necessary. In this regard, it is necessary to research the Analysis of Risk Factors. This study aimed to determine the dominant risk factors causing construction project delays, mitigation and risk ownership of the dominant risk factors. This research used the quantitative descriptive analysis method. The measuring instrument of this study used a questionnaire and interviews with contractor respondents. Based on the results, the dominant risk analysis was labor risk with an average frequency value of 13.70 and 17.13 consequences. The dominant question from the labor risk variable was the low productivity of the workforce due to lack of experience with a frequency percentage of 46.67% who answered rarely and 53.33% who often answered. In comparison, the percentage of consequences was 70.00% answered big and 30.00% answered very largely. Risk response that can be done is to recruit new workers and place them according to their skills. The study's ownership of risk was the contractor due to the contractor's error in employing workers in the field. 

scholarly journals DAMPAK PEMBIAYAAN MURABAHAH TERHADAP LABA PT BANK BNI SYARIAH (PERSERO) TBK. KANTOR CABANG MAKASSAR

2021 ◽  
Vol 6 (2) ◽  
pp. 249-262
Author(s):  
Muhlis Muhlis ◽  
Hardiyanti Ade Ahsana
Keyword(s):  
Hypothesis Testing ◽  
Descriptive Analysis ◽  
Quantitative Descriptive Analysis ◽  
Financial Report ◽  
Report Data ◽  
Independent Variable ◽  
Simple Regression Analysis ◽  
Quantitative Descriptive ◽  
Branch Office ◽  
The Impact

The presence of murabahah financing service facilities at PT Bank BNI Syariah is expected to internally maximize profits for the company. For this reason, this research aims to provide empirical evidence regarding the impact of murabahah financing on profits at PT Bank BNI Syariah (Persero) Tbk. Makassar Branch Office, using 2014-2016 financial report data. The methodology uses quantitative descriptive analysis through linear regression and hypothesis testing. Research results show that murabahah financing has a positive and significant impact on profits at PT Bank BNI Syariah (Persero) Tbk. Makassar Branch Office. Hypothesis testing obtained a significant level below 5%. So that murabahah financing has a positive and significant impact on company profits. The results of the simple regression analysis showed that the model Y = -2267.044 + 0.551X. A constant value of -2267.044 means that if there is no murabahah financing, profit (Y) will decrease by -2267.044 and if the independent variable, namely murabahah financing (X) increases by one unit, the dependent variable, namely profit (Y), increases by 0.551.

Strategi Pengembangan Kelompok Wanita Tani pada Optimalisasi Lahan Pekarangan di Desa Wonogiri

2018 ◽  
Vol 1 (1) ◽  
pp. 34-43
Author(s):  
Nindy Danisa Wulandari
Keyword(s):  
Government Regulation ◽  
Descriptive Analysis ◽  
Development Strategies ◽  
Women Farmers ◽  
Quantitative Descriptive Analysis ◽  
Self Reliance ◽  
The Government ◽  
Quantitative Descriptive ◽  
The One ◽  
Purposive Sample

Development of food security implemented to meet the human basic needs that provide benefits fairly and equitably based on self – reliance, and not contrary to public faith. Referring to the government regulation No 22 of 2009 concerning Food Consumption Diversification Acceleration (P2KP). However, it is not supported by the development of women farmers. The method use in this research is quantitative descriptive analysis using SWOT (Strength, Weakness, Opportunity and Treath). The samples in this study is the purposive sample. Result of a study showed the amount of income earned from the group of women farmers in the one month is 150,000/ members. Proper development strategies used in the development strategies used in the development KWT Melati is a Growth Oriented Strategy is very profitable strategy to seize opportunities with the strength. Pembangunan ketahan pangan dilaksanakan untuk memenuhi kebutuhan dasar manusia yang memberikan manfaat secara adil dan merata berdasarkan kemandirian, dan tidak bertentangan dengan keyakinan masyarakat. Mengacu pada Peraturan Pemerintah No 22 Tahun 2009 mengenai Percepatan Penganekaragaman Konsumsi Pangan (P2KP). Namun, hal ini tidak didukung dengan adanya pengembangan kelompok wanita tani. Metode yang digunakan dalam penelitian ini adalah deskriptif kuantitatif dengan menggunakan analisis SWOT (Strength, Weakness, Opportunity and Treath). Penentuan sampel dalam penelitian ini adalah dengan sampel purposive. Hasil penelitian menunjukan besaran pendapatan yang diperoleh dari adanya kelompok wanita tani dalam satu bulan adalah Rp.150.000/bulan/anggota. Strategi pengembangan yang tepat digunakan dalam pengembangan Kelompok Wanita Tani (KWT) Melati adalah Growth Oriented Strategy.

PENGARUH KINERJA PENGELOLAAN KEUANGAN DAERAH TERHADAP PERTUMBUHAN EKONOMI, PENGANGGURAN DAN KEMISKINAN DI KOTA DEPOK

2019 ◽  
Vol 2 (2) ◽  
pp. 372
Author(s):  
Suryanta Suryanta
Keyword(s):  
Economic Growth ◽  
Statistical Analysis ◽  
Financial Management ◽  
Regression Coefficient ◽  
Descriptive Analysis ◽  
Analysis Method ◽  
Simple Linear Regression ◽  
Quantitative Descriptive Analysis ◽  
Income Gap ◽  
Quantitative Descriptive

This study aims to analyze whether the performance of regional financial management influences economic growth in Depok City, analyzes whether the performance of regional financial management influences unemployment in Depok City, and analyzes whether the performance of regional financial management affects poverty in Depok City with the 2006 study period- 2015 The analysis method used is quantitative descriptive analysis and simple linear regression statistical analysis. Based on the results of hypothesis testing it can be proven that the performance of regional financial management (independence ratio) has a positive and significant effect on economic growth, this can be seen from the value of sig. 0.046 <0.05 with a regression coefficient of 1.883. Then the performance of regional financial management has a negative and significant effect on unemployment, this can be seen from the value of sig. 0.030 <0.05 with a regression coefficient of -6.864. But the performance of regional financial management has no significant effect on poverty, this can be seen from the sig. 0.065> 0.05 with a regression coefficient of -0.512. This can be due to the still high income gap in the community, so that the increasing regional income has not been able to significantly reduce poverty in Depok.

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